DLK Investment Management is a wonderful Boutique Investment Advisory Firm. Stop in and talk to Don…read moreDempster and his experienced team of professionals who have experience in multiple areas of investments. The Solana Beach Chamber of Commerce Welcomes you all!!

If you are BRAND NEW selling insurance and you have never sold a piece of business its a GREAT…read morestart up place being that they assign you a "trainer" for 90 days BUT, BIG BUT here and this is the reason why i gave it TWO starts which most people wont agree with me bug the reason why I gave it such a low rating its because of the following: 1. They will start you at a 70% commission level, but this is at 4.69% per annuity contract (street level is 100% of 7%). 2. Your "trainer" will take 50% (YES FIFTY) of your commission because he/she is training you (meaning that instead of doing 70% of 4.69% =0.0469 3.28%, now is 1.64%) who makes the difference all the people about you!! YES!! This is like a pyramid. So if we are doing $1,000 target premium a year, I did ALL the work and I will make $16.415, meanwhile my trainer, the AVP, RVP and MVP and the CEO.. who didn't do anything really, they will make $43.59 3. Did I mention the average premium is $1,200 a year and most people sell between 5-10 policies a month because it takes close to 3 months to issue and you dont get a salary?? Sadly yes, you read right. Average income here is $15,000-$25,000 a year for over 40 hours of work, it takes 3 calls (if you do remotely to close a deal) and a TON of paperwork and a LOT of research 4. The learning curve here is 6 months to a year. Be ready to NOT MAKE ANY MONEY for almost a year a be belittled for not working over 40 hours a week WITH NO INCOME. 5. Management SUCKS. I was told I can make over $100,000 in the first year. A TOTAL LIE!! I went to TX on my own dime THREE times and one time to Vegas, to learn the business and to see if I can make money RIGHT NOW.. after almost MINUS $15,000 in the hole.. i gave up. Decided to leave Appreciation Financial.. and what did I get?? (The best part here is.. drumroll pleaaaassseeee) 6. Threatening emails about how I cannot sell ANY POLICIES FOR THREE YEARS, with no company I have signed contracts under AP or its affiliates, surrender of pending commissions, refusal of giving me a release, and TOTAL gaslighting from MANAGEMENT. I guess when they stop making money on you.. you dont matter??!! Do yourself a FAVOR, STAY AWAY FROM THIS SCAM.. STAY AWAY!!!

I would avoid dealing with Pamela Marino at all costs. She was not at all transparent about what I…read morewas to be signing up for and did not tell me at all about how an annuity actually works. I trusted her because she and her colleague were at my school site signing people up, so I assumed there was nothing that could go wrong. I should have asked more questions, but I assumed Pamela had my best interests in mind and was not just looking for another person to earn commission off of. Not only that, she refused to put anything in email like I had requested multiple times and would not tell me my policy number. She still wouldn't even explain what she signed me up for (I thought it was a 403(b) but it wasn't). To top everything off, after requesting documentation multiple times indicating my cancellation and after asking what happened to the money I had put into this account, she blocked my telephone number and would not respond to emails. Teachers, please do not make the same mistake I did. Pamela is unprofessional and unfortunately cannot be trusted.

When my wife and I built a new home in Alpine, we discovered that it was impossible to obtain fire…read moreinsurance. The staff at this agency were very helpful and informative. We have kept our policies here because of the outstanding customer service. Every time I need information, I consistently get a prompt reply. Today, I needed documents to obtain a loan. Kathleen was able to email me what I needed quickly and efficiently. It is rare to have quality service and prompt response time.

I am a contractor and a small business owner who was in search of liability insurance. Finding the…read moreright company and broker can be a daunting task but luckily I came across BCIS. I dealt with Cierra Cox and she was absolutely wonderful. She was through and very responsive during the entire process. Thank you for your help!

Extremely knowledgeable in Reverse Mortgages. Met with John for the first time & received a wealth…read moreof information. Will now digest everything & make my decision as to when I will move ahead with the reverse. Feel very confident John will make this a very easy process!

John just completed the second reverse mortgage he has done with my mom and both experiences were…read moregreat. John truly cares about his clients and explains everything in great detail. He proactively followed up on everything and made sure my mom understood everything every step of the way. Reverse mortgages can be confusing and John really made the process simple and straightforward. I highly recommend contacting John if you are considering a reverse mortgage.

I'm able to get weekly updates from the firm owner. I find his understanding of the markets…read moreextremely impressive. He has done this for a long time and has ran a portfolio in the many, many millions.

Rainier is an excellent Financial Advisor. He is very thorough, organized, reliable, easy to work…read morewith and very professional. I highly recommend him, especially his very affordable rate. Because of his assessment, we were able to make an important educated decision about our retirement. You will not regret hiring him, very personable, knowledgeable and easy going. Please recommend him to other people as well. The best investment we have ever spent !

Charles is the best! He's been doing my taxes for years and I'm so appreciative of his work ethic…read moreand his attention to detail! He takes the stress out of getting my taxes done!!

Very kind and helpful for first time doing taxes overall a great experience totally recommendread more

Emanuel Estrada is very patient, very professional, and caring! He seems to be for his people, in…read morethat we are secure and knowledgeable enough to make a wise decision. He represents the company well.

Emanuel Estrada was very patient with me answering all of my questions. I wanted to bundle home,…read moreauto, and a condo rental. So there was a lot of information to go through. I appreciated his honesty and willingness to go through all the details of each coverage. And I am all about the details so there was a lot to go through. He was patient throughout the entire process. It was a surprisingly pleasant experience in an otherwise hectic day.

Very friendly, professional and always available! I can count on the Eastlake team to reply at a…read moremoments notice, I feel like family Thank you! Celerina, Martin and Lupe! I had to go back and Edit because I didn't specify that we predominantly work with Pete! Most Recently Mary. Awesome people thanks again!

Mary and Pete are the best! They are quick to respond and consistently provide a high level of…read moreservice. The Insurance service Dynamic Duo. I highly recommend them.