The company I work for has been using Bay Area Employee Benefits Insurance Services for many years…read morenow and we have been very happy with their services. Not only are they professional, but they are timely, personable, and they make the whole process very easy for the employer. They help answer any questions we have and always provide a speedy response. I would highly recommend them to anyone in the Bay Area. Susan Lewis, Christine Hempler, and Sonya Fields are the representatives that I have interfaced with and they always provided us with the utmost attention to detail and fluidity.

Wow! I walked into the benefits office only to be greeted with HUGE smiles and friendly people…read more Being an office manager, this is the ONLY way to start client interaction. I'm beyond impressed with the service provided by Christine and her staff. Christine took her time, explaining all of the different coverage options available. Never did I feel rushed or pushed into signing up for anything. She walked me through the whole process, got me signed up for my desired coverage and I was done! Well, that's what I thought.......Until Kaiser had a problem on their end. Christine and her team diligently rectified the situation! Both Christine and the staff have constantly been available for any of my concerns. Thank you all so much!!!

If you are having issues with Covered California, or if you have any insurance questions and/or…read moreissues at all, look no further - - you've just found your superheroes of the insurance world. I spoke with Bonnie and I am still in disbelief about what she did for me in such a short phone conversation. She is truly wonderful. For months, I have been trying to navigate the woes of Covered California on my own. First, there was the whole subsidy qualification process. I tried to convey to them in multiple ways that last year's salary was irrelevant since what I'm earning now doesn't even come close. As a new professional trying to build a practice while doing consulting work on the side, my earnings are completely erratic. Finally, I managed to get approved for a subsidy (skipping lots of details here about the back and forth and the sudden and unexpected bill for 3x the price that I was originally approved for). Naturally, I chose the Anthem Platinum PPO plan because it looked just like the plan I had at my previous job. Then, I learned that there are virtually no providers who accept Covered California Anthem plans. I eventually had to go to the ER, and they wanted to admit me. I refused to be admitted because I had no one to take care of my diabetic dog at home. I asked for a prescription so that I could deal with my medical issue at home. They refused and gave me the following options : 1. Admittance to the hospital 2. I could go to Valley Medical or the Indian Health Center as they are the only known entities, says O'Connor, who will take my crappy (??) insurance. Shocking and really upsetting. If you Google Anthem and Covered CA, there are lots of news stories about this. It is a huge mess, and devastating to many. I made one quick phone call this afternoon. I expected nothing...I found a miracle! Bonnie is super sharp, practically encyclopedic in her knowledge about Covered California and insurance in general, exceedingly patient, and just wonderful all around. I appointed her as my agent in the system. A few clicks (and lots of patient waiting on her end as I slowly followed along), and everything is golden!! Problem solved. I'm completely in awe...

If you have any questions regarding group benefits for small companies, Steve and Bonnie have the…read moreanswers for you. They are proactive and responsive, and I have had zero issues with my firm's health insurance needs, thanks to them. I highly recommend them without reservation.

I've been helping my brother look for renter's insurance and was referred to Jamie Anderson. I…read morecalled her and left a message and even though it was her day off, she responded that evening. We connected the next morning and within a few minutes she was able to find a policy with Mercury Insurance that was exactly what my brother was looking for! Jamie is such a delight to work with ~ very knowledgeable, meticulous with details, excellent follow through, and she's a genuinely nice and caring person. I highly recommend Jamie and will refer her to all of my family and friends for their insurance needs. Thank you so much for your help, Jamie!

Sharif is awesome. Speedy, responsive, and gets the best rates. Moving to Los Angeles, I was in the…read moremarket for auto and home insurance, and Sharif couldn't have made it easier. I've had bad experiences with brokers in the past and assumed all of them were just nonresponsive to a degree. Sharif is the complete opposite and really works for you. If you need home/auto insurance, there's no one I could recommend more. Thanks so much, Sharif!

Outstanding Advocacy from Jonathan and the Apex Adjusting Team…read more Our tenant-occupied home suffered a devastating fire that started in the garage. When the AAA adjuster arrived, he used a moisture meter and claimed there was "no moisture in the walls," suggesting we could simply redo the garage and upstairs, paint the downstairs, and settle the claim in a week. I knew this was completely inadequate -- the fire department had sprayed over 10,000 gallons of water into the attic, and the house was not safe to re-rent. I left the meeting feeling defeated. Shortly after, Jonathan from Apex Adjusting reached out. He explained that he was a public adjuster who would fight for a fair settlement on my behalf. After meeting him and doing my research, I was confident in moving forward with Apex. What stood out most was that Apex brought their own team of professionals -- including structural engineers, estimating companies, and soft demo crews -- to thoroughly document the full extent of the damage. This was a huge relief, as AAA had quickly assembled their own team to minimize the claim. Apex's experts calmly and accurately assessed the true scope and cost to rebuild. Over the next several months, they handled everything professionally while we continued receiving loss-of-use payments. In the end, they secured more than double the original offer from AAA, plus full personal property reimbursement. We now have the funds to properly rebuild our home to pre-loss condition. One of the biggest reliefs was never having to deal directly with the AAA adjuster again. Apex kept us fully informed and handled all communication. Jonathan and the entire team showed true professionalism, persistence, and patience throughout this stressful process. I would highly recommend them to anyone facing a difficult insurance claim. We are forever grateful. -- Timothy A. Wheatfill, Orangevale, CA

I had a kitchen fire recently and Apex took over handling the claim for me . Things smoothed out a…read morelot after I hired them. . Definitely worthwhile!

This is actually known better as an Allstate Insurance Company. I needed renters insurance…read more.. fast!! I tried calling a big name company like Liberty Mutual.. and it would have cost me an arm & a leg! Someone already advised me that I shouldn't pay more than $15/month for renters insurance. My dad suggested a local place so that it would be convenient to drop in whenever I needed to, and I came across this Allstate agent right around the corner. Can't go wrong with a $185 premium!!!

I was super pleased with the service I experienced at Aptos Tax Service. I received a huge refund…read morefrom both the IRS and state after having both David and Magdalene handle everything for me. They make a great team and communicated with me promptly and consistently in regards to any documents I needed to provide or questions I had. They did everything they could to serve my best interests and I will continue to use their service and recommend them to anyone looking for outstanding tax help! ~Jennifer F.

I have used Aptos Personalized Tax Service for the last few years and have had an excellent…read moreexperience. Dave and Magdalena were both great to work with ... patient with all of my questions and clear about what information that I needed to provide. I highly recommend their service. It is reassuring to have someone that I can trust to act in my best interest ... especially with a subject that can be so worrisome. L.R.

Just had the pleasure of working with Victor at this company Santa Cruz lending group, the guy name…read morewas Victor Romero. It was an awesome and informative meeting. I really enjoyed working with this guy very professional and very helpful. I suggest if you need information returning to property lending, you look him up this guy is great

My husband and I were first time home buyers so we really didn't know what to expect let alone do…read morein this process. Jessie was incredible to say the least! We closed in 16 days and every step of the way was seamless and easy. She made our lives so much easier in this process, I would never buy another house without her!

Selecting a reputable credit repair service and company is a treacherous endeavor. The internet is…read moreriddled with unscrupulous companies that promise quality work but fail to deliver quality results. As you imagine I had a healthy dose of skepticism when I first spoke with Zulfiya from Better Credit USA. The positive reviews from her clients is what prompted me to reach out to obtain her services but writing this review is based on the exceptional work and results Zulfiya and her team had done. Initially Zulfiya provided a credit repair analysis based on my credit standing which was an absolute disaster due to unemployment a few years back during the financial crisis. The analysis indicated that my credit can be raise to 688, 692, 664(Equifax, TU, Experian) but with no guarantees which was understandable. I would have been happy with this goal but in a short few months30-60days I was beginning to see their results as my score increased through MYFICO website.(beware scores will vary if you check Credit Karma or other credit reporting services due to different algorithms) Don't be alarm by this, it's all part of the process. Within 5 months Zulfiya and her team cleaned up my negative reporting, payment history, inquiries, derogs, and most significantly public records. I received a final email from the company indicating their work was finalized so I pulled my credit and was absolutely shocked to see the scores at 717, 724, and 754 ! (Equifax, TU, Experian) I went through the details in my credit report and was throughly impress of the clean slate. I can not fully express how ecstatic and jubilant I am today to be in this situation! Thank you so much Zulfiya and your team for all the hard work and expertise you have provided. You and your team have unquestionably provided world-class service that deserve to be recognize, simply amazing ! Kind regards, Charles

Better Credit Sevice USA is an excellent company...trustworthy and true to their word. My wife and…read moreI worked with Zulfiya at their The Alameda office in San Jose and accomplished the results we were hoping for. Zulfiya is one excellent person who addressed our issues very positively with all 3 credit bureaus. Bottom line.... both our FICO scores moved up by at least +30 points.