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    Cost-U-Less Insurance

    4.5 (17 reviews)
    Closed 9:00 am - 7:00 pm
    Updated 2 weeks ago

    Services - Cost-U-Less Insurance

    Car and truck insurance

    Homeowner or property

    Vehicle

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    7 years ago

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    8 years ago

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    8 years ago

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    7 years ago

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    8 years ago

    Ashley McMorrow was great! Very thorough and helpful, made sure I got all my documents signed and got a great rate! Thank you Ashley

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    10 years ago

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    9 years ago

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    Review Highlights - Cost-U-Less Insurance

    I had never been into the Petaluma branch and went there on a whim and was treated extremely well by Ashley McMorrow who helped me find the best rate for my needs.

    Mentioned in 4 reviews

    Read more highlights

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    Rebekah Gonzalez - State Farm Insurance Agent

    (42 reviews)

    You simply can't get any better customer service, financial advice, policy walk-throughs than this…read more Rebekah is personable, knowledgeable (in finance and law), and cooperative. I was happy I found her office when I purchased my car and now have a great life insurance and renter's ins. policy through her agency. She has me on several discounts on the car ins. policy; since I've been a "safe" driver and loyal to state farm, I look forward to continued business there! More than "saving on my premiums" or basing my ratings on the price, I value the benefits, service, and breadth of coverage more than anything. I understand State Farm has "products" they need to sell but Rebekah doesn't push them on you unless you're interested. As a law student working in insurance bad faith litigation, I understand the recent consumer reports statistic that only 10 percent of 19,000 insurance subscribers would actually save anything by switching insurance companies (don't fall for the gecko), and I am a firm believer of loyalty to companies that are good to you and who are top-rated.

    Rebekah and her team have been wonderful to work with. We found her after our previous insurer…read moredropped our homeowners policy and are grateful to be working with someone that genuinely makes you feel like a valued client. She is very proactive at communicating regarding changes or anything that may be happening in the industry that could concern her clients. She and her team are super responsive to requests and policy questions. I would highly recommend working with her.

    Amica Mutual Insurance Company

    Amica Mutual Insurance Company

    (52 reviews)

    Been with Amica for over a decade - I have car and home rental insurance thru Amica. (I've had some…read moregreat experiences in the past with adjusters Martin Medina and Joshua Ziegler). My current experience with adjuster Kellee Green has been the worst of my life. Firstly, I was asked to sit quietly and listen to a call between the tow lot and my Amica Appraiser - on that call I heard my appraiser on the phone with tow lot say that he could not go to the tow lot where my car was towed to appraise it. He clearly stated he couldn't go but would the tow lot please take 70 photos and email them to his email address. Two weeks later I was still waiting for an appraisal. Keep in mind that I am paying for a rental and Amica is only covering 20%. Amica blamed the tow lot despite me having heard them decline to go there. On a Monday I emailed Kellee the name of my chosen collision repair shop. On Tuesday I called the repair shop to make sure they had the claim and they said "never heard of it". I was then asked by Kellee Green to see if the collision shop could tow my car from CoPart to The collision center in Los Angeles. I asked the collision center and he replied "you can't do that bc Amica has to assign me the claim". At that point - the collision center person and I called Amica together to get the claim assigned since Kellee Green failed to do so. When the collision center went to retrieve my car - it had not been released by Amica so he was held up in that process as well. It's three weeks later and I'm still paying for the rental. The car is finally at the shop waiting for parts. I was told today that if I needed to be reimbursed for the remaining cost of the rental (it will be almost six weeks total when repairs are complete) then I needed to reach out to insurer of the party at fault myself. I have to do it myself like every step in this process. So if you want to pay for insurance but "do it yourself" go Amica. You will not find customer service here.

    I have been a customer of AMICA for 38 years. One year ago we bought a high value (expensive) home…read morewhich we have extensively remodeled. As a long-time customer, we went to them to insure the new home. We were told to fix the wiring--we did. To brace the foundation--we did. Up to this very day, there is an ever-expanding set of questions and requirements that has precluded their issuing a policy. We were, to put it generously, misled. They are definitely NOT the company they once were (they closed their Northern California office) and seem to not want to insure homes in California, even those not in fire or flood zones. They are, in a word, impossible to deal with. Not recommended at all.

    Don Ramatici Insurance

    Don Ramatici Insurance

    (7 reviews)

    I have found that Ramanciti Insurance Company is not what it used to be…read more If you're not making the amount that you use to, If they are not insuring 3-Million-dollar + home like they did for you years ago they don't want, you as client. If their not making a lot of money to insure you commercially they don't want, you. You're too small not enough revenue for the new generation of Family Ramanciti's Insurance Sales Associates. You wait until the last minute to give me nothing but a fair plan. I know you didn't try because I have A+ paper insurance companies giving me quotes both personal and commercial. Again, for the record I have never had a house claim in over 35+ years with your company. Never had a business claim for liability or workmen's comp even on a national level with your company. Never been late with a payment, never had a lap of coverage etc. You would think that would mean something to the new generation of Ramanciti's. You give me your high importance email nothing. Very sad I have found other insurance companies that are willing to insure me for both commercial and personally in the 1st two weeks March. I am still getting price quotes from these companies. Without the fair plan and without cheep commercial insurance that I was told I should turn to for coverage for my company. For shame on you both from the commercial side and personal side of Ramanciti Agency. They have a A+ AM Best Financial Rating. AMIG is owned and backed by Munich Re and also Farmers to name just a few. That will insure me at competitive rates. I am sure you sleep well at night. I would look elsewhere for insurance.

    Love working with Ramatici Insurance. They know what they are doing and get it done in a timely…read moremanner. Highly recommend

    Miguel Alfaro - State Farm Insurance Agent - State Farm Logo

    Miguel Alfaro - State Farm Insurance Agent

    (32 reviews)

    Don't go here nobody knows what they are doing it took them a month and a half to fix…read morea mistake they made I recommend going anywhere else for insurance they changed me twice for a policy change I did not ask for and that they where not given permission to do with and increase my insurance by 300% with out informing me for no apparent reason don't go here

    Wow, just wow. I was in search of a business insurance policy for my photography business. I had…read morecontacted NUMEROUS agencies and after FOUR MONTHS of back and forth with them, I was quoted upwards of $2500 for the year, which is incredibly steep for my small business. I was about to sign but, since we already had a renter's policy (and previously our personal auto policies) with Miguel's office, I figured I'd give them a shout and see if they could help, as my wife suggested. She said that Barbara was super nice and was sure she would help if she could. So, Barbara, at Miguel's office, answered my call and was BEYOND incredible walking through the ins and outs, confirming with the underwriter and just literally bending over backwards to make it all work out - and for a FRACTION of the rates others were quoting me!! We ended up switching our auto policies back to State Farm with greatly increased coverage for just a little more than we were paying for the minimum with Farmers. She has responded almost immediately to my requests for additional COI's and additional insureds, and has just been incredible to work with. Thank you Barbara!!

    Cost-U-Less Insurance - homeinsurance - Updated June 2026

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