Great service, handling all items that they said they would. Will use again in the future if we…read moreneed it!

They are the best of the best!!! They are knowledgeable…read moregreat customer service and they go above and beyond. Sandra helped me increase my credit score almost 200pts!!!!! Thank you to this team!!! Highly recommend

We all make mistakes--it's how we resolve them and then learn that makes the difference…read more After I bought my first home, I began using credit to purchase needed items. I'm an inpatient person which didn't help the situation. I accrued quite a bit of debt which weighed me down each month. I decided for the betterment of me and my new fiancé to do something about it. I called New Era and after a short discussion I was enrolled in their program. I was fortunate enough to have some equity in my home that I used to fund this program, after selling it. From there New Era went to work. They negotiated almost all my outstanding accounts down to less than half and now I'm debt free. I couldn't be happier with the process, people, and negotiators that all worked tirelessly to get me to where I am. Thank you New Era!!

I'm not happy at all with my experience, was with New Era/Versita Law for over a year & only…read moreexperienced upsells, slow settlements made & no clear explanation of how much of their fees were taken out of the account. I enrolled jointly with my wife & we had just over $20k in debt & only seen 3 accounts settled after I paid over $9k into the program! A complete waste of time & money, I had small debts with each creditor mostly under $3k & they barely did anything!

would like to take a moment to write an honest, sincere, and genuine review about Second Chance…read moreFinancial. Back in 1998, when I was trying to purchase a house, I needed help repairing and improving my credit. That's when I met an incredible team at Second Chance Financial -- John, Karen, and Wayne. From the very beginning, they treated me with kindness, honesty, professionalism, and genuine care. Thanks to their help and guidance, I was able to buy my home back in 1998. Now, 28 years later, I find myself reaching out to them again for assistance, and to my surprise and gratitude, Karen and Wayne are still there. That alone says so much about the dignity, integrity, and stability of this company. It shows not only how they value their clients, but also how they treat and respect their employees. What always made them different is that they never treated me like "just another client." Over the years, they would occasionally call simply to check on me and see how I was doing. That level of humanity and compassion is very rare today. If anyone needs honest and trustworthy help with their credit, I truly recommend Second Chance Financial. These are good people who genuinely care about helping others rebuild and move forward in life. Thank you, Karen. Thank you, Wayne. And may God bless the memory of John, who is no longer with us. Your kindness and help will never be forgotten.

I had the BEST experience with Karen Molina! So kind, so patient with me and responded to any of my…read moreconcerns, questions right away!!! Very sweet!!! My credit score went up tremendously thanks to Karen and the Second Chance team!!! Amazing to work with you!!! Highly recommend!

I urge everyone to please do NOT go through with Speedy Credit Repair…read more They are scammers. Do not believe the fake reviews. We enrolled with them for 6 months. We understand coming into this it's a possibly our credit issue may not be fixed. We know this will take time. But one thing this company lacks is integrity. They are not true to their word. If you say something such as "I will call you back", please carry out your promise. All I asked for was communication. During this entire process, I only spoke with Chris 2 times. I called, no one answered I texted, no one answered You email Chris, no response He has an assistant Laurie who will respond to emails. She mentioned in my last email " Yes, Chris knows you are expecting a call" guess what? He never called me back!!! Chris said he will contact his lawyer associate and stated " I will call you back and give you an update" guess what? He never called back. They have you enrolled in a credit monitoring program which you have an additional fee. They probably get some sort of incentive. I can go on and on... there's has been so many occasions. Honestly, don't waste your time and money!!!!!!

Before I hired this company, Mr. Chris L. gave me a call fairly quickly when I requested a free…read moreconsultation. Phone call nearly lasted an hour, explains to me his story, how everyone has slip ups with credit, how he knows how to repair credit ethically and properly. Gave me his story how he initiated his company, when I asked to proceed he asked for a $200 fee up front and after that $199 a month for 6 month contract. He also sent me documents to sign, nearly a dozen, all stating ways for him to stay covered from legal troubles and so I don't ask for a refund and it's a non refundable deposit. I was not asking for a miracle with my credit score, I was aware how I messed up my credit but I didn't know how to tackle it to get it better, Mr. Chris highly recommended not to worry that he will help me that that's why I hired him, he'll tackle these companies to try and get rid of them from my credit score, 3 months pass by and I ask for a update of how the situation is going, no response. I called and emailed his assistant Laurie, no response, when I did get a response it was for me to set up an appointment, in which I did, come to the date of? No call, no text no email. 2.5 more months passed by, I reached out again, Mr. Chris said, "I'll call you in a bit" ....... No call no text. I reached out to assistant...... no call no text no email. Come to 3 days before contract is up, $1,200 later, I ask for another update, well I never received one before but you know what i mean, Mr. Chris told me that he wants to talk to me and give me a refresh on my credit score, and discuss next steps, told him great I'm available anytime to just give me a call. Never heard from him again. In summary, did they help my credit score? No. Did they remove anything from my credit report? Yes, 2 things that were $50 each additional cost, so total price : $1,300. Before they take your money Mr. Chris is so talkative and transparent and communicative , after though? No a single word, no communication, out of the work they did, hardly any, hardly any improvement was made but that's why they send a lot of documentation for you to sign so you don't later on try and get your money back for not being satisfied.

Solid company. Straightforward, responsive, and organized. They helped clean up issues and put a…read moreplan in place to get my credit where it should be.

Very happy and I didn't think the company will get my score up this high. From 529 to 801. Took 4…read moremonths but that was unreal. The debts he did for me were pretty big and I didn't even ask them to do it. Great credit repair company will recommend for sure I think they are honest and a fair price.

My girlfriend received a call from the CEO Robert Reynolds who treated her absolutely terribly…read more Whether a company is working in collections or flipping burgers there is absolutely no excuse to be rude or condescending. He even laughed at her and hung up multiple times! I really hope anyone considering using them as a collection agency knows that this is who they're passing their customers to. Happy to provide further feedback as this is incredibly unsettling to our family and I will be making sure that this is recorded and every course of action available will be used until an apology is given. I encourage everyone who has had a poor experience to let us know who referred you to their collection agency, as they clearly do not care how low their score is. Dentist that referred: Dr. Satnik (805) 639-3050

I contacted this agency today in order to PAY an old medical bill. I explained the entire situation…read moreto "Jordan" who referred me to contact the medical billing department of my doctors office. (I have full coverage medical insurance, which was suppose to cover all medical appointments) the information given to my by the billing department did not match up to the information given to me by century credit. I called back to ask for "PROOF OF DEBT". I was met with rudeness and was told "we are not sending you anything else because we already sent you stuff" I told her that I'm only trying to make sure I'm paying the correct people the correct amount. She continued to be rude towards me, so i asked for her supervisor. I was immediately met by hostility and irritation by the "supervisor". All i asked for was proof of debt via email. The supervisor denied it. I wish i could provide greater details, but it was all in her tone and tact. I'm trying to GIVE THEM MY MONEY, and she acted as if i was personally burdening HER, by requesting documents i have a LEGAL right to.

Richard is a real professional debt collector. Not just he…read moreis successful each time, but also he is very friendly and easy to work with. I highly recommend him to everyone.

Very knowledgeable about collection issues. Easy to work with, and very successful compared to our…read morelast collection agent. Will continue to use them.