Julie Aragon and her team are simply exceptional. I've had the opportunity to work with Julie on…read moremultiple transactions, and every single time I walk away impressed, not just by the results, but by how she gets there. Her professionalism is top-tier, but what really sets her apart is the way she builds relationships. Julie brings a rare mix of creativity, energy, and genuine care to her clients. People don't just feel "handled"...they feel understood, supported, and confidently guided through what can be a very complex process. She's honest, communicative, and relentlessly hardworking. You always know where things stand, and you always feel like you have a true advocate in your corner. If you're a first-time buyer, especially, Julie is a no-brainer. She has the ability to simplify the process, remove the stress, and actually make it an enjoyable experience.

Julie and her team kick a$$! Mike helped us with a HELOC and I'm glad to say from the moment we…read moreconnected it was a wrap. Not only was the process made easy to understand, it was completed from the comfort of our home and our schedule.The team is flexible, quick, knowledgeable and most importantly explained it in a way that made sense to us. Our HELOC closed in a little over a week. Mike was in communication with us which felt like 24/7. If anyone is looking for a reputable lending team look no further.

Over the last few years, this company funded 3 loans for myself my family member. All completed…read moretimely with excellent interest rates. Thank you TJ Financial for your excellent work.

This is the worst customer service I have ever experienced. From the very beginning, they treated…read moremy application as if it were fraudulent, requiring excessive documentation far beyond what is normally expected. Instead of conducting a reasonable review, they repeatedly demanded unnecessary supporting evidence and questioned information that was already well documented. What was most frustrating was that they even challenged the qualifications of my licensed CPA, who has been preparing my tax returns in accordance with applicable laws and professional standards. Such unreasonable scrutiny caused unnecessary delays, stress, and inconvenience. I understand the need for due diligence, but there is a clear difference between legitimate verification and treating honest customers as though they are attempting to commit fraud. My experience with this company was extremely disappointing, and I cannot recommend their services.

I was referred to Michael from a work friend at city of hope . A previous lender kept in contact…read morewith me past three years with no commitments on my part and full transparency I'm looking for the best fit for me and how I go about decisions . From initial introduction it was a pleasant professional educational experience with great communication, support and unbeatable value for the quality ! His rates with service plus unbeatable fee I was impressed and that is not often . I had a third and fourth lender all interested in doing business . I'm so thankful for my work friend for her referral . Michael also connected me with home insurance that I compared with wawanesa, AAA, State Farm , as advised and I saved over 1k with some agencies quotes . From finding my home to getting my home it was all within one month and I'm a first time home buyer . Cardinal escrow I do not recommend if you have a choice ...honest review . I highly recommend Michael's services , he can communicate effectively, gives you support on decisions you make , accessible, email savvy , and can answer or assist you with any inquiries. Him and his team are worth writing a review .

Best agent in services that I have work with. Michael is absolutely amazing. Michael is detail…read moreoriented and always make the best recommendations.

The NuHome Team and Uri helped me refinance my home and did a tremendous job! They communicated…read morewith me throughout the whole process and I can't imagine anyone else getting the job done as they did. I would highly recommend them.

Just closed on a HELOC with the best rate I found (by far). The process was super easy- I kept…read morewondering what the catch was. Justin was very responsive and easy to work with. I highly recommend this company!

This is our 2nd time working with Tracy. She was our buying agent years ago when we purchased our…read morefirst home back in 2013. She was very knowledgeable, professional and patient through out our year long home buying process. so when we knew that she's a loan officer now, we didn't hesitate to contact her to help us with our loan for our new home. With her background and experience in the real estate and home loan industry, the whole process was just smooth and effortless. We didn't even need to meet with her in person. everything was through minimum email/text and phone calls. She is very responsive and patient with all the questions we have(whether it's loan related or home-purchasing related. yes, she will answer them all because she pretty much knows them all, and she will explain to you very well), she understood exactly where we are at and guided us step by step throughout the process. one thing i like the most is that she's always on top of the communication and prepares us for the next step. she would email and text/call us just to make sure that we are updated through the process. she let you know what she needs ahead of time so you can have plenty of time to prepare the documents. and most importantly, the rate we got is awesomely low! beats all the major banks or credit unions out there. she first let us know the recent market rate and gave us idea about where and when is the best to lock the rate. and They are DIRECT LENDER. loan app was approved very fast. We really want to thank Tracy for saving us a lot of money and time. We highly recommend her.

Tracy is an excellent lender. I highly recommend her if you're looking for a mortgage. She was very…read moreresponsive to all questions and concerns. Tracy listened to my client and came up with solutions that fit their needs. I am very appreciative for Tracy and her team! We enjoyed working with her because of her kindness, professionalism, knowledgeable advice, personable demeanor and availability throughout the entire process.

I just got my late filing of previous LLC penalty removed of $5040 via the negotiations with IRS…read moreby Kyle Cao, CPA manager. He is a true professional and I appreciate this alot.

THE WORST!!!! Every time I called I would be told, "I will get a call back". One day I did all of…read morethe following up and called up to 6 times and still could not get the quote in writing. Finally after 7 day and 20 calls .. I get the guy on the line get finish the quote and send the paperwork. Then he tells me he needs me email and information so he can submit the information to create the quote. SO after a week of you saying you would follow up, you ask for my email and information!?! Like that could not have been done at day one, two or three ... but seven!!!!??? I tried to talked to the manager twice and they are not available either. I wasted my time giving these people a chance to do right and turn my into a happy customer. Now, I am warning others to not wait your tie with them. They do not care about you, waste your time, and are completely unprofessional. Stay away from working with Ricky.

An absolutely fantastic experience with Full Circle Home Loans. My first person of contact was…read morewith Tiffany who was incredibly informative, authentic, and responsive. After talking with Seth, there was zero doubt in my mind this is the team I want to be a part of. The group has been outstanding from beginning to end with getting the second home loan. It feels incredibly personal and they are most definitely there to hold your hands and encourage you. I had a bit of a panic attack one day during the process and reached out to both Seth and Tiffany. They were able to bring me back down to Earth, reassure me, and bring me back to feeling excited. This was exactly what I needed. Short term rentals are still very new to me but if you need a team to get you through this, this group is the one. Cannot wait to continue to do work with them.

The only mortgage lender I would use from here on out. Seth is honest, knowledgeable, and truly…read morecares for his customers. He spoke to me about some concerns about the deal to make sure I was aware, and I don't think any other lender would have done that because they would just want the deal. They have competitive interest rates and even matched the fees I quoted. His team, Summer and Bernie, were organized, communicative, and so quick that we were able to close in 21 days. Can't thank them enough.

She is amazing! She has done several loans for me in a quick manner. The most competent and always…read moreavailable loan officer you will meet!

I met her through a reference. She did my HELOC. She took almost 2 months or more for a simple…read moreHELOC and during that process, she managed screwed up HELOC on my another property. It was a huge financial hit for me. I have no problem with her dedication, availability. However, if you want someone competent and someone who can get the job done, she is not the person.

Eddie is extremely knowledgeable and helpful. He's always easy to reach and took the time to…read moreanswer all of our loan-related questions, no matter how small. Very nice guy, too!

It was great working with Eddie throughout my whole process of buying a condo. He was very patient…read morethroughout, easy to work with, and responsive. Would definitely recommend to anyone and will go through him in the future when I buy again!

Working with Vivian through the mortgage application process was exceptionally easy and stress-free…read morefor me. Despite this being my first home purchase, Vivian was able to give me a pre-approved loan on the same day I provided her with all the relevant financial documents. What makes Vivian an extremely efficient mortgage lender for a novice home buyer like myself is her prompt response and rich knowledge of the entire process. She executed all of the backend logistics professionally and flawlessly. It has been a great pleasure working with you, Vivian, thank you.

Vivian is amazing! If it's not for her, I am sure our deal…read morewon't closed. I just had a very bad purchase experience due to the seller's side, dealing with incompetent Escrow office appointed by the seller. They literary screwed up my loan by ignoring closing date, let alone didn't care about any schedule along the entire process. If not because Vivian went above and beyond to get it done for me, the transaction won't be able to close. Vivian is not an ordinary loan officer, she is knowledge and experienced. Also, she does not treat you as a number; she treats you as a friend and she really cares. She is honest and trust worthy, you are in good hands with her. Thank YOU Vivian!