A huge thank you to Richard and his team for helping me out. I had made financial mistakes while I…read morewas younger, and Richard was very direct/transparent while guiding me through making plans to iron everything out. It was nice to be able to work together to address my concerns, and I appreciate how open and flexible Roundleaf has been for me. There was a time period where I was very overwhelmed and confused in the process, and a tip I have would be to not hesitate in asking ask Roundleaf to slow things down and explain everything thoroughly. I had to educate myself on things I didn't know about, and it took a while to learn that that was okay. The Roundleaf team was always available to answer questions, and they were very good about following up/staying on top of processes. Looking forward to more growth, and I'm very glad to have Roundleaf's support along the way!

I just started my journey with round leaf but feeling blessed that I now how support and…read morereassurances that my financial standing and credit score can get better!!!

If you've ever wondered what it feels like to have your soul slowly siphoned out through a headset…read morewhile pretending to "change lives," welcome to National Debt Relief. As a sales associate, you're not solving problems -- you're just a cog in a machine that feeds off desperation and spits out quotas. Let's start with the training: They'll spend weeks pumping you full of "mission-driven" Kool-Aid, painting you as a financial hero. You'll leave orientation feeling like Robin Hood -- until you realize you're more like a telemarketer in a morality play, pushing people into plans that sometimes help them, but just as often trap them in new cycles of stress. The actual job: Get ready for relentless calls, pressure to close every lead, and scripts so robotic you'll start questioning if you're even human anymore. Every conversation becomes a transaction. You're not listening to people -- you're calculating how fast you can get to "yes" before the next call drops into your queue like another brick on your chest. Management: Micromanagement is the only management style here. Your stats are scrutinized like you're on Wall Street but without the paycheck. Heaven forbid you take too long in the bathroom or your call time dips. You'll get "coached" like a failing athlete, even if you're hitting numbers -- because numbers can always be better, right? Culture: Imagine toxic positivity drenched in Red Bull and desperation. They'll throw pizza parties and sales contests at you like sprinkles on a trash fire. Motivation speeches? Yes. Genuine support? Nope. Burnout is rampant and unspoken -- people just disappear, and no one talks about it. Like ghosts in a haunted CRM. Compensation: They dangle commissions like bait on a hook. The base pay is barely livable, and the bonuses require Olympic-level performance and a tolerance for moral flexibility. Some people do well, sure -- if they can live with themselves. In Summary: Working at National Debt Relief was like being stuck in a never-ending Zoom call with capitalism's worst impulses. If you're looking for a place where dreams go to die (but in business casual), this is it. Save yourself. Run.

They asked me to remove a negative review and promised a fee reversal. I clearly specified that I…read morewanted that reversal sent to my checking account. Instead, they charged me another fee. That was the last straw. After reading more about them on Reddit, I realized my experience wasn't unique. By the time you add up all the fees, you end up paying more than your original debt. Your credit takes a major hit, and you'll be stuck in the program far longer than they initially "estimate." This has negatively impacted my life and my children's lives. Please don't make the same mistake I did. Contact your creditors directly or work with a reputable credit attorney. Using NDR has been one of my biggest regrets.

I have been calling and send email. To my agent and he is not returning my call or email me back…read morehis name Rick and I want to cancel my account so to this point now on I'm getting charged 149 a month and I don't hear nothing so I have to call my bank and dispute that when I have been trying to email and call and nothing

STAY FAR FAR AWAY!! At first everything might seem good and you may see some improvement to your…read morecredit but as soon as you start to ask questions or hint at wanting to stop services, Rick becomes the most rude and inhumane monster. I texted him I wanted to cancel and he ignored me for weeks and when I called him he kept going in circles as to why we still need his services but when I tried to get a word in I got yelled at, told I was a child and hung up on. Very unprofessional for a grown man who has been running a "business" for many years. Truly disappointed at the level of maturity and customer service... just horrible!

Kirk and his team are truly top notch. I would 100% trust Kirk to take care of my legal matters…read moreagain.

I was trying to make an appointment with this attorney office and was told that we could not come…read morein person that everything needed to do over the phone. They said that they don't have people coming in to the office. I told them that we were old-fashioned and wanted to come and meet the people we would be working with they said no, although they could arrange us to shake his hand and take our money. I decided to walk away and make new appointments with this office. Call me old-fashioned.

I wanted to take a moment to share my experience with Diana, who has been assisting me with the…read morejudgment I have against my previous employer. From our initial interaction, she has displayed a high level of professionalism and enthusiasm, which I truly appreciate. As someone who is not well-versed in legal matters such as courts and judgments, I was grateful that she reached out to me after noticing my situation. Her eagerness to work on my behalf was commendable, and I agreed to have her become the assignee for my judgment in December 2023. As of now, I am still waiting for the outcome of this process and will keep you all posted on any developments. Priscilla

Diana is incredibly honest and helpful and I couldn't be happier with the service that I got. For…read moreme, this is the first time I've gone to small claims court and got a collection judgement, but I didn't know what to do. The whole court process is so complicated and new to me. Through Google searching for judgement recovery in the local area, I found Diana. I met with her and she explained in detail all of the upcoming steps, the service fees, and (this is most important part....) expectations. Expectations are most important to me because you have to go into it knowing that judgement recovery isn't a guarantee, a high percentage of judgements are never recovered. And the best part of my experience with Wealth Recovery Solutions is that there was no sales tactics, upselling, or pressure from Diana, just an honest person trying to help me out. I really appreciated that about her. Definitely go to her for all of your judgement and collection needs!

I came in feeling overwhelmed and honestly skeptical because there's so much bad advice online…read moreabout credit. From the first conversation, Henry broke everything down in plain language no hype, no pressure, and no unrealistic promises. He explained why things were hurting my credit, what actually mattered, and what didn't. What really stood out is that Henry will always take time to answer any questions I have even after the initial conversation. He really cares about earning your trust and just wants to help make your life easier. 100% Highly recommend!

I'm a working professional in San Jose and have been getting advice from Credit Doctor for years…read more What I value most is that the guidance has always been practical, honest, and grounded in real-world situations -- not generic advice you can find online. Even when I wasn't actively fixing anything, I still checked in because the insight consistently helped me make better financial decisions and avoid mistakes before they happened. It's rare to find someone who's willing to give clear direction without pressure, and that long-term guidance has made a real difference in how I approach my finances.

Elisa really helped me repair my Credit. I had really poor credit. I am thankful that She knows…read moreexactly what to do to bring up the score because she has brought up my credit score to good credit. I had problems getting loans or even renting an apartment because of my credit. But thanks to Elisa now I know how to appreciate my credit. She provides excellent service. I am very satisfied with her assistance. I will recommend her to anyone that's looking to repair their credit.

When my tenant moved in in last year I didn't run their credit because they are a family friend of…read morea good friend of mine. And this year when I trying to do apply for an auto loan I got an extremely high APR, like almost 20% instead of around 4~5% where it should be. Apparently my tenants have a lot of debt and somehow one of their delinquent account got mixed up to my credit report, something I thought it'd be impossible to happen, but it did. I asked around on FB and one of my friend recommended these guys. While they're working on getting my error removed, they provided documents that I can show to my loan officer so they ended up giving me the 3.99% interest rate on my auto loan. My tenant is now one of their clients getting his credit repaired, he's thanking me every time he sees me because what a wonderful job Credit Repair 88 is doing for him. Highly recommended, call these guys if your credit is in trouble.

Selecting a reputable credit repair service and company is a treacherous endeavor. The internet is…read moreriddled with unscrupulous companies that promise quality work but fail to deliver quality results. As you imagine I had a healthy dose of skepticism when I first spoke with Zulfiya from Better Credit USA. The positive reviews from her clients is what prompted me to reach out to obtain her services but writing this review is based on the exceptional work and results Zulfiya and her team had done. Initially Zulfiya provided a credit repair analysis based on my credit standing which was an absolute disaster due to unemployment a few years back during the financial crisis. The analysis indicated that my credit can be raise to 688, 692, 664(Equifax, TU, Experian) but with no guarantees which was understandable. I would have been happy with this goal but in a short few months30-60days I was beginning to see their results as my score increased through MYFICO website.(beware scores will vary if you check Credit Karma or other credit reporting services due to different algorithms) Don't be alarm by this, it's all part of the process. Within 5 months Zulfiya and her team cleaned up my negative reporting, payment history, inquiries, derogs, and most significantly public records. I received a final email from the company indicating their work was finalized so I pulled my credit and was absolutely shocked to see the scores at 717, 724, and 754 ! (Equifax, TU, Experian) I went through the details in my credit report and was throughly impress of the clean slate. I can not fully express how ecstatic and jubilant I am today to be in this situation! Thank you so much Zulfiya and your team for all the hard work and expertise you have provided. You and your team have unquestionably provided world-class service that deserve to be recognize, simply amazing ! Kind regards, Charles

Better Credit Sevice USA is an excellent company...trustworthy and true to their word. My wife and…read moreI worked with Zulfiya at their The Alameda office in San Jose and accomplished the results we were hoping for. Zulfiya is one excellent person who addressed our issues very positively with all 3 credit bureaus. Bottom line.... both our FICO scores moved up by at least +30 points.

I was referred by Katharine &George Alexander Community Law Center, to Raeon Roulston @Consumer law…read moreCenter they were on their top recommended list I called the others on the list but Raeon Roulston was the most professional,affordable and most informative. I'm Glad I followed my instincts as process was smooth and definitely took off a burden of stress with very little for me to do on my list of duties.

I was referred over to Raeon at consumer law during a really difficult time in my life. He has…read moreprovided me with the best guidance I never knew I needed for the past three years. Any question I've had, every moment I wanted to quit, his words and advice led me to where I needed to go and where I am today. I am beyond grateful for his help, advice and guidance all these years and I could not have got to this better place without his help. If you ever find yourself in a hard place financially, he is your guy and he will truly help you out. Give him a try and you will not regret it. Thank you Rae!

Jina is incredibly helpful, knowledgable and personable. Thankful for her assistance in getting us…read morethrough financial difficulty and helping to improve our credit.

I reached out to Jina in Jan 2023 . My credit was at a low 500 , I had bankruptcy chapter 13 and my…read morecredit was an absolute shame . My goal was to get my credit up to at least get a car. ( I was thinking small ) at the time . I met with Jina and she put everything on the table for me . She gave me a list of things I had to do on my end . And she'd handle the rest . She was upfront that it would take a lot of work but that she could definitely help me. I signed the agreement and we started .... I did everything she asked me to do and everything she asked me not to do as well .(very important to follow the instructions she gives ) she is the expert . I'm here to say that Jina and her team of professionals went above and beyond and challenged everything on my report. They delivered results I'd never thought I'd get . My credit is a in the high 700!!!In 11 months . Yesterday 2/17/24 I received keys to my home !!! Not a car but a home . If you are serious about getting your finances straight and your credit up Jina is the SUBJECT MATTER EXPERT !!!I recommend her to everyone I know . Thank you Jina