An absolutely fantastic experience with Full Circle Home Loans. My first person of contact was…read morewith Tiffany who was incredibly informative, authentic, and responsive. After talking with Seth, there was zero doubt in my mind this is the team I want to be a part of. The group has been outstanding from beginning to end with getting the second home loan. It feels incredibly personal and they are most definitely there to hold your hands and encourage you. I had a bit of a panic attack one day during the process and reached out to both Seth and Tiffany. They were able to bring me back down to Earth, reassure me, and bring me back to feeling excited. This was exactly what I needed. Short term rentals are still very new to me but if you need a team to get you through this, this group is the one. Cannot wait to continue to do work with them.

The only mortgage lender I would use from here on out. Seth is honest, knowledgeable, and truly…read morecares for his customers. He spoke to me about some concerns about the deal to make sure I was aware, and I don't think any other lender would have done that because they would just want the deal. They have competitive interest rates and even matched the fees I quoted. His team, Summer and Bernie, were organized, communicative, and so quick that we were able to close in 21 days. Can't thank them enough.

Since I see all the reviews are old, I would stay away from working with Victor and his assistants…read more I tried buying a home with them last year in August of 2024 they lack communication skills very unprofessional. They look over 30 days of escrow to let us know we didn't qualify because he overlooked paper work didn't bother to call us during the whole process. Yet 2 months later we bought our home with the right lender. So please due your research, he's not certified to work in Ca.

I would like to thanks Chris, Josh and Victor of American Freedom Funding. I'm very happy to choose…read morethis company to do my home refinancing. Although the processed was complicated, and takes a long time to communicate and back and forth provide information, but everything It's all worth it. Chris who is very aggressive, patient and tried hard best he can help me to got very satisfied interest rate and closing cost discounts. I would like to thanks Chris and the company team workers, I am very satisfied with their service and I am very highly recommend to my friends if anyone need a good home loan and service, please feel free to contact them. Thanks again guys you're did a very good job.

UPDATED - JUNE 2025…read more Second time hired Exceed Landing as my broker to purchased my second property. They made it so easy for me. Everything went smooth. Vivian and her team are incredible, especially Jacqueline, very professional and knowledgeable. Highly recommended! MY REVIEW FEBRUARY 2022: Vivian and her team did an amazing job. They did everything to help me to get through the process. They always on top of the game. And If you dreaming to own a home but self employed, ask them for non income program.

Nice service! Quick and reliable, would recommend to you if you are looking for loan supportread more

I had a horrible experience in choosing to work with Juan Jimenez, and our real estate agent…read morerecommended him and that was another disappointing issue for me. The good news is that I learned many valuable lessons and thankfully realized that Juan was charging me close to $20,000.00 in fees and a higher interest rate that what I was able to get from an honest and truthful Lender. Juan and I had a verbal agreement that I did NOT want to buy down points. When I was presented with the initial disclosure to sign, I did not understand it. I called my Lender, Juan Jimenez with American Pacific Mortgage. He said that it's always High to start (the cost). He never once went line by line through my charges. An honest and truthful Lender will do that for you. I asked how will you bring my 4.99 rate to 4.8 as promised, he stated, I write a letter to my manager. He never once said, it's because you are paying all this money to buy down points. I still Did not understand but I signed. HUGE lesson learned. DO NOT SIGN what you don't understand. Have another Lender look at it or someone with experience review it for you that you trust. Juan had earned my trust to I signed based off of what he told me and that was big mistake. I thankfully found this all out and the deal was canceled. More than anything based off of principal I did not want to have to do this deal with Juan. Also, from what I have learned, use a Mortgage Broker, not a Direct Lender. The same deal, same everything and I was given an initial disclosure of close to $20,000 less in fees and a lower interest rate. If you did a deal with Juan Jimenez of American Pacific Mortgage in the past I would have your loan evaluated to see what you actually paid for and if you really got the best deal that was possible at the time. Run don't walk to a Lender that will go line by line with you over every charge and answer every question in full detail and make sure that you know what you are signing and that you fully understand it all.

Thank you Juan for all your help. You have the best attitude and we appreciate you being available…read morearound our busy schedule. Your customer service skills are refreshing. We look forward to ongoing business with you.

Joshua and Gaby helped me secure my first loan. They are very attentive and provided me with a ton…read moreof information to help me make the best decision in this process. Joshua provides daily updates every business day that are both informative and useful for learning about loans and the economic climate. Gaby checked in with me regularly and provided estimates when it came time to lock in a rate. Overall the process was very smooth and I am very happy with the results!

Joshua and Gaby helped me and my wife out in purchasing our first home here in SoCal. It's no easy…read morefeat trying to balance all the variables that go into the home buying process but Joshua and his team helped make the process easier and went into detail regarding explaining topics that first time homebuyers may be unfamiliar with. If anyone is out there looking for a reliable team that works to represent yourself and looks out for your best interest in the home buying process, consider Joshua and his team! Also for those interested in staying informed, the team sends out a daily (Mon-Fri) email regarding current events that may affect home buyers/sellers. This email is probably the one email that I consistently read on a daily basis just to stay on top of what's going on with housing.

One of the best in the home loan services. Lower rates,…read moreprofessional services, responsive Processing, etc .

I'm a return customer, past few years, Mr. Wayne Yang and his team helped me to refinance my home…read moreloan; helped me to manage our rental property; and helped me to sell a house in couple weeks. Overall, they are all very professional and friendly. Their mortgage dept provides very good rate for the first loan and refinance. Their rental management dept has great customer service between tenants and landlord. Also, Mr. Yang is a licensed agent, he explains every document very detail and clear, watch closely for the whole process of selling a house, very patient and helpful. I'd definitely recommend them.

Very good Mortgage company. Very good customer service and very satisfied with service…read more Wayne very helpful to help me buy the house. Very happy with this company and hopefully can be next project with this company. Thanks Wayne

Very nice agents,Friendly and helpful Help our family…read morerefinance with very low rate! Thanks!!

I found Chris Cadiz through a referral from my brother, who had a great experience working with…read morehim. After working with Chris myself, I can confidently say he exceeded my expectations. Chris was extremely responsive and reliable throughout the entire process. He quickly prepared pre-approval and conditional approval letters whenever I needed them, which helped me submit stronger offers in a competitive market. His quick communication and ability to accommodate changes made a big difference. Beyond just processing the loan, Chris provided valuable guidance and helped me understand different financing options to choose the best approach for my situation. His experience and relationships with multiple lenders helped me secure one of the best rates among the quotes I received, along with very reasonable closing costs. Chris also worked closely with my agent, insurance, escrow, and other parties to keep everything on track. When I needed to move the closing date earlier, he went above and beyond, including working over the weekend to help make it happen. Thanks to Chris's responsiveness, experience, and execution, I felt confident throughout the process and never had to worry about the loan side. Even after closing, he followed up to make sure everything was going well and offered help if needed. I highly recommend Chris Cadiz to anyone looking for a knowledgeable, proactive, and dependable loan officer. He made the entire financing process smooth and stress-free.

Chris is awesome. Made our first home buying experience go super smooth. He was very attentive and…read moremade the search process feel easy and stress free. He gave us honest opinions and never made us feel pressured into something we didn't want. In the end we landed a home that truly feels like our own. thank you Chris!

Just closed on a HELOC with the best rate I found (by far). The process was super easy- I kept…read morewondering what the catch was. Justin was very responsive and easy to work with. I highly recommend this company!

Great team and very professional They are really…read moreinformative too and quick to follow up

Armando and the whole team were so helpful during the loan process, specially Melanie, thank you…read moreMelanie for helping us with all the paperwork requirements. Armando thank you for the communication, and all around smooth process. Im Definitely recommending you guys to anyone that is the the process of buying a home. A++ customer service! Thank you Super Mortgage Bros! Ray.

You want Armando in your team today!…read more He saved us a lot of headaches getting a pre-approval form BEFORE we shopped around for property. Other loan officers do it wrong and just let their clients go out with just a pre-qualification form, which isn't an accurate number of what a person can afford. Armando also helps keep all the necessary paperwork submissions stress-free. The truth is that part of the normal process of getting a home requires a lot of back and forth about income and bank statements, but Armando's great attitude makes these communications easy to have. He is very knowledgeable about the industry, organized, adaptable, and responsive to help clients navigate the complex loan process smoothly and build trust. As a non-citizen, I cannot give my trust away so easily. But Armando earned it. He even helped us get a better interest rate right before closing escrow, saving us thousands over the years. I am now the proud owner of a multi-family home in Los Angeles. The whole process took two months - si se pudo! And Armando is still available to answer any questions even after closing. Thank you, Armando. In two years, I will be circling back for more property once I can make another downpayment. But I am recommending everyone I know to him today. :)