Mr. Garcia has been so helpful the last 5 years, I keep going back to him. I met Mr. Garcia 5 years ago and since then, I used his services to purchase my first house, refinance the house to lower interest rates, then refinance to go from a FHA mortgage to a Conventional and finally to reduce my interest rates again to be in the 2% range. I currently pay the same price for a house that I would a cheap 1 bedroom apartment; can't beat that. Mr. Garcia is very knowledgeable, efficient, keeps up constant communication and takes the time to get to know you and make the experience more comforting, especially to a new purchaser like I was. You are in great hands with Mr. Garcia. read more

Anthony has done several loans for us, and for good reason. He is one of the hardest workers you will ever meet. He works far ahead on his end so you will never have to worry about closing on time. Anthony is personable yet professional. This last time around, we challenged his team to get us the absolutely most competence rate possible... and he provided. We love Anthony and appreciate his hard work immensely. Thanks for helping us close our dream home! read more

Anthony Garcia - JMJ Financial - Mortgage Brokers Near Me - Irvine, California

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Anthony was so great to work with. He helped my husband and I purchase our first home and made the process so smooth. He was patient with us answering all our questions, he was very responsive and went above and beyond to set proper expectations for us so that we knew what was next to avoid any last minute scrambling. He is a genuine person overall and I would recommend him to anyone looking to finance their first home. read more

Knowledgeable, Responsive, Professional & Honest! We just closed a smooth and fast escrow Refinancing our house. Anthony walked us through the process ahead of time so there were no surprises. He was always answered his phone and was quick to respond to emails. I would definitely use him again. read more

Anthony is the man once again!!! I purchased my first home with Anthony a few years ago, so when I was interested in refinancing to a lower rate, he was the first person I called!! He once again explained all the processes that he would be going through in order to help me refinance and answered any questions I had along the way. He checked in weekly if not daily and made sure we were on the right track to hit our loan funding date goal. Anthony is the best around and I highly recommend him!!! read more

Anthony was outstanding! Communicative throughout the entire process and checked in with us very regularly. He was available to answer questions throughout the day including the weekends. An absolute pleasure to work with. We would absolutely use him again on any future home loans. read more

I really appreciated working with Anthony He helped me refinance my house after only 6 month and make me save an other 1000$ on my mortgage in less than 2 month I recommend him to all my friends and non of them hand anything bad to say. Definitely some you can trust. read more

Anthony helped me purchase my home in 2016 and recently helped me with my refinance. Anthony is an absolute pleasure to work with. Not only is he a very friendly and down to earth guy, he has an amazing work ethic, he's transparent, and he always makes himself available to you. As a "non essential" small business owner during the COVID pandemic my refinance proved to be quite a challenge. However, Anthony never gave up on me and worked around the clock to help me secure my home loan. I highly HIGHLY recommend you work with him. read more

I have known Anthony for a few years, so when it came to refinance my home (to remove joint ownership), I knew exactly who I wanted to work with. Anthony was a great listener, and helped me achieve my dream of owning my home as a single parent for my children. He presented valuable options that would benefit me and my family. He was quick to respond to text messages, emails and phone calls. Anthony was truly there, guiding me every step of the way. I can't be more appreciative of his knowledge, dedication and professionalism in dealing with some not so easy situations that came up during the process. He was always forward thinking, letting me know of what may come up, and what to be prepared for. Thank you, Anthony! read more

Anthony just helped me get my house refinanced at an amazing rate and i couldnt be happier! Considering the circumstances our country is in, he was able to get the job done! Will definitely be using him when searching for my next home! read more

Working with Anthony at JMJ Financial was an absolute pleasure. He genuinely cares about his clients and what the would like to achieve with their refinancing efforts. He is always responsive and his communication skills are top notch especially in written communications requiring immediate action. He is very thorough in setting expectations and then following-up to ensure that all is being handled and completed in a quality and comprehensive manner. There was peace-of-mind knowing that our refinancing efforts were under control and being handled in a timely manner. Looking to refinance or purchase a home - look no further - Anthony is your man! read more

As a first time home buyer, I was apprehensive about the process and needed someone I could trust to guide me through it. I was referred to Anthony Garcia by a friend, and after the first phone call I found someone that was part of a team of knowledgeable, well-informed, and supportive individuals. Anthony and his team guided me through the whole process of loan qualifications and referred me to a real estate agent that found me properties that met my preferences. He would periodically follow-up, and always made himself available to me for questions or concerns. Thanks to Anthony and his team, I successfully bought my first property in the smoothest possible way. read more

Anthony is honest & hardworking. When there is this kind of money on the line, you need someone you can trust & Anthony is that person. He was great, he explained the whole process to us & made himself available for all our million questions. There were no surprises, or extra hoops to jump through. JMJ handles everything in-house, so you do not have to wonder what the end office is going to ask for after, submitting all your paperwork. He even pulled some strings to get the whole team to work over to get us the loan funded & recorded in days instead of weeks. read more

Top notch! Anthony is extremely knowledgeable and very helpful. He made my mortgage refinance seamless. Highly recommended!

This is our 3rd instance working with Anthony and we are once again exceptionally pleased with the loan results. Anthony and JMJ Financial were on point with the loan process from start to finish. Anthony was by our side answering all of our questions and providing guidance towards completing every phase of the loan process. The loan closed as expected and with no delays. Thank you Anthony and JMJ! read more

My wife an I recently got a Reverse Mortgage.Our agent Anthony Garcia was verry helpful with all our questions. Very knowledgeable young man.We certainly would recommend him and the company again it was a pleasure doing dussiness with him made a good frend. read more

I highly recommend Anthony. I promise you won't be disappointed with his service. He is awesome!! He helped us with our refinance and made it happened. He was always in good communication with us and explaining step by step through the entire process. Anthony deserves more than five stars. Thank you Anthony for the great job you did with our refinance!!!! Now I will be able to accomplish my dreams! read more

I have had some pretty good loan experiences in the past, but Anthony exceeded them by far! This was the smoothest, easiest, fastest loan. Anthony just may be the most responsive person there is. I never had trouble reaching him, and he always reached out to me to let me know what was happening. He is exceptionally organized and explains everything clearly along the way. When there were snags on our end, he helped us figure out workarounds. Buying a house or refinancing is an extremely stressful process. Anthony is super patient and understanding of the stress you are under and goes above and beyond to make it as easy and painless as possible. I will definitely use him again in the future and would recommend him to family and friends. read more

We recently completed our process with Anthony Garcia with JMJ Financial. This process was very quick and seamless. He was always prompt with his responses and patiently answered all our questions. It was a pleasure to work with him especially since these types of things can be stressful. He explained everything in detail and put our worries at ease. I highly recommend Anthony and his group. They went above and beyond to expedite our loan, much quicker than any other company we've dealt with. read more

Anthony is always helpful, knowledgeable, and is a delight to work with. He made our recent refinance easy! Anthony has so much experience; he knows exactly when and what to do. He is an excellent guide as well, helping you through every step of the process with patience and excellent information. I give him the highest recommendation, and I can guarantee I will work with him again in the future. read more

Mr Garcia and his team at JMJ Financial made the home loan refinance process much easier than expected. Mr Garcia remained courteous and professional throughout the process, and kept me informed regularly. I highly recommend Mr Garcia's services for anyone looking to refinance their current home loan. read more

Hands down Anthony worked with us step by step all the way , he was very informative and helpful throughout the loan process I would definitely recommend him to family and friends ! read more

Anthony was very helpful and patient through my refinance. I had put off refinancing for over a year, but he made the process super easy. Anthony kept in touch and kept me motivated. read more

Anthony recently helped me purchase a home amidst an extremely competitive market! He is very professional, knowledgeable, and thorough in what he does. Anthony also has amazing customer service and was always willing to answer any questions I had. I am beyond impressed by the work he did to help me with my home loan. I would 100% recommend him to anyone looking to refinance or purchase a home! read more

My family and were looking into relocating to the the La Habra Area. I sent my wife out to look at a few open houses one weekend with my two little ones. And while on her search she came across Anthony Garcia from JMJ Financial. My wife shared with me about her experience with her open house search and the professionalism Anthony Garcia expressed over the lending services JMJ had to offer. Later the next day I decided to give him a call and follow up with him regarding doing business with him for the New Purchase of our home. Anthony, is a true professional at his craft. He truly walked us through the whole lending process and was always available to answer any questions that we had. I truly appreciate the hard work him and his team put forth in making our dreams come true with our new home. I will recommend anyone that is looking for a Lender that will stay on top of things all the way through the end. And will give you the attention that a client deserves. Than Anthony Garcia and JMJ Financial are the people you can trust. Thank you Anthony for everything you did for my family and I this past month. I look forward in doing business with you and your team soon again! Keep up the good work and don't ever change your ways! Your Friends, The Espinoza-Lara Family read more

Anthony is great. He was very helpful, informed me of information that I was not aware of in order to get me a reverse mortgage. He walked me through all the steps necessary. From the counseling I needed to all the paper work I needed to supply. He kept me updated every step of the way and made it happen for me. Use Him!! read more

This is our second time using Anthony and his team for our home loan needs. We did a refinance last year but when rates dropped considerably we contacted him to see if we had any options for refinancing again. The entire process was very easy and he was always available when we had any questions along the way. I also referred a friend to him and she also had a very positive experience. read more

If I could give more stars, I would! This is our second home purchase and we have refinanced but this was (by far!) the best lender experience we've had! Anthony was extremely informative. There were never any surprises because he provided information in an easy-to-understand and prompt manner. Anthony's attention and customer service throughout the process was amazing! We will ABSOLUTELY use him again and had to write a review because he is that good!! He over-delivered and we couldn't be happier! Thanks Anthony! read more

Anthony was great! He made the process of refinancing extremely easy for me. He kept in touch throughout the entire process and provided me with information in a language i understood. I would definitely recommend him for all of your financing and refinancing needs! read more

Anthony is a smart, talented mortgage broker. He is very professional, easy to work with, and is able to explain everything. I have worked with him several times now, and each time I am happy with his work. I would recommend him to anyone in need of a loan or refinance. read more

Anthony was an absolute rockstar helping us and guiding us through our recent refinancing. He helped greatly in simplifying everything and speaking our (non-technical) language. I could call any time of day and I knew he would be responsive. We couldn't be happier with Anthony! read more

This was by far the smoothest, easiest, fastest loan. Anthony was awesome, I never had trouble reaching him, and he always reached out to me to let me know what was happening on an almost daily basis. He is exceptionally organized and explains everything vear clearly along the way. Buying a house or refinancing is an extremely stressful process and Anthony was super patient and made this process easy and painless. I will definitely use him again and have already referred him to my family and friends. read more

-- My loan just closed last week thanks to Anthony Garcia. After going through two lenders who could not close the deal, Anthony and his firm were able to close in approximately 12 days. This will be the third loan Anthony has successfully closed for me. I highly recommend Anthony! His attention to detail, follow up, knowledge, and customer service are outstanding. read more

Anthony Garcia just funded for one of my buyers a FHA loan in 25 days! He kept us update through out the process. It was really nice working with him. read more

This is to inform on my experience I had with Anthony Garcia in regards to managing my recent home loan. Mr. Garcia has all the qualities someone like me needed to get a loan approved in a way that I could understand in that he always was very patient with me and answered my questions in terms I could understand. Mr. Garcia was always mot polite and responsive to all my needs. Of importance to me was that he always returned all my calls right away and was responsible at all times. Mr. Garcia came to know me enough via conversations to even per-anticipate my needs. Would I consider doing business with him again? Absolutely! I would recommend his services to anyone who is looking for a professional person who will take good care of you and take you through the loan process from beginning to the end. read more

We have been working with Anthony for several years. We bought or home right before the real estate market crash late 05, then became self employed. So with no equity and the self employment kicker, it was nearly impossible to get rid of our terrible interest only loan. At first we could not qualify, but Anthony stayed on top of our current situation for several years, and when the market turned, equity built, and the self employment scenario took it course we got our NEW REFI LOAN! THANK YOU ANTHONY! His hard work saved us 20% on our monthly payment. After getting all the necessary financial information to Anthony the process was painless. Plus I liked the fact that we could do most of our document signing online. read more

Definitively the best refi experience I have ever had. He streamlines the legal jargon that could drown the average joe. I never felt like I was another number and appreciated the fact that he was very responsive. read more

My husband and I were lucky to get Anthony as our mortgage broker through Zillow. Even though we live in Central California, Anthony was able to complete everything quickly and easily through phone and email. He explained the process for us and got us a lower rate than we had gotten from another local company. He supported us in a quick, 25 day closing and was always available even on weekends and evenings if we needed anything. He was also very thorough and made sure we didn't have any issues in getting the loan and that everything went smoothly throughout the entire process. He has even checked in now that it's all over to make sure we are still happy with our choice. I would absolutely recommend him and his services to anyone shopping for a home or any first time buyers. Thank you, Anthony! read more

Anthony is very personable and went out of his way to make our refinance easy. He was upfront and knowledgeable about everything going on throughout the process. What a great experience and when the time comes for something else that Anthony can handle, he would be my first choice. read more

Very easy to work with. He is an excellent guy and great at what he does. The process was very easy and quick. I recommend everyone to go to him for a loan. read more