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    Luminate Bank

    3.2 (18 reviews)
    Open 9:00 am - 4:00 pm

    By appointment only

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    Services - Luminate Bank

    Business merchant services

    Personal banking

    Treasury services

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    7 years ago

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    25 days ago

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    Luminate B.

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    5 years ago

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    10 years ago

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    8 years ago

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    Tim E.

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    11 years ago

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    9 years ago

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    9 years ago

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    Tim E.

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    10 years ago

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    5 years ago

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    9 years ago

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    Ask the Community - Luminate Bank

    Review Highlights - Luminate Bank

    Tim and his team surpassed our expectations and made it very pleasant to walk through the process of buying a home.

    Mentioned in 4 reviews

    Read more highlights

    Sunrise Banks

    Sunrise Banks

    (5 reviews)

    Whittier

    Chose them because they were Certified B Corp and do a lot to support the community, but they have…read moreterrible customer service and I'm concerned about their security. I've had several fraudulent charges in the year and a half since opening the account. I've tried to flag them online but it doesn't work. Every time I call I'm on hold for 15-25 minutes before someone picks up. If I select the option to get a call back later it takes hours if I hear back at all. There isn't even an option to quickly cancel my debit card without talking to a teller, which I feel is fairly standard security. Will be switching banks. Love the ethics but I can't be at a nonfunctional bank.

    Poor individual customer service. Can't get through to a banker. I called several times…read moredesperately needing to speak to a banker. I got through to the operator, she transferred me and it rang several times. Finally got voicemail. I left a voicemail hoping to hear the next day, as they promise on their message. They have yet to return my call. Called back two days later and the same thing happened. I refused to leave a voice mail this time and when I got upset the operator found a banker for me immediately. Why? What were they doing before I got upset? I don't think I'm unreasonable. One reason I chose a smaller bank was that I thought I would get better individual service. Unfortunately, I felt I had to leave a complaint based on my experience. I left a voicemail for the branch manager of the SAP branch. Never got a response. They may go a lot for the community. Great. But the individual customer is viewed as an annoyance,

    U.S. Bank Branch

    U.S. Bank Branch

    (26 reviews)

    East Isles, Uptown

    This bank is awful. I had to go into a branch 3 times in two days just to get a payable on death…read moredesignation. Why? Because the bank employees are totally incompetent. They demanded that I bring in my partner because her signature is required. I told them it wasn't. They insisted it was. Clearly, it isn't as I could name someone living in another country and they are not going to come to Mpls to sign a document. I finally relented and brought my partner after having made an appointment. I waited for 45 minutes and finally saw a so called "banker." And, of course, my spouse's signature wasn't required. Duh? How much time have they wasted of mine as well as my partners? Way too much and no apology. What a worthless bank.

    U.S. Bank cheated me out of $10,500. I wrote a check for $10,500 to pay my taxes. The check was…read morestolen from the mail, the payee crudely altered, and U.S. Bank cleared it and paid the fraudster. A well known check fraud expert wrote a report showing that U.S. Bank was negligent. Uniform Commercial Code regulations make them responsible to reimburse me. But they refuse on the grounds that their deposit agreement makes them free of liability, a position that UCC regulations specifically do not allow. The fraud happened over 1 and 1/2 years ago and I'm still fighting to get reimbursed. U.S. Bank has shoddy low cost check clearing processes. They recoup the cost of frequent check frauds by refusing to reimburse. If you take them to arbitration they send a top 50 corporate law firm to oppose you. And they only allow aggrieved customers to use a single arbitration forum, the hopelessly business friendly American Arbitration Association (see my Yelp review of AAA). At one time I had 4 U.S. Bank accounts, for myself and for a trust I manage. I've closed all of the accounts and moved them to other banks. I strongly recommend consumers stay clear of this shoddy bank that defies Uniform Commercial Code regulations and chooses to abuse its customers when it serves their bottom line.

    U.S. Bank Branch

    U.S. Bank Branch

    (8 reviews)

    Northeast

    This US Bank is one of the most efficient, helpful, and capable US Bank branches in the Minneapolis…read morearea. Whenever I need to do more than quickly cash or deposit a check, this is the US Bank I'll come to for assistance, and I suggest you do so also! Gwen was the banker who helped me, and if you are lucky enough to have her, you will receiver exceptional attention and care. She bumped me from an old checking account to a new one which saved me $131 a year in unnecessary fees. I am so happy I visited Gwen and this branch and you will be too!

    I had my credit card account closed (notified 6/3 for 6/1 closure) via mail after 10+ years as a…read morecredit card holder. I have 700+ credit, zero late payments and US bank refused to allow me to cashout my rewards (1k+ value). Account review manager Amanda McLauren refused to answer any questions I had regarding my account including: 1. My request for a copy of my cardholder rights/terms of service 2. My request for a copy of the certified letter sent previously with personal information that was sent to the incorrect address by US Bank and left on my OLD ADDRESS (nice work US Bank!) over a month prior Note: I had notified them via phone 20 days before this was left that I would no longer be at that address. They allowed the carrier to leave this letter outside that address so anyone could get whatever personal information was included in the letter. 3. My request for other information about my account has been refused. In summary, it's pretty shocking that after we bailed out this company with an $8.5b bailout they can treat customers this way today. I am seeking legal advice and have filed complaints with BBB and consumer affairs over their refusal to answer any questions about my account.

    Luminate Bank - banks - Updated September 2026

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