Dedicated Credit was recommended to me by a prior client of mine and I have to say it has been the best referral I could have expected. Not knowing the process, I was hesitant but they were patient, knowledgeable and realistic in expectations. In the past 6 months, they have removed old information, raised my score significantly and continue to offer advice to only better my overall credit status. Not once did they over promise and under deliver. Quite the contrary. Their process works. My end goal is to buy a house, and I'm now at a point that this is closer to becoming possible. THANK YOU Everyone at Dedicated Credit. You're the best!!! read more

Update: we purchased our dream home in 2017 thanks to the help of DCR with a score of 680, fast forward to 2023, my score is above 780. Thank you DCR for the second chance. We sold our dream home, purchased in Texas and now are 100% debt free read more

Disclosure: I am writing this review as a former employee and real estate professional, who has never been in DCR's credit repair program due to not needing it. However, rest assured that my review is not biased and is purely written to counter some of the falsehoods mentioned in other reviews. Credit repair is not an exact/guaranteed science, but DCR does everything they can to set you up for success! Firstly, DCR offers free consultations where an analyst will go over whichever credit report you provide. They will inform you what you can do on your end to improve your credit and if you would be a good candidate for DCR's program or not. All this information provided is for free. Anyone that would not be a good candidate, will not be able to enroll in the program. Credit repair generally works best for those with a lot of negative remarks and/or older remarks. Secondly, if you enroll in the program, it will take at least 4 months to see the results needed. Credit bureaus have legally allotted time to investigate disputes, so you have to be patient. DCR charges a monthly fee in arrears for services. If your payment with them declines, your program will be frozen. When a program freezes, you ultimately interrupt your traction with your credit repair program and you will likely see results less quickly. Thirdly, DCR is one of the only companies out there that disputes EVERY NEGATIVE ITEM every month and does not pick and choose or charges more for additional items. If you have an item re-reporting or you get a new item on your reports, it will also be added to your dispute campaign. Lastly, the only thing clients need to do while in the program is to provide updated credit reports every few weeks for review. DCR does not pull credit because this would hurt your score which would be unethical and against DoJ regulations. This is the only way to track your progress. People who understand how the program works and know the minor things required of them, generally see amazing results and are able to achieve their goals fairly quickly (within half a year). read more

I had to cancel these "services". I am very dissatisfied with "Dedicated" Credit Repair. A huge disappointment. Seems like they only look on you're file when you follow up constantly. Most of what they disputed reappeared on my credit report. I DO NOT recommend them at all. Waste of money. They constantly call you to sign up. They charge you the high initiation fee and then you will hardly hear from them. Unless you switch credit cards and they need your updated card info; then they will go back to constantly calling and emailing you. read more

Tiffany and her team are absolutley AMAZING!! I enrolled the program and after only 30 days I already saw huge results on my FICO score. which in turn, got me a smoking rate on a new car! Not only do they know what they're doing, they are an exceptional tool to help create a financial game plan for your credit. I highly recommend Dedicated Credit Repair to friends, family and clients!! (Please note that my results are unique and results will obviously vary depending on each individual and their circumstance). read more

My experience with this company so not worth it you're better off saving your money and paying your collections off yourself by calling them and negotiating your own payment plan they convinced me to enroll promising to see a difference it's been 5 to 6 months they just sent you emails stating that they're trying and sending out the next group of forms but honestly I don't even think they pay attention as a matter fact my credit has gone down and they're good at charging your cards honestly take your business somewhere else. What a waste of money and even when I have spoke to that lady Tiffany she made it seem like she didn't even care if I brought my business there elsewhere that should've been a sign from the beginning. Look at all the positive non-recommended comments they're fake don't fall victim!!!! I even reached out to the other people who left honest one star comments usually when you pay somebody to do something you expect them to do it they try to put it on you like it's some thing you did when it's their job to fix your credit not you're own. read more

This is not an honest business. I've been with them for 3 years. They cleared fraudulent charges with one of the bureaus at the beginning, to show me that they work. Then they intentionally send letters that don't work to the other 2 bureaus. They just want you keep making monthly payments forever and have no interest in fixing your credit. They never even called me to get any details. I was a fool to stay with them this long. I finally looked into it myself, canceled my payment plan and fixed my credit within 30 days. My credit is good again, and Dedicated credit repair is a scam. In 3 years they removed nothing. Don't trust them. read more

I really want to thank Michelle for taking time to give me a consultation regarding my credit. She was very honest about how they could help me and gave me suggestions and referrals. At the moment they can't help Me but I'm so happy to find an agency that is not just willing to take your money unless they can help. read more

If it wasn't for Maddie and the other staffs respectful behavior I would not rate this 4 stars. I spoke to Tiffany for the initiating meeting, she just side tracked on the convo and kept mentioning her husband to me like I'm an idiot, this isn't a dating app and I didn't appreciate it / felt disrespected. Than I messaged Tiffany a few times about my credit and she just ignore me / sent her other people to message me. The whole process was indirectly uncomfortable / hostile, so because of Tiffany's attitude i won't be returning here. This is not a dating app, please keep your personal affairs and opinions to yourself. read more

I can't believe this company has so many good reviews. I just don't believe it. After 8 months of paying, not 1 thing did, they remove from my credit. Normally the creditors tell you if they got a letter from your dispute, I did not get 1 letter or email. I had a bankruptcy 8 years ago, I asked them why it was still on my credit, and if they could remove it. They said no, bankruptcy fall off after 10 years. They didn't do anything besides correct my address. I had tons of debts which I paid off and they said Well your credit score went up. I told them yes, but you have not removed anything from my report, only thing is I paid off all my debt. It was a waste over thousand dollar and nothing. The girl who was working my account left and then I had someone else but no one could show me they actually sending letters on my behalf. Only they contact you to make sure they get their payment. Not to mention the credit reporting system they charge you. Use Lexington, you're wasting your money with this company. read more

Nothing was removed from my account and all I was told was to pay off my credit debt to make my score go up .. I don't recommend this place for your credit repair needs 2stars for effort read more

I highly recommend Dedicated Credit Repair! They have helped many of my buyers repair their credit to get it where it needed to be to get a loan. If you are trying to get financing now or in the future, you want to check them out if you have credit challenges. They have made it possible for so many people to get into homes with their expertise. What I love the most...I took a buyer in to have a consult with Tiffany about some credit disputes they were trying to resolve a couple months ago. What they needed was a very simple process. Instead of taking payment for credit repair, she kindly advised them on how they could fix the credit issues themselves (which saved them a lot of money). They are honest, fair and always look out for the best interest of the customer. read more

I had some issues with my credit a while back. I contacted Tiffany and DCR team. They were so helpful, honest, and kind. Tiffany took her time to walk me through the best optionsThey helped me bring my score from the low 600's to 830! I would recommend this team any day of the week!! read more

Ok, I am a real person my name it Sterling...and have never met anyone from DCR except over the phone. I live in Oceanside CA and was looking for a credit repair company. You know I didn't really want to use one of those big guys like Lexington Law or whoever because I thought they would be like dispute mills. I found these guys and it was like finding the genie in the bottle on the sand. Seriously folks (and btw I have never done a review before...my girl does them everywhere we go but I could not be bothered). Wait that is a lie now that I think about it....I have done a review for a pair of sunglasses on Amazon that I thought were so kewl...so I have done a review before. But anyway back to the conversation of whether or not to use these guys or whoever.....Look you don't know me and I don't know you but I will tell you this review took me time to write.....probably 30 or so minutes...that I could be doing something else like having a beer with my friends listening to Elton John..... Look here is how it is.....I am going to use a word from the English Dictionary to describe these people and the RESULTS THEY PROVIDE..... a·maz·ing /māziNG/Submit adjective causing great surprise or wonder; astonishing. "an amazing number of people registered" synonyms: astonishing, astounding, surprising, stunning, staggering, shocking, startling, stupefying, breathtaking; More This is what google pulled up for "Amazing" Now this review is taking me like 45 min....but you know what I owe it to these people.... I want to drive up to Murrieta to where they are based and buy them all Starbucks or take them out for all U can eat sushi.... If I was the guy who gave out GOLD Medals at the Olympics and Credit Repair was an event....They would get it.... Ok....bottom line here is U are lucky you found these guys.....Seriously they are the genie..... I know everyone wants numbers and all that....so I will tell you mine....and I assure U I don't know anyone at the company or have even met them. When I started with DCR...my score was 550....I went through the big "D" divorce and it really blew.....I lost 2 homes in San Diego....One of them had 6 bedrooms and 3 baths..Ugh...and 2 fireplaces... Now this has seriously taken me an hour but again I will continue because even though they are cutting into my fun time....I really owe my fun time to them...... Ok....back to numbers These guys got me to a 729...score in about 4 months.....from a 550....They even got rid of my BK......Seriously....at 550 you are a joke ... nobody... wants anything to do with U....at 729 you are the king.... Now look I am going to be as serious as a Heart Attack with U personally....I Don't know U and U don't know me.....but U have stumbled on the Genie.......Seriously..... These guys are awesome.....DON'T BE AND IDIOT.....Use these guys.. PS: Again I have zero affiliation with these people...I am a guy from Oceanside who (like a lot of people had credit problems) PSS: Trust me on this.....WHY DO U THINK THESE PEOPLE HAVE GREAT REVIEWS.....THEY CAN'T FAKE IT... YELP IS ON TO THE FAKE STUFF PSSS: My girl wants to spend "time together right now" but Last thing... use these guys seriously.... Ok that's it I am done with review I am now going to be KING with my girl STERLING read more

Dedicated Credit Repair - THIS IS REAL....like I said I am a real person in San Diego - Financial Services Near Me - Murrieta, California

I will not be using this company ever again!!!!!!!!! Tiffany the owner was very rude and unprofessional to my lender. Additionally, I paid this company $400, and nothing was done! They have no problem asking for more money. I will provide supporting documents/emails/post/telephone conversations upon request and let you be the judge. Bottom line save your money!!!! I will await their response (if any) and respond accordingly. Please contact me if you should have any questions. 3/16/2021 William. Cancellation of Services I received your email regarding my cancellation of services this decision was made due to the fact that nothing has been removed from credit reports since I signed up with Dedicated Credit Repair. 3/16/2021 William. Lender Pursuant to Tiffinay's request my lender (Cathleen) attempted to call you and/or Lauren to speak with either one of you concerning the status of my credit reports. She was advised that Tiffany was not avail. I asked for her cell phone number and was told no. 3/16/2021 Lauren Hultman DCR: CANCELLATION CONFIRMATION + FINAL PAYMENT Hello William, Per your request, your account with DCR will be made INACTIVE. Your FINAL PAYMENT will process on 04-01-2021. 3/11/2021 William. In reviewing my account summary with Dedicated Credit Repair I still have not seen ANY changes to my credit reports since the beginning of January 2021. 3/11/2021 9:06 AM Entered By: William Note Title: William Note Content: I'm still not sure why you are still reporting that you have since removed/repaired negative accounts from my Equifax credit report. It shows a total of 11 negative items (not true). I initially provided Dedicated Credit Repair with an updated credit report when I obtained your services on 12/31/2020 which reflect that i already had a 724 fico score and that the items you so called disputed were never even on my credit report yet you are reporting a 73% success rate in removing items from my Equifax report. Additionally, you also are reporting (taking credit) that you have removed a negative account from my Trans Union account (Department of Veteran Affairs), when in fact I removed this account myself only after speaking with a supervisor and submitting additional documentation that I received from my lender and within (5) days my Trans Union credit report had been updated. As of to date, I have paid at least $400, with no results. I will give Dedicated Credit Repair one more month (a total of 4 months) and if by then I dont see any results i will have not other choice but to cancel my subscription. 2/18/2021 William. Status As of to date no accounts have been deleted on any of my credit reports by Dedicated Credit Repair since December 31, 2020. 2/18/2021 William. Equifax Regarding Equifax...the accounts you noted in the status section were not deleted because they were never on my credit report so this is completely false. 2/17/2021 Lauren Hultman Updated Equifax - 8 new deletions - not a full report; could be false deletions - we have updated dispute strategies for all remaining accounts (Credit Bureau Response) 2/17/2021 Lauren Hultman Updated TransUnion - 1 new deletion - not a full report; could be false deletion - we have updated dispute strategies for all remaining accounts (Credit Bureau Response) 1/28/2021 Ashley Powell Re: Negative Accounts to date Hello William We have created extremely aggressive dispute campaigns with all three credit bureaus. As we discussed during your enrollment, the credit bureaus have 45 BUSINE..... 1/27/2021 William Negative Accounts to date Thus far it looks like the only account removed by Dedicated Credit Repair (after one month) is CBNA which was a very old account dating back to 2015. No other accounts have been removed as a result o..... 1/27/2021 William Dept of Veteran Affairs Note: I called Trans Union last week and spoke to a supervisor in the United States regarding how they were reporting the above mentioned account. After providing them with my documentation only then was my credit report updated. Dedicated Credit attempted to take credit for this update.. 1/25/2021 Lauren Hultman Added Dept of Vet account (wasn't on original credit report) 1/19/2021 Front Desk Emaili string - New lates from 2020 were added to his TU for Dept. of VA loan. Sent email to LH to add to dispute campaign Fw: Your TransUnion Report Sent frontdesk . To:Lauren Guzman ..... 12/31/2020 William Credit Karma Please do not use Credit Karma...their information is not accurate and/or up to date. (Owner) You have been in our program less than 45 business days. (this is a flat out lie!! Look at my notes taken from your website!!!!) read more

Dedicated Credit Repair - Client since 12/31/20, nothing removed from credit reports! Equifax is being reported as 8 deletions. All lies! Items were never on my rpt. - Financial Services Near Me - Murrieta, California

I was referred to DCR by a lender to get some items removed from my credit report (late payments and paid collections). I have tried on my own with no luck to get these items removed; DCR said they had a few tricks of their own that they could try so I signed up back in May 2020. After reviewing my credit reports, they stated that it would take anywhere between 3 to 6 months. DCR sent out two sets of letters to the credit bureaus on my behalf. After two months of using their services, I decided to cancel with them. To this day September 17, 2020, I have NOT received a single response from the letters that DCR sent out. Could have used the money I paid them to pay down my bills, oh well lesson learned. read more

I reached out to Dedicated Credit Repair a couple years ago and started the journey of repairing my credit with them. I am so thankful to Tiffany and her team there in Murrieta. They were able to get 100% achievement of results to getting my credit history repaired. I'm just blown away and so excited that they were able to accomplish this for me. THANK YOU SO MUCH to the DCR team, you all were so amazing with the service and providing updates regularly. Very professional and responsive to my questions throughout the process. What I enjoyed a lot was the feature you provided with having an online communication portal that I was able to log into whenever I wanted to see the updates. With COVID shutdowns, the DCR team was able to accommodate online uploads instead of having to mail in or drop off paperwork. They really work with you. Thank you again for everything! read more

Tiffany and her team at Dedicated Credit Repair are the BEST in the industry. As a Realtor, when I have a client who needs to do some ground work on their credit before they are able to qualify to purchase a home, I always refer them to Tiffany and her team with absolute confidence. I know that they will receive the care and service that they need. If you use DCR you will get the honest truth, great advice and direction, a clear plan and excellent customer service. read more

Tiffany me and my husband both called and spoke with Karen Laramine I believe and she stated for myself to give her my username and password information from the credit bureaus ....because we never received anything in the mail . Chris had stated it was taking longer because of"COVID" which I understand I do billing at my job and I know it's 45 business days not weekends! But..... after four months and till this day we haven't had a call back about my edit repair . Even after my information was giving to her to check the status... read more

I've used a few companies over the past two decades, due to running my own corporation, it is necessary to keep my credit super clean and tidy. I found DCR about 18 months ago, a bit in desperation as a credit repair company that specialzed in / for CEO's was charging me $3200 over a 6 month period. When your needing to get your score in the high 700's it seems worth it. I was introduced to Tiffany at DCR through another local company. Long story short.. worth every penny $79-$100 a month is not expensive for the results they produce. BUT.. understand it takes time, and you have to be patient. They were honest and informed me it could take up to a year.. 9 months later I was where I needed to be. I'm sticking with them!! read more

I reached out to Tiffany at Dedicated Credit Repair to help me understand and fix my credit. For so many years I thought that all I had to do was pay my debt down but there are so many other things that were effecting my score. It seemed like the score was never changing. Once I spoke with Tiffany she explained to me all the other parts that went into repairing your fico. You are able to sign in and track your progress and know that they are working for you. I started with 13 negative things that I didn't now where on my credit files. since December 2020 6 items have been removed. I recommend DCR to my family and friends. Thanks, and keep up the good work. read more

Dedicated Credit Repair really changed my life and credit score around. Team not only fixed all issues but were always there to help when needed. They have the track record and history to make a huge difference. read more

This company is amazing. I used a credit repair company before that pretty just stole my money so I was skeptical at first that this could work. My mortgage lender referred me to DCR prior to buying our home to be able to raise our score to get the best interest rate. The price was way lower than the other company quoted and they actually were very successful is raising my score. They since have helped my brother in law and many friends. This company is 100% legit and one you can trust. Thank you so much DCR. read more

I cannot say enough about Tiffany and her team. These people are true professionals and know their stuff. We have been working with them over these past couple years to get our credit in order to purchase our home. Last night we officially signed papers and we are HOME OWNERS!! Crying happy tears and it is all thanks to Dedicated Credit Repair and their amazing support and hard work helping us achieve our dream. Thank you from the bottom of our hearts for all your hard work and "dedication" to us! read more

Tiffany and her team are great. In the free consultation, I was shown the path on how to handle my situation. The steps provided to me were very easy to follow, and everything was put into motion later that night. Their website is very easy to navigate, and Tiffany helped me thru the trouble I was having on third-party websites. I have not yet opted for any sort of monthly help with my credit, but I will absolutely be going back to these folks when the time is right. read more

Dedicated credit repair works hard to make sure that you have all of your questions answered if you just need all of the wrong information deleted if you'd like to get your score where it needs to be to buy a home where you'd like to have a lower interest rate on your credit cards they will tell you exactly what you need and they have your own portal that you can log in and see everything they're doing to work hard if you don't need help maybe you have a friend who does referred this company they're the best and they will take great care of you know Bull all facts! Having a good credit score we'll help you and all areas of your life don't wait start today!! read more

Tiffany and her team of professionals really know their stuff. Not only are they in it for all the right reasons they are honest about if and how they can help, the process and time. They are there every step of the way. I highly recommend their credit repair services! read more

I'm just wanted to say that I really appreciate this program. They were very helpful and professional and got the job done. Thank you so much! read more

Highly recommend dedicated credit . I had spent previously a lot of money with Lexington law firm , they did nothing to repair my credit. I was trying to qualify to buy my house and thank goodness found this company. I was skeptical based on my previous experience. Wow.!!! What a difference !!! They know what they are doing, score went up, my blips were removed . Thank you for all your hard work . I qualified to buy my home . read more

Dedicated Credit Repair is the best! All of the ladies are so kind and responsive and this is the only company I trust to achieve real results for our clients. The process of seeing real improvement is also so much shorter than I had initially imagined. You cannot go wrong with DCR! read more

I met Tiffany at DCR to discuss my credit situation in preparation for buying a new home. Tiffany was very accommodating, and very knowledgeable of the new rules due to Covid that are in place right now. She listened to my credit score goals and what we needed to get the best possible home loan we could and what we needed to make sure we could get to those goals in the time frame we need to. Ultimately, Tiffany was very honest with me and let me know that for what we needed right now I could up my credit score myself and outlined a clear plan to do so. The information she gave me is amazing! Once we get in a good spot to get our home loan, I will be going back to Tiffany to clear off some lingering items on my credit report that will take a little longer to work through in the time-frame I needed right now. Thank you Tiffany and DCR for the free consultation and great advice. I highly recommend DCR for any credit repair needs you may have. read more

DCR does an amazing job with credit repair! I have referred quite a few friends and clients to DCR and they always go above and beyond to not only explain the process and keep the clients up to date on their progress but also help keep them focused on the ultimate result of a higher FICO score. Patience is really key when trying to get your credit repair. It doesn't happen overnight. Tiffany, as the Owner of the company, has a great staff and definitely leads by example with her hard work and dedication to her company and clients. I highly recommend Dedicated Credit Repair if you or your clients need credit repair! read more

I have to give an A+ rating to Tiffany Cross and her team at Dedicated Credit Repair. Not only because they are always available to assist clients that I send their way, but the resources they provide and have available. I would highly recommend their services to anyone looking to get their credit together and planning for their financial future read more

I'm very happy with my results from Dedicated Credit Repair. I've had about 80% of my negative credit history deleted and my credit score has gone up almost 200 points! read more

My husband and I were referred to DCR to qualify for a morgage. I had a bunch of old debt that was hanging out on my report that negatively hurt my score. We worked with DCR and followed their process. Our credit was repaired and our score went up almost by 100 points EACH! I have recommended this company to friends and family. I was always given excellent customer service. They ARE legitimate. I don't have time to write to Experian or any of those agencies, going back and forth fighting and disputing. They did the work for me. They did an excellent job at it too!!! read more

The Dedicated Credit Repair team is amazing!!! In only a few short months they have repaired both my husband and myself credit. I am amazed at how many deletions we have had. The staff is professional and very friendly. Tiffany and her staff have changed our lives forever!! Thank you -Erica Scott read more

I reached out to dedicated repair team last year and had alot of outstanding debt. The service that Tiffany and her team provided was amazing. They removed all my derogatory balances. My future with good credit is looking very bright. I highly recommend this team if you are in the same situation read more

If anyone wants their credit repaired this is where you want to go. The owner of this business is a honest and trustworthy business woman. I live in Las Vegas and I am referring this company all over Las Vegas. They will do the best job repairing your credit. The office staff are very helpful as well! She will help your credit if you are looking to purchase a house car etc. and they are fast about getting it started and completed!!! if I could give this company 10 stars I would. read more

This company is the " Real Deal"! As an agent, I have referred clients for over 10 years with awesome results. The owner, Tiffany has so much knowledge and explains things so well that if the client does their part and is proactive the good results happen. I realize mail is slower now due to Covid but she recently conferenced with a referral of mine and took time to be thorough and detailed about the difficulties with all the changes in place-my referral was SO impressed, she called ME to tell me how grateful she is that I connected them. We are all dealing with finding those we can count on to refer and even with all going on since March-- Dedicated Credit Repair continues to produce and remain consistent- more referral coming- thank you Dedicated for maintaining business Integrity! read more

We can't speak highly enough of our experience with DEDICATED CREDIT REPAIR!!! I am a local realtor and last year My client couldn't qualify to purchase a home because of low credit score, few months later Tiffany and her team was helping my client to improve scores and was able to make a dream come true!! Thank you DCR you guys are great!! read more