This place doesn't even deserve a one star. Me and my husband refinanced our house with American Financial Network in 2016. They allow people who are not licensed to do loans through their company. My husband had run in to a old friend from school , Will Woods, who said he was a realtor and broker with American Financial Network in Downey,Ca. They got to talking about refinancing our house. My husband trusted him because he had known him all through school, so we decided to refinance our house with him. What we didn't know was that he was not a licensed realtor or broker. We had only talked to Will Woods throughout our loan process. He makes sure you only talk to him. He told us he was working with a Brenda but at the time we didn't know her last name and we never talked to her. When it came to the time for us to sign our final loan papers with the notary, it was a hurry and get it done time because we were about ready to get on a plane to London so we didn't have a lot of time. So Will used it to his advantage to take advantage of us. He said that they were not getting paid for doing our loan so we would have to pay $15,000 to him and he would give it to Brenda. If we didn't do that they couldn't do our loan. He had already added it to our loan for money we were getting back once the loan was funded. What I found out later was he kept all the money. Also when we went through the loan papers they hid all the cost they were charging us. At the time we signed our papers we didn't know we paid about $33,000 in fees but they were hidden in the paper work, so if you are a realtor or broker you would notice the fees. We had called Will Woods several times about the numbers in the papers but he would always have a good answer for us. He kept telling us there would be no fees except the $15,000 we pay him. We trusted him, he was a friend. So Will Woods got $15,000 from us and American Financial Network got $33,000 from us. We didn't realize months later we got taken though. My daughters mother in law is a realtor and she happened to be at our house for Thanksgiving and we got to talking about our refinance and I showed her our loan papers and that's how we found out that we got scammed. We started doing more investigating into it and realized we needed an attorney. We found out Will Wood wasn't licensed as a realtor or a broker and he was working with Brenda Cano and Qiana L. Williams. We had never talked to either one of them and Qiana Williams lied and said she didn't know a Will Woods or a Brenda Cano. Qiana Williams also said that we only talked to her but I didn't even know who she was until we got the attorney involved. I later went back on old emails to see if I had any proof Qiana Williams knew Will and Brenda and she did send me a email saying she was working with Will on our loan, but he told me not to talk to anyone but him about our loan so I didn't ever notice the email until I went back later to find evidence of fraud. The end result of this case is we would need thousands of dollars to sue these people because they tried to drag it on and they knew we didn't have enough money to take them to court. I am writing this because I don't want this to happen to anyone else. It was a complete nightmare. read more