We had such a wonderful experience working with the JJ Mack Team on the loan for our new home! As…read morefirst-time homebuyers, we were a little intimidated by the whole process at first. There were definitely a lot of questions and a lot to learn, but Lindsay and the entire team made us feel comfortable every step of the way. They were incredibly kind, patient, and always made sure our questions were answered. Thanks to their guidance and support, the process was so much smoother and honestly, much less stressful than we ever imagined! Buying our first home is such a huge milestone for us, and we're so grateful to the JJ Mack Team for helping us navigate it all and making the experience such a positive one. We highly recommend Lindsay and the JJ Mack Team to anyone looking for a knowledgeable, supportive, and truly wonderful team to help make their home-buying dreams a reality!

Working with JJ Mack was a pleasure. From the start, Lindsay made it very easy. She worked with me,…read moregoing through all my numbers. The whole team was very on top of everything, letting me know what was needed and making sure all documents were in on time. Thank you all for such a smooth transition to a new home. Danny

We just used Vision Mortgage on our home purchase in Pollock Pines. Wow, these guys are excellent…read more We had a complicated situation and they walked us through everything to accomplish a 14-day close. Staff was amazing and responsive. We were able to get pre-approved the same day. As we were paying off some debts, they were requesting for rapid rescores to lock in the best rates. They really fought for us. 5 stars all the way here.

I signed my final documents for my home today. It was a long 6 months of highs and lows. I want to…read moregive a shout out to Amy and Karen. They went hard in the paint for me! When I thought all was lost and wanted to throw in the towel, Amy was there with positivity and patience. Karen ran numbers like a champion, and it came out alright in the end. Along with my realtor, these ladies made my dream come true. I cannot sing their praises enough. If you want fighters on your side choose Vision Mortgage, and ask for the dynamic duo of Amy Quijada and Karen Ramos.

We had a friend recommend Sheldon when we were considering buying our first home. We know nothing…read moreabout the home buying process other than being told how stressful the entire process can be by friends and family. Sheldon explained everything in detail and went over numbers with me so we could understand what we were looking at. When the interest rates changed, he again reached out to go over how it would affect our payments and what our options are. We found a home not long after beginning the process with Sheldon and had our offer accepted 10 days ago. We will be signing at the title company tomorrow; I cannot believe this has happened so fast! The entire process has been incredibly easy, it has surprised my friends and family as this was not their own experience buying a home. Lisa, the loan processor has communicated everything along the way, keeping us updated as things progressed. I really did not think the home buying process would go this smoothly or stress free for us. We will be recommending Sheldon & Lisa to our family and friends and wouldn't go to anyone else in the future.

El Sheldon helped me get a great interest rate with this silly market. I got %4.5 VA on my wife and…read moremy dream house. He is always there to answer questions (no matter how trivial) and really breaks down each cost analysis, easy for soccer moms and dads to understand! Everyone situation is different for reasons to buy a house, in our case, we sold the old one and upgraded to a much nicer one. We doubled our mortgage, but doubled our house.

Ryan was amazing. Very responsive to questions and requests for clarification. Whole process was…read morevery smooth. Would recommend him to anyone considering a loan.

Ryan is hands down the best finance professional to work with! I've purchased two homes over 12…read moreyears with Ryan's help. His attention to detail and responsiveness is spectacular. His knowledge of the lending landscape is vast and he was able to help us out with a mold situation that could have easily gone south in a hurry. With Ryan's help we were able to get the concern resolved quickly and stay on track to close. If you are looking for a financing professional, choose Ryan. He's the best!

Thank you Steve Cockerell for helping Gary and Mimi buy their Home Sweet Home in the pines! Thank…read moreyou for helping them overcome obstacles and making their dreams come true. With much appreciation, Sally Long Johns, Realtor Coldwell Banker 111 Main Street Placerville CA 95667 530-306-0821

They sure acted professional. But the way they conducted business was quite contrary. They took…read moreme on a long journey that lasted about a week. After giving all my life information, they somehow lost all my paperwork. Apparently this was no there first time. But they needed to start at the beginning again. They were sorry but "Damage Done" I couldn't do it. Thanks anyways Jaime Baer. I left and found someone else really helpful at a different local agency. I don't regret my decision to change agencies.

Brad was not my loan officer. But after my loan officer moved away from the company Brad was the…read moreprofessional I needed. He reached out to me when our insurance carrier left California. He wanted to make sure I did not have my insurance lapse. He did this as a professional in the mortgage business. It is Brad that made sure my insurance was received by the lender. He didn't have to do any of this. Brad then followed up about my veteran tax exemption. Again he didn't have to do this. He is just a professional. Since then he has allowed me to submit other questions. He is an absolute professional. This is a value you can't put in a loan document. This is saving me money. You don't want the value lender. You want the professional. Reach out to Brad L'Engle and his team. You won't be disappointed.

I'm a repeat client for a reason. Brad and his team, specifically Whitney, go so far beyond and…read moreabove, honing in on what YOUR specific needs are and finding the best fit... and FAST. We went from first day of contacting Brad to a completely closed loan in 29 days with THREE loan changes due to SELLER errors, they had to correct and hunt down information. How on earth they worked so quickly and secured a rate that is unheard of in today's world still blows my mind. Brad thinks outside the box, and treats you like family. HUGE thanks for getting us the home of our dreams!... AGAIN!

Amber at Envoy is absolutely the best, especially for Veterans! In this crazy market she got our…read moreVA loan approved and closed in under 30 days, even with zero down. She has assisted us in the past for refinancing and she can anticipate and help clear any issues before they are a problem. Great communication every step of the way!

Amber was great! Very helpful and responsive. I had a bit of an unconventional refi and she was…read moreable to answer all my questions and provide options. I will be recommending Amber to my friends and family and will use her service again if I need another mortgage loan.

Jeanine is the best! There couldn't have been an easier, informative, or blissful home buying…read moreexperience. Me and my husband reached out to Jeanine because I had known she came highly recommended on Facebook by Solano County community pages over the past years and knew she would be our go to mortgage broker when the time came. Thankfully she was easy to book a phone call with, and we started the process right away. We knew nothing about the VA loan when we first started looking into home buying, but Jeanine was so well informed about it that she answered all of our questions with ease. There was never a time we reached out to her that she wasn't readily available via text or phone call, so we highly trusted her to get the job time quickly. Even after closing, she remained in touch and let us know to reach out to her any time with any questions. She really is there for you your whole homebuying experience and after. I highly recommend Jeanine to anyone and everyone!

If I could give Jeanine more than five stars, I would…read more Buying my first home at 63 years old after a lifetime of renting felt exciting, overwhelming, and at times downright terrifying. From the very beginning, Jeanine was so much more than a mortgage broker, she became a trusted guide through every step of the process. No question was ever too small. She patiently explained things I didn't understand, kept me informed every step of the way, and somehow made a very complex process feel manageable and even possible. Whenever a new document, underwriting request, insurance issue, or unexpected question came up, Jeanine was there with calm reassurance, knowledge, and practical solutions. What impressed me most was how deeply she cared. I never felt like just another client. She worked tirelessly behind the scenes, coordinated with my realtor, escrow, insurance broker, and lender, and always had my best interests at heart. I truly not only felt, but knew she was advocating for me throughout the entire process. Thanks to Jeanine, I am now the proud owner of my very first home. Looking back, I honestly don't know how I could have navigated this journey without her expertise, patience, encouragement, and unwavering support. If you're looking for someone who is knowledgeable, responsive, compassionate, and willing to go far above and beyond, I recommend Jeanine without hesitation. She helped make one of the biggest dreams of my life come true, and I will always be grateful.

I come from a mortgage underwriting background. I had a very complicated application (which…read moreincluded a $3000+ mortgage payment that I was not responsible for and could easily prove but was counted in my debt to income ratio anyway). Leo got me approved when I couldn't at other places. In all my experience (both at the bank and as a consumer), I've never come across someone who understood (or was willing to understand) the nuances of an "outside the box" borrower. Recently I decided to look into refinancing and am so loyal to Leo that I spent a bit of time to track him down since he moved companies. Even in my current situation, there are a number of ways to slice my request and he was excellent and going through each and pointing out the pros/cons even when it meant possibly losing my business to achieve the goal that is best for me. Thank you Leo!!

Leo has made homebuying an easy process. He is so knowledgeable and has an answer to any question…read moreyou have. Land Home was awesome as well they sent us a gift basket with movie vouchers and popcorn during escrow for a date night and a cute coffee mug when we first got into escrow. Leo was there when we signed our papers which was awesome because were first time homebuyers and it was good to know we had someone on her side looking out for our best interest. We were even able to offer a shorter escrow time because they were so on it with our paperwork and getting us through underwriting before we even found our house, which was imperative in this crazy market! If you want someone who's been in the industry a long time and is absolutely wonderful and competent choose Leo!