Working with JVM lending has been a real pleasure, and I cannot thank Victor Flynn and his team…read moreenough for assisting me in this process. This is the 2nd time I have used JVM, and they have provided top-notch service throughout. I would like to give a special call-out to Victor Flynn. In this 2nd time working with JVM, I told Victor that his speediness in my first transaction 3 1/2 years ago made me realize that he was "in like Flynn"--in that he was right on top of getting things moving from the very first day after I had contacted him regarding my mortgage needs. Victor's explanation of my various options this time around was presented in a totally clear manner, and he and his team were available to assist me at all times. I also really appreciate the fact that there was no pressure upon me, as I was not ready to get the move going for 6-9 months after my initial conversation with Victor this time around, and other than 1 or 2 check-in emails from him, there was absolutely no high sales pitch from them, and no "push" or fear tactics regarding the market. I highly recommend Victor and JVM team for anyone who is planning on selling and/or buying a home in the Bay Area. I have no hesitation in giving Victor and his team a 5-star recommendation.

Any lender can offer you a mortgage rate, but not every lender is easy to work with. JVM goes above…read moreand beyond to ensure that you are supported and keeps you in the loop every step of the way. My husband and I worked with JVM to secure a loan for our new home. I appreciated that there was someone on-call over the weekend, especially when we wanted to get the ball rolling for pre-approval. I was also very impressed with the JVM team's communication. They were incredibly responsive and made sure all our questions were answered. Many thanks to Hannah, Jenna, and Erin for working with us throughout the process!

First home buyer here! Jay has been absolutely helpful in our journey in home ownership, not just…read morethe securing mortgage part. He was my go to person for all things financial related to home ownership and he knew i could count on his honest advice. He always delivered the honest feedback regardless whether or not we'll end up with his services or not. He also did fair price and rates comparison with other providers and was always available to answer any questions or take those lengthy calls if needed. But not just that, he also offered the best rates in the town which always helps financially. 10/10 from us. I'd highly recommend working with him and his team!

Great job with our initial loan and refinances. Clear, proactive, professional, and helped educate…read moreus along the way.

My husband and I recently purchased a home and worked with Quoc & team on our loan! Quoc was able…read moreto guide us through all of our options, especially during a time with dramatic fluctuations in interest rates. He was always available to answer any of our questions at a moments notice, and we really felt like he was invested in our home-buying process. Because of all of the prep work we did with Quoc, we were able to close more than 2 weeks earlier than expected, even though we were closing during the holidays! We would definitely work with Quoc again in the future!

Quoc, Sue, and Cheryl were terrific to work with throughout our home buying process. The entire…read moreteam were excellent communicators, often responding to emails and texts late into the evening and keeping us informed about all the documents needed to get through a 14-day closing. We are so incredibly grateful to this entire time for their help through this process. They made everything run incredibly smooth in a high-stress situation. They're also just so nice and supportive--I would work with them again in a heartbeat and highly recommend them. Thanks y'all!!!

My husband and I have worked with Greg three times now for our refinances, and we wouldn't go…read moreanywhere else. Greg is a top-tier professional whose communication is always sharp and timely. Even when challenges arise that might stop other lenders, Greg consistently gets the job done. We trust him implicitly and will only refer our friends and family to him. If you want a seamless experience, Greg is your guy

Ellice and Brent are our one and only Go To for everything mortgage. It's been this way for more…read morethan 20 years now. We just closed on a purchase in a very hot and competitive market. They were consultative and helped us strategize on this transaction and we highly recommend them.

if I could give more than five stars, I would in a heartbeat. You would be making a big mistake to…read moreuse anyone other than Brenda for a home loan. Brenda and her team are absolutely amazing. This is the fifth house I've purchased in my life and this was the first time I didn't panic during our loan underwriting. Outside of this experience, closing on time always felt like it was at risk. This time, we had 3 week close and actually closed a few days early. Brenda was extremely proactive, communicative, and responsive. We could not believe the seller went with us despite not come in with the highest offer. We were told through their agent one of the reasons they accepted our offer was because of Brenda's reputation. You can't ask for more than that

As first-time homebuyers, we couldn't have asked for a better experience than working with Brenda…read moreand her team. Brenda took the time to meet with us on multiple occasions, walking us through our mortgage options with patience and clarity. She even recommended a rate buy-down strategy which we successfully negotiated for the seller to cover. Thank you Brenda and team for making our first home purchase such a smooth and rewarding journey!

Zackry and Team Cooper are my "Go-To" Lenders for many reasons…read more They are someone that I can completely trust to put my home buyers needs first. Their communication, professionalism, and knowledge make a big difference in my transactions. I feel confident directing my home buyers towards Zackry, knowing he is going to make the time to have that initial conversation with them and then be there with them every step of the way until close of escrow!

We have used Zack and his team several times in the past few years and wouldn't use anyone else…read morewhen buying a home. They are extremely professional, providing a number of available options and easy to understand explanations on what works best for whatever situation you are in. They are also very responsive to any questions and regularly check in to make sure everything is on track through the entire process. Can't say enough good things about Team Cooper, will definitely continue to use them for any future home purchases.

As first-time homebuyers using a VA loan in one of the most competitive markets around, we needed…read moremore than just a lender -- we needed a true partner. Mike Trejo and his team at Bridge Point Funding were exactly that, every step of the way. Mike's knowledge is genuinely comprehensive: financing, inspections, offer strategy -- you name it, he knows it. He has assembled an A+ team, and that made all the difference when it came to submitting competitive bids with quick closes and every detail handled flawlessly. During the toughest stretches, when we were outbid in some of the most heated markets, Mike was always there -- helping us strategize, process the disappointment, and come back stronger with clear lessons learned. Because of Mike and his team, we got our dream home. They have our strongest possible recommendation, and we would not consider going through this process again without them.

At this point, I've lost counted how many times we have used Mike and this team with our mortgage…read moreand refinance needs (four times? Five?) But all that speaks to is the main reason why we keep coming back to them: their thoroughness, communication and genuine sincerity to always get us exactly what we need every single time. We cannot recommend Mike and his crew at Bridgepoint any higher!

We are closing on a house this week and had to share our fantastic experience working with Chris!…read moreFrom start to finish, he made the entire process feel easy and seamless. Chris was always responsive, communicative, and proactive about keeping us informed at every step. He answered all of our questions quickly and clearly, which gave us so much peace of mind during what can be a stressful process. Beyond that, he's just a genuinely personable and kind person, just an absolute pleasure to work with. We're so grateful for his expertise and support, and wouldn't hesitate to recommend him to anyone looking for a smooth, efficient home loan experience!

Chris is an extremely detail-oriented and professional. He carefully reviews every document you…read moreprovide to ensure it fully meets the requirements before submitting it to the underwriter. Because of his thoroughness, the underwriting process moves very efficiently, with little to no additional documentation requested. He explains each step of the loan process clearly and patiently, making sure you understand what is needed and why. His communication is transparent and organized, which makes the entire experience much less stressful. Thanks to his careful preparation and proactive approach, my loan was approved very quickly and smoothly. I truly appreciate his professionalism, efficiency, and dedication. I would highly recommend Chris to anyone looking for a knowledgeable and reliable loan officer.

I am a senior and a widow. I am so grateful for the support I received from Danielle Robinson to…read morehelp me create a budget that will allow me to live on my Social Security. I have been blessed to have been given free rent for the rest of my life my life. Yet I was way over spending. That situation has been turned around. Thank you to Danielle and my bank .Love you guys and so GRATEFUL!!!!!!!

The Lafayette Patelco team is amazing!…read more We are long time members and have had exceptional customer service every time we have been in the branch. The care and commitment the team has to its members really means a lot. So if you are looking for a bank, who cares about its members and the community, I would highly recommend Patelco!

I had already been pre approved through a first time home buyers program which after I was pre…read moreapproved they became very difficult to get a hold of and due to the high competition in the bay area they almost made me loose the house! Matthew was able to get me pre approved in only a few hours with much less paperwork and headache! He explained in detail all of my options and made sure I got the best loan for me. He made himself available for me and my realator until I got a yes on the house! This house endeavor was a huge learning curve for me and Matthew encouraged all my questions, he truly wanted to help me understand everything that was in my loan. I will definitely continue working with Matthew!

I've always known Matt to be a passionate & perfectionist in whatever he does. This was the case…read moreeven before he got into the business of helping people buy their dream homes. Having worked with Matt in a different industry, I was thrilled to seek his help when he joined LoanDepot. When we set out to buy our first home back in 2015, Matt couldn't have made the process any easier for us. He carefully & very patiently walked through the entire process with us and really made us comfortable and gave us timely advice based on market trends. Matt is also supported by a team of great folks at LoanDepot who share the same philosophy of putting the customer first. As first time buyers, we were quite anxious & nervous about the process. Matt & the team communicated every step of the way and were very helpful in answering all of our questions and calming us. He understands that for most of us, buying a home is the biggest financial transaction that we've had in our entire lives, and obviously stress kick in. This is why it's good to have someone like him on your side to calm you down and make sure that you understand everything before getting into a contract on a home. He made the whole process seamless which speaks about his expertise and professionalism.  Having bought our second home in January 2020 with Matt's help, we had a deja vu of delightful customer experience. It's been 5 years ahead since our first buy & Matt & team are the same professionals who value time, customer experience and making the process as frictionless as possible. Relationships with Matt does not end after pre-qualification letters. He went over and beyond to connect with every realtor who received our offers to assure them of our commitment, healthy financial strength, and interest to buy the property. Soon after we moved in, Matt checked in on us to see if we were comfortably set up and offered to help with other logistics. Being a doting dad of 3 beautiful kids and given his speed of communication, we really wonder if he gets any sleep in life. We've felt guilty at times to use so much of his time on offers that we lost, but Matt never lost hope and always reassured us that we'll win when the home is right and the time is right. In both of our purchases, Matt also delighted us with an additional lender credit to help us with closing costs. With a great team behind Matt, we were able to close in about 2 weeks. We've bought 2 homes with Matt's support and we unequivocally recommend him as a broker to help you with your new home.