I've known Amie for years as a performer, and after discovering they were also a professional…read morefinancial adviser, I jumped at the chance to meet with them. I've worked the last 15 years as a professional freelance musician and teaching artist, and had never met with a financial adviser, so I came in quite nervous, though eager to learn. Within minutes of our first session, she laid out some excellent core tenets for me to follow, assessed my financial situation, was realistic and transparent, suggested several easy steps for me to start. She did all this while being supportive and encouraging - allowing me space to drop any guilt or shame for having "started late" on things like building retirement savings and investments. She was professional, knowledgeable, kind, and followed up immediately with a write-up with action items for me. Needless to say, I feel infinitely more confident and clear on next steps, and I'm excited to continue working with her. Do yourself a favor and hire Amie for a financial planning meeting! It's one of the most important steps I took in adulthood and you won't be sorry.

My wife and I engaged Amie for financial planning help to get a sense of how far we are from…read moreretirement. We found her super nice to work with, but we also ended up feeling that the service she provided was too simple for our needs. I think the level of detail in her planning would be appropriate for someone who is new to the basics of financial planning, and could be the right choice for clients who might get overwhelmed by too many details. But we ended up not feeling confident in some of her advice because we wanted to get at the underlying details. Here is an example. Aime provided us with a financial calculator to predict whether our portfolio was sufficient to generate sufficient income for retirement. This calculator was based on a single predicted rate of return in the market. We have since learned that such calculators ignore a significant factor, called "Sequence of Return Risk", which are accounted for by other calculators. When I brought this up with Amie, she said she had no objection to us using other calculators, so long as we didn't get overwhelmed. There were a couple of other examples where we would have appreciated more detail. For example, she recommended a 100%/0% stock/bond allocation. Since this is substantially different from typical advice, it would have been nice to hear more justification than she provided. Anyway, I ended up feeling that Amie is a great resource for beginners to get their finances in order. But for people further along, where there are significant risks to making mistakes, the simplicity of her approach may be insufficient.

10/10 experience…read more Wrote to Ali at IMAX to see if we might work together. They acknowledged me right away and asked me to share my credit report for review. Then within 2 business days, Ali had analyzed my credit report in detail. He said I didn't need to spend the money to hire him and instead gave me VERY detailed actions to take on my own as well as GREAT advice on how to approach refinancing. What a pro!

iMAX Credit Repair delivered exactly what they promised legitimate credit repair done the right way…read morethrough arbitration. They successfully removed multiple negative items from my credit report using lawful, documented processes rather than shortcuts or gimmicks. Yes, the service is costly, but you truly get what you pay for. Their approach is strategic, compliant, and clearly built for long-term results not quick fixes that come back to haunt you later. Communication was solid, expectations were clearly set, and progress was transparent throughout the process. If you're serious about fixing your credit the proper way and understand that quality work isn't cheap, iMAX Credit Repair is absolutely worth it. I'd recommend them to anyone who wants real results and peace of mind.

Over 8k in fees for 5k loan and didn't receive all cent keep getting promised my money after this…read morefee and nothing. Danielle Nicole prob false name stay clear

Stay away from this company. I recently received a call from Jordan who identified himself as the…read moremanager. He said he had fired the people I had issues with previously and asked for a chance to show me the company was worthy of my business. I told him I was willing providing he didn't ask for anymore fees. Long story short Jordan came back and assured me that there would only be one fee of $30, and he promised that would be the only fee. Jordan is a LIAR. As I was waiting to be funded he notifies me that their attorney is waiting for his fee of $300 before the necessary paperwork can be completed. Jordan then admits he thought he would be able to cover things up but by no means considered it as lying to me. STAY AWAY FROM ALL COAST FUNDING THEY WILL NEVER CHANGE

Beware! This broker misleads their clients with "Bait and Switch schemes" and use contracts to hide…read moretheir wrongdoing. This corporation is a broker and not a bank. They are also known as Ameris Bank but they don't service the loans. The actual loan ended up being serviced by Amur Equipment Finance out of Nebraska. The scheme started with a telemarketing call from an account executive called Matthew Kruger to which he guaranteed a competitive interest rate of 6.6% to 7% in providing a 5-year loan. See the text picture from Matthew. Balboa ended up adding a Per Diem charge of .03333% to the monthly payment. The monthly payment actually put the interest rate at 13.423%. My business credit is A-rated so I would have never taken this loan if Matthew would have been honest. I addressed the issue with a Branch Sales Manager Brendan Gibbs to which he continued to defend what is Predatory lending and issued no resolution. Unfortunately, I'm now in a legal battle with this shady brokerage firm. I hope this review will help people decide for themselves.

I will never use this company for a lease again. Their sales people lie, they screw with your…read morevendors, they have items buried in the fine print of their contact that that give you a tiny window to tell them that you want what you originally asked for. I requested a three year term on my lease with an option to buy. Close to the end of the term, which was clearly stated on the contract, I was told that I had to give them 6 months prior notice in a vey small window or that it would renew for another year. This was never explained to me when I signed the lease, and my salesperson, who no longer works there, never told me about this. They claimed to have sent me a reminder letter, but I have no recollection of seeing it. No other leasing company I have worked with have used such deceptive tactics, or tried to force me into an extended term that I never asked for or expected. When I tried to resolve the situation, it was like talking to a brick wall. They threatened me, and were unwilling to help or offer a solution in any way. All I wanted was what I originally asked for! Avoid this company!!! All they care about is money. They don't care at all about their customers. They are deceptive and have no compassion. Look elsewhere!

I had been working on closing a short sale deal for over 6 months when everything imploded and I…read morethought all was lost. I was introduced to Saxe mortgage about 10 days ago and they were fast, efficient, fair, and effective. My hat is off to Gil, Gene, and Kathy. They were great. My new property recorded and all is well again!

The company is unregulated, making mistakes in accounting, terrible customer service, bait and…read moreswitches, leading the customer to believe that Saxe will continue their process efficiently then bam makes a u-turn only for your loan to go to default then bk then they own your home right under your feet.

I have participated with John Seeley in several telephone conferences with his clients, and I found…read moreJohn to be intelligent and financially savvy. John wants his clients to understand all of their options, and I helped John explain the bankruptcy alternatives. John has "street smarts" in that he knows what it takes to obtain meaningful results for clients. John has my highest recommendation. Any company that has been turned down by banks for financing should give John a call; his door is always open.

John and I have worked together on many clients over the years. His firm has an impressive track…read morerecord and he is the first person I call when my clients have financing needs. He is especially helpful for the more difficult to fund clients. I would recommend John to anyone and especially my own clients.

Wow, I'm genuinely impressed with how responsive and professional SF Credit Union has been…read morethroughout the entire auto loan process. Huge credit to the lending department for funding my auto loan in just two days. I had recently applied with several other credit unions, and some are still reviewing my documents more than a week later. In contrast, SF Credit Union provided clear communication, regular updates, and a streamlined process from start to finish. Not only did they offer one of the most competitive rates I found during my research, but they also didn't require unnecessary conditions such as direct deposit commitments or other hoops to jump through. If you're in the market for an auto loan--especially if you're purchasing a Rivian--I highly recommend giving SF Credit Union a look. Their customer service, transparency, and efficiency made the entire experience exceptionally smooth.

I got a jumbo home loan through SFFCU. Would highly recommend!…read more My previous lender was botching my house close. Pretty much everything that could go wrong was going wrong - increasing costs, a surprise demand 1 week before close that I rent my current home out with a lease & a paid deposit, and denial of part of my income a few days before close. It felt like it was falling apart - it was messy on the lender's part, and stressful for me. I didn't want to continue - I negotiated an extension with seller, and then switched over to SFFCU. What a night & day difference! The team listened carefully to the situation, was clear up front with all requirements & potential underwriting risks, and we discussed how we could mitigate. What was great was they were able to talk to underwriter and get high level alignment up front to reduce uncertainty. Once I switched over, they swiftly got to work. Early on, they proactively called me and told me when rates were decreasing, and when rates were going to increase and I should lock in. I also had access to 3 different people on the team (Tim, Jazmin, and Tina) who all played a part, and depending on what was needed, I could easily get a hold of any of them with a quick call. Overall it was a smooth close process, and with the best rates I could find on the market.

First home buyer here! Jay has been absolutely helpful in our journey in home ownership, not just…read morethe securing mortgage part. He was my go to person for all things financial related to home ownership and he knew i could count on his honest advice. He always delivered the honest feedback regardless whether or not we'll end up with his services or not. He also did fair price and rates comparison with other providers and was always available to answer any questions or take those lengthy calls if needed. But not just that, he also offered the best rates in the town which always helps financially. 10/10 from us. I'd highly recommend working with him and his team!

Great job with our initial loan and refinances. Clear, proactive, professional, and helped educate…read moreus along the way.

Excellent & Unique loan service program, for specific needs of people who are buying OR need an…read moreequity loan. We did an equity loan which was approved, and in 2 weeks we received the check for the amount. It helps for those that have a lot of equity on their homes but want to avoid the monthly payments for next 20-30 years. Because if your home increased in value and you decide to sell it, you just pay your balance in full plus the percentage you agreed upon and be on your way in case you are unable pay at the end of term. Genius idea, I hope it stretches far. This program is excellent for next generation of young buyers. I was able to eliminate my debt, my credit score shot up to 780 from 650. Because their loan DOES NOT appear on your credit history, during the next 10 years I plan to have a solid financial plan to flourish my business and pay them back in one shot. I know I can do well in my business because of my good credit history, if you focus on how this program benefits someone in the long term, you can do wonders. Hope Unison can serve a purpose to you as it did for me. =)

I had questions during application process. Terrible communication and not clear about company…read moregoals. Doesn't seem to help consumers.

I saw myself as financially hopeless before I went to see Kathryn. I mean, I was living check to…read morecheck and not always making it. I knew I was capable of getting things under control, but the road from here to there just seemed to hard to navigate without a map. Kathryn gave me that map. Gently, over the course of several sessions (and without judgment -- I can't tell you how valuable THAT is) Kathryn helped me and my sweetie figure out where our money went -- and then start channeling it in more productive ways. One cool thing about her is that Kathryn tries to get to the bottom of why you behave the way you do around money. (It's like food or sex -- it makes you act weird and crazy, but you can change all that if you respect what got you to this place, right?) She doesn't scold or shame you -- just has a great, positive attitude to help you go forward. I'll admit, it seems daunting, when you already have money woes, to spend a chunk of change on financial counseling. But when you're set up with a debt-reduction plan, monthly and yearly spending plans, and most important of all, a three-tiered savings plan, you'll see what a good investment that is.

All athletes know that to enable them to get the best results in any sport, they need a coach…read more How about in life? Do you know how deal with money? Whether you do or don't, I strongly recommend hiring a coach. A person - who will help you get rid of negative spending habits and encourage saving habits. I can only recommend one such person. Her name is Kathryn Amenta, and she is a money coach. As a mortgage broker, I helped many of her clients with their mortgage needs, after Kathryn's money coaching to help them create positive cash flow. Kathryn Amenta is the ultimate professional money coach to help you to accumulate savings.