ASG is trying to make bankruptcies as painless as possible. My wife and I have three additional business entities besides our personal obligations. One business is a corp. and the other two are LLC's. Once we got over our original shock of not be able to keep up with our sterling credit lifestyle which we had enjoyed together and separately for over 30 years, we were able to go to the table and deal with reality. Because of a business slowdown and medical needs, our intake for 2008 and 2009 and 2010 was not keeping up with our outlay. We tried a very reputable Debt consolidation firm, one endorsed and followed, but Bobby Samini, one of the lawyers, explained that with my debt load and my wife's, we probably would be paying into this plan for many years before we actually saw results. Actually, my own inquiry into the matter made me realize that one has to put a lot of money into the trust accounts at the debt consol firms (who advertise that they will negotiate your cards) before they do anything. They take out lavish fees and my wife and I simply did not have the time for that. Between my credit cards and my wife's which had been run up for production costs, not frivolous purchases and mine which were business related as well, we also tacked on business lines totalling $100,000 to bring our declared debt load at $250,000 give or take. Once we saw this and realized we could only keep our current obligations to our mortgage, our life insurance, our utlities, and groceries and also to pay our vendors in our still operating businesses on time, it became a very easy decision to file Chapter 7. (There were 1,593,081 for all bankruptcies in the US in 2010, I didn't feel so alone) The hard work was done within the firm mostly without us, just a lot of questions were generated from the firm as they gathered information from us and public records to begin the process. Although there was a question of whether to file a 7 or a 13, which will be explained by ASG, we quickly saw that we passed the "means test" for a 7 and we proceeded as such. As a business owner, I had to generate some profit and loss statements and again as a plowed into the paperwork and subsequent Credit classes one has to take before filing, ASG helped every step of the way. If the actual lawyer was busy, his support staff was available. Believe me, they are busy, so even though this may be an emotional time for those of you contemplating filing, believe they are in fact busy and they will get to you throughout the case. My only suggestion to the faint of heart is to understand that on occasion your intake attorney is busy and some of your fears will be answered the next day. Truly, some of my concerns were just nonsense now that I look back. I think they are really use to people coming to terms of putting their FICO scores in the toilet to get to a healthier financial life, but they can only let you come to that realization. They can only guide you in the emotional baggage that comes with bankruptcy. When the day came for us to go to court, we were ready for a Spanish Inquisition, a Dante's inferno, Crediors and Trustees lapping over all of our bank accounts. Instead, we were in and out in 20 miniutes. We answered the questions honestly. And we were excused by one overworked trustee. Had I known this would be so easy and so eye opening, I would have done this some time ago. At this point it looks as if, we may in fact be discharged for this debt load and we can again pay our bills on time and keep the doors to our businesses open. I can say that the professionalism of the law firm and their ability to understand our issues were paramount. We are still in our home, we still use our cars, we will continue to use a Visa card that debits directly from a checking account, and we will attempt to build our credit over time. However, we can see that cash and savings are now more important to us than borrowing. I hardly think I need $12,000 credit limits on cards I don't really need right now and loans that I would never have paid off at the rate we were taking in money. So, give ASG a chance to review your situaion and maybe you might keep your home and your business as well. Oh, and don't be surprised if afterward you feel like trying something new. My wife and I started the year with dance lessons, we are trying to save. (a new discipline) Thanks Bobby, Chris, and Mike et al at ASG read more

Thank GOD for Bobby Samini and ASG! I was being sued by one of my creditors and I was in a financial pickle because of the economy. I googled around and found ASG. I completed a form on line and was surprised to get a phone call the very next day! Chris answered my questions and was able to put me in touch with Mr. Samini. I was really nervous about the situation, so it was so nice to talk to someone that could calm my fears and just give me the facts in a non-judgemental way. I ended up visiting their office. Even though it was 60 miles away - I still went because I had such a great phone conversation I wanted to meet everyone in person. Glad I drove down. The office is beautiful - very spacious. I was running late, but they were very accomidating. I barely sat down and I was interviewd by Chris who got all my info in order. I then met with Chris, Bobby and another attorney in a great looking meeting room. I felt super important. All of my questions were answered and everyone was very much there to help. I ended up using their firm to file my bankruptcy. They had an assitant, Mike, help fill everything out for me. It was so easy, I just had to sit there and answer questions and provide documents and Mike typed everything in for me. Throughout the process I had a bunch of questions, and I would always get an immediate response. I had 3 different people I could contact, that was nice. I misunderstood some stuff and hadn't completed a credit class I needed to take, and someone at the office noticed and called me to remind me and make sure I had the dates right. I felt like there was no way I could mess anything up because they were always there to check up on me. The day of court they were there by my side and went through everything with me. I'm so glad I didn't have to go through that experience alone. I recommended them to my friend - and would recommend them to anyone. I know it's hard finding a good attorney, so I wanted to yelp about this experience! read more

For all those out there that say they will never file bankruptcy because they weren't taught that way, well I was one of those too! Unfortunately I couldn't get out of debt and was trying to solve my problems through a debt settlement firm. The debt settlement was working for a few months but then I got sued. I had no idea this could even happen when I started in the debt settlement program so I was shocked to say the least. Once I found out that I would have to represent myself in court I quickly picked up the phone and called ASG Law Firm. I heard them on the FISH radio station so figured it was a safe bet and sure enough it was! Chris and Bobby walked me through the whole process, one of their attorneys went with me to court, and now I just received papers in the mail saying it was 'Discharged'. So in a little over just 4 months my problems have come to an end and my debt is gone! Few!!!! Thanks again guys! Time to make 2012 a brand new year with a clean slate and the debt monkey off my back. =) read more

We were referred to Chris Utley at ASG through a family friend. This was our third appt. The previous two said we made too much money for a Chapter 7. We were not very optimistic. Not only was ASG able to qualify us for chapter 7, they were able to do so in 48hrs! We arrived for our meeting at 6pm and they crunched the numbers till 9pm. We were able to keep our home, both cars, and our boat. We left with our heads spinning in disbelief. The harrassing phone calls stopped immediately. My credit report is clean and 2 months after discharge I already have new credit cards. Mr. Utley and ASG saved us from financial ruin and we have been given a fresh start. Truly, the best solution out of a bad situation.THANK YOU, ASG!! read more

I just wanted to share my expirience with my BK chapter 13. I came to the law firm ASG in 03/2010, the attorney was very nice but I was not able to come up with the funds to retain the firm. I decided to go with some one else, that was the worst mistake I could have done. The attorney I hired never go with me to any of my court apperance and drag the case for almost a year finaly my case was dimease because he never filed paperwork. I lost a year with this attorney and end up losing it all. I am now working with ASG the attorney has been able to work with me to get my case re-file and so far I have nothing but positive response. read more

My husband and I searched out ASG in a google search about a year ago. We had a meeting with Mr. Samini within a few days of our first call. He was very patient with us and explained all our options. I became emotional for the obvious reasons in this meeting and he was so compassionate and understood how to handle me. I was so impressed by him. We are in the middle of the process now and I am very confident that all will go well. We have asked them MANY questions and both Sara and Mr. Samini have been very quick to answer us and always very considerate to our anxiety about the whole process. read more

I wanted to write this review about ASG because for two years I was in a financial down spin and was always told that bankruptcy was a bad thing to do. I heard about ASG from a radio advertisement and I called, I spoke with Chris and he walked me through the whole BK process. They made me feel very safe and help me understand that a bankruptcy is not the end of the world but more like a new beginning. The whole process was very painless and the law offices of ASG walked me through the whole thing .if you are in need of a fresh start I highly recommend using ASG. read more

I felt the need to log on and review this business as it has helped me out a great deal. I would recommend this firm to anyone whom is looking to file bankruptcy or settle debt. I was in a really tight spot before I came in to settled my debt. I would make payments towards what I owed and the interest had risen so high that I never could make a dent in the amount of what I actually owed. With the help of ASG Law Firm I was able to settle my debt and finally gain piece of mind. THANK YOU! ASG Law Firm! read more

Went through a divorce a few years ago and never recovered. Had to file BK. I was referred to ASG Law Firm through a friend who had used them and recommended them. I met with them, met with Bobby, discussed the process and filed. I gave them all of the documents they requested and they walked me through the entire process. Got my debts discharged and got a fresh start on life. They did what they said they were going to do, when they said they were going to do it. I would recommend them. read more

Ever been to "Ruth's Chris" Steakhouse? When you go, you take a CHUNK $$$ of change and you expect / RECEIVE good service. DITTO, ASG! You make an appointment / reservation, they expect you, remember your name. I worked with Mr. Chris Utley & Ms. Farah Ghosheh ( Ms. G - Chapman University "Law", '01); Both Personable, Professional, Pleasant. Summary: This time, next time, EVERY time I go bankrupt (Donald Trump!), I'm ONLY using ASG Law Firm!!! One caveat: No after "Filing" mint. read more

Filling bankruptcy is not an easy decision, I didn't do enough research and didn't read any of this firms review due to my situation, I might change my mind and I'm happy I didn't, I met Bobby Samini and he did what he promised, after I submitted all information they needed everything went very smooth and my hearing took not more than 10 min and went very well, couple of months after I've got notice from court that that my case is been concluded and I'm done, stress free ;) read more

Did the people who posted more than one star get paid by Samini? His real name is Babak Samini. He used to operate under the name Allenbaugh, Samini, and Ghosheh as the managing attorney for that firm. You can also look him up in the Orange County Superior Court's website. What you will find is lots of complaints and lawsuits against this Samini guy. See here for one example: http://www.businessconsumeralliance.org/complaints/allenbaugh-samini-and-ghosheh-llp-100081547 read more

I had a great experience at this law firm. Everyone there was nice and the service was impeccable. I would recommend this law firm to anyone who looking to file bankruptcy and or settle a debt amount. ASG was by my side throughout the entire process, from the initial filing all the way to the court appearance. They made this experience as painless as it could possibly be. read more

Going thru some difficult times .... I needed ( a lawyer) legal advice quick...... I called ASG LawFIrm, .. They were quick to set up an appointment and direct me in the direction I needed to go ! I appreciate all they have done and continue to do and their staff is friendly and very helpful also. I would recommend this firm to my best friend! read more

Hey everyone just wanted to say that ASG is the best Firm in Irvine. The staff, including Bobby, Chris, Samer, Eve, Angelica, and Cathy is very friendly and courteous. We always reccommend our Bankruptcies to ASG, and they do a really good job at stopping foreclosure sales, getting clients out of debt, and getting people's lives back on track! read more

My parents actually filed bankruptcy at this law firm. I am writing this review for my father who was extremely impressed by how quick and painless the whole procedure was. This law firm was as professional as it gets; so much to the point of my father requesting that I yelp about it. ASG does excellent work! read more

I went to ASG Law Firm to negotiate a settlement with a creditor because I couldn't get anywhere with it myself. They were so helpful and the process went smoothly. I thought they were easy to communicate with and I have already recommended them to someone else. read more

ASG Saved my financial life... Attorneys and staff are kind, friendly, professional and know the Law. I highly recommend them to anyone needing to re structure their financial life. Thank you ASG PB Los Angeles... read more

I am impressed with The ASG Law Firm. They are very pleasant and courteous. They walk you through everything making it easy to understand. I highly recommend them to put you at ease with any legal matter. read more