First time buyer and had great experience with whole benchmark team . Carl and Nina was very responsive and understanding what they are looking from my end. Also answered and cleared my queries I had during whole process. It was around 6 weeks process but I never had any compliant or experienced any delay from them. Highly recommend those who are new in market and serious buyers read more

Carl helped my wife and me purchase our first home. He and his staff were great. They made us feel very comfortable. He and his staff kept us and keep on keeping us up to date on rates. They are down to earth and very easy to deal with. I refer everyone I know who's thinking about or currently looking for a home to Carl and his team. In fact, I just referred one of my clients and her husband to Carl and they loved how they were treated. Keep up the good work. read more

Carl, Dorie, and Nina were amazing! My first home purchase in 2007 was a nightmare. Carl assured me he would provide a much better experience from beginning to end....and he certainly delivered! I was kept up-to-date throughout each step of the loan process. I could not be happier with the level of service and professionalism with Benchmark Mortgage. I would not hesitate to refer any friends or family to Carl and his wonderful team. read more

In this competitive market we needed to be able to have a quick 21 day close. We were referred to Carl as he was known to be able to deliver. He was responsive, available and professional. He and his wonderful team, Dorie and Nina made the process easy, smooth, and got it done. We met all the deliverables and closed within the 21 days. I have used other lenders over the years and this was the easiest and quickest experience I have had. I would highly recommend this team of knowledgeable professionals. read more

Superior, professional, and personal service exemplifies Benchmark Mortgage. We used them to refinance our home and the process was remarkably smooth and problem free. I would recommend their services to anyone. read more

Earlier this year, I was lucky enough to be connected to Carl Spiteri and his team as I ventured to purchase my first home. Carl was informative, communicative and very supportive throughout the entire process. He explained everything as we went along and managed to keep me encouraged while pulling me back from the edge of "crazy town" with his expertise and sense of humor. I am now a VERY happy homeowner, and I would HIGHLY recommend Carl and his team for your mortgage needs!! They are Awesome! ~Pamela read more

Carl and the Benchmark team are wonderful people to work with. We were planning a remodel and Carl worked with us to make our remodel happen. He has helped us several times since then and always gives the same great service. read more

Benchmark Mortgage - Carl Spiteri Carl Spiteri and his team at Benchmark Mortgage are outstanding partners for any home buyer. He takes the time to listen to his clients so that he can tailor his message to them in a way that they will understand. He educates his customers so that they arrive at a decision that they feel comfortable with. He's also available at his buyers' convenience. We were introduced to Mr. Spiteri by our realtor, Ms. Erica Bocian. The initial phone consultation allowed me to gather the documents prior to meeting him in his office. I left him a message after 5pm, but he called back right away and lead me through the process by asking me a series of questions that guided me on what information he needed. From pre-qualification to the close of escrow, he was there to listen, educate, advise and execute. We are so grateful for Carl Spiteri & his team at BenchMark - Loraine, Kellie, Dorie and Nina. Having experienced professionals working with us, we are ready to go forth as new home-owners! Reach out and contact Carl Spiteri (BenchMark Mortgage) and Erica Bocian (Rising Realty), they have your back ^_^. read more

They are so amazing and honest that I have used them twice already. I will keep using them for all my mortgage needs.

I just completed my first home purchase through Benchmark with Carl and his team. We had a short escrow period and they worked diligently to ensure everything went smoothly and we closed on time. As a first time homebuyer it was awesome working with such a knowledgeable and friendly team. Carl took extra time to review information with me and answer all of my questions. Everyone was professional and responsive every step of the way. Overall it was a great experience, thank you! read more

We just closed on our loan working with Carl and his team at Benchmark. Although this wasn't our first home purchase, it might as well have been since it's been 25+ years since we last purchased. Needless to say, things have changed and the level of documentation was surprising. Working with Carl, Dorie, and Nina was straightforward. We started early, before we had even found our home (and would recommend this approach). With every step of the process we were notified by text and email, showing our progress. If we had a question that the staff could not answer, Carl would return our call even after-hours. They made us feel welcomed, and the loan process personal even though we had to remind ourselves that we certainly weren't the only people they were working with. We wouldn't hesitate a minute to recommend Carl and Benchmark for their home purchase. read more

We've owned our home for about 20 years and decided to have the equity work for us while planning our future. Carl and his staff were fantastic with guiding us through the process. He's our lender for life. read more

Carl and his team are amazing! We have had a lot of our clients work with him and they are always so pleased! My family and myself have also had Carl do every one of our purchase loans and refinances!! I highly recommend Carl and his team! read more

This group went out of their way to get this difficult loan to close. 5 thumbs up!

Carl is amazing. My real estate business has grown exponentially in the years since I started using him as my "go to" guy for loans as well as for financial advice. He is so good at looking at the whole picture of someone's financial situation instead of just quoting a loan rate. He is also beneficial because he really knows his stuff, I don't have to worry about getting to the end of a transaction, ready to close and having the whole deal far apart because the lender didn't know enough to figure out that he couldn't do the loan. Don't make the mistake of just shopping a rate. Go with the guy who is going to benefit you the most all around. read more

Nice work Carl! As the listing agent for your clients working with Joanie Selby, I really appreciated your ability and willingness to get things done, on time and with minimal stress. I love helping to make home buying a reality for people. You share that passion and it shows in your work. Thanks! read more

Carl and his team are top notch. I felt very much looked after and protected throughout the process. They will make sure your transaction happens as smoothly as possible. I highly recommend them! read more

Carl Spiteri has helped us in the purchasing of two homes. Both transactions were handled efficiently and professionally. As busy professionals, we very much valued Carls ability to make the process smooth and keep us informed of the progress and timing as we moved through the home loan process. We can depend on Carl and his team at Benchmark Mortgage to act ethically and knowledgably in the handling of our finances. He has guided us time and time again, in the right direction as we secure our financial future. Thank you Carl. You are a rare commodity in this day and age. read more

Carl and his staff were fantastic when it came to servicing my loan. He pulled the curtain back on how the interest rates worked and how the loan was financed and I really appreciated that. I would happily work with him again in the future. read more

We couldn't have asked or hoped for a better experience. Carl and his office made us feel like we were their only clients. Carl's expertise is top notch, and with his guidance we were able to qualify for a loan to buy our "forever" home. I would recommend Carl and his team without hesitation. They made what could have easily been a chaotic, stressful experience a smooth one. Thank you Benchmark! read more

Carl and his two co-workers, Dorie and Nina are wonderful to work with....we've had two transactions with this company. We were introduced to Carl by friends who only work with top notch people...they were right...every time we called his office, he and his staff were always pleasant and extremely helpful....if we had any questions, they were on it....and if we forgot to send them documents, they would gently remind us....reliable, and on the ball team. We've had the pleasure of having Carl and his staff help us with a purchase and refinance...both times it went smoothly.....(just ask for a really good escrow company, just not Elite Escrow....). Thanks Carl, Dorie, and Nina! read more

I've been a homeowner for about 10 years, and for most of those years I've been with Quicken. Last year, we purchased a second property after Carl helped us realize we could purchase another home and keep our other as an income property. We have now refinanced both homes with Carl, despite getting an offer to beat Carl's closing costs. Why? Because Carl and his team know how to best leverage your resources, how to work with your practical realities, and how to meet your needs. They are fantastic, professional, trustworthy, and good people. read more

Carl is awesome, made what is seemed an impossible process for us to get a first loan to be seamless and clear. He was honest, careful to our desired limits, and extremely effective. Highly recommend him and his team. read more

Carl and his team are truly unique. As a Realtor, I have worked with many lenders over the years, but Carl is the best in the business. He did a loan for me a number of years ago, which literally saved my financial life during the last economic downturn. A long time ago, Carl taught me to always arrange my finances so that I always had readily available cash on hand, because you never know when you might need it. Well, that advice has proven to be amazingly accurate once again. Who would have expected this crazy CoronaVirus, and the economic tsunami that has hit our country? Not only will we be able to take care of our bills for a long time to come, but we actually have enough set aside to assist our adult children, should they need help as well. Your real estate lender is a vital part of your financial stability. Many people can "get you a loan", but there are very few who will give you the advice that will sustain your financial future the way that Carl Spiteri, and Benchmark Mortgage, have done for me and my family. Thank you, Carl - you rock!! read more

Very irresponsible in my case. Seems like he is very busy and didn't take it seriously. I brought my documents to his office, took 3 weeks to review them before Carl called me first time. He promised to call with analysis report on my loan, never did. I asked them to return all my documents after more than a month, promised again but after 2 weeks documents were not received. read more

While Carl helped us to finance our first home, the estimate of our mortgage payment based on the homes we were looking at changed 3 times, and not for the better. Our down payment estimate also went up 3 times. It was so ridiculous, frustrating, and stressful. About 7 months after we bought our house Carl called us to say our house went up in value and he thought he could get us refinanced and drop our mortgage insurance. We got to his office for our appointment and his assistant had no idea who we were or why we were there. We waited about 25 minutes and Carl finally came in. He had already run our credit again and was trying to get us to refinance for a higher interest rate. In the long run he would have made a bit of money off the deal and we would have paid more overall for our house. We were PISSED he ran our credit without talking to us first because our credit scores took a hit from his unnecessary inquiry. We were under the impression that we were coming in for a consultation regarding the possibility of refinancing, not that he had the paperwork going already. We often use the phrase "snake in the grass" when we talk about our dealings with him. Wouldn't use him again and wouldn't recommend him to anyone else!!!! read more

We just closed escrow on our first home. Carl and his team were exceptionally helpful and professional. Carl has been answering my loan questions for years - even when there was no deal on the table. He really knows what he's talking about, explains complicated concepts very clearly, and is always willing to give you his time. read more

In our post recession world of getting real estate loans, it is a frustrating process. There are so many more forms to fill out and hoops to jump through. Carl's experience and easy manner really helped in this process. He had all of the answers and was very professional. He was also, the very first loan agent that I've worked with who actually wanted to meet me in person! I would highly recommend him. read more

If we could give Carl 10 stars that wouldn't be enough for how amazing he was as we bought our first home. Our realtor- my friend from high school- recommended we talk to Carl when we were getting ready to buy a home, and it was the best advice we could have received. From the moment you walk into his office, you feel welcome and in safe hands. He walked us through the home buying process in realistic but also encouraging ways that made us trust him immediately. He worked after business hours, on the weekends, at all hours to get us approved and the loan underwritten and his team, well his team is sincerely the A Team. Nina, Dori, Kelly, everyone at Benchmark Mortgage made our dreams come true. It's funny, it's been almost a month that we closed on Escrow and to this day, we think about the Benchmark team and how we'll never be able to thank them enough. Outstanding. REALLY. read more

Carl has helped my wife and I buy 2 homes in the last 3 years.He is extremely knowledgeable and he explains exactly what is going to take place and how it is going to go. He also explains what needs to NOT happen(using credit cards and such). The process was laid out for us clearly by Carl leaving nothing to be misunderstood. I am honestly Shocked to see the negative review made recently. All I can say is that there MUST be some type of misunderstanding. Carl was very detailed from the beginning when he ran our credit , all the way through the closing and never would have taken steps without some type of permission. He called me everyday when something was needed and never put anything off until the next day. He also answered his cell phone at all hours and weekends and was always more than happy to answer any questions we had. He never tried to sell us on anything either which felt great as new home buyers who aren't familiar with how things normally go. I could go on and on about the experience we had with him but I don't have enough space here to do him justice. My wife and I will never use anyone else for our mortgages and financial advisement. read more