They say that 43% of first time marriages end in divorce and 38% of those marriages end because of…read moremoney problems. My husband and I got married two years ago and were on the same page for just about everything EXCEPT money. While we had good spending/saving habits (no debt, lived on less than we made). However, things like tracking the budget and deciding what money items were important to our household.... were a mess. I found Julia and Art of Finance from their PBS web series on YouTube, Two Cents and was thrilled to see her vivacious personality and willingness to cut through the BS wasn't just an act for the camera. My husband and I made the financial commitment to sign up for Cash Flow Coaching with Julia and Kara, and while the initial stick price left me questioning, I can say it's the best money we've spent since being married. Art of Finance gave my husband and I a shared language and sense of ownership over our budget and money. They helped to prompt questions and discussions on what we wanted OUR lifestyle and money goals to be as a newly married couple. Because of cashflow coaching, my husband (the nerdy spreadsheets guy) learned to let go of full control of our finances and we were able to work together as a better as a result. And me (the fun person who hates spreadsheets) has learned to take an ownership piece in our finances and use a budgeting software that makes us both feel informed on our money decisions. Regardless of if you're single, newly married, or have been married for years, I would HIGHLY recommend joining up with Art of Finance and making the commitment to get your budget right and stop stressing about your money. P.S. Shout out to Kara who's a tech wiz and fixed all my budget software problems. Even if we hadn't gotten any coaching, she would have been worth the cost of the course herself.

Philip and Julia are easy to work with and worthy of our trust and business. My husband and I wish…read morewe had found a CFP as soon as we married; we would be much better off financially if we had jumped right into a financial plan and investing versus feeling unsure and stuck. Furthermore, Philip gave us guidance that helped us get life insurance in place, which is key to our financial security. If you're feeling lost or stuck, they can help!

Will over at gravity lending is phenomenal - he reached out right away after inquiring through the…read moregravity lending website about auto refinancing and he had great communication throughout the whole process once I applied. Will really went out of his way to explain the refinancing process in detailed way that I could understand and best of all, he got me a great interest rate. Will is very knowledgeable, efficient, and professional. The process through gravity lending was great - I had no issues and their process makes it super easy to refinance through one of their partnered lenders. I would definitely recommend gravity lending to others for refinancing. My truck refinancing was super quick through them and I couldn't be happier.

Jay was a great help. Walk me through every process. Great communication. Thanks again.read more

Misty and her team and loan people were awesome and made my home buying process seem easy! Highly…read morerecommended!

We had an absolutely wonderful experience working with Kristin Bailey and her team at LoanPeople…read more From start to finish, they were professional, transparent, responsive, and incredibly easy to work with. Buying a home can be stressful, but Kristin and her team made the entire loan process feel smooth and manageable. They worked extremely hard on our loan, followed through on everything they said they would do, and kept us informed every step of the way. What stood out most was their honesty and integrity-qualities that can be hard to find these days. Kristin truly went above and beyond to maximize our seller credits and delivered exactly what they promised. We always felt like we were in good hands and that they genuinely cared about helping us get the best outcome possible. We are so thankful for all of their hard work and dedication. I would 100% work with Kristin and her team again and highly recommend them to anyone looking for a lender they can truly trust.

Horrible service. Extremely unresponsive and inconsistent. DO NOT USE SHERYL. Find a real…read moreprofessional CPA.

Sheryl Josserand at CPA At Your Side really went above and beyond in helping me figure out and…read moreunderstand my self-employment taxes and all the ins and outs regarding deductions and dates and so on. She took the time to explain in a way that I could understand, and she was able to squeeze me in for an appointment even though I was reaching out to her at the last minute during tax season. I recommend Sheryl to anyone who needs help with their taxes and in particular anyone who wants a personal touch and a CPA who can and will take the time to explain things in a way regular people can understand.

Worst financing company I've ever dealt with. Do NOT finance with them…read more If you ever decide to pay off your equipment early, they will still charge you the full interest for the entire term. Their focus is clearly on maximizing their profit, not being fair or transparent with customers. They do not clearly disclose the breakdown between principal and interest, and important details are not explained upfront. Everything feels hidden until the last moment, which makes them very difficult to work with. When I signed up, I was told there was no prepayment penalty and that I could pay off anytime. However, after 12 months when I tried to pay off my equipment, they told me I still had to pay all remaining interest for the full term -- as if I was keeping the loan for years. On top of that, they include multiple clauses that heavily favor them, including strong lien terms when purchasing equipment. After a year of payments, I found out that out of everything I paid, only about $3,000 went toward principal -- even though I had already paid nearly half of the scheduled payments and had excellent credit. This has been one of the worst financial experiences of my life. If you value transparency, fairness, and your financial health, I strongly recommend choosing a more reputable and honest financing company. Financing with bravo is like a marriage contract you only realize at divorce stage what you signed up for.

From the owner: Equipment Financingread more

Lana and her team is amazing. She is very knowledgeable and does her homework and research…read morethoroughly. She was able to get me the best rate in such competitive market, but that was not the best thing. Our seller had so many reservations about the VA loan (wanted to sell to someone with conventional loan) but when seller and their agent talked to Lana and asked so many questions, Lana was extremely patient and addressed all their concerns and finally we got our offer accepted just because of Lana Jern. She remains so busy but she or her team-member always found time to respond to any of my questions. 100% would work with her again. Summary: Extremely knowledgeable, puts clients interest at the top, result driven, courteous and friendly

Barb is a wonder woman! She helped us for 3 years to build our credit and prepare ourselves for the…read morehome buying process here in Austin. Shes amazing with communication, she's amazing with helping you understand verbiage that's confusing, and she holds your hand all the way through to the end, but also beyond. Barb also hooked us up with the perfect realtor to fit our style/needs. 10000% recommend using Uptown Mortgage for your home buying needs. It'll be the best decision you make!