Mike and JB helped us with a refinance. It was the smoothest financing experience I've experienced,…read moreMike was very thorough explaining the process, our options and walked us step by step. JB helped us with gathering documentation and closing docs. Entire process was a few weeks long and was very straight forward. They got us great rates and found us a great lender. Would highly recommend the team for a home purchase our refinance.

My wife and I just closed on our first home, and got our mortgage through Neil and his team…read more We were beyond impressed with Community First Mortgage, and would highly recommend them to anyone in need of a mortgage broker. Neil walked us through every step of the process and was incredibly responsive. As first-time homebuyers, there were lots of things we didn't understand and Neil took the time to explain things clearly. We felt confident we were getting the best rates, and had the best team working hard for us. For reference - it took us FOUR days to get our loan "cleared to close" from the day our offer was accepted. We had a 14-day escrow period, and our loan was ready to close well in advance. That was an incredible feat by the Community First Mortgage team, and took a ton of pressure off of us with such an aggressive escrow timeline. Lastly, Neil also recommended our real estate agent, who was another incredible addition to our team. The folks at Community First Mortgage have a five star rating for a reason, we could not have been happier with the service we received and look forward to working with them next time we are in need of mortgage brokerage services.

Julie Aragon and her team are simply exceptional. I've had the opportunity to work with Julie on…read moremultiple transactions, and every single time I walk away impressed, not just by the results, but by how she gets there. Her professionalism is top-tier, but what really sets her apart is the way she builds relationships. Julie brings a rare mix of creativity, energy, and genuine care to her clients. People don't just feel "handled"...they feel understood, supported, and confidently guided through what can be a very complex process. She's honest, communicative, and relentlessly hardworking. You always know where things stand, and you always feel like you have a true advocate in your corner. If you're a first-time buyer, especially, Julie is a no-brainer. She has the ability to simplify the process, remove the stress, and actually make it an enjoyable experience.

Julie and team have been so wonderful to work with!! Not only are they incredibly knowledgeable,…read morebut they made us feel so comfortable through the whole process. Never once did I wonder if our team knew what they were doing because I was CONFIDENT that they knew exactly what to do. Plus, as someone who likes frequent communication and updates, the team was really great about that. I would highly recommend the team to anyone looking for a home loan.

I've had plenty of experience buying homes and well I've been communicating with Nilu Askari for…read morethe past week trying to get cross approved per the selling agent's requirement. We have already been pre-approved by BOA (letter) and have our first property with them, this is a second home for us and have been experiencing some major hurdles trying to get this done. I sometimes think that since they have messed up so much during this process that they have failed in gaining our trust that they would at this point delay in getting us approved so that they could wait for an other offer on the property we are interested in and try and gain that business form the next person. I'm a fair person and understand but when your site doesn't work and keeps refusing to accept your information, calls are not returned and you are pretty much not getting help well it looks pretty disappointing all the way around. UPDATE 7/30/12: THIS MATTER WAS NOT RESOLVED, My conclusion was that Nilu was not happy to cross-qualify us for the listing agent since she knew that she would not obtain the business from a qualified BOA buyer. So she did everything to delay this approval since her site was broken she wanted my wife and I to drive to her location over an hour away after a week and a half of trying to get her to accept our information over PDF files. Well I'm happy to report that we ended up buying the property with an all cash offer 15K below what we had originally had offered. This chick screwed the listing agent and the seller. She did this only to look after her own interest and not the interest of those who are referring business her way. GOOD JOB NILU, I'm exposing they way you really do business, I certainly hope that you lose that business from those who take the time to read this review since you deserve to be treated the way you treat others. SHAME ON YOU! ONLY IF THIS GETS RESOLVED:: Will I make changes to this review, I have tried in good faith each day to communicate with this business but I was only told and I quote message from my real estate agent: "but you can tell him (referring to me) that his sarcasm will get him everywhere.".... Obviously she meant that it won't get me anywhere however I expressed no sarcasm, actually I expressed my concerns since her web-site is broken and I simply asked her if all she would do is call us to gather the information she needed, it's that simple. As I said, I'm a fair person but if you are refusing to do your job and are holding up the opportunity for me and my family then I take it personal and I'll be happy to leave this review up and add in more details later.

My wife and I worked with our loan officer Josh L., who was recommended by the awesome agents Eli &…read moreCaroline at Teles Properties. Given the skyrocketing prices of homes in Southern California, my wife and I experienced trepidation with whether we could afford/qualify for a mortgage as first-time home buyers. Then we met Josh, who upon looking at our financial situation, wiped out all our anxieties like a Harry Potter wizard waving a wand. From the very moment we put down an offer to closing escrow, Josh was there providing guidance with dos and don'ts with our finances, answering (more like calming our fears of the unknown) our questions, and always acting in our best interests overall. This review wouldn't be complete if we didn't also praise our loan processor Darleen V. , who like Josh, was also very friendly and responsive. During escrow, I was e-mailing Josh & Darleen daily. Now that we closed escrow, I actually miss them. Have you ever had a medical procedure that you thought was going to be painful because everyone else told you so previously only to discover that it was not bad at all thanks to an excellent doctor? Well, Josh, Darleen, and Team Skyline are like those doctors. Thanks Skyline!

Juan Barraza and his loan partner Aura Chafloque truly are as good as it gets! If you want a smooth…read moremortgage loan process, I highly recommend that you call Juan. He has been extremely helpful by answering all our questions and concerns thoroughly, and we were able to receive final loan approval in two weeks! Super efficient, super knowledgeable; he gets the job done, and will exceed your expectations, just as he did ours. We are a client for life with Juan and his team, and will recommend him to all our friends and family that are looking for home financing! Keep up the excellent work, Juan and Aura! #GOAT

From the owner: Helping first time buyersread more

MISLEADING Wilma Karen Foster is not to be trusted under any means. I trusted Karen with my…read moreinvestment since 2023. Purchased a home March 13, 2025 only to find out she is a thirsty and broke broker. Wilma Karen Foster is a money hungry fraud. Wilma a.k.a. Karen will portray to have your best interest at heart only to find out she will rob you at the end of the purchase. She sold us a home with galvanized pipes, a fireplace cannot use, roof needs to be replaced and charged $45,000 for closing cost when we were debit free. Karen and Amerifund Home Loans are untrustworthy individuals. Once they rob you no more contact. I truly feel for Wilma Karen Foster! BRAD RICE CEO IS THE LEADER PRICE GOUGING FEES DO NOT TRUST RUN TO A REPUTABLE COMPANY!!!

I would like to acknowledge the exceptional service I received during my refinance. Thank you for…read moreyour guidance throughout the entire loan process! If you're in the market for a home loan/refinance, the staff at Amerifund will go above and beyond to do what is best for their client. So glad I made the call and chose to run numbers with them. Brad referred me to Cesar. Cesar and his team went out of their way to make sure I got the best available loan at the best possible rate. I saved thousands of dollars! Integrity is something you cannot put a price on. Cesar Silva, along with his team, Shannon Gruetzmacher and Jennifer McCall​ exemplify what it means to be professional, knowledgeable, and responsive! Thank you!

I've recently had another excellent experience with Robin Miller as my broker for refinancing my…read morehome. My family has been lucky to have her as our real estate broker for a few years now. She is extremely knowledgeable and has an amazing sense of urgency when helping her clients. I always know I am in good hands, and she has my best interest at the top of the list. Robin makes the process of buying and refinancing as easy and quick as possible. I wouldn't want to work with any other broker!

Lisa saved the purchase of my condo, and was able to solve any questions in absolute record time…read more Amazing professional!

Excellent Hard Money Lender for getting deals funded. Rates are competitive and Ben's team is fast,…read moreefficient and easy to work with. I've been flipping SFRs for over 5 years and my last 2 deals were funded by Ben and Mike. My first deal with Ben was completed while I was 8000+ miles away overseas back in Jan 2020. This is one those companies you need on your team to be successful in Real Estate. Thank you Ben and Mike, look forward to working with you again.

Great group to work with. They were always available to answer the phone when I had a questions…read more The rates are competitive and worked in a timely manner. I will be a returning client.

Working with Jessica Chen at West Capital Lending was an excellent experience. She is professional,…read moretrustworthy, and truly dedicated to her clients. I was impressed with how responsible and efficient she is-she made the entire loan process smooth, fast, and stress-free. I felt confident every step of the way knowing I could rely on her expertise. Thank you, Jessica, for making this such an easy and positive experience!

As first time buyers, we have had a lot of questions. Jessica answered all of them. Very…read moreprofessional and promising, and I'm so happy to tell that also delivers on her word. After everything west agreed and settled, she went out of her way and improved the loan terms even without us asking. Great to deal with. We appreciate everything you've done for us. We can only highly recommend you to everyone who is looking for a lender. Best bang for you buck.

Cheryl Glath with Skyline Home Loans is one of the best Lenders/ Loan Officers I have ever worked…read morewith! She is detailed-oriented, patient and has a large array of loan products for any Buyer's needs. She has closed many escrows for my Clients in the past 10+ years and the funding has always been on time or early. I have personally worked with Cheryl on a refi and we were very happy with the results. I trust Cheryl and recommend her often!

I just closed escrow with Cheryl as my Lender/Loan officer. I cannot think of enough positive…read morewords to say about Cheryl. She is extremely detail oriented, organized and proactive. She was always ahead of whatever needed to be done. She emailed me my "needs list" and when I sent her a document she needed, she took it off the my needs list and sent me the revised needs list. She really was the glue that held everything together. Anyone who has ever gotten a loan knows that even under the best circumstances, it is a lot, there is a lot of paperwork, lots of details and in California especially a significant amount of money. I felt completely taken care of with Cheryl, she made sure that not only was her piece of the transaction done accurately, but so was everyone else's piece. It gave me a great deal of comfort to know that she was on my team, actually she was my team, it was smooth because of her efforts and expertise. Even after escrow she sent me a follow up email to remind me about the first mortgage payment, HOA and insurance, in addition to watch for a check that is supposed to be coming my way. Talk about dotting i's and crossing t's. I will, without any hesitation recommend her to anyone that I know who is looking for a loan. You will not be disappointed, you will be wowed with Cheryl. Thank you again Cheryl, you are top notch!

Wow! What fantastic service…read more I recently purchased my first home and was referred to The Mortgage House by a friend. They have such a fair and honest team, and made the whole experience so easy and comfortable. I highly recommend this shop for anyone in the market for a mortgage. You won't be disappointed.

In escrow for two weeks the previous lender had not started the application for the loan…read more Fay at mortgage House came to the rescue and closed it on time. Thank you Fay for your hard work and professional conduct. Your response time has been superb during the transaction. Highly recommend The Mortgage House.