I have been a Blaze since 1983 in it's various forms. T Ever…read moresince the merger this institution has deteriorated. I will likely move to a new bank once I use up my checks.

From the owner: We're all on our own journey and we want to be a part of yours. Let's blaze your trail together…read more NMLS #469510. Federally Insured by NCUA. Equal Housing Opportunity.

We worked with Gary to secure our loan! He is awesome and so responsive. Answered all our questions…read moreand helped us feel comfortable during our first home buying process.

Like others who have worked with Michelle Merritt she could not be bothered to get our pre-approval…read moreletter for 4 months. We ended up going on with a different lender and had it within 48 hours. Do not recommend.

Ben Chai is a true professional and an absolute asset to every transaction. His communication is…read moreclear, timely, and proactive--something that's rare and incredibly valuable in this industry. Even when unexpected challenges arise, Ben remains calm, solution-oriented, and fully committed to the client's best interest. Working with him feels like a true partnership, and I'm always confident knowing he's on the lending side. If you're looking for a lender who delivers with integrity, precision, and care, Ben is the one to call. - Shelby Huddleson, Humboldt County Real Estate Professional

From the owner: Ben Chai specializes in VA home loans, providing expert guidance to veterans and active-duty…read moremilitary members seeking to leverage their benefits for purchase, cash-out refinance, and streamline interest rate reduction refinance loans (IRRRL). With extensive knowledge of the VA loan process, he helps clients navigate eligibility requirements, maximize loan benefits, and secure the best terms available. As a Certified Mortgage Advisor™, Ben is also equipped to advise on market trends, debt management, and real estate investment strategies. His technical analysis team monitors mortgage-backed securities and treasuries daily, allowing him to offer precise advice on mortgage rate trends and innovative financial planning solutions.

We bought our house at the peak of the housing bubble, and when it came time to sell, the whole…read moreprocess was even more stressful then one might normally expect because 1) the bubble had burst, and 2) we found out we had a "mold house" which was typical of the style, time, and location where it was built. Between the market loss on the value of our house and the $82,000 cost (!) to get the mold remediation and reconstruction done, I was really freaking out about how much we were going to lose on the sale of the house. We started off using my stepdaughter's then-fiancé as our realtor, and it was a disaster. He was uncomfortable with how I stressed I was and was afraid to tell me anything he thought I might get more upset about, so he didn't do his job -- which was to tell us the truth about what he had to do to get our house sold. At one point we suddenly started getting solicitation letters from realtors, which I assumed had to be unethical because we already had one... Or so we thought. We found out we had fallen through the cracks and he had orgotten to renew our agreement, so we found out from other realtors that we were no longer represented and the house was no longer listed. When we signed on with the Barkleys we found out that some things our former realtor was doing or trying to do were unethical or illegal, and we knew that we could trust them to do it right. They weren't daunted by my extremely high stress level, they told us the truth about what had to be done to sell our house, and they got the job done in a relatively painless and quick time frame. Not only were they honest, they clearly knew what they were doing, and they were all absolutely lovely to work with. If we hadn't moved across the country I wouldn't hesitate to have them help sell our current house when the time comes for us to move into a senior facility.

When my husband and I decided to buy our first home, we set our standards high and sought out…read morerealtors that are viewed as true experts in the Twin Cities metro. Genuine professionals that could really understand the home we wanted and the type of community we wanted to establish our family in. We were your typical first-time home buyers: we were in search of our dream home and didn't want to settle for anything less. Finding knowledgeable and trustworthy realtors that were really going to listen to our needs and wants was a priority to us, and we didn't have to look far to hear about the Barkleys and their stellar reputation. Our experience working with the Barkleys was superb. Not only were they extremely professional and informative, but they made the home search process fun for us. They met all of our scheduling needs and were very timely with following up and addressing any questions or concerns that we had. We came to not only value their input, but trust them as realtors and even friends. I am happy to say that we did find our dream home with the Barkleys, and we couldn't be happier!

BEST LOAN EXPERIENCE EVER! My wife and I began the process of purchasing our first home this…read moreFebruary and were blown away by the professionalism, accessibility, and expertise of our loan officer Nick Mavetz. We knew to expect top of the line service with Nick given his 20+ year track record of proven excellence in the mortgage business and the mountain of glowing reviews he receives - but that wealth experience was extremely apparent as he guided us through the mortgage financing process. Start to finish Nick explained the process in detail, what to expect, when to expect it, and proved to be a trusted partner every step of the way ensuring we had every bit of information not only available to us, but presented in an easily digestible manner. Impossible to overstate the value that was provided here, a true professional through and through - would leave 100 stars if I could!

David and his team are nothing short of amazing. He refinanced our mortgage and we were able to do…read moreeverything online remotely and he sent a closing agent to our house. Not only that, there was a news announcement that meant rates were going to creep up. I frantically called him, and he said they automatically did a rate lock on our behalf earlier in the day. Amazing! I've financed three homes and refinanced twice along the way, and I can tell you with certainty that they are the best out there!!

Dan was my loan officer for my recent condo purchase in downtown Minneapolis. Everything was done…read moreonline and the process was very effortless. Dan followed up throughout the process from beginning to end. I have since referred clients to Dan. I highly recommend Dan as your mortgage broker.

Dan is my go to Loan Officer! He goes over and above for his clients and keeps me updated…read morethroughout the loan process. He is very flexible with his schedule and has several different markets to ensure his clients get the best rate! I would highly recommend Dan, he is very knowledgeable, thinks outside the box and has years of experience!

I am a Realtor in Lake Tahoe and we often refer our clients to Heather Topol as she is excellent at…read morewhat she does.  Our clients love her and our transactions always run smoothly. NEO Home Loans offers a very diverse range of services to make sure you have the best option for your purchase at that time. However, we got an up-close and personal experience with her last year and it solidifies even more what we already knew - she is fantastic.  Our loan was complicated as Fannie and Freddie wouldn't lend on the condo we were trying to purchase - we found this out about three weeks into the escrow.  At that point, she worked diligently to find us another option and we were able to close. Most loan officers would have given up as this wasn't a huge loan amount and the complex nature of the loan was pretty discouraging. We are beyond grateful to Heather for working so hard, being so creative and doing so with such a positive attitude to get it done.  Thank you, Heather!

The Topol Team was referred to us by our realtor earlier this year when we made an offer on our…read moresecond Lake Tahoe property. This was our first time using them, but it definitely won't be our last! I honestly can't imagine using anyone else for our loans in the future. We had a very short escrow, and a complicated financial situation, but that didn't phase them one bit. I had talked to other loan officers who made me feel like our situation was impossible, but Heather and Ashley helped us find a way to make our real estate dreams come true and they did so in an efficient and seamless fashion. There was constant communication, lots of advice, and tons of support...all things you need when you're in escrow on a property you don't want to lose. I have only great things to say about the Topol Team and would highly recommend them to anyone looking for a loan. Don't wait, call them now!