I rarely wrote a review but I really owe it to AAXY with its continued excellent services to all my mortgage needs. My friend referred me to AAXY mortgage for my first investment property purchase in Austin many years ago and I have been using their services ever since for the rest of my investment properties purchases and refinances including my own primary home. I have been working with few loan officers there and everyone is very professional especially Jill. She really knows the inside out of the regulations and policies and will make sure that you will get the best rate and timely closing with reputable loaner/banks. I really trusted AAXY especially Jill to the level that I do not feel the need to shop around anymore because I know AAXY will give me the best rate with reputable banks that will ensure timely closing. AAXY is not just a mortgage broker but has become my trusted advisor when I need finance or refinance my properties. I strongly recommend AAXY to anyone who are purchasing or refinancing their properties! read more

I did my purchase and refinance with AAXY in the 2015 and 2016, respectively and both times I had a great experience. First of all, they had the best mortgage rate and closing cost I could find! I compared their rates to UFCU and also a few online mortgage lenders and AAXY's was the best both of time. Roughly they saved me $2,000-$3,000 for the same interest rate among all other lenders. I felt like I could trust their rates and stopped looking for more rates to compare. Secondly, the loan officer (Jill) was very friendly, helpful and professional. She worked really hard to get the documents done in a timely manner. With her taking care of everything, I had nothing to worry about. Given my great experience with AAXY, I already recommended it to my co-worker who did refinance with them as well and I will not hesitate to recommend any of my friend who is looking for great rate and low cost mortgage financing. read more

The trust built between AAXY and me started from my first purchase back in year 2014. Kathy's high quality work, dedication and hardworking were very impressive. With her clear guidance and constant reminders, I don't ever feel closing a houses is something complicate and hard. That is why I ended up bought two more houses in the following two years. I trust Kathy and Stilly that whatever interest rate they locked for me was the best rate they could find. I trust them because they are protecting me like their personal friend. I heard so many stories of messed up schedules. With AAXY, Kathy and Stilly are on your side and it will never happen. Because they work hard to keep their original schedule. What you need do is following their instruction, kicking off your shoes, relax and wait. I highly recommend AAXY, the superb services you can get in town. read more

My accountant referred us to Aaxy when I was considering doing a refinancing. I spoke with a few other companies while researching for best rates but what impressed me with Aaxy the most was the timely and professional response, in addition to the very competitive rates. I had some holes in my credit report that needed fixing and Aaxy helped me navigate through the process and guided me until my credit score was high enough to avail of the most competitive rates. Everyone, from Julia the coordinator and James the owner, was reachable even after work hours and also on weekends. Julia was on top of everything and responded within an hour or two if i had any questions. Even the appraiser that they provided was top notch, and very price competitive. Definitely will consider Aaxy for any future loans/refinancing needs I will need in the future. read more

I have been looking for a good rate to refinancing my house for a while when I got a referral from a co-worker to check out AAXY Mortgage. At first I didn't know how they work and who they were. They gave us the best rate and the lowest closing cost. It seemed too good to be true, so I called my friend back and asked her again to make sure. She reassured me that she refinanced with them before, it was not her first time. So I went with them. They work very hard to get everything ready and close within 30 days. They are an amazing group of people. Very diligent! My husband and I will definitely work with them again in the future when we need a mortgage. We would recommend them to any of our friends. Thank you AAXY Mortgage for a great experience! read more

We have an unconventional financial situation that can be quite complicated to understand. Although a bit stressful at times (we did expect this though!), the team at AAXY did a wonderful job of navigating our unique situation, and once they had all the info they required it really was smooth sailing. We got an unbeatable rate and were cleared to close well ahead of schedule. We would absolutely recommend this company! Stilly, James and Julia stand out as the all-stars to us, but everyone we interacted with at AAXY went above and beyond for us! Purchasing a home can be stressful. We give kudos to this company for providing us with excellent service as it is rare to find these days!! read more

I have to say that Ms Ji and AAXY team are so amazing as my mortgage service provider. I just tell you two details happened during my loan processing. 1. Ms Ji helped me install a scan&fax app in my cell which bring so much convenience till now. 2. I once called Ms Ji on a very late night, she response so promptly, that I could even hear her baby crying through the phone at beginning. At that moment, I was feeling guilty but more thankful to her. It is their passionate and professional job, I can successfully and cheerfully completing my purchasing of the property. Millions of thanks to you, Ji and AAXY mortgage! read more

The closing process with AAXY mortgage was smooth and on time. The loan officer, James Wu, is very knowledgeable and professional. The loan processor Stilly and Assistant Julia are detailed-oriented, helpful and supportive. When I had some issues with Buyer during the closing, James advised us a solution which solved the issues. The company is not only a loan company, but also it provides valuable advices to protect clients. Highly recommend them! read more

We had the best experience with AAXY Mortgage! We worked with Iola Zhang and her associates. They were extremely responsive and very professional. We've had bad experiences with other mortgage brokers, but AAXY was by far the best. It was so obvious that we had to put forth much less effort working with Iola and her team than we've experienced with others. And their rate was extremely competitive. We couldn't have asked for more! read more

Many of my friends have been using AAXY service. They recommended me to contact Jill, one of the officer who's working there. She's very helpful, patience, and communicative during my mortgage shopping. After I decided to go with her, she and another staff called Cici, who's the processor, worked tirelessly to get everything ready and on-time for the closing. Kudos to Cici as well who's also very helpful, patience, and communicative. read more

We have done many businesses with AAXY since 2007 both for purchase and refinance several of our properties. AAXY have consistently deliver the best rate in central Texas, and relatively quick to close. The loan officers (particularly Jill) is very professional and prompt to answer our questions. We would work with AAXY again and definitely recommend AAXY to anyone who are buying either primary or investment properties. read more

Have been working with this mortgage company for several loans over last couple of years. Their rate is always competitive and their service is always the best. AAXY is a great mortgage company with very knowledgeable and professional agents. It's always easy to reach agents for questions, and issues have always been addressed and solved in a timely manner. I would definitely recommend this company to all my friends. read more

I worked with Fang to finance a house. She is very professional and knows all the details about loan process. She provides a competitive rate and answers questions with many patients. Sometimes I had to call her late at night, and she was very kind and patient to answer my questions. The loan process went smoothly and closed on time. I'll recommend her and her company to my friends who's seeking to finance a house. read more

I did both a cash back refinancing and a delayed financing with Jill and Stilly. They were very knowledgeable, helpful, and got me the best rates i could find. The process was easy and we were in constant communication throughout. And they answered all my questions quickly. An excellent mortgage company that i would highly recommend. read more

I had a bunch of mortgage loans through AAXY. AAXY always has lowest rates and final closing costs, even though the initial estimated cost are higher. Loans were closed fast, and no surprise! Some title companies like Chicago and Valero all like working with AAXY during chatting in closing time. read more

We highly recommended Jill from AAXY. She is responsive and professional. More importantly, she helped us secured the best rate. The mortgage approval process is so efficient, and our application got full approved within two weeks. You cannot go wrong with Jill. read more

James and Stilly helped me through the mortgage process. I got a very competitive rate compared to other mortgage companies. They answered our questions promptly and patiently. My house was closed very smoothly. Thanks for their great work! Highly recommended! read more

I've had several businesses done with AAXY, including purchase, sale, rental, mortgage, refinancing of real estates. Both Jill and Iola offered great services. I'd strongly recommend their services to anybody who wants to do business in one place. read more

Today is the closing day for my house. I am very happy since everything run very smooth. I would like to say thank you very much to James, Julia and Stilly. I do appreciate your efficient and effective work which help me get the mortgage on time. read more