I was very surprised and very disappointed in the lack of customer satisfaction this Chase branch strives for. I have been a customer of Chase for several years now, and I normally have no issues with their servicing in other branches. For some reason, the reps in this branch are in a different category. One day in October 2020, I came into the branch to do some banking. I have a checking, and CD account with Chase. One of the personal bankers, Peter Napoles, called me aside and asked if I would like to open a savings account with them. I have my savings account with Wells Fargo, so I told him no thank you because I didn't need an additional savings account at this time. He said they were having a promotion that would allow me to avail of $200 if I opened a savings account. I told him that I received those promotions several times in the mail, and was pretty sure it was for new customers, and I was not a new customer. He then proceeded to correct me and say it wasn't for new customers, but was for, "new money." He explained this meant that if I opened a savings account with some of the funds from my checking account, and some funds transferred from Wells Fargo, that would be considered, "New Money." I was pleasantly surprised thinking this was a promotion Chase came up with for their existing clients. I asked him when I would be receiving the $200 promotion, and he said it would be in my account by December. So, with instruction from Chase's own personal banker, I did exactly what he advised me to do.
Fast forward to December, I still had not received my promotion, so I called Peter to follow up on when I would receive it. He said it would be credited to my account by Dec 31st. Come January, I still haven't received any credit, so I called Peter again. This time, he said he didn't recall our transaction and didn't recall advising me to open a savings account with a transfer from another bank. I was shocked, I explained to him that I would never have the know-how of how banking works to transfer funds from one bank to another to to classify it as, "New Money" for a promotion. I further went on to explain that there was no need for me to open a savings account without his prompting because I had already had one. At this point, Peter said there was nothing he can do and that I would need to speak to his manager, Marine Duryan. He told me to wait for her call that day. I waited and never received a call. I called the next day, which was a Friday, and again was told she would call me that day. When I hadn't received a call by that afternoon, I called and spoke to Peter again, and he said she was aware of my situation, and would be working Saturday, so if I didn't receive a call by that day, definitely I would receive one on Saturday.
Surprise surprise, by Saturday, I still hadn't received a call. I called again and spoke to a different rep who now told me Marine, (the manager), wasn't even working that day. I was beyond frustrated at that point. Finally, Monday came and I still had not heard from Marine, so I went to the branch and spoke to Peter. He now was saying she was in a meeting and would absolutely call me by that afternoon. Finally, after all the run around they put me through, Marine called me just to tell me there was nothing she could do regarding the promotion, and that I never qualified for it to begin with. I explained to her what happened with her rep, Peter Napoles, and she still refused to take responsibility for her representative and credit me the $200. I told her I still had all the paperwork from Peter showing where he hi-lighted and underlined the promotion I was suppose to receive. Still, she refused to acknowledge what her representative did. Not only that, she never once apologized on behalf of her rep being misinformed, or intentionally misleading customers and never took any responsibility on behalf of Peter's actions.
Needless to say, this entire experience was very disappointing. I don't understand what the representatives in this branch are doing. I'm not sure if they get some sort of commission on opening up new savings accounts, so just be aware and be careful of what these tellers advise you. They may say you can avail of a promotion they have, and they are just trying to get credit on something by having you open a new account. Meanwhile, they place all the hassle on the client. I hope someone from Chase corporate sees this review and does something about the manager and reps in this branch. It seems to me they are trying to use sneaky and misleading tactics to get people to open up new accounts with them saying Chase is offering cash incentives. A banking institution that has representatives do this seems pretty fraudulent in my book. read more