This bank is pretty old school, but then so am I. I've been a customer for about 15 years or so,…read moreand have always found the personnel to be helpful. I mostly use the drive-through, but occasionally need to go inside for something and I've never had a problem. They keep customers up to date with an occasional newsletter. They may not have all the latest bells and whistles, but I'm OK with that. Highly recommended.

From the owner: Since 1863, we've been dedicated to being your community bank, improving the lives of our customers…read moreas an independent, high-performance, community-minded financial resource. With nine branches in Jefferson, Rock and Walworth counties, each one staffed with committed, caring and seasoned financial professionals, we're here to help you achieve your financial needs, face-to-face with a handshake and a smile.

I'd give Summit a 5-star rating except that I've only been a customer for a few years. Summit was…read morerecommended by one of my kids in Madison who keeps money there and also has a mortgage with Summit. She was right. So far I am very pleased with Summit. The people there are friendly, and you can also do a lot online because they have an awesome website. I recently nailed some good (well, for nowadays) CD rates there and am slowly moving money over from another bank in town that's still paying tiny fractions of a percent in interest. You can check out Summit's rates on their website. Highly recommended.

They always are on top of any attempts to defraud our accounts. Staff are friendly and helpful.read more

Stopped there to cash a check and they never gave me back my license. They did call 6 months later…read moreto say I left there.... I was in the drive thru lane and they only sent back my check. Frustrating that they didn't apologize for forgetting to send it back, but say that I left it, well it wasnt in my possession to forget.

First off I want to say that im not perfect, I was diagnosed with both autism and adhd at an adult…read moreage after spending 30 years of my life wondering what was wrong with me. I am prone to make mistakes and over the past year ive been trying to find the right medication to be able to function how I see many other people are able to. Having said that, through out this past year I have been more susceptible to making mistakes because ive had plenty of medication changes that were definitely not the right fit. 1 time this year I submitted a preorder through some site, it stated on their site, this is a preorder, we do not submit payment at this time but we do submit something making sure your payment card is active. I didnt quite have the money in the account for that but because it wasnt a real charge I thought okay, I can submit this. It wont be any problem. Well I forget about it for a day and make a couple payments on other things that would have been covered by what i had in the account, I finally log back into my account and see i have multiple overdraft charges yet there is no reason for one. There is no charge on my account that overdrafted me yet somehow I have multiple overdrafts. I contact advia and they tell me there was a pending charge but it went away and they will correct those fees. Somepoint later or maybe even before I see that my check is pending in my account its close to midnight and almost all the times I pay for anything, those pending payments are in there for multiple days at times so I figure okay I can make a payment on these bills now. Its going to be pending for a couple days, here in 6 hours this money will land in my account, its not like this charge is going to go through immediately because they never do. Well I wake up in the morning and turns out i was right, they didnt go through right away, yet here I am with multiple overdraft fees again. I call explain the situation and they fix those fees. Soon after I think to myself, I need to to turn off this this ability to overdraft, I call advia, they tell me ive successfully turned off the ability to overdraft. They tell me to be careful though because if I were to use my actual bank account as opposed to to my debit card. I will still be charged a fee. I say okay thats fine ill be careful with that. Well couple weeks go by, I know my money's running low, but I know not to go out and buy anything so I dont. I know I have Spotify but ive had them tell me before my payment didnt go through when I had a different payment method so im not worried about that, they same with PayPal pay in 4. If I dont have money on a card I get a notification saying your payment did not go through please use a payment method that has money on it. So im not worried about that either. I spend the week not looking at my account because I know I dont have money in it and as I was told I turned off the ability to overdraft. Well finally I look at my account when I get paid and I see 2 ach transactions that went through. I was warned about this so thats my fault. I take that on the chin. But I continue scrolling okay theres a paypal pay in 4 that went through, theres a 28 dollar fee. Spotify 28 dollar fee, paypal 28 dollar fee. I think what the heck is going on I turned this off. I contact advia I say something must have happened where it got turned back on. She says yes idk what happened but it does look like it got turned back on. My apologies ill reverse those fees. I say thats really weird because a little while back I was getting charged 2.50 a month because I was getting statements mailed to me. I contacted you guys turned that off and then saw I was continuing to get those fees. Apparently that time it either never got turned off or it got turned back on somehow. She said thats weird im sorry this is an ongoing issue. Well thats the end of that conversation. I go check my bank account and less than half of those fees are reversed, I call back and speak to someone and explain this exact situation he says we have already reversed multiple fees for you this year we are not reversing any more. I say listen you guys already admitted this was your mistake, 2 more fees need to be reversed, im not concerned about the ach ones, those were my fault. I just want the ones that were taking due to this error to be fixed. He says no I say please let me speak to a manager. He connects me to letisia huerta. Letisia starts feeding me a bunch of word salad saying I dont know who you talked to before but it wasnt me and when you signed up for Spotify you made an agreement with them so it can still be taken out when you dont have money in the account. Well thats not true, I know its not because ive been told my payment didnt go through before, she says something similar for paypal. I know thats also not true because again ive been told my payments didnt go through because I had insufficient funds before. Here it is christmas time im obviously struggling, im doing everything

Advia litterally locked my account as i was trying to log into it with their code and the unlock…read moremethod didn't work.

Great tax experience! Conveniently located which made tax season easy to manage this year!…read more JS

***New ownership!!*** Wendy was awesome, but she sold the…read morebusiness recently. She is still there part time but only filing business returns, not individual. Do your research on who is filing your taxes and what their accounting/tax background may or may not be...just remember anyone who gets an IRS preparer tax identification number can prepare federal tax returns. It's not indicative of their level of skill or experience.

Avoid this despicable bank!…read more They invite you to open an account with them and encourage you to set up DD and initial funding, after all verifications and deposit they will suddenly freeze your accpunt without notice. One day you wake up and cannot login into your account or see your balance or pay any of your bills. These theives then will not provide answers or help you. Using a faulty fraud detection system then disconnect you from your own hard earned money and will not give any recourse. You will get very rude people like bridgette who wont help you. The only course of action you have left is filing a complaint with CFPB asap and let CFPB force these thieves to provide answers. Thank god for CFPB. Without such regulatory federal agencies these thieves would thrive on stolen money from customers. Never make these your primary bank. Avoid at all costs.

Kind and caring. Their bankers are great people that will help you navigate financial goals and…read moredecisions

You leave your money in a bank for it to make money, not lose money…read more But not this one. They will invent fees to take your money. $5 a month for an account they consider "dormant?". That means they have your money and you are leaving it with them. What do they do? Take it for no reason. How much should it cost them to sit on your money when they won't even send out statements without charges? This type of bank is supposed to support regular people. They don't. Big banks are FDIC backed and transparent about their fee. Avoid!!

Went to set up a business checking account after banking there personally for a few years already…read more I just filed for my LLC a week ago and I'm trying to get things off the ground. They told me all checks I deposit in the first 30 days have a 9 day hold period. Are you freaking kidding me??? that's damn near 2 weeks. It takes a day or 2 tops for them to have a check clear. And honestly they have the technology to check it in realtime if they want to. Really trying to help the little guys, huh?