Nhan Cao is an incredible mortgage broker! He made the impossible happen and got my loan approved…read moreand closed while I was literally in the hospital about to give birth. We officially closed on our house the same day my baby was born. Talk about stress-free and reliable! Nhan was professional, responsive, and on top of every detail. I couldn't have asked for a better experience and highly recommend him to anyone looking for a smooth and trustworthy mortgage process. Will be referring him to everyone!

Nhan and his team are absolutely amazing to work with -- truly the best in the business! They are…read morehighly knowledgeable, experienced, and take the time to patiently answer all of my questions while walking me through every step of the process, from refinancing to cash-out to new loans. I've worked with Nhan on multiple transactions, and every time they deliver with record speed -- closing in as little as 18 days! If you want a smooth, stress-free loan process with a team you can trust, Nhan is the one to call.

Cristina was amazing to work with during the sale of our home. From the moment she joined the…read moreprocess, she was organized, proactive, and incredibly helpful. She helped coordinate inspection-related repairs and managed all of the contractors, which was a huge relief since we work far from home. Once we moved out, Cristina jumped into action handling final fixes, cleaning, staging, and photos. Everything moved quickly and smoothly, and our house was listed within about a week. She helped coordinate multiple private showings and open houses, and we ended up with multiple offers, ultimately accepting one over asking. Cristina was professional, responsive, and kept us informed every step of the way. She made a potentially stressful process feel easy, and we would absolutely recommend her to anyone looking to sell their home.

Working with Cristina and Julie was THE BEST experience! They took care of every single detail with…read moreregards from pre-market prep to closing. They really know how to navigate the changing Bay Area market, and with their talents and advice, I was able to sell at the price I was hoping AND after only one weekend of showing the home. They made a stressful life transition feel smooth and manageable. I cannot thank them enough!

Great customer service, especially Yvonne T., teller, who is always friendly and helpful.read more

Tess is outstanding! She is knowledgeable, professional and genuinely invested in helping members.read more

Audrey is so wonderful! We're first time homebuyers & just closed on our home. She was great…read morethroughout the whole process and it went so smoothly. Any questions I had, she answered. She was very easy to reach, communicative, adaptable, and so quick! The rate was good too. I spoke with a few loan officers prior to talking with Audrey and many of them weren't personable, they lagged on answering questions for days, and weren't respectful of mine & my husband's time. Audrey was very sweet and was always there for us even when we had silly questions. Definitely recommend Audrey & her team! Very trustworthy and super easy to work with. We're so grateful :-)

What can I say about Audrey? First off, it was thanks to her…read morethat made my experience in home ownership less stressful. She was excellent from the start. Always available for any questions my wife and I had. Always prompt with her response. And always patience enough to take time to explain things to us. I can honestly say that without Audrey things would have been hectic and chaotic. Her temperament and attitude during the process calm me down if anything unexpected were to come up. In a way I felt like Audrey was part of my family during this process because I know she wanted the best for us. And for that I am truly blessed and grateful. I would highly recommend anyone to give Audrey a call if they are in need of a loan. You won't regret it. Thanks soooo much Audrey!!!!

Had you asked me a few months ago if purchasing a home would be as easy as it turned out to be, I…read morewould have said "no way". Well, the proof is in the pudding. We are now new homeowners. Thanks to Dave Setti and Danny Schaezlein of o2Mortgage, my blood pressure is not sky high. I found Dave and Danny to be readily available whenever I needed some guidance, clarification and interventions with insurance companies and banking institutions. They were always patient and encouraging just when I needed their help. I truly appreciate their offering to make calls to agencies or businesses on my behalf. Buying a home can be stressful. However, I found Dave and Danny's services as a welcome relief just when I needed it. Thus, if you are considering buying a home and need to select a mortgage company, without a doubt, I recommend Dave Setti and Danny Schaezlein of o2 Mortgage due to their superior delivery of services. John M. Martinez

From initial inquiry to final close of escrow, Dave and his team were there to support us on the…read more15-month journey of relocating and buying our next home. They were super responsive in quickly and thoroughly answering questions, providing clarity on processes and next steps, and guiding us to a smooth closing. Thanks, Dave and team!

Overall superb experience! Suraj is fantastic. Unbeatable rates, quick turnaround, clear…read morecommunication, responsive. Couldn't ask for more. I went with Wells at the very last minute and they were able to get it done on time, I think it was within 2 weeks, amazing! Will be my go to source for home mortgages from now on. At first, based on what I read from some disgruntled people on reddit about the Wells Fargo relationship discount, I was a bit worried. But it turned out to be completely fair and transparent without any tricks. There are a few conditions you have to meet (get the assets over to Wells on time) but Suraj's assistant Pam will remind you of the deadlines, and there is no "catch". I will recommend to all my friends for their mortgage needs. Thank you!

Suraj knows the details of the home finance process like an underwriter and helps with good…read moreguidance to create the originator application file with complete documentation so good at get go! We got to Suraj a little late in our offer process but he ensured that we were still able to close in time! Thank you, Suraj! We will always go to Suraj for our future mortgage needs.

Working with Camaron was an exceptional experience from start to finish. He is incredibly prompt,…read moreprofessional, and consistently goes above and beyond to gather the necessary information and ensure everything stays on track. What truly stood out to me was his commitment to keeping loan costs down while still securing competitive terms. Camaron is extremely knowledgeable about interest rates and market conditions, and he communicates clearly and quickly. Anytime I had a question, he responded right away with thoughtful, well-explained answers. His efficiency was especially impressive -- he helped us close the new loan before the next payment on the old loan was due, which required careful coordination and strong attention to detail. If you're looking for a loan broker who is responsive, strategic, and genuinely invested in achieving the best outcome for you, Camaron is the one. I would absolutely work with him again and look forward to building a long-term working relationship. Highly recommend.

I went to a homebuyer seminar where Camaron presented about first time buyer programs. I have been…read moreto some other ones that were not as clear and I will be working with Camaron to start my approval process this summer. I highly recommend working with Camaron if you are a first time buyer and need a mortgage

Thank you Annette and Gigi for keeping me up to date with all the new services and products. I love…read moremy credit union they are very professional and friendly.

Where to begin Anna Phan is amazing she need raise her she made this process so easy and fast,…read moregetting me approved for a line of credit. She kept me informed with the whole process guide me.

Veronica is all about customer service and making the client feel they have the right professional…read moreworking on their behalf. Veronica is a business tiger. She'll go the extra mile and she'll cut through the red tape. Don't be surprised if you get email from her late at night. Meaning, she is putting in extra hours to push your business through the system. Go with a winner, go with Veronica.

From the owner: Weekend consultations available 12-14 day close time on…read morepurchase loans

Camille was great to work with. She was referred to us by our realtor and she made herself…read moreavailable in between clients which was super convenient. She was able to give us quotes in record speed, and I really appreciate how she took the time to explain our options.

From the owner: VP of Mortgage Lendingread more