I am working with Kam and in a matter of 3 weeks he has already removed a bunch of items off my…read morecredit report. My score jumped to 720+ and he is still working on a few more items. Excited to see how this finalizes. In a time like now, where your credit can inhibit your ability to make simple to large purchases, it was a relief knowing Kam could help repair the negative items reflected on my report. I tried working with someone else previously and they were a total scam. The guy moved to Texas and never returned my calls. Kam is very responsive, professional, and transparent. I would definitely recommend Kamran and his team to other folks looking to repair their credit.

SCAM!! we met with the guy and gave him $100 (glad we only…read morehad that to give him at the time) he asked for 1500 upfront! he had no way of giving us a receipt for the $100 so I can only imagine losing out on the larger amount, gave him the benefit of the doubt, started our file with him and waited and waited. Reached out to him and his office multiple times for either no response or real feed back it was always a "let me get back to you tomorrow" B.S. Today finally decided to pick up our cash and our file! don't waste your time or money on this unprofessional business he was cussing while talking to us from the moment we started talking...Your running a "business" ???

I recommend this place for someone who need alot of help cleaning up there Credit score Hazel is…read morevery good and very helpful.

Hazel knows her stuff. She has help allot of my clients and personal friends.read more

Looking for solutions for managing a parent's credit when they can no longer manage finances…read morethemselves can be a burden, but consultation with Blue Water Credit and specifically being educated by Melanie was the best. Now I have a direction and plan.

I was recommended by my loan officer which I no longer have. They try to reMove as much as possible…read morethat can affect your credit but as soon as you stop using it it all comes back so they technically never removed it . They offer services that you can do on your own. I felt like I wasted my money using them. I used them for about 7 to 8 months. I decided to take matters into my own hands and I have to say that my credit has gone up drastically since I stopped using blue credit. At the end no I would not recommend them. You can easily get letters online and send them or dispute online .

DO NOT DO YOUR TAXES OR GO TO THIS MAN FOR ANYTHING ! He is a crook ! Has no ethical sense or…read moremorals. Charges outrages prices for no assistance . I had to pay back so much money every year dealing with this man .. I went elsewhere and was given the proper guidance and assistance that is expected . I was given so much helpful information that will be needed in the future. This man gives ZERO assistance . All he does is say how many big wig people he helps and basically looked down on me and my wife like we were peasants. We both work hard to get to where we are at and all he could say was what we make, which is well over 400k, was nothing. He put us in the biggest hole that we are constantly working to get out of. Now we have a light at the end of the tunnel . So please, do yourself a favor and do not contact this man .. all he will do is offer you to pay ridiculous money for absolutely nothing.. TERRIBLE HORRIBLE

My wife and I were recommended to use Mark...we paid what we usually paid for a Tax Sevices...BUT…read more...this guy SAVED US MONEY !!!! Good guy....great coffee...Awesome Savings . We already made appt. for next year

For years, I proudly wore the "I got this" badge and did my own taxes--ever since college. Back…read morewhen my biggest financial decision was whether to splurge on guac, filing a basic W-2 with TurboTax felt like conquering Everest. Simple return? Done. Refund? Secured. Celebration? Taco Bell. Fast forward to adulthood: I now own a home, have a 401(k), an IRA, property-related paperwork that looks like a small novel, and about 47 different documents that arrive in the mail just to remind me I'm responsible. At some point, I realized my taxes had officially outgrown the "click next until refund" phase. Between rising bills and the government taking a generous slice of my hard-earned money, I decided I needed a professional--someone who actually knows the tax code beyond page one. Enter Jesus. This is my second year doing my taxes with him, and let me tell you--this guy doesn't just "prepare" your taxes. He performs a full forensic investigation. He dives deep. Solar panel tax credits? He's on it. Overtime adjustments? Covered. Medication deductions? Already calculated. Home improvement credits, retirement contributions, disbursements--you name it, he's checking, double-checking, and making sure you're not leaving a single dollar behind. What I really appreciate is that he explains everything clearly and responds quickly (which is rare during tax season when most professionals vanish into the Bermuda Triangle of paperwork). He's thorough, detail-oriented, and genuinely makes you feel like he's fighting to make sure you and your family get every tax break you're legally entitled to--especially after Uncle Sam has already helped himself. If your return is simple, sure, software might do the trick. But once you're dealing with property, 401(k)s, IRAs, credits, and the adult-level tax Olympics, you need someone who actually knows what they're doing. Highly recommend this place--and especially Jesus. Professional, responsive, and absolutely worth it. My stress level during tax season has dropped significantly... which might be the greatest deduction of all.

Professional, efficient service, ask many questions to help me get the best of my tax return…read more Managed with ease will be back for future tax returns

While applying to ITIN for my wife. There is an basic rule that we have to file jointly and not…read moreseparately. IRS clearly mentioned that my tax return was not filed jointly, and hence i will need to pay more taxes as well as my wife itin got rejected. Anyways you guys clearly lack professionalism.

I had a good experience here getting my 2018 returns done. Pretty straightforward, submit your…read moredocuments, review the prepared papers, give them authorization for e-filing. Prices are a bit on the high side but these guys were really close to my work place, so I bit the bullet. Shoutout to Priyanka who was helpful with all the back and forth.

Selecting a reputable credit repair service and company is a treacherous endeavor. The internet is…read moreriddled with unscrupulous companies that promise quality work but fail to deliver quality results. As you imagine I had a healthy dose of skepticism when I first spoke with Zulfiya from Better Credit USA. The positive reviews from her clients is what prompted me to reach out to obtain her services but writing this review is based on the exceptional work and results Zulfiya and her team had done. Initially Zulfiya provided a credit repair analysis based on my credit standing which was an absolute disaster due to unemployment a few years back during the financial crisis. The analysis indicated that my credit can be raise to 688, 692, 664(Equifax, TU, Experian) but with no guarantees which was understandable. I would have been happy with this goal but in a short few months30-60days I was beginning to see their results as my score increased through MYFICO website.(beware scores will vary if you check Credit Karma or other credit reporting services due to different algorithms) Don't be alarm by this, it's all part of the process. Within 5 months Zulfiya and her team cleaned up my negative reporting, payment history, inquiries, derogs, and most significantly public records. I received a final email from the company indicating their work was finalized so I pulled my credit and was absolutely shocked to see the scores at 717, 724, and 754 ! (Equifax, TU, Experian) I went through the details in my credit report and was throughly impress of the clean slate. I can not fully express how ecstatic and jubilant I am today to be in this situation! Thank you so much Zulfiya and your team for all the hard work and expertise you have provided. You and your team have unquestionably provided world-class service that deserve to be recognize, simply amazing ! Kind regards, Charles

Better Credit Sevice USA is an excellent company...trustworthy and true to their word. My wife and…read moreI worked with Zulfiya at their The Alameda office in San Jose and accomplished the results we were hoping for. Zulfiya is one excellent person who addressed our issues very positively with all 3 credit bureaus. Bottom line.... both our FICO scores moved up by at least +30 points.

Fantastic service!…read more We'd been searching for a financial professional for a while now and was very surprised when we could book a one-on-one free consultation with Ms. Teh the very next day. We detailed our plans to her, she gave us her professional opinion and gave us homework to do. She was pleasant, communicative and obviously knew her profession. We'll be using her in future for sure!

I have met with Christine Teh three times now. As a math teacher and professional, I have always…read morefelt a bit of shame and embarrassment about not being able to get a handle on taxes and finances. Christine was so encouraging. She took the mystery out of all the mess and gave me the confidence to take ownership of my finances. I always felt safe to ask any question, and she always answered in a way I could understand. This coaching experience has been life-changing! I cannot speak highly enough of Christine Teh and the invaluable financial guidance she has provided.