I have had the great pleasure of working with Shane and Lee since 2011. Shane Davidson was the Loan Originator and Lee Chu was my Loan Processor. I have REFI'd with them twice in three years since rates dropped in 2011 and 2012. The last I REFI'd was in November 2011 at a 30-Year Fixed 4.50%. Back in 2011, four banks and brokers did not want to REFI me because of debt-to-income ratio and the loan-to-value of my residence. Shane did all he could to talk to upper management and fought to make my loan happen. I have a credit score of 800, no foreclosures/short-sales, bankruptcy, etc. Shane took all my factors into consideration and got me a 4.50% rate from my 6.25%. He saved me $921.00 a month. I contacted Shane Davidson again and was able to REFI at 3.50% 30-Year Fixed in summer of 2012. Both REFI's were the smoothest transactions I have experienced. Both Shane and Lee are on top of their clients and return calls and e-mails with lighting speed! Shane and Lee are professional, courteous and diligent toward their clients. I have recommended family members and co-workers who have REFI'd (in July & August 2012) with Shane and Lee. If you are looking for a home loan or looking to REFI. Give Shane Davidson and Lee a call at Vision One Mortgage. They are out of Irvine, Ca. This was the overall best I have experienced in dealing with mortgage brokers. Shane and Lee saved me a lot of money that I could put toward my two daughters education. Thanks Shane and Lee! read more

Pamela Herrera 1 review * 1 photo starstarstarstarstar 7 weeks ago As a first-time homebuyer, the process can feel overwhelming and even intimidating--but working with Carlos Medina at Vision One Mortgage made all the difference. From the very beginning, Carlos was patient, professional, and genuinely supportive. His warm personality made me feel completely comfortable asking any questions I had along the way, no matter how big or small. Carlos was always more than happy to explain everything in detail and guide me through each step of the process. He made sure I felt informed and confident throughout the entire experience. I truly appreciate his dedication, responsiveness, and the care he showed during such an important time in my life. I'm incredibly thankful for Carlos and the service he provided. I highly recommend him to anyone looking for a trustworthy, knowledgeable, and kind mortgage professional. Adolfo Aguirre (Adolfo Realtor) 6 reviews * 0 photos starstarstarstarstar 8 weeks ago Carlos Medina is an outstanding lender and a true professional. He guides you through the entire loan and mortgage... View full review Emmanuel Alatorre 1 review * 0 photos starstarstarstarstar 10 weeks ago Working with Carlos M. was such a blessing! He answered all of our questions no matter how small and really went the... re- view read more

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Exceptional service, I'm a very busy person they got everything done for me! Hit me into my new home within 30days! Thank you hector and vision one! read more

Thank you for everything !! you guys make it happened, You and your team are amazing I recommend 100% Hector, Nestor , Stephanie!! Thank you Nestor for answering all my questions !! read more

Vision One Mortgage prestamos de Casa - Mortgage Lenders Near Me - Tustin, California

Nestor Rodriguez, the man, the myth, the legend!!! This guy goes above and beyond in whatever it is real estate you need done. I've sold, purchased and re-financed with Vision One several times, and each time they never disappoint. Always a phone call away if I ever need help or have any question. read more

I had a great experience working with Nestor from Vision One Mortgage. He was very communicative throughout the whole loan process and provided updates almost daily. He made the loan process very easy and smooth, and was very clear on what was needed from me. He answered all my questions and concerns promptly and professionally. I am in the process of buying my second home and I would highly recommend him and Vision One Mortgage to anyone looking for a mortgage loan. read more

I highly recommend Nestor Rodriguez for your loan needs. He is very professional, answers his phone calls, he is very knowledgeable in his field, goes the extra mile and delivers what he promises. I will give him 10 stars. You will be glad you chose Nestor. Thank you Nestor! read more

DO NOT USE THIS COMPANY! I am in home alone hell right now because of them. They are piece-mealing out all of the loan conditions. We can't get a straight answer from one day to the next. I've been in escrow for over 2 months on a 45-day escrow. We've signed everything and now they come up with new conditions before they will fund the loan. We meet those conditions and then they invent new conditions. I am living in an Airbnb with my husband and daughter waiting for this house to close. We should have closed before Thanksgiving and now we are hoping to even have the keys before Christmas. I've called their corporate office and now they're ghosting me. Do not use this company if your life depends on it. read more

I was looking into refinancing my house and nobody was able to help me. I contacted Nestor with vision one mortgage and him and his team did the impossible to make it happen. I must of gone with at least 5 other companies and they weren't able to help me. Nestor, was great in answering my questions and his communication skills as top level. He will go through any hoops to get it done for you. read more

Vision One was extremely helpful and provided us with the services needed for our refinance . I'd recommend them 10/10.

Professional. Knowledgeable. Five Star Service. As first time home buyers, we had a tremendous experience with the Vision One Mortgage Team. Highly recommend! Vision One Mortgage helped us realize our dream of home ownership and we couldn't be happier with the smooth process and successful outcome of on-time funding. We were lucky enough to connect with Vision One Mortgage early on in our house search, which helped to get all of our ducks in a row including a pre-qualification. Once our offer was accepted, our loan officer proactively took us step by step through the process and educated us about options along the way. We had many questions, as most first time homebuyers do, but the whole time we felt as though we were their top priority. All questions were answered promptly and thoroughly. All paperwork was thoughtfully organized and presented as a complete package - it was an incredibly well oiled machine. We also appreciated that Vision One Mortgage transacted with us using digital platforms and minimized the need for in-person meetings, which is a huge bonus in our current COVID-19 environment. Vision One Mortgage funded on time and helped us close on a dream home that our kids will enjoy for years to come. Huge thank you to Randy, Tyler, Bao, Alyssa, and Tonya! read more

They drag u in promising you a lower rate, and become irresponsive until final days of closing, and that's when hidden fees and points show up. read more

DO NOT USE THIS COMPANY! They don't even deserve 1-star. I WISH I had read the reviews of this company prior to allowing a "recommendation" to have me use them. I have NEVER ever in my life experienced the incompetence of a mortgage lender like this. We bought our fourth home in Oregon a month ago and they dropped every single ball they could along the way, spoke to me like dirt, treated us with indifference, never returned my emails or communications, messed up our loan paperwork, lied to our title company, and cost me around $1600 in missed flights, hotels, and inconvenience fees to accommodate their lack of follow through and completion for our closing. They NEVER even submitted the paperwork to our title agency for us to close on March 25th. We ended up having to push the closing to the following Monday and they STILL never submitted the paperwork to our title company. When my title company contacted them, they said they moved the closing to the following Thursday, which was the 30th of March. We had moved from San Francisco, CA on the weekend of the 25th of March and had the movers delivering furniture Monday, the 28th. When my title company asked what the hold up was, they said it was the VA appraisal, which was untrue, as they had the appraisal in time, but never completed the paperwork, as they had told me they had. My title company went ahead and made the corrections on our paperwork and proceeded with the close on Monday the 28th, so that we had a place to move into we NEVER heard back from VisionOne that we indeed had possession of the home. They then submitted the WRONG paperwork to financing and we are now stuck with a house payment $90 too high due to their incompetence and not updating the paperwork with the correct numbers. Of course, they have since sold our loan to another company, who appears to be just as incompetent and refuses to assist us with correcting the loan. Liars, Scammers, uninvested, lousy customer service oriented, and incompetent is the only way to describe this company! STAY AWAY and DO NOT USE THEM! I am still trying to determine if I should take them to small claims court for the $1600 and change that I am out of pocket due to their extremely unprofessional behavior, but in the end, is it worth it? read more

DO NOT USE THIS COMPANY!!! They are not what they say they are. They make promises and placate you for months not weeks, and then they tell you that it's going great. BUT...at the very end when you are expecting them to call and they do, they tell you that the senior underwriter has thrown it out because of a technical zoning issue! Our credit is excellent and we don't owe dick on our house which is worth 400,000!!! Dennis Garcia tells you that he has your back and then stabs you in it!! Please please do NOT use them, you truly will regret it. I didn't read the reviews until way way to late. Read the reviews, the TRUE reviews!!! DON'T USE THEM!!!!!!! read more

When I think of Vision one mortgage a few words pop into my head: * Unethical * Misleading * Liars * Scam Artist * Shady Talk about a horrible experience with these guys, what started out as an inquire about refinancing my house turned into me being lied to and conned into paying for a $500 appraisal for my house when all along they knew what the value of the home was. (Rough estimate). I then get a call from the scum bag that was doing my loan and he tells me he cannot refinance to pull money but that he could lower my already low interest rate and save me a whopping $56.00 a month. I review the loan docs and would have ended up adding close to 8K onto my loan just to save $56 per month. Don't deal with these guys, TRUST ME! read more

Formal complaint has been filed with the bureau of real state in California against this company for mass spamming for as many times as we have requested to not receive any solicitations about mortgage refinancing from this company they continue to send solicitations on a monthly basis without fail they change up their envelopes they suck stay away from them .. Bureau of real estate is coming too close your doors read more

As a Realtor I had only heard of them through fellow Realtor's. I just sent my Clients to Brooks and we were all so very happy with the entire process. The rates were competitive, the staff was courteous, professional and we actually closed 3 days prior to schedule. I will use them as much as I can for all of my clients loans. Thanks so much guys! read more

First of all I want to Thank Mai for calling me on 4/2/12 and giving me hope on helping me get a loan when every other bank/ mortgage company denied me do to my less then perfect credit. Mai went over all the( +)s and did tell me they would be able to help if I followed their companies process, And I thank God I did.. Of course it was a bit challenging cause of my income but its done and I got a 3.65% rate when I was told by others to just do a hard money loan at 10% And at 10k cost ,interest only. I really want to thank Vision One and its staff for making it happen even when I was being difficult... I will be referring family and friends to u because your company really went above and beyond to help my family get the loan that will help us for our future.. Your Truly the Best Company out there... Sincerely, Carolyn Lutui read more

Run, people run, these people are idiots. My buyer signed final loan docs, put his 50k in escrow. And they didn't approved the loan. Why because he's black! Run, my people run. He needs to fire everyone including his agent and hire an attorney and sue baby sue. Now I have to start all over again with a new buyer. From February to now and they didn't help this buyer. Let me guess covid 19 stop your brain. read more

Joanna Chavez helped my mom and I refinance our home. She made the process super easy for us. She is bilingual which was also a huge plus. My Mom works late and she was able to get a notary to come to us at 10pm and she was there for the signing also. Thanks Joanna for saving us so much money on our mortgage! I definitely recommend her for any of your mortgage financing needs. read more

In my 18 years of business in Real Estate and working in the mortgage industry working with major lending institutions I have never encountered the unethical practices and blatant disrespect for people's money and time as this company here. Vision One Mortgage is messy and their practices is horrible. For the record they denied to an Active Soldier his VA loan at the time of Funding this Soldier has already signed Loan Docs and wired in his closing cost of $41,000 and the Underwriter is denying this loan. When the escrow officer ask why we got no answer, we got a tired fragment sentence stating 'the lender is not moving forward with the loan' AT THE TIME OF FUNDING THIS IS WHAT WE GET!! when I called and spoke to the Manager Juan Contreras he said he was going to work on it with the Underwriter and give him to the next day by 12noon and he will let me know. That man has not called me back nor returned my calls or emails nor escrow's calls and emails. (BAD BUSINESS). I represent the Sellers in this transaction and I feel very sad for both parties Buyers and Sellers my clients have packed up their home and paid for pods and moving truck why ??? BECAUSE LOAN DOCS WERE SIGNED WE WERE READY TO FUND! The Soldier/Buyer is a solid Buyer Good Income and Excellent Credit and still Employed this makes No since... WE are all furious at this point. RUN do not use this company for your Purchasing Power read more

Wow! this office is amazing centralized in a very beautiful City and the view is awesome. My clients feel very Welcome and Ms. Joanna Chavez is by far the best loan officer. She is very soft spoken and very polite to my clients and explains the loan programs and the all fees in detail. Most important is that she keeps it real , very kosher. I am not sure why a negative review?? Keep going and growing strong Joanna My clients are very happy with your service- God Bless. read more

BEWARE of Vision One Mortgage. This is the most unethical, deceptive and irresponsible company I've ever worked with. Peter Rodriguez was working on my loan for three months and kept promising me to close saying all I need is one more document. He even made me pay for an appraisal for nothing . I wanted a lower rate I had over $100,000 of equity in my home. Also I have never been late on my mortgage for the past 19 years. He just kept leading me on for the past three months. Peter Rodriguez is a very condescending deceitful man and I even have voicemails of him promising me that we would be closing soon. We never did and he never bothered to call me back and anytime I left him a voicemail or message, he would never call me back. He was so irresponsible and neglectful I can't believe that there are companies like this. STAY away from Vision One Mortgage in California nobody knows what the heck is going on there even the president because I talk to him and I got nowhere with him even though he had promised to call me back.and they should be ashamed of themselves. read more

I agree with all the bad reviews here... They are scam artists that had to ask my 1st mortgage (I'm refinancing ) THREE times for a final close out payoff because they kept dragging their feet for six months. Unheard of. read more

This is a very shady company. Loan officer Joanna Chavez was full of lies. She never once kept her word on anything. She said that she will cover half the closing cost only to tell me later that she is only giving me a $2k credit. Then she informed that she will be returning the full appraiser money only to tell me she's made some deductions without my authorization. She said there were some additional so called appraiser expenses that was paid for without my prior knowledge. Then she told me that I needed to pay off one of my debt and told me to send an additional $911 while in escrow. She informed the company was paid off, but I am still receiving monthly bills from the company she claimed was paid off. I have not received any notices from the company that the debt was paid off. Whatever happened to my additional $911? She was very rude and never once apologized for her mistakes. Vision one Mortgage Quality control called me to ask about my experience with their company. I told them I had a horrible experience. I was told someone will contact me right away to address my concerns. It's been a week and no one has called me. There are still some great loan processing companies out there, but this one is definitely not one of those companies. My advise is for everyone to stay away from this company. They tell lies, lies, and more lies especially Joanna Chavez. She never addressed my concerns nor did she answer important questions that I had during the buying process. I would never do business with this company again. My Realtor was excellent just not the loan officer / loan company. read more

Worst mortgage company ever, 2.5 months in underwriting. Heard every excuse in the book, never paid the mortgage broker and then wanted to refi to correct a mistake they made. Save the heartache, if your mortgage broker mentions this company RUN!!! read more

Martin and his team were very attentive to our needs in re-financing our home. They truely went above and beyond to ensure that our needs were met. Martin made sure we were satisfied with the terms of our re-fi. We are very pleased with the outcome and would recommend Martin and his team of proffesionals at Vision One Mortgage!! read more

I got a scam mail from this company for 2.875% APR with my original loan information. Are you going through my mail / trash to get my personal information? read more

This company is awesome to work with. Mai Ta and team were always there to answer any questions I had regarding our home loan purchase. If YELP had a 10 star rating, I would rate them at that. Mai, Mezan, Vanya, and Bao were ALL wonderful to work with. I have never seen such great team work. They were all so efficient. I would definitely recommend Mai and Vison One Mortgage to everyone. read more

Vision one mortgage was very helpful in my quest to refinance my home. Mai Ta helped me every step of the way. She genuinely went out of her way to make every option accessible to me. She is by far the most knowledgable and capable loan officer I have ever worked with. I would recommend her to anyone out there looking for a home loan or home refinance. You won't find a better loan officer anywhere here in the southland. read more

this people are too much of idiots they made me pay for 480 dollars appraisal, and more for credit comment remove and waited 6 months for nothing telling me all the time lies they don't know how to take care of clients there rude and at the end everything they told you since the first visit with them its a lie all they want its the money of the appraisal people don't believe on them stay away from them there not professionals there scams !!!!!! read more