Can always contact them by phone. Helped with detailed information and provided a plan.read more

Well, they are getting the negotiating done but I'm not wholly certain I couldn't have done that…read moremyself. I've asked them to provide my creditor via fax a copy of the power of attorney letter. As of yet(months later) my creditor says they have not received any such letter. For 25% of the amount at time of registration (not the negotiated amount) I would hope them to be able to send a power of attorney to the creditor. So, for the savings off the balance? I'm not sure it was the thing to do. My credit is of course and as expected is shot full of holes but I wasn't sure how lkng I could keep it above the average as I was drowning I financial hardship as it was

shady sales tactics. they say you will pay less but in fact you pay because of the fees which are…read morealso predatory. DO NOT go through them.

Customer service is unable to provide any information r/t iur contract and what is being offered to…read morecreditors. I am requesting a telephone call not from customer service, but from managment as they have never been able to assist each month my husband calls for an update so that we can recieve the answers we have been asking for over 8 months.

They were amazing throughout the process always very clear and truthful about everything that was…read moregoing on program lasted the amount of time they said since the beginning and am very happy to have choose them to resolve my debt issues thank you first choice you guys are great

Lets be honest, no one wants to be here writing a review for a debt relief company, right? But, I…read morewill be honest, I got myself into some big trouble with debt, unfortunately. I started to panic, and I did some research here on Yelp, and I landed myself in the lap of First Choice. I contacted them, and got to work on trying to figure out what to do with my situation. I wanted to avoid bankruptcy for multiple reasons, however I didnt know how I was going to make a huge payment every month to get myself out of debt. The number given to me for a monthly payment knocked the wind out of me. I had a HUGE amount of debt. I couldnt even make all of my monthly payments, what I was paying on my cards, was just being put right back on in finance charges. It was so overwhelming. I decided I had no other choice, and I went and got a second job, and eventually cancelled items like my Disneyland pass, and other items to be able to make one payment to First Choice. It hasnt been easy, but they were extremely easy to work with. They negotiated with my creditors, and as part of their program and your payment to them, you also have legal representation for advice and other items. I will leave a separate review for Veritas Legal however they were amazing to work with as well, including having me keep track of phone calls from creditors, and calling them to tell them to stop calling me, and tracking when they dont, and going after them if they violate the law and continue to call, resulting in some debt possibly being forgiven. I was offered a loan through a partner of First Choice, that I accepted. This resulted in all of my debt being settled and paid off, and I now am paying back the loan, at a slightly lower monthly payment as when I originally signed up. I have probably 3 1/2 more years to pay all of this off, but I am so grateful to have worked with them to get my life back in order. They were so very helpful from the very beginning through the very end of the loan company taking over. The only thing that caught me off guard was receiving 1099-C forms. I was not expecting this, and had to amend my tax return and am still waiting to see if I will owe money on these. That can take up to 6 months... and it sounds like if the IRS forgives the money owed, you will just not get a response from them. Very stressful and once 2020 is over, I will be happy to know where I stand on that matter. I recommend this company, just know there is a LOT of work that goes into taking care of debt, and you will have to put a lot into it, but this is the place to do it with. They will guide you every step and answer all of your questions. Good luck!!!

After a very difficult time in my life, I was bogged down with debit and saw no light in sight. The…read moreteam at Pacific painlessly guided me to the end of the tunnel. Roger and Shain were extremely responsive and easy to work with. A+ in professionalism and the overall experience. With their help I'm back on track and able to save money again. I couldn't be more than thankful!

Very helpful and friendly. Check in on you every now and then. Gave informative feedback and helped…read moreme get this cleaned up. Highly recommend. You won't be disappointed and a huge step to becoming debt free!

Great service, handling all items that they said they would. Will use again in the future if we…read moreneed it!

They are the best of the best!!! They are knowledgeable…read moregreat customer service and they go above and beyond. Sandra helped me increase my credit score almost 200pts!!!!! Thank you to this team!!! Highly recommend

took 4 years to get 7 years returns corrected, but got rid of Big$$ tax debt!!…read moreLots of file transfers,but Well worth the time and moneys spent. I would recommend to anyone that's behind in filing or paying to get yourself free from IRS strong holds

My review for Payton Burt, I highly recommend this business because they are very knowledgeable on…read morewhat they do about explaining taxes for their clients. They are there to accist and explain to you on how we are to deal with hard situations about your taxes. I understand things I never understood before about my situation. I can finally sleep at night knowing that my situation is being taken care of thanks to Payton Burt!

I don't usually do reviews, But after the best experience with this Law firm Its a must I leave a…read morereview. Diana was great on explaining everything I needed to know. The outcome on my case exceeded my expectations. Thank you Diana for the great service. I definitely highly recommend The Fullman firm.

Not going to lie, I was a bit frustrated and going through some personal stuff,but they handled my…read moreissue better than I originally thought. I do owe an apology for coming off a bit odd, but Sam has patience for my frustration, and was able to cut me sweat deal. Worth every dollar. Hopefully wont need them anymore, but if I do, we will be in touch

I want to give my utmost gratitude to Victor and especially Andy at Financial Relief Law Center for…read moresuch an incredible experience during what felt like one of the lowest points in my life. What seemed like the end for me turned into a fresh start because of their guidance and expertise. After speaking with several firms over the course of a couple of months, I was referred to Financial Relief Law Center due to the complexity of my case. From my very first conversation with Victor, I immediately knew I was in the right hands. He was professional, understanding, and--most importantly--never once made me feel judged. His reassurance alone gave me the confidence to move forward. Once I retained them, I began working closely with Andy, who guided me every step of the way. Prior to this, I had received misinformation from other attorneys, and that stress led me to make a decision on my own without first consulting him. Despite that, Andy's expertise and dedication were able to pull me out of what felt like an endless hole. Through numerous hearings, Andy fought for my rights and remained committed to my case. In the end, he proved victorious with the final ruling, and I couldn't be more grateful. If you're looking for a team that truly cares, knows what they're doing, and will stand by you through a difficult time, I highly recommend Financial Relief Law Center. Victor and Andy gave me not just legal support, but peace of mind and a second chance.

We retained this firm for approximately a year and a half while navigating one of the most…read moredifficult financial periods of our lives. Throughout that time, we relied on their guidance regarding bankruptcy eligibility, timing, and strategy, trusting that they would help us make informed decisions about our future. Unfortunately, our experience was defined by inconsistent information, poor communication, lack of responsiveness, and a complete absence of empathy for what our family was going through. We initially worked with Amanda and followed her guidance regarding our bankruptcy options and filing timeline. Over time, we began noticing inconsistencies in the information we were receiving regarding our Chapter 7 eligibility, how my disability income would be treated, and when we could move forward with filing. When we raised concerns about the conflicting advice, communication issues, and lack of compassion surrounding our circumstances, we never received a meaningful response. Instead, our case was eventually transferred to another attorney, Rich, leaving us feeling unheard and without any accountability for the concerns we had raised. Unfortunately, once our case was transferred, the communication problems continued. Emails often went unanswered, follow-up was frequently required just to obtain basic updates, and responses were often delayed despite the urgency of our situation. We were dealing with job loss, disability, mounting financial hardship, and ultimately the loss of our home. During a time when we needed guidance and support, we often felt like just another file rather than valued clients who had been on retainer for well over a year. What is most disappointing is that after working with this firm for such an extended period of time and being in regular communication about our financial circumstances, important issues affecting our bankruptcy strategy were not addressed until it was too late. As a result, we lost the opportunity to take actions that may have allowed us to preserve more than $8,000 that would have made a significant difference for our family during an already devastating financial crisis. No attorney can guarantee a particular outcome, and we understand that bankruptcy law can be complex. However, clients deserve accurate information, consistent guidance, timely communication, accountability, and genuine concern for the impact these decisions have on their lives. In our experience, this firm failed to provide those things. After a year and a half of waiting, uncertainty, conflicting information, and feeling ignored when we expressed concerns, we cannot recommend this firm to others facing serious financial hardship.

I can't thank Kevin and his team enough for helping me through everything. I was honestly pretty…read morestressed about the whole process, but they made it way easier than I expected. From the first time I got in touch with them, I could tell Kevin really knew what he was doing. Him and his team made the whole process feel simple, stayed on top of everything, and always got back to me quickly whenever I had questions. They never talked down to me or threw a bunch of confusing legal terms at me. They just told me exactly what I needed to do and guided me through everything step by step. By the time my court meeting over Zoom came around, I felt completely prepared and it was over way faster and smoother than I expected. I highly recommend Kevin and his team at 1st California Law. They're knowledgeable, professional, responsive, and they genuinely care about helping people get a fresh start.

Attorney Kunde did excellent work helping me put together my Bankruptcy case, his office staff is…read morealso amazing. Excellent customer service. I would highly recommend this law office for any one seeking bankruptcy advise. A.M.

They need to work on their follow up. They don't value you as a client. At first, they showed you…read morewhat they can do and then it goes down the hills with the rest of your accounts....especially your last account. Monthly follow ups happens when it's convenient to them. When they do call, it's robotic and same questions and it's never the same case Manager that calls you. Bye!!!

They took 6 cards, settled with 3 (one at a time), and after 2 years still have not settled with…read morethe other 3. Increased payout by $95/month after settling with the 3rd, and while I was informed at start this would all be paid in 3 years, that time has now been added on to with the settlement of the 3rd. Couldn't have paid them regardless, but if it takes 10 years to pay them then bankruptcy and 10 years of saving will put you in a better position than this.