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    Anthony Urbina - LGI Homes

    5.0 (15 reviews)
    Closed 10:00 am - 6:00 pm

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    JVM Lending - JVM Lending

    JVM Lending

    (442 reviews)

    victor with JVM lending was so effective with his communication during the entire process of…read morepurchasing my first home. he ensured all of my questions were answered and was able to complete the closing process with a very quick turnaround and very competitive offers for lending options. highly recommend him and his team!

    Working with JVM lending has been a real pleasure, and I cannot thank Victor Flynn and his team…read moreenough for assisting me in this process. This is the 2nd time I have used JVM, and they have provided top-notch service throughout. I would like to give a special call-out to Victor Flynn. In this 2nd time working with JVM, I told Victor that his speediness in my first transaction 3 1/2 years ago made me realize that he was "in like Flynn"--in that he was right on top of getting things moving from the very first day after I had contacted him regarding my mortgage needs. Victor's explanation of my various options this time around was presented in a totally clear manner, and he and his team were available to assist me at all times. I also really appreciate the fact that there was no pressure upon me, as I was not ready to get the move going for 6-9 months after my initial conversation with Victor this time around, and other than 1 or 2 check-in emails from him, there was absolutely no high sales pitch from them, and no "push" or fear tactics regarding the market. I highly recommend Victor and JVM team for anyone who is planning on selling and/or buying a home in the Bay Area. I have no hesitation in giving Victor and his team a 5-star recommendation.

    Valley Capital Lending & Realty - Top Producer award

    Valley Capital Lending & Realty

    (15 reviews)

    Working with Angie has been an absolute blessing both professionally and personally. She is not…read moreonly an incredible broker but also a powerhouse businesswoman, a woman of God, and a true friend. Her integrity, dedication, and unwavering faith are evident in everything she does, and it's inspiring to witness. What sets her apart is her commitment to making the home-buying process as smooth and stress-free as possible. She handles in-house loans, which means everything is done under one roof, making the entire process faster, more efficient, and more personal. You're never just a number to her she truly cares about every client and every transaction. She's knowledgeable, hardworking, and always goes the extra mile to ensure her clients' needs are met. Whether you're a first-time homebuyer or an experienced investor, she brings wisdom, clarity, and honesty to the table. She operates with a rare mix of professionalism and compassion that makes people trust her instantly. It's not every day you come across someone who can be your broker, mentor, and spiritual encourager, all in one. I am beyond grateful to work with such a phenomenal woman. If you're looking for someone who will fight for your best interests and do it all with grace, prayer, and purpose she's the one.

    Angie Garibay was absolutely great to work with throughout our home loan process. She was…read moreprofessional, thorough, responsive, and made everything smooth from start to finish. Most impressive, she was able to close our file in just 7 days. We truly appreciate her hard work and would definitely recommend Angie for your real estate and home loan needs.

    Summit Funding - Lodi

    Summit Funding - Lodi

    (10 reviews)

    Had the pleasure of using Braeden Dillon as my loan officer for my first home purchase! Braeden and…read moreteam were amazing to work with very knowledgeable and explain the whole process! They got me closed within a couple weeks and before the new year! Will definately be using him in the future and highly recommend them! He got me a great deal and I ended up putting down less than expected and was just an all around great and easy experience! Thank you team Braeden!!!

    Professional, timely, and very responsive!…read more My initial loan application was through the builder's recommended loan office (in Arizona)... the timeline to close on the house shifted 5 months early and we were given 30 days to close. The builder's loan office knew this information, but was unresponsive and didn't call me back for over 72 hours. I was a nervous wreck... Contacted Mary and her team. Explained the situation and they took over. The entire team at Summit Funding was very responsive, respectful, and patient. Their web based program was easy to use and uploading and signing documents were a breeze. They send update emails with videos explaining where we were in the process and what to expect next.. very nice touch. Summit Funding helped me clear to close on the house in less than 25 days. Many people have told me that buying a house is the most stressful thing they have ever done... I think that's because they didn't have Summit Funding in their corner! Absolutely remarkable and they have earned my highest recommendation!

    Loan City Mortgage - Sadie Benson, Broker

    Loan City Mortgage

    (190 reviews)

    Not all lenders are built the same--Manuel Tobias stands out…read more As a Realtor, securing a popular floor plan took a strong effort, and he delivered. He helped close my client's deal and stayed ahead of every deadline--I never had to chase updates. I trust him enough that I used him for my own home purchase too. Definitely worth a call.

    Jeff Gorman at Loan City Mortgage is nothing short of incredible. I honestly don't think our loan…read morewould have closed without him. From day one, Jeff worked tirelessly to make our dream of homeownership happen. He stayed in constant communication, kept us updated every step of the way, and always made time to answer our questions. When we didn't understand something, he never rushed us. He patiently explained everything until we did. There were plenty of moments when things felt stressful, but Jeff stayed calm, positive, and determined. His knowledge, professionalism, and genuine care gave us confidence throughout the entire process. He didn't treat us like another file on his desk. He treated us like family. In fact, my kids know him as "Uncle Jeff," and that says everything about the kind of person he is. Jeff didn't simply help us get a loan. He helped our family achieve the dream of owning our home. We will never forget everything he did for us. If you're looking for a loan officer who is honest, hardworking, patient, and truly invested in your success, I recommend Jeff Gorman without hesitation. Thank you, Jeff. Our family appreciates you more than words can express.

    Mission San Jose Mortgage - Every home has a story, and we're here to help you write yours.
With flexible mortgage options, a simple process, and expert guidance, yo

    Mission San Jose Mortgage

    (34 reviews)

    I initially was trying to do business with other mortgage companies but after a while of searching…read moreI ended up looking at the reviews for this company and was pretty intrigued at the high ratings so I decided to give this a shot. Afterwards I was referred to this mortgage company by my realtor and was connected to Derek Mass. My experience from offer to closing has been nothing short of amazing! Even through times of doubt to almost backing out to eventually negotiating for higher escrow credit, Derek has been with me through every step of the way. He was always receptive and punctual with all my questions, and when it came to the difficult ones he met up with the rest of his colleagues to try to find the best possible answer for me. He was always supportive and respectful of my schedule and availability and really tried his best to give me what I wanted in terms of getting my interest rates fixed, extending the deadlines, etc. His attitude was top notch as well. Would recommend this to ANYONE looking for a mortgage lender in California. Make sure to hit up Derek Mass, he'll make sure to give first timers like me a very accommodating house buying experience.

    Omar, of Mission San Jose Mortgage offered some good pricing for the refinancing, and took care of…read moreall the items on-line, so well streamlined. It took a bit longer, as lots of loans in process due to the lower rates. Thanks to their team for all the hard work!

    Anthony Urbina - LGI Homes - mortgagebrokers - Updated September 2026

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