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Dave Fluker Insurance

5.0 (1 review)
Closed • 9:00 am - 4:45 pm

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15 years ago

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Brauer Insurance Services - Kind of a cool award....not sure how I got it though!

Brauer Insurance Services

(51 reviews)

Steve Brauer is one of the top experts in group health insurance and benefits for companies with…read more1-150 employees that need help with ObamaCare compliance. He knows about health insurance inside out. Steve focuses only on group health benefits, he is not an insurance "generalist" and he is very proud of it. He handles Group Health Insurance, Disability, Dental, Vision,, AD+D, Group Life Insurance, Voluntary Benefits, and Medicare Supplements. He serves many small businesses such as Start Ups, Non-profits, High Tech, Attorney firms, CPAs, Service Groups. You are in great hands if you have any health insurance needs. Steve will leave no stones unturned to get you the best rate and the most coverage possible. Steve is a man of integrity and genuine helpfulness. He leads by example, and cares deeply about others. It is truly my great honor to give Steve my highest recommendation without any reservation.

If you are having issues with Covered California, or if you have any insurance questions and/or…read moreissues at all, look no further - - you've just found your superheroes of the insurance world. I spoke with Bonnie and I am still in disbelief about what she did for me in such a short phone conversation. She is truly wonderful. For months, I have been trying to navigate the woes of Covered California on my own. First, there was the whole subsidy qualification process. I tried to convey to them in multiple ways that last year's salary was irrelevant since what I'm earning now doesn't even come close. As a new professional trying to build a practice while doing consulting work on the side, my earnings are completely erratic. Finally, I managed to get approved for a subsidy (skipping lots of details here about the back and forth and the sudden and unexpected bill for 3x the price that I was originally approved for). Naturally, I chose the Anthem Platinum PPO plan because it looked just like the plan I had at my previous job. Then, I learned that there are virtually no providers who accept Covered California Anthem plans. I eventually had to go to the ER, and they wanted to admit me. I refused to be admitted because I had no one to take care of my diabetic dog at home. I asked for a prescription so that I could deal with my medical issue at home. They refused and gave me the following options : 1. Admittance to the hospital 2. I could go to Valley Medical or the Indian Health Center as they are the only known entities, says O'Connor, who will take my crappy (??) insurance. Shocking and really upsetting. If you Google Anthem and Covered CA, there are lots of news stories about this. It is a huge mess, and devastating to many. I made one quick phone call this afternoon. I expected nothing...I found a miracle! Bonnie is super sharp, practically encyclopedic in her knowledge about Covered California and insurance in general, exceedingly patient, and just wonderful all around. I appointed her as my agent in the system. A few clicks (and lots of patient waiting on her end as I slowly followed along), and everything is golden!! Problem solved. I'm completely in awe...

Dave Fluker Insurance - insurance - Updated July 2026

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