I've been both a customer and an employee, so I hope my review will provide a different perspective…read moreof the company. The McKays (and team) are fantastic. My family has worked with the McKays on two purchases thus far, and we plan to continue working with them more moving forward. They were a major reason our offers were accepted in both cases. They took the time to reach out to the listing agent to communicate why we would qualify and close on time. Their knowledge in addition to their ability to communicate it is evident to all parties involved throughout the mortgage process. The McKays success all starts with the fact they are simply good people who work effectively. The McKay team is always focused on serving those around them in the best way. I was privy to many conversations where they decided to go out of their way to do what was right for the customer without expectation of anything in return. They celebrate each new year of business by rounding up all their friends and clients to go volunteer at a local charity, followed by an after party. They offer up their time and energy locally in numerous organizations. Before you work with any other lender, see if they have nearly as strong and long lasting ties as the Mckays do to other local businesses. All of this is in addition to the fact they know the mortgage industry and all its intricate guidelines like the back of their hands; they've been in the industry for decades. Lastly, they're simply a fun group to spend time with. Hopefully I'll see you at their next event after you've worked with them!

Worked with Brendan, Tina and Matt on both my purchase and a refi over the past year. Simply the…read morebest mortgage team in the DMV area. They are amazingly communicative, timely and fun to work with. After my purchase, Brendan kept tabs on rates for me and reached out when the needle had moved in my direction. I ended up dropping my payment by $400+ within 1/2 year of purchasing my condo in DC. They made the process painless and made sure I understood what was going on every step of the process. I'm a real estate investor, so I deal with a lot of financing teams. They get the job done at a great rate and go above and beyond to make sure your buying experience is as stress-free as possible.

Chris single-handedly saved our house contract when our previous lender dropped the ball two days…read moreprior to closing. He processed our application and paperwork at lightning speed and even had a phone conversation with the sellers, who were understandably upset about having to push back the closing date, to put them at ease and assure them that the loan would indeed be approved. We will forever be grateful for his hard work (even late nights and weekends), constant communication and expertise.

I had the chance to work with John Pressley out of the Rockville office. John is extremely…read moreknowledgeable about the process and the ins and outs of the entire lending process and what it takes to become qualified. He has set expectations well and has offered great guidance on how to manage a very challenging and over-heated real estate market in the D.C. area. Thank you John!

Fast and easy refinancing with best rate. We recently refinanced our primary home and investment…read moreproperty with Your Home Now. They were easy to work with and offered the best rate around, we shopped for a rate with several other companies and banks. They provided clear information on their rates and fees upfront, and patiently answered all our questions. Closing was easy with no surprises. Would absolutely use them again

I'm a part owner of a business, which means i don't get a steady paycheck or a W-2 at the end of…read morethe year. Getting mortgages or refinancing has always been a challenge. Debbie Gratacos and her team at Your Home Now Mortgage (YHN) we very attentive to my situation in helping me secure refinancing for a rental property. They know the market, they know which way the rates are moving, and they guided me to an excellent refinancing vehicle at a great rate. The white glove service was exceptional, and they always followed up patiently, which is commendable since I'm always focused on my business and tend to miss important messages regarding my personal affairs like refinancing. I give a five-star recommendation if you're looking for financing and a team that's laser-focused on providing the best service, candid advice, and the best rates at reasonable prices. Debbie, thanks to you and your team. I'm sure I'll be using you again in the near future!

Masoud is everything you want in a loan officer. He was very prompt and responsive from the start,…read moregiving me an amazing rate with no points. It just kept getting better after that. He and his team were fast and clear about what documents they wanted, processed them as quickly as I could send them, and got the loan ready to go like a week before closing despite my fairly aggressive settlement window. Masoud and his team kept me informed every step of the way and provided a lot of experienced advice. Trying to get a deal to closing is stressful enough, Masoud made sure getting a mortgage does not further add to that. Fantastic job.

This is the absolute dream team! In this market, it is so important to find a flexible and…read moreresponsive lender and Katie and Alyssa were absolutely amazing at helping us get competitive offers out the door FAST. Even on nights and weekends they responded to our emails within a few hours at most. They absolutely exceeded my expectations in getting us a great interest rate, and made us feel reassured that our financing was taken care of, so that we could make the best possible offer. When our offer was accepted we worked with Modesta to get all our financing in order, who made it such an easy process. I cannot recommend this group enough! They make a daunting process so much easier! You will not regret working with them!

Katie and Alyssa were both amazing. They were very prompt answering all of our questions and even…read moretalked after hours with us. HIGHLY RECOMMEND! :-)

Gustavo Suarez was the broker that worked with me. Amazing service from start to finish. He worked…read morewith me for three months straight. My credit score was lower than expected. Unlike everyone else Gustavo took the time to help me improve my score. He gave me advice on where to go, how to dispute and inevitable how to get my credit score up. I went from a 622 up to a 722 in three months by following his advice. Needlees to say once my score was fixed he closed my loan within 7 days. Thank you for all of your help Sir.

Best service ever! I bought my first home through them and it was so easy and efficient. Ask for…read moreYousuf- he's literally the best! I also heard about them through a friend who couldn't get a mortgage anywhere else, and they made it happen for her.

Tim Kelly and his team have been impressive from the start. This has been my wife and I's first…read morehome-buying experience and we were referred to Tim and Highlands Residential Mortgage and they made the process clear, understandable and a lot less stress than I would have assumed after hearing horror stories from other friends who have bought homes. Tim and his team sent regular updates as well as informative videos detailing the steps in the process as we went through getting our loan and purchasing our home. Tim went an extra 7 miles by creating short videos specifically to my wife and I, answering questions we had emailed him and he was also always communicating his availability to us if we had questions or concerns. I couldn't imagine someone having a better experience and honestly, just read the emails and watch the videos and you will be well informed and then get the requested documents to them via their app or email and you will have a great experience too!

This review is long overdue!…read more I worked with Tim and his team in September to purchase an investment property and they were absolutely incredible! They were able to get me from Offer Acceptance to Closing in 13 days which is no small task. Tim and his team are friendly, knowledgeable, and very patient, making sure to answer any/all questions I had. They truly make the process as stress-free as it can be. I have purchased several properties and this team treats you like family. Anyone going through a home purchase knows that there's tons of paperwork and process, but this team never made me feel like I was just a business transaction. I do and will continue to recommend Tim and his team to everyone I know looking for a lender - you are missing out if you don't call Tim!

After a referral, I decided to try them outside my normal sources. With a 800 plus credit score,…read morevirtually no debt, money in numerous savings account, makes more then quadruple the mortgage payments and house is doubled the value of what is owed, I'm blown away my application is denied after months of documents provided and expenses paid to my accountant and appraisal. To find out new rules because of covid l was denied a loan. I do not recommend them at all and I was told by my normal lenders I would qualify easily. I suggest looking else where. Perhaps because of Covid they have way higher standards from other lenders.

Helpful with naive/new home buyers! I wasn't too happy with the broker that was initially helping…read moreme, but he left the company and was replaced with Heather and Patrick which were great with communicating the next steps and explaining the process to me.