I knew a gal who worked there. They aren't a scam. What they do is buy old debt for pennies on the…read moredollar and then offer to settle with you for less than what you originally owed. It shouldn't affect your credit rating one way or another if you choose to settle with them or ignore it if the debt is old enough (it usually is by the time they hop on it). What you need to be careful about is starting on a plan to pay them. You can take a debt with an expired clock and restart it since you have engaged in efforts to repay what you owed from years ago. Make you sure get that part in writing with them before you send anything. Also, remember that forgiven debt is considered taxable income and you'll get a 1099 form at the end of the year that you'll have to report to the IRS. If you owe $1,000, it's highly unlikely that they paid more than $80 for it. That's why they can offer such huge discounts. They make a ton of money if you even pay 50% of what you owe.

Never ever answer or call back a "so called" debt collector. They will attempt to get you on a…read morerecorded line and then will use that as your agreement to a contract to pay to them instead of whomever the original debt was for. Before paying anyone you should be provided proof that the debt is for sure yours, otherwise it is most certainly just a scam.

DO NOT USE THIS SERVICE UNLESS YOU LIKE WASTING MONEY. THEY WILL NOT WORK ON YOUR CASE. They just…read moresubmit continuances hoping the other party will eventually give up. If/when you actually go to court, you're on your own. They will never call or email you to update your case. You're better off hiring an attorney or just paying the debt. This service is scammy. Oh, and the caseworkers are rude and will call you names if you question the process.

Amazing service. Honest and knowledgeable. After consulting with Corey, I paid the down my cards to…read moreget the best result for my credit score. I wouldn't have been able to complete my Refinance without him. Thank you Corey! Highly recommend.

From the owner: Being the Best Credit Repair & Best Debt Relief company is delicate business. Why would you ever…read moretrust a company that's not The Best Credit Repair company you can find? We Are The Best Credit Repair and Debt Relief Service..period. In fact, give me a chance and I'll prove it to you that we are the Best Credit Repair & Best Debt Relief and Best Financial Advising for you and you family. Credit repair and resolving complex credit score issues should never be left in the hands of people you don't feel good about Credit repair is complex. Please don't dismiss this truth - so hire The Best Credit Repair Company. High credit scores matter whether you need a commercial loan or residential loan. How do I know? Because after helping fund $3.5 billion in loans, I know what B.S. the banks put people through. Your credit repair needs to be permanently resolved, not "just gone for 30 days..." Real Estate Mortgage Professionals trust Fix My Report

Unfortunately I've had a very negative experience with the firm. I consulted with another tax…read morepreparer since I was uneasy about the service I was receiving. Fortunately the new firm was able to file an addendum and correct my return. Due to this being a several thousand dollar mistake I reached out to discuss the issue with goldsmith and was unable to reach a manager or get a response from my tax preparer. So good news I'm getting a refund, bad news I would not trust them to do your taxes.

My family has used the services of Allen Gray for more than 7 years. Allen and his staff has…read moreoffered superior customer service and quality. He has assisted in my business taxes, my personal taxes and taxes for my mother. He has always be responsive and explained any questions we have had. I highly recommend Goldsmith Molis & Gray for your accounting needs. Thank you Allen for being there for me and my family!

Very Informative. Great info, more people need to hear about it. I can apply all the information…read moreyou have given. Credit is all about good history. Good to know.

From the owner: Financial Focused Group (FFG) is a nationwide financial solutions firm built to help people repair,…read moreprotect, and grow their financial futures. Founded on the belief that financial literacy is self-defense, FFG provides real-world education, ethical credit repair, and strategic funding support designed to create lasting results. With a virtual-first approach, the firm makes financial guidance accessible to everyday people and entrepreneurs across the country.

Creditmason Repairs is a better alternative when you consider working on permanently deleting items…read moreoff your credit report. I've tried some companies earlier and I can tell you Creditmason Repairs has outperformed the other companies in terms of the results achieved. Search the name on Google to get more info on the website.

I am not sure if I am being scammed at this point. I found Tiffany and her credit repair company on…read moreInstagram. I signed up for her credit repair services in September 2023. I have reached out and asked to be contacted multiple times via email, direct message on social media, her website online portal, her business app messenger, I've called and sent text messages to the number provided on her website. No contact has been made since providing my banking information to her for an ACH wire transfer. The email addresses she was emailing me from are now bouncing back saying they are no longer in service. The last email was sent with an undisclosed email address that you can't reply to. How can I contact your company if all of the contact information provided is invalid? When I send a comment on Instagram it is reported as spam on her page. What is most concerning is after reading about credit repair companies and the law it states a contract is supposed to be sent. No contracted was drafted and signed by me. No cancellation option was presented to me. My personal information was taken and her company sent correspondence to the credit bureaus on my behalf but did not disclose what documents were sent. I was instructed to upload documentation sent to me from my creditors and credit bureaus to Tiffany's online portal. I did this and no one has responded to me. Experian sent me an email stating that the information that was sent to them has to be personally sent in by me through their online portal if I want to dispute. I'm not able to reach Tiffany to let her know whatever documentation she is sending isn't being accepted. A fraud alert statement was placed on my credit files per Tiffany's request. There was no fraud activity. I am sincerely disappointed in her failure to communicate effectively with clients. She has my telephone number and email address there is simply no explanation for this. Please do better.

The only reason Miller, Stark, Klein is getting one star is because I can't give a zero star…read morereview. Their staff is rude and threatening, using threats which violate the Fair Credit Reporting Act. They refuse to verify that they are a legitimate company without threatening to escalate your account. I have been threatened with court and they have threatened to have me served with papers to get me in court. Mind you, this is for a debt I DO NOT OWE. I have verified this with the company that Miller, Stark, Klein says they have been hired by. The company MSK says they are collecting for has no record of any debt owed by me. There is also no record of MSK being retained by the company that MSK is saying I owe money to. Their associates, John Blocker and Taylor (no last name) are quite rude, did not allow me to ask questions when they called, and Mr. Blocker ended his most recent voicemail from today with "you have been warned". Please do not give this company your hard earned money. Please check your credit reports. Call whichever creditor MSK states they work for, chances are you don't owe a dime. MSK's practices are predatory and only mildly clever. Their staff is rude and unprofessional. They ARE NOT a reputable debt collector!

They called me today, claiming they were a mediator, trying to help me before proceedings start in…read more24, for a debt I never owed from 2001. I hung up, but called back, and once I informed them they were not being lawful, they hung up. I've called back 5 times, now nobody picks up. Don't buy it. If the credit debt has been removed from your credit, even if it was yours(7 years). By law it has be discharged.

2025 April 18 Elkin NC…read more Parking - 3 ample private lot Location - 4 busy intersection center of commercial district Customer Service - 4 very professional, helpful and friendly staff Pricing - 4 very competitive Service - 5 very knowledgeable and dedicated to advocate for your best interests. I came to this law firm because i had spoken to the attorneys about another matter earlier and although i had ended up not needing their services for that matter I remembered how impressed I was with their knowledge and professionalism. In my latest matter they were quick to respond and begin the process. They answered my needs even outside the normal office hours and guided me through the whole legal process. It is rare that i give any business the highest ratings, because i have a high benchmark for that rating. But being available to answer my needs even outside normal office hours is a major benefit when you are facing circumstances that you are unfamiliar with. It is comforting to be able to get answers when you are filled with worry. I would highly recommend you consider this firm when you are looking at your options and needs.

Thomas Flippin and his staff are top notch. Tom was always good to answer any questions and…read moreresponded to emails promptly. He walked us through the process and helped ease any concerns. He was with us every step of the way. He is definitely the man to speak with if you want to file bankruptcy or even if you're just wanting to know your options. You will not be disappointed.