I've known Franco for over 20 years he is reliable dependable and very articulate…read more I have used his services on countless properties that I've owned in the past and my recent purchase here in Florida. With that being said he has closed my homes from Vegas to Florida. My own mother uses his services as well and she always has been satisfied from beginning to end he is very professional. I believe he takes away the stress of the buying process or investing process by explaining things in detail. If you need a mortgage I highly recommend him five stars is not enough . Thank you JamesZito.com

I chose this loan officer specifically because of the strong reviews and because I wanted…read moretransparency on rates and costs. That's not what I got. Early in the process, I was given the clear impression my rate would fall in a certain range. When the actual disclosures arrived near closing, the zero-point rate was substantially higher, nearly a full point above what I'd understood, and the version I received had thousands of dollars in discount points built in that were never discussed with me. When I raised the discrepancy, I was told it was "the market" and given explanations about what online rate averages "really mean." None of that held up when I checked published data myself. To be fair, the file was handled competently and closed on schedule. But I had to push, repeatedly, before I was shown the full range of rate, point, and credit combinations available to me. My advice to anyone shopping here or anywhere: 1. On day one, ask for the full rate sheet in writing: every rate paired with its exact points or lender credit. Not a verbal quote. Email or PDF. 2. Any time someone quotes a rate, ask if it includes points, and how many, and get the answer in writing. 3.Take that written sheet and shop it with at least two other lenders or brokers. If someone won't put pricing on paper, that tells you everything. 4. Never sign a fee disclosure with points you didn't explicitly agree to. You can decline and restructure at the zero-point rate. I did, and it saved me thousands in cash at closing. Good ratings don't mean you can skip the paper trail. Get everything in writing.

Scott helped guide me through my home buying process! He made sure I got the best deal and made me…read morefeel comfortable in my decision. Thank you.

This was a really frustrating and disappointing experience for us. We were told our loan would…read moreclose by a certain date, but due to thier poor communication with the appraiser and an inaccurate report we missed that deadline and had to pay for a revised appraisal ourselves . later we were told the loan terms had to change to hgher rate and fee because of how our company is structured - something we had disclosed from the start. After weeks of delays and unexpected costs, we had to switch lenders to move forward. It was a stressful and disappointing process that could have been avoided with better communication and attention to detail. We regret not going with other lender from the beginning.

By and far the best service and people…read more David and Andrei were instrumental in helping me buy my first home. They are efficient, organized, and highly knowledgable. They made me feel comfortable and informed throughout the entire process. We closed on my home in 2 weeks because my apartment lease was ending. Unbelievable teamwork from IQ Mortgage and can't wait to work with them again soon!

David is literally the BEST in the business! He is so well connected and HONEST, and will find you…read morethe best rate available hands down! Something that is hard to find in this industry! I had a difficult transaction and he went above and beyond to make sure it went through which in the end cost him more than it be worth to anyone else. But he is a man of integrity and keeps his word. After working with another broker who was bait and switch, I am so relieved to find David. Not only is he a wealth of information, he is generous with his time, and patient. If I could give him a million stars, I would!

Scott Casey- where do I start. You've helped me so much in such a short period of time. Your…read moreattentiveness and communication are impressive; so is your knowledge in this business. This is a company that's almost too good to be true. Having met Scott was a true blessing. Thank you for everything. His service was above and beyond.

Scott did in 1 year what no one could do. Absolutely the best service. Highly recommend SILVERSTATE…read moreCredit Repair. I had some CC company issues that he told me we would be able to deal with but it was not going to be easy and that we would have to be patient. In the end it was faster than expected and less money than planned! Fantastic!!

I recently worked with Melissa at RWM to purchase a new home. She was AMAZING! She was very…read moreprofessional, responsive and helpful in preparing funding scenarios, assisting me with questions and made the entire process from beginning to end very smooth, efficient and easily understood. She took extra time with me in helping me understand the information and process. The online portal made it very easy. I couldn't be happier!

From the owner: Experience Matters! When it comes to securing the perfect…read moremortgage, having a seasoned expert by your side can make all the difference. This mortgage lender has spent two decades navigating the ever-changing real estate market in Las Vegas. Her profound expertise enables her to offer tailored solutions that match your financial goals and dreams. Proven Track Record: With a long history of successfully securing mortgages, she knows how to get you the best deals, even in a competitive market. Local Knowledge: Her deep knowledge of the Las Vegas market means she can identify opportunities others might overlook. Personalized Service: She understands that every client is unique, which is why she offers personalized mortgage solutions that fit your needs. Empathetic Approach: As a female mortgage lender, she brings a compassionate and understanding perspective to the mortgage process. Client-Centered: Your goals are her top priority, and she works tirelessly to make your homeownership dreams a reality. Transparent Communication: She believes in open and honest communication, ensuring you are well-informed throughout the entire process. Whether you're a first-time homebuyer, looking to refinance, or investing in real estate, our Melissa St. Marie is your dedicated partner for a smooth and stress-free mortgage journey.

I cannot say enough about the process and communication we experienced with Scott. Larson. His…read moreconfidence, knowledge, and professionalism gave us absolute certainty about moving forward. He understood the hurdles we would face and clearly showed us exactly what they were and how high we would need to jump. It truly was a blessing to work with Scott, and I sincerely hope others have the opportunity to experience just how wonderful he is to work with. We could not be more grateful for his guidance and support throughout the process. Thanks again! Chris and Leela Selvy Stockbridge, GA

I've known Guy and Vittoria Rivera for many years and they have been instrumental in helping me…read moreacquire my estate in Santa Barbara by providing me with the best loans for my real estate purchases!

I was contacted by Vincent at Lione Capital while I was looking for a broker to help with the…read morepurchase of my new house. Vincent was highly engaged from the start and worked diligently to get the financing correct. My situation was complicated so it was immeasurably important having someone who was engaged and knowledgeable about the various loan options and processes.

I was contacted by these brothers and at first they were very friendly and seemingly helpful. I…read moreprovided everything needed within one day and was told everything was moving along. The first red flag should have been when they ran credit without giving me a heads up. I was willing to let that go. Disclosures were sent to me twice which I signed. All of a sudden in the middle of the process without any notice there was a slight delay in their communication. I was then told that they were in the middle of changing companies and that's the reason why. When I asked about the changing of companies and why I wasn't notified of this I was told it wasn't going to impact me at all and in fact it was going to be a better process and refi. It was even going to save money. I was told a 3rd set of disclosures weee going to be sent, which never came. Day after day and week after week at this point I was told there would be an appraiser contacting me. Each time this did not come to fruition. Days and days went on and it seemed somewhat strange that the once communicative Charles was now MIA. Eventually I reached him and he told me he was also going to reach out the same day, what a coincidence. At that point he told me that the old and the new company were both now having separate issues. One was with the fha and the property and the other with DTI. I provided what I was told would be very helpful for the type of loan issue and that I would hear back by noon the next day. The first company also ran credit and apparently didn't calculate correctly. So that was another mistake....Guess what, not only did I not hear back the next day, but 4 days later I still had not heard back. I reached out to Vincent with no response. Charles later texted back saying he was sick and that he was sorry but they couldn't meet the required timeframe and that they were doing their best. I let him know this was not how to handle this type of situation thru text and he said he would probably feel better and would contact me the following day which again he did not. At this point I reached out to the supposed new company and I'm waiting to hear back from them. Something is fishy and I will be reporting them to the BBB. I tried multiple times to resolve with them directly and they stopped responding. Maybe Vincent is sick too. Never had an issue such as this in my life. Btw: Lione Capital website is mysteriously not working. Apparently they are between companies, so I was told, and they are now also working with West Capital Lending. Calls left with them were not returned. My property management company told be to beware of them after he talked to them and he was right! Do not work with or trust these brothers. Something is off for sure.

Athena Paquette was our incredible Mortgage Advisor. We are first time buyers and of course that…read moremeans we were worried about everything. Athena held our hands throughout and we are just about done, but had to take the time to commend her efforts, care, and our overall experience. Athena not only took care of her responsibilities, but would reach out to all others involved in the process to make sure they performed and made themselves available to assist us as needed. The personal attention we felt was top notch and I have only experienced that on extremely rare occasions. Good to see that people like Athena are out there and go above and beyond to help their customer. Highly recommend. Athena (if you read this), thank you again for all your assistance, your service was/is top notch. Thank you, thank you, thank you!

My journey with Sophie started with her responding on a holiday acknowledging my application - she…read morehas consistently been responsive and informative. Sophie is a mentor and teacher at heart without being condescending - she also is detail oriented, not to mention having great fee, highly competitive fees and access to various programs and options as a broker. I highly recommend Sophie, as she responds quickly with great guidance and a wealth of experience.

(This has been TWO YEARS coming and I'm so sorry for this taking so long!)…read more My father and I went in on a house in Peccole Ranch and thanks to Pinnacle Pending Group we managed to get a fantastic rate on our mortage. She was extremely helpful and thanks to her, getting our serene little cottage in Summerlin was that much easier. Thank you, Crystal!

Crystal and her team have been really helpful, especially as it is has been so long since I have…read moregotten a mortgage. Crystal herself had locked in a good rate for me and answered all of my questions very quickly and with a lot of patience. I am planning to refinance our property and when I do, I will not hesitate to reach out to her and her team again.

Roseann Shannon at 5 Star handled my home purchase. She and the team were great to work with,…read moreanswering my questions, handling issues as needed (there are always issues). They helped me through the process and gave me a great rate.

Roseanne Shannon was absolutely amazing. Her team & Roseann were extremely professional,…read moreknowledgeable & prompt. They addressed all of our concerns with precision & compassion. Due to the sale of our home, we were facing the pressure of finding a home & closing on our mortgage loan all within 17 days. 5 Star Mortgage , aware of this, expiditated our closing in record time without a glitch. Great Job 5 Star Mortgage. We highly recommend them for all your mortgage needs. Tony & Annette Locorriere