We had a great experience with Sam Kirby. This is the first time I've found a financial planner…read morewhose approach and fee model made sense to me.

I've been a client of Creative Money for a few years now and I have had a great experience. Not…read moreonly did we talk about practical financial issues for my personal life and business, but we also talked about mindset things and how I can flip my own script about what is possible for me with my financial health and security. I felt empowered with my own financial decisions because we addressed my overall vision for my life, what was most important to me, and I was given the time and space to think through decisions so I could make the best decisions for me. Creative Money has the financial planning expertise AND has my best interests at heart. They didn't talk down to me or pressure me to make a decision. They didn't have a formula for my money or an agenda. The Creative Money team put me right at ease for a few reasons: --Not attached to an investment company, so they don't need to sell certain investment funds or other products. --They take the time to explain things really well and make you comfortable --The post-meeting checklist is awesome. It made me feel more in charge of my finances than I had in a long time. --They keep in touch! One of the best things is that you can send a quick email if you have a follow-up question. I've sent along a couple questions after our initial session, and they always respond promptly. Best of all, these are real, down to earth people who really care and understand that sometimes money issues and behavior is more than about "just" the money. This is a judgment-free zone and I would not hesitate to recommend Creative Money to anyone who is looking for more clarity with their finances.

Joshua exceeded my expectations. During a time when every lender is stretched thin and busy due to…read morethe market, Joshua made sure he answered my questions, and took his time to look at my application. I had actually applied with another lender and they treated me like another number and casted me away. But, Joshua made sure I would get my pre-approval letter before I left town. Now, because of him, I purchased my dream home! I am forever grateful for his time and patience.

First off...just go see him, it will be the greatest thing you've done when purchasing a house or…read moreproperty. Josh taught us a bunch on exactly what to do to get the best rates possible. He speaks our language. The most comfortable we've been buying a home. And, he had his work cut out for him. I really can't say enough good things about him and his team. He ended up getting us a lower rate and costs than he originally quoted...by a lot. And our closing costs came in much lower. I don't know what kind of magic he pulls but he will not stop till it's the absolute best deal he can possible do. Do yourself a favor and just talk to home for 5-10 minutes. That is all it will take and you will be hooked. Trust me!! Thanks Josh and team for all you did for us this month. We could not be happier!!

Diane Martin and all of the staff at Caliber are fantastic! Very responsive, thorough,…read moreconscientious, and knowledgeable. We rain into a major problem during the VA appraisal process and Diane really went above and beyond for us!

Ryan helped me buy my first condo a few years ago. He described the process so clearly and answered…read moreevery question I had (and even ones I didn't know that I had) completely and in a way that a first-time home buyer could understand. He guided me through the process from start to finish and often times followed up with me to ask how other people in the process were treating me. He was always on point and timely with responding (like, immediately). I never had to wait more than about 5 minutes for a response. Highly recommend and we will be going with Team Martin when we need to upgrade!

I have known a lot of advisors over the years, but there have been none I have felt more…read morecomfortable with than Adam. He's put in the time to get his CFP license and gain the credentials beyond the basic industry standard, but more importantly, he's a good guy and a great communicator. For anyone looking for an advisor in the north, you should definitely give Adam a call.

Adam has been our advisor for three years now. He has helped us reach and go beyond our financial…read moregoals. We have been extremely impressed with his attention to detail, availability and determination to get us the best answers for our financial planning and retirement questions. We have recommended him to numerous friends and family in the market for a financial advisor.

We have been with Vibrant since they opened. As seniors, we can't begin to say how much help they…read moreare, thank you Kailie. Professional , knowledgeable, understanding and compassionate organization.

Trusted Allstate and purchased a plan for our home and vehicles. This is our second home we trusted…read moreto be covered. Denied coverage for over $65000 worth of damage to our home. Home was accepted as anyone's would be and water damage occurred recently. Extremely frustrating and upsetting right before winter. No discussions no considerations or appeals just straight denial within 4 days of reporting. This was also 10 months after reporting previous concerns where an adjuster was not even sent out. Feeling literally left out in the cold with 5 children and hoping we can find another company to holds up their end of the "homeowners insurance" policy.

I strongly recommend this agency! A special thanks to Debby who handled my claim so quickly and…read morepleasantly! My truck was damaged by an unknown driver. Debby handled the claim in a friendly and professional manner and the job was done within a week. Great agency!

I've banked here for 30 years and it's great. The Fairway branch is so helpful and personable. They…read moreknow our names and make banking enjoyable. Highly recommend.

While I can't fault the employees of the People's Bank branches I've used at Anacortes, Oak Harbor,…read moreand Burlington, I've never had a bank screw up more often than this bank, and I finally had to close my account and move to Skagit Bank(which is GREAT!). Among the problems I've experienced are: 1) inability to access my account or use my People's debit card for an entire weekend, which People's blamed on a problem with a firm that they rely on in New York to maintain accounts and 2) People's phone system going down, which again made debit card use impossible, and I could not call any of their customer service numbers.....again, this happened over a weekend

Terry Fife and his crew bring experience, education, professionalism, and availability. Pretty…read moreawesome as is his entire staff. Can not even think of great enough words to explain how much I trust and appreciate his services. Very fabulous.