Theresa Baker really knows her business and is very helpful! She's been assisting me with my Medicare and Medicare Supplement plans for many years now and I wouldn't trade her for anything! read more

What Baker Insurance Group does not tell you is they get kick-backs for removing people from Medicare coverage. Even though you will continue to pay Medicare part A and B premiums, when you are signed up for one of their "Medicare Advantage" plans, you are dropped from all Medicare coverage. While you may receive minimal dental, vision and prescription drug coverage, your medical coverage is decimated. With Humana, my annual maximum out-of-pocket amount went from $240 to $6000, and my coinsurance rate significantly increased. But far worse than that, you may not find a doctor that will see you at all. Humana is not accepted by a huge number of providers that accept Medicare. Furthermore, Humana misinformed me that a provider was in-network, and failed to pay for services clearly covered by my policy. Humana did not even respond to a grievances I filed against them. The other terrible choice Baker Insurance Group pushes is Ambetter. Baker Insurance told my wife that she can continue to see her primary care doctor. However, this was not correct and she had a terrible time even making a routine preventative care appointment. There are very few providers in Washington that accept Ambetter and the ones that do appear to be only poorly rated second-tier providers. After you are signed up, Baker Insurance Group has demonstrated that they will not assist you, regardless of how egregious the actions are of the insurance company they signed you up with. For you own sake, do your own research and be careful. Ask who someone represents and how they make their money. If they do not give you a straight answer, walk away. If you are told a provider is in-network, don't assume that is correct. Get verifiable conformation from both the provider and the insurance company. This can save you a lot of time and money in the long run. I gave Teresa Baker ample opportunity to respond to my review prior to posting it and she declined. read more

Wow! As a small business owner and having dealt with various small group plan insurance agents, I can't recommend Baker and in particular our agent Michelle enough! The responsiveness and thoroughness in answering our questions and helping us come up with various options has been incredible! I hadn't realized we had so many options available to us, and now I've made all of our employees very happy :-) read more

For me, buying life insurance was way down on my priority list because I frankly thought that talking to an agent would be like talking to a car salesman. I found out that there really is an agent out there who cares that you get the best...Theresa Baker of Baker Insurance. I felt very relaxed when talking with Theresa. She presented all my options and didn't push one over the other. She spent time getting to know me and my family needs so she could best present the policies that would protect me and my family. If you've been putting off making hard decisions about life insurance (or health), I would contact Theresa today. There is absolutely no pressure and she is so informative that you'll walk away with everything you need to know to make the best decision you can. read more

Baker Insurance Group was WONDERFUL to work with when our insurance company pulled out of the healthcare market. Theresa helped us get insurance for our small family business and then helped our mom navigate Medicare. I have recommended her to ALL of my friends who needed help figuring out medical insurance!!! She and her group are extremely knowledgeable and helpful! I highly recommend her insurance group to ANYONE who need insurance help! read more

Theresa was so very helpful when we had to navigate health insurance selection and enrollment recently. She had solid advice on carriers, plans, considerations given our situation, and patiently answered all of our questions. She guided us through the enrollment application process and helped us follow up when more information was needed. Using Baker Insurance Group is a no-brainer in my opinion. They provide great expertise, client service and peace of mind. I highly recommend Theresa and her team at Baker Insurance Group. read more

If you're looking for health insurance or think you need help with health insurance, if you're not sure if you need help with insurance, if you have an insurance question - if you're saying the words health insurance, call Baker Insurance group. I know many people who use Baker Insurance for their health insurance needs and after trying to figure it out on my own, I finally gave in and called Liberty at BIG who was so incredibly helpful and patient with all my misunderstandings of health insurance and how much it would cost and when to get it, etc! She always called me back when she said she would, always emailed me back in a timely manner. She made my life easy. I highly recommend. read more

Theresa has helped me with selecting my Medicare provider for the past few years and has always been most helpful and informative. This year together we made a decision for me to change carriers which carried with it some different situations I have an HMO so I need to have things preauthorized and go through preferred providers which was ok but even though I went through a preferred primary who referred me to a preferred specialist there was an issue as to whether or not it was going to be paid for. As the day for my appointment neared I was still not getting anywhere with the company. Theresa stepped in and went right to the top and got it accepted at the 11th hour. I still may switch to a PPO but at least this issue was handled thanks to Theresa and Baker Insurance Group. Many Thanks Shirley L. read more

The team at Baker Insurance Group is absolutely wonderful, all the way around. I have worked with Theresa, Michelle and Liberty, and each of them has been friendly and accommodating, while skillfully and patiently helping me to navigate the often convaluted market health insurance system. There is rarely a question they can't answer, and they are willing to do whatever research is necessary. I have appreciated their advice and insights, as well as their consistency in following up with me and following through with every issue until it is resolved. I highly recommend Baker Insurance Group! read more

For the past 25 years my wife and I researched policies, premiums, deductibles, etc... on our own and it was draining to figure things out. I am a health care professional in private practice and my wife has extensive experience in managing health care practices. We both have considerable experience dealing with insurance companies and figuring out policies. I was referred to Theresa by a friend who got her insurance from Baker Insurance Group. My wife and I met with Theresa in October and we discussed insurance possibilities for me and my wife. Theresa and her staff are extremely knowledgable and up to date on available insurance offerings for the individual plans and for Medicare parts B, C and D. Theresa conveyed information thoroughly and we left her office with a wealth of information and ways to think about selecting the best available plan. As a result of our meeting, we decided to work with Theresa versus handling it on our own. When open enrollment date arrived and it came time to sign up for a plan for my wife (I will be on Medicare) Theresa happily informed me that a "Small Business" policy just became available for small businesses of 1 or more employees. (Policies were only available for 2 or more employees in the past, so I never qualified.) Theresa and Michelle were quick to inform me of this offering and Michelle walked me through all the steps I needed to take to make an application for small business coverage. Theresa and Michelle worked patiently to help me file the application. Michelle notified me today (Sunday) that we were approved for small group coverage. We are grateful for the expert guidance and up to date information given us to help negotiate through this health insurance maze. As a result of our excellent experience with Theresa and her staff I started referring my patients to Baker Insurance Group if they need help figuring out what to decide about coverage for 2018. read more

I absolutely LOVE working with Theresa and her team! They have taken excellent care of me! When I started my business, I didn't know where to begin. Being self-employed is a whole new endeavor. Theresa held my hand and set me up with not only health insurance but disability and life insurance as well. She customized everything to suit my needs and was very thorough in her explanation of all the details. Baker Insurance Group conducts an annual review of my portfolio as well to continue to ensure my needs are met. Thank you BIG...You make so easy to refer friends, family and clients to you. read more

Insurance can be an overwhelming process and there is no one I'd rather have walk me through it than Theresa. She is able to put things into terms that anyone can understand and she makes it so easy! Whenever I have a question she is quick to respond and always there to help. I truly can't recommend her enough! read more

I couldn't be more impressed with Theresa Baker of Baker Insurance Group. She is the epitome of professionalism, kindness, wisdom and fun, all wrapped into one incredible package! I don't think I'm alone in dreading the thought of dealing with anything insurance related, and Theresa truly makes the process a breeze. She is knowledgeable, client-focused, responsive and quick! I have been so impressed in my dealings with Theresa, and I highly recommend that you get in touch with her now, so you can simply let go of your stress. She is that missing piece in your life and you'll feel the difference as soon as you reach out to Theresa! read more

Baker Insurance Group is the most knowledgeable and helpful insurance organization I have worked with both personally and professionally. Theresa Baker is a consummate professional and knows her industry inside and out. With the complexities of the insurance market, Theresa stays on top of recent developments and understands the implications for her customers. She is resourceful, intelligent and extremely capable. She also is very kind and supportive, sensitive to the personal nature of the guidance she provides her clients. read more

Theresa Baker is simply the best. I've never worked with anyone better for any transaction no matter what the business. And after enrollment, she continues to answer questions and provide ongoing service that is beyond compare. I can't say enough good things about her! read more

Theresa is so patient and carefully explains the various options is clear language which makes choosing the right plan much easier. Highly recommended. read more