These guys really make things difficult if you've had an accident. They require a claim loss report that takes a long time to request. I recommend not wasting your time. Other insurers, like Geico, can pull the information directly from nexislexis. Not sure why aloha west can't do that. read more

Aloha is super helpful with any questions we had to make sure my mom's house was insured with the right coverage. Kelly and the team always answer every question with such patience and knowledge and we always feel taken cared of. Thank you to the team! read more

Karen was very helpful in quickly getting back with me on specific questions. She is professional and a pleasure to speak with! Thank you Karen! Gail K. Oceanside read more

They do return calls BUT when I went to cancel my two policies due to Safeco raising my rates by 40% just because they could without tickets, accidents, fire, theft or anything that would provoke a justified increase ; I transferred to another large company with much better coverage, more discounts applied for superb records and veteran friendly. Aloha West cancelled with the wrong prematurely date and if I hadn't looked on Safeco website and caught it myself, I could have of been in a big problem, if I was involved in an accident. I called and spoke with Kelly D., unfortunately I received what seemed to be a lax attitude about fixing with underwriting almost insinuating and blaming me with no urgency even though I was closing in on the cancellation date. I was told it would take 1-2 business days on a Thursday morning ... 4 business days later on Tuesday am still showed as cancelled on Safeco website. I basically didn't drive my car until the other policy came into effect. Very inconvenient and disappointing exit experience. Good day. read more

I was recommended to Aloha, specifically Stacie, by a pastor at my church when I was struggling to manage our health insurance. Since then, I've worked mainly with Karen, who has been nothing but kind and patient with all my questions. Communication is a key factor for me when reviewing companies, and Aloha West Insurance has truly impressed me. I'm so grateful to have friendly, supportive people who assist those who may have difficulty navigating the complex health insurance system. read more

Safeco stopped insuring my home and they said I was on my own and gave me some referrals to try myself. It ended up other insurance agents were more than willing to help me find homeowners coverage. Now my Auto is coming due and I requested that they get other quotes and they never responded back and it turns out theSafeco quote is more than double other rates. So if you want a company that will do nothing for you other than collect fees they're perfect! John read more

We reached out to Aloha West to get a car insurance quote. They were able to save us almost $1k, and we couldn't be happier. Thanks guys!

most excellent care & attention to detail. Steve Webber always knew what to do & handled everything in a timely & professional way. his knowledge of health care is extensive & he always went the extra mile. Steve is very kind & always took my calls. I highly recommend him for anyone looking for healthcare. What a gem he is. I am moving out of state & so will miss him! read more

We have been customers of Aloha West Insurance for several years. No matter what we need, the team is there for us. Steve and Karen run an organized, professional agency. We deal with Trang when we have needs. She is kind and patient and gets answers quickly. We have added several items over the years since we started with our cars. We added earthquake, and our solar. Every renewal Trang looks for the best opportunities for us and Aloha can not be beat. Karen and Steve are always available if needed. If you want a great insurance agency, this is the place to go and the people to see. We have never had better prices or service. When they say they work for YOU, they are serious. Give them a call and get a quote. That's how we started! We have our cars, and home with Aloha! read more

Steve Webber has a servant's heart. 1. He tolerated my rescheduling so many times with a smile. Zero annoyance whatsoever. I was even annoyed with myself ;) 2. He answered my many questions, repeatedly, because of my brain fog when it comes to medical insurance. Again no complaints. 3. I'm confident in the plan that I selected with his guidance and advise. 4. Call him right now. 5. Aloha West rocks read more

Kelly and the entire team at Aloha West made part of our home purchase experience so smooth and seamless. Professional and communicative throughout the process with solid advice and guidance. I would recommend Kelly and Aloha West Insurance 100%! read more

Aloha West, and especially Kelly and Megan, have been taking care of our insurance needs since the day we opened our own business in Carlsbad. When we bought our first home here, they helped with that too! They have guided me through the crazy world of insurance: auto, general liability, workers comp, homeowners, umbrella, etc. They've even given me free advice on insurance situations in other states and areas where they don't write policies. I trust their integrity and the fact that they have our best interests at heart. You can't go wrong with having them on your team, whether you own a business or not. read more

I moved from another insurance agent to Aloha in Jan. I met with Kelly Dirk, very nice lady and answered all of my questions. She recommended some things to consider to lower my premiums. I'm very happy with Aloha Insurance. Keep up the good work. read more

I worked closely with Kathy Carey for my family health insurance and I highly recommend this team and I recommend Kathy. I found Aloha West Insurance on the Dave Ramsey site as one of his ELP's, and I'm so glad I reached out to them! Last year (2019) & previous year (2018), we had a different insurance agent that absolutely the worst insurance agent you can possibly have. He did not explain ANYTHING, and we ended up with the worst insurance last year called Aliera / Multiplan Health share. It was actually NOT health insurance and a cost sharing network-- NEVER AGAIN! We ended up cancelling halfway through the year (that's another story in itself check out my review for Aliera). We had to pay cash for all of our prenatal doctor appointments for the rest of 2019... You live and you learn. My only regret is that I didn't find Aloha West/ Kathy sooner ! Thanks to Kathy, she gave me a full understanding of what Aliera was, and even explained what the best options for my husband and I would be going forward so we didn't have to make that mistake ever again. She really took the time to educate with full transparency, which I found very refreshing and honest. Fast forward to 2020 open enrollment I trusted her to help me find the right insurance for our needs since we're expecting our first child this year! She helped us to choose the best health insurance within our budget, but also a great plan that would be fitting for prenatal & maternity costs. We ended up going with Blue Shield PPO Silver Plan and we're excited to have real health insurance coverage this year, which also includes vision and dental. I can't believe how clear and easy she made the whole process. read more

We worked with Kathy throughout our family health insurance needs. She was amazing and answered all of our questions quickly and clearly. Highly recommend! read more

Kelly is a lifesaver! She was able to find a policy to cover my new house when nobody else could. She also went out of her way to find somebody who could write a landlord's policy on the house I'm about to rent, even though it wasn't through her agency. Kelly genuinely wants to help and I would 100% recommend her! read more

Kathy is awesome. I totally recommend her. She helped me choose the best plan for my family, and most importantly, she worked very hard to fix a billing problem not caused by her. The daily follow-up was amazing and kept us certain that we were being taken care of. Thanks Kathy, for your attention. Alex. read more

My experience with Aloha West Insurance has been lovely. Kelly specifically, has gone above and beyond to make sure we had all of our options presented to us in a timely manner. All of the staff that I have interacted with through the years have been courteous, kind, and professional. I would highly recommend working with Aloha. read more

We have been using Aloha West Ins. for over 10 years! They always go over & beyond offering the best customer service we have ever experienced from an insurance company. Kathy has been our helpful agent since Johnny moved out of state several years ago. We can always count on her to answer all our questions with patience and care. Look no further if you are researching local Insurance companies! read more

I cannot say enough about the wonderful experience I had working with Aloha West. Kathy was incredibly helpful in determining which policy would best meet my families needs. She was extremely responsive and answered all of my questions (which were numerous) and was extremely helpful. Everything was super fast and very easy to fill out the application and any questions I had were immediately answered. read more

My agent, Staci, was polite and knowledgeable. She got back to me in a timely manner which definitely eased my anxiety in finding an affordable homeowners policy. read more

Trang was patient, kind, and responded in a timely manner to all my emails/phone calls/questions, and I had a lot of them. She explained the options we had for car insurance very thoroughly and saved my wife and I a lot of money. Would absolutely recommend using Aloha West Insurance. read more

Kelly Dirk is AMAZING! She will do her best to get you the best insurance at the best price BUT if she can't, she will find you someone who can. Now THAT is service!! Call Aloha and ask for Kelly. read more

I typically do not write reviews, but had to in this instance as I cannot say enough wonderful things about Aloha West. I originally found them because of their affiliation with Dave Ramsey. Like most people, I find insurance-related issues exhausting and endless. Aloha West is a rare exception that took the pain out of the insurance policy hunting process. I originally worked with Megan Doan to find a commercial insurance policy and was beyond pleasantly surprised. Megan was positive, warm, extremely professional and efficient. I chose her over 2 other companies because of her exceptional skills, lightening speed in answering my emails/questions and her genuine demeanor. Megan genuinely cared - which means the world when it comes to your own business. A few month later I ran into questions related to a health insurance policy. I called the office and was connected to Steven Webber - little did I know that Steven was the owner of the company. Once again, nothing but an exceptional experience. Steven was extremely knowledgable, helpful, and positive. He spent HOURS helping me resolve a problem with an application. On top of that, he was very down to earth. I was shocked to find out that he was the owner of the company, still helping people with medial and agonizing application questions! That says a lot about this company. Aloha West exhibits the charm that old private offices were once renowned for - exceptional skills, incredibly pleasant and positive staff and people who genuinely care and are there to support you. That means THE WORLD when dealing with delicate and stressful questions/concerns related to the insurance of your home, your belongings, your business and the health of your loved ones. I would give them 6 stars if I could! I recommend them to family, friends and anyone who expresses insurance policy needs/concerns. I will always seek out Aloha West for my insurance policy needs. Thank you, Aloha West! It's a gift to have you here in San Diego! read more

I am so appreciative to Kathy Carey for her honesty when I was exploring option for dental insurances. Instead of pushing for sales, she warned me that most options would not be worth purchasing without employer support vs. just paying cash for dental services. I'm thankful for Kathy's advice - after looking into the options myself she was absolutely right. I decided not to go with dental insurance for this year. If I ever am in need of switching medical insurance I will definitely be asking Kathy Carey for advice, and will be recommending my friends and family to her as well! read more

I got in touch with Aloha West for assistance in acquiring home insurance for a few rental properties. They were readily accessible and remarkably helpful in the process. Made my life easier and set me up with great policies that matched the needs of the properties. I highly recommend Aloha West and am thankful for the work they do! read more

I contacted Aloha West for help finding health insurance. They were responsive and helpful. Kathy responded right away with good options for me. She was always available to answer questions and make sure I met deadlines. Plus, she was proactive about helping me though any bumps in the registration process. I cannot recommend this service highly enough. I felt like I had a real partner in navigating the confusing world of insurance. read more

Kelly Dirk was super nice and readily answered all my questions. What I love about this place is their authenticity and lack of pushiness. I felt like they truly wanted me to get the best insurance I could get, even when it meant that I had to go with a company that they happened to not work with (I had called to compare quotes from a previous insurer). Despite that, I'm definitely going to try to use Aloha West in the future due to the great customer service. read more

I worked with Kelly and Karen to obtain separate disability and health insurance polices. I cannot recommend them more. Professional responsive and made the confusion around insurance so much easier to navigate and understand. They were able to complete the tasks within the tight deadlines I had to work within and they even picked up the phone to speak with me in real life (gasp!). Highly recommend them and will be a returning customer if I need additional assistance. read more

I am so grateful I found Aloha West. They always look out for my best interests and are always welcoming and helpful. Kelly is an amazing rep - she is always looking out for me. This place really does care about the client and its awesome that they are a Dave Ramsey-endorsed business!! read more

Kelly Dirk is fantastic! Kelly is an insurance industry expert with a wide range of knowledge. Kelly's integrity often shines through, because she recommends what is in the best interest of the client and communicates it very well. Kelly is dependable, responsive, positive, a creative problem solver, and provides fantastic customer service. Kelly delivers her knowledge and intuition objectively. She is a very careful listener who seems to well understand my goals and needs without being mentioned twice. Kelly is truly a joy to work with. read more

I was introduced to Aloha West Insurance as an ELP from a Financial Peace University class. They definitely have the heart of teachers and have gone above and beyond to ensure that I understand what I am signing up for. read more

We are so happy with Kathy Carey with Aloha West Insurance; she is an amazing person and is always warm and friendly. Kathy helped us with all the questions we had for Medicare Parts A, B and D. Since Medicare is very complicated it is easy to get confused on what are the best options. Kathy patiently explained the various options and helped us decide which ones were the best for our family. Kathy is always positive and happy to talk to people. In addition, Kathy has a can-do attitude and worked hard to make sure we got the coverage we needed. We highly recommend Kathy Carey and Aloha West Insurance if you want to get the best insurance for your needs. Thank you, Kathy Carey, and thank you Aloha West Insurance! read more

I've never worked in such a great office. When I was hired here, everyone was so quick to drop everything to show me the ropes. This office is actually filled with people who have the hearts of teachers! read more

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For business or personal insurance needs Aloha West is amazing! Karen, Megan and Kelly are friendly, very knowledgeable professionals. They are honest, care about their clients and will do the best for you! read more

If you are based in California then, do I have a story for YOU! I have been in the dark about medical insurance for more than 2 years, I would feel bitter when I think of the fact that I am thrown into plans that I DIDN'T want to be enrolled in!!! It's like, "here's a hamburger"... "I don't eat hamburgers...", "No problem, that will be 600 bucks"... But then I went on Dave Ramsey's website under health insurance Endorsed Local Providers ELP section and found Steve! I literally thought he was a doctor because I felt like someone actually listened. He helped me get out of the silly situation I was in WITHIN MINUTES!!! People!! Don't re-invent the wheel. This man is an expert and you will really be happy you got an insurance expert such as the ones at Aloha West. Let them do your insurance so that you can do life again! Thank you Aloha West Insurance! Dave Ramsey is FORTUNATE to have you to brag about! I know I sure am!!! Call +1(760)547-2626 they'll take care of you! Eddie! read more

I've been an Aloha West Insurance client for over six years because they've proven over, and over again; they provide excellent customer service with a smile and great attitude, they shop around and find the best rates with the best companies, and I know I can trust them to be honest! What more does ANYBODY ask for from their insurance broker? I just received a very nice thank you card for my continued patronage and realized I've been remise by not praising them years ago! Mahalo Aloha West for taking great care of my insurance needs both now, and in the future! You will continue to get my referrals! read more

Aloha West Insurance - Thank you for the very nice Thank You card and gift! Rick - Home & Rental Insurance Near Me - Oceanside, California

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My husband had a grandfathered health insurance plan for many years and was afraid to switch for fear of losing important benefits. But the monthly premiums had become exorbitant. Kathy made sure that he had an even better policy that saved him over $1,000 a month! I would give Kathy ten stars if I could! read more

Wow. Steve is amazing. Honestly, when it came time to choose an insurance plan, I really dreaded what a nightmare it usually is. But not with Steve and Aloha West Insurance. He made it SO easy and literally did all of the leg work for me. I would honestly never not go through an agent (specifically Steve!) if I ever had to do it again. Save yourself the hassle and go here! Thank you so much for all you did to help me. I appreciate it so much! read more

I just change from private insurance to Medicare. Kathy Carey my representative was so helpful in explaining the differences in coverage. I feel like I got a great plan with adequate help. Service was incredible and I feel like I'm headed in the right direction because of their help. I recommend Aloha insurance. read more