Nick was our hero when our broker didn't have suitable options for us when they were being dropped…read moreby Traveler's due to the broker losing their relationship. We looked at alternate and more responsive brokers that could sell with Traveler's and Nick's reviews caught our attention. After one phone call, I knew this is who I wanted to do business with. He has since helped guide me on some home insurance claim questions that ended up being really good advice. A friend shared a cautionary tale of what happened to her as a result of a similar circumstance and I told her similar happened with us but we didn't have same fallout with our insurance because we took Nick's advice. We successfully renewed our home policy a second year, where if we had stayed with our previous broker we would have been dropped a year prior. We are so thankful we found Nick. He is incredibly responsive, knowledgeable, and thorough. I wholeheartedly recommend!

Nick Kazerouni is hands-down the best insurance broker I've worked with. We're in a high fire-risk…read morezip code and kept running into dead ends trying to secure strong home + auto coverage. Nick didn't just shop quotes, he worked directly with underwriters to make the case that our home is materially lower risk based on our exact location and the property's characteristics. The result was an excellent policy when "no" was the only answer we were getting elsewhere. Beyond the outcome, Nick is great to work with. He consistently makes time to walk through options, explain tradeoffs, and help you make a decision you actually understand. If you want someone who will advocate for you and won't phone it in, I'd recommend Nick without hesitation.

I was a client of Denise for many years when she was with Liberty Mutual. I have also been an…read moreex-client of Denise for just as many years, to no fault of her own. The cost of insurance just kept increasing. Today, as I work with my current insurance provider, I am reminded of Denise and how special she made me feel to be her client. Denise delivered excellent customer service and went above and beyond to make sure that I was well informed of my insurance options. She always had time for me and made me feel special. It's been some time since I was a client of Denise. She was really cool to work with. You can't go wrong having Denise as your insurance broker.

Loved working with Denise. Its a nice change to deal with someone knowledgeable, honest and prompt…read moreanswering all my questions. She met with me in person (first time an agent has ever done that!) and was so glad she is locally in Carlsbad. She is my new go to for all things Insurance.

I've had the opportunity to work closely with Ben and Mia over the past couple of months as I…read moreprepare to sign up for Medicare. Ben took the time to understand my current situation and then review the options available to me, racking and stacking them based on select criteria. He fielded multiple questions and assured that no items/steps were missed once the decision was made to move forward. Mia has been very helpful with the logistics and administrative parts of the process. I recommend Schulte Insurance Agency for anyone embarking on the Medicare journey. Thank you, Ben and Mia :)

I worked with Ben Losin to get started with Medicare. He was absolutely wonderful to work with…read more Ben explained everything, assisted me in signing up for a supplement and a prescription plan that was tailored to my exact needs. I had heard so many horror stories from my friends about signing up foe Medicare -- Ben took away all those fears and put my mind at ease. Thank you Ben!

I would like to recognize Jordan for the excellent service he has provided in handling our…read moreprofessional liability insurance since November 2023. Throughout this time, Jordan has always been highly responsive, professional, and helpful. He has consistently answered our questions promptly and assisted us whenever needed. His excellent service has made our experience with your company very positive. We sincerely appreciate Jordan's support and would like your company to know what a great job he has done.

Customer is good! They worked on getting me the best rates possible for my business needs,…read moredefinitely would recommend.

My father has had the pleasure of working with Terri for several years now. He is always so…read moreimpressed with her knowledge and her wonderful support. At any given time she is responsive and supportive to his questions. The customer service from her and her team is beyond exceptional. We are very grateful for her.

My experience with Terri Yurek was fantastic! Every year I've had to struggle with finding a new…read moreMedicare plan because they all expired. This year I called Terri, and she proved the call to be the best decision I could have made. Her knowledge, professionalism, and friendly approach quickly guided me to a great plan that covers what I need, and provides benefits I've never had access to before. If you're looking for someone who genuinely cares, helps you make informed decisions, makes the process easy, and answers all your questions, I couldn't recommend Terri high enough!

Ron takes care of all our insurance needs, the business, home and cars. He does life insurance as…read morewell. Ron is not your regular everyday insurance sales man. He really takes time to find out your needs and then shops around for the best deal with out compromising quality. Over time he has become our friend rather then just another insurance broker.

Ron is very knowledgeable and experienced in multiple types of insurance. He'll be able to answer…read moreall your questions and address any concerns you have about personal or professional insurance. Ron loves working with young professionals and newlyweds, he says it's never too soon to think about your future.

Bradley Kaskins has been around for over 50 years, and I have been dealing with him for the last 14…read moreof those 50 years, and to put it simply, there is none other like him. I started out back then with a new wife, baby, and house to protect and Bradley was local. I checked the yellow pages. I called around and left messages. Bradley called back. We talked on the phone. He came over and showed us what various companies in the life insurance industry had to offer. The great thing about Bradley is that he is not beholden or tied to any company but has the utmost flexibility with the ability to help pick the company that's right for me and the family. The wife and I weighed everything and made our choices. Sadly, she passed away 10 years later. Thank goodness Bradley was there with me every step of the way. I cannot ask for a better agent. He is as human as it gets in this world. The thing I admire most about Bradley and his company is not just his knowledgeabiltiy, top expertise, and flexibility, but it is his integrity. Bradley will not and has never offered anything to me that is not in my best interest. He is integrity and not commission driven. He is a rare breed that is difficult to find these days. I have seen that. And I know, because I've dealt with other agencies and companies, too. I highly recommend him. I count myself blessed to have him as my agent, and now truly also as a friend. Whatever your situation, give Bradley a call. You can be sure that what he finds for you will the best that you can rely on in your circumstances. Other agents might offer you what might look like a better deal but Bradley is one you can trust and bet your life on. Literally.

This Insurance Agency has been in business for over 50 years, so Bradley and Deanna Kaskin (owners…read moreand agents for the business) are experts in finding the right Life Insurance Policy, Annuity, or Medicare Supplement policy that is just right for you. They can even find a Life Insurance Policy for people with ongoing illnesses. Call to get a quote. They will do their best to get you insured.

Fast service , Rebecca helped me right away and was extremely knowledgeable about my insurance…read morecoverage !

My experience with Rebecca has been excellent. We are currently going through all of my policies…read moreand making them where I need to be going forward. I know there was a big shift with my former agent, Brian Giblin (our agent from 1999) from his passing; but I have to say it's been a smooth transfer. Rebecca has been there to help me through this & I can't be more grateful.

Sorry for the delay, Mr. Thompson but I do not get on the computer much, and don't do much online…read morestuff anymore....it took me some time to research this and possibly more time than it is worth, so here we go......my comment was based on the State of CA website that has Marc's license effective date as 06/06/2018. It appears that there were Yelp reviews prior to his license being active, but they have been removed. It is my belief that Marc was a teacher at la costa canyons high school before he got is license, as the Voice of San Diego attests to. As with anything in life, I recommend that buyers do their research and take responsibility for due diligence. That is what I always told my Marines, and live by that today. https://interactive.web.insurance.ca.gov/webuser/LIC_STS_UTL.GET_LIC_DETAILS?P_IL_LIC_NBR=0K88969

I found Marc because I needed some help with Covered CA enrollment, and I'm really glad I did…read more Marc was super nice, very helpful, and patiently walked me through things (actually did much of the work for me). Dealing with the complexities of our healthcare system is definitely challenging, but Marc made it easy for me. I would definitely recommend Marc, and although dealing with insurance isn't my favorite thing to do... I will enjoy working with Marc again. Thanks Marc!

This agency is awesome! I'm helping my brother who lost his wife in December and is disabled for…read morethe past 11 years. He and his wife has been with this agency for well over 30 plus years I believe and I can understand why. In the short amount of time I've been working with them for my brother's 3 houses and several cars they were incredibly helpful every time I called. No matter who I spoke to they were able to answer my questions, guide, and complete my tasking for the day. I have very little experience when it comes to insurance but with the help of Beverly and the rest of the staff their sensitivity, compassion, and understanding help me to accomplish all my brothers needs. It's hard loosing a love one. Even harder when you're thrown into taking complete care of someone else's needs. Thank you to everyone at this agency for their trust, love, and care. Lucille & Brother Dolan

So happy I found them! I had been looking for home insurance and they were able to get it to me in…read morerecord time. Super friendly, professional and they got the job done. Highly recommend.