Working with Brandi was just easy. She is professional and knowledgeable but the biggest thing was that she was effective and efficient. Everything closed early, we had no delays and all our questions were answered quickly and with answers that were easy to understand. Use Brandi and Everwise, you will not regret it! read more

Brian, Michael and Andreya from Everwise were instrumental in us closing on our new forever home in Playa Del Rey, CA. If it weren't for Brian, our offer wouldn't have been accepted in the first place. We called him on the Saturday that we put the offer and he picked up even though he was on vacation in Cancun for his wife's birthday. The sellers agent needed reassurance of our funding and Brian came through in a big way by talking to him on the phone that same Saturday! Our loan was a little tricky as we were using a new joint savings account and funds from my cryptocurrency holdings for the down payment. Despite all this, the team figured it out. They were hyper responsive and explained everything clearly. We were lucky to have Brian and team on our side through this buying process. Not only did they close the loan for us but also they got us a great interest rate. Lower than even Navy Federal Credit Union. Best team ever and I will 100% use them in the future for all my mortgage and refinance needs! read more

This is the second time I have used EverWise for a refinance and after shopping around they continue to give me the best rates no matter what. Brian and Mike are a great team along with Andreya. They were on the ball every step of the way. They are transparent and cut through all the BS. I won't go anywhere else. read more

Just refinanced through Everwise and Brian with a Veterans IRRRL. Too Easy. No nonsense straight to the point and gets it done. Dropped my rate by almost 1 %. Very excited to see people doing good business fair and efficiently. Thanks Brian! read more

Everwise Home Loans & Realty has been the best company to work with an educating experience. Brian Chaplin was super friendly, organized and quick to respond throughout the entire transaction process. His professional advice was much appreciated. He made it all very easy to understand. I highly recommend to use this company. read more

Had a horrible experience With Brandi, my husband and i were "First time" buyers, and of course would be new to the home buying experience and need help with the process. When we were put in contact with Brandi we were very honest and very up front about what we had to work with. She responded to us as if we were a waste of her time and energy, she never explained any of the home buying process to us. She just crunched numbers and told us we could only afford a small amount and advised us that it was probably not the best idea for us to purchase a home. After that interaction our hopes of getting our forever home was crushed and we were made to feel insignificant. So, unless you have tons of unrealistic money (which most of us don't) to spend on a house i would suggest going elsewhere for your reality needs, cause Brandi will definitely look down on you like dirt on the bottom of her shoe. People choose realtors to fulfill a big dream in their lives. No one should ever be made to feel like garbage. Do better Brandi! read more

Brian and his team did a great job for us. They got us a great refinance rate on our home. If you are looking to refinance your home or looking to purchase a home I highly recommend Brian and his team. read more

I've refinanced multiple times with Brandi and the Everwise team. Each time has been an outstanding and simple experience. Brandi has helped me lock in the best rate and cash-out, while finding me the most savings I can achieve for the long-term. She's also super responsive and someone I can trust for my home financing needs. I will definitely be reaching out again to Brandi in the future and encourage anyone looking for a new home loan or refinance to reach out to her and the Everwise team! read more

We couldn't be happier with our experience with the guys at Everwise. Both Brian and Mike were fantastic, available and very knowledgeable about it. We felt informed every step of the way. Definitely would recommend them and would work with them again! read more

Brandi was great at helping me get a refi at a lower rate relatively quickly during the COVID pandemic. We were approved for a refi with a different company and had been waiting for months! Brandi was able to get the job done even with me being an independent contractor which requires much more understanding/paperwork to help us qualify. Very responsive, friendly and great at what she does! We were lucky to have her help us out! read more

I have worked with various lenders in the past, and I am beyond happy with the work of Jill Coss at Everwise. She is very hard working and detailed oriented, and we have developed a working relationship with trust and transparency. The rates I have received from her are quite competitive compared with calling banks myself. She is also a warm person who understands my point of view and is patient enough to explain and walk me through the process. If you are looking for an honest lender who will give you competitive pricing and help find the right loan for you, look no further! read more

Izu helped me understand all my choices when dealing with a refinance. He's highly educated and very professional. I highly recommend you working with Izu you won't be disappointed!!! Got me a lower rate and lower monthly payments !! Overall saved me alot of money . Thank u !!! read more

Brandi and Brian are awesome! Super attentive to our needs. On top of the loan process 100%. Would highly recommend.

Awesome service and totally on top of it from beginning to end. I wouldn't use anyone else.

Helped me through my first home purchase and now the refinancing to a lower rate. Really can't recommend enough, highly knowledgeable and extremely patient when it came to explaining the process. I will only use Brandi for mortgage loans from here on out read more

Brian and Brandi are AMAZING!! They did everything they could to help find me the lowest rate possible and I closed in less than 30 days! Highly recommend!! read more

It was an exceptional experience working with Brandi and Everwise group on our new loan. Not a single date which was promised fell off and we got everything needed right on time. Provided the lowest rate possible and they kept on their promise. I definitely encourage everyone to check with Everwise on their loan needs, you sure will not get disappointed! read more

My husband and I just purchased our first home and we couldn't be happier with Brandi as our agent! From start to finish, she was incredibly helpful and patient. Being first-time home buyers, we were overwhelmed with the process but Brandi made it very easy and explained everything we needed to know. We went to look at a lot of properties and she always gave us her honest opinion. We never felt like she was just trying to make a quick sale. Aside from helping us find the right property, she made the loan application process smooth and efficient. She has many connections with mortgage loan officers, so she knew exactly who to go to for the best deal. Just to be sure, we shopped for other rates but we couldn't find one that beat the rate she was able to get us. At one point during our home search we were getting discouraged, and rather than giving up on us, Brandi offered to do some marketing in communities that we were interested in to find prospective sellers. Overall, Brandi was excellent through and through and we never felt uncomfortable contacting her for anything! She was always prompt and responsive. In the future when we look to buy another property, we will definitely choose Everwise! read more

Michael is very knowledgeable and takes the time to explain in detail of the process about refinancing our home. I have known Michael for almost a decade and he has always been there for us whenever we have questions about real estate or home loan. Highly recommend him to anyone looking to purchase a home and/or need a loan! read more

My close friend refinance his house through this company. He referred me to Brandi. Brandi helped us refinance our mortgage. Got us a lower rate and cash out our equity. She went through hoops With the lenders to try to shop is the best rate and approve with less stipulations. Our loan was not easy to get done but she was able to get it done in a short time frame. We even got a gift basket at the end of our refinancing from Brandi. Thank you Brandy and to her company for all of their assistance. read more

Being self employed was a problem for every broker but Brian at Everwise he worked so hard and got my refi done! He saved me a lot of money!

Brian and his team were really helpful during the process of buying and getting approved for our house. Everwise is a reputable business and definitely, I'll use then again in the future. read more

We were referred by one of our neighbors after expressing our frustration trying to refinance with a credit union which had taken five months and were given the runaround. My husband contacted Brian and within one month we had closed on our refinance. Brian and Brandi were so quick to answer our emails and phone calls and we could have not asked for a better experience. We will defintely be using them in the future again! They were great!! read more

I used Everwise Realty to purchase my new home and refinance. Izu easily helped me understand all my options and was always there for guidance throughout both processes. Great to work with! His professionalism and knowledge is top notch. I highly recommend him for your home purchase and refinance. read more

Not impressed. Poor follow up. My initial phone conversation on January 5th, with Brandi was very positive. She had a "can do" attitude. She told me the documents that she needed to get the refi going. I was motivated as the interest rate was historically low. I emailed everything she requested on the 6th in the evening. Weeks went by and I hadn't from her. I believed she was working on my loan. I called and left a message on her voicemail. No call back. After several days, I called her again at her office and she answered. She said she's working on the loan and asked for my 2020 w2. I got it to her four days later. More weeks went by and not a word from Brandi. Now it's Feb 23rd, so I called her and she said she's having a hard time because 2020 was a slow year, because of covid. She said she uses 90 different lenders. I asked her how many she sent my loan to, her reply was 3... Now the rates have gone up... Very disappointed. read more

We have used Everwise on a new home as well as a refi! Great group to work with! Fast, accurate, best rates on the market! The Everwise team is fantastic and highly recommend reaching out if you are wanting to refinance or are looking to move to your dream home! read more

I am thrilled to be able to write this review for Everwise Home Loans & Realty. As a divorced mom with three school-age kids, home ownership felt and seemed like an impossibility until I met Brandi. Brandi and her team made this process of buying a home easy and painless. They were flexible when scheduling meetings with me. With the paperwork process, Brandi paid excellent attention to detail and prepared me for all of the steps towards homeownership. I give Brandi and her team the highest recommendations; They are professional, thorough and trustworthy. Even after my home purchase, Brandi still checks on me from time to time to see how things are going with the new home... She cares about her clients and their interests. read more

My husband and I used Everwise to secure our home loan. As first-time home buyers, we were a little nervous and had little to no idea what we were doing. Brian and his team were wonderful to work with. The communication was always clear and constant; if we had a question or concern at 8 pm, we were able to text, call, or email and someone would get back to us right away. They were able to get us a fantastic rate and celebrated with us when we closed on our home. Definitely recommend to others! read more

Brandi was AMAZING to work with. She helped me wrap up my closing in less than 3 weeks and was so responsive at all possible times i reached out to her for guidance! I would strongly recommend working with her! read more

Brian, Mike and Brandi make an awesome team. Brian fully explained our options and worked to get us the best rate with the best terms possible. Mike worked diligently to get our documents in to underwriting and processed expediently. He jumped through hoops and ALWAYS did what he said he would do. Brandi is professional, knowledgeable, and efficient. She pulled everything together, worked with escrow and kept us informed every step of the way. This is our second loan with Everwise and we will keep coming back! read more

I'm happy to write a 5-star review for Everwise Home Loans & Realty for home loans and/or refinancing. I recently refinanced my home and Brian Chaplin lowered my monthly payment and dropped the mortgage insurance from my loan. Even though I already had good credit, Brian was able to raise my credit score to get me an even better rate. The entire process went efficiently, all updates and other communications were timely, and the loan closed quickly. Also, the rate on my new loan was lower than what my local bank and credit union offered. Last but not least, I received exactly what was promised and there were no unpleasant surprises. read more

Brandi was so calm and nice helping us through the process of purchasing a home. She was thorough and always got back to us! We very much appreciate a real estate agent that does what they say they are going to do- and she does. Thank you Brandi! We will be repeat clients! read more

Working with Brandi at Everwise to purchase my first home was an absolute pleasure! She was able to walk me through each step and stayed on top of everything. Everwise goes above and beyond for their clients and I would recommend them to anyone! I will definitely work with Brandi again when I am ready to make a second home purchase! read more

Just refinanced through Everwise. Brandi was amazing, her knowledge and experience is one of a kind. She is honest , told us what needed to be done, it was the simplest loan I have ever done. It was completed quickly and stress free. I would highly recommend her for your home loans. Thanks Brandi! read more

Brian and Brandi are absolutely exceptional at what they do! Both helped us incredibly with purchasing our first home and now refinancing at a lower rate. Every question we had was answered, even if those questions were on a Sunday night or early morning. Brian was always so helpful in explaining the process and really made everything so easy for us! We recommend Everwise to everyone we know!! read more

We have used Brandi at Everwise twice now to refinance. She was so great to work with, always was on top of everything, which made for smooth, timely transactions. Brandi worked hard getting us the lowest rates possible and kept us in the loop the entire time. I would definitely recommend Everwise. read more

I'd give more stars if I could! Brandi and Brian are AMAZING! My husband and I contacted Brian just to see where we were at and to get an idea of what we needed to do to purchase a home in the future. He not only advised us of what needed to be done, but he and Brandi helped us achieve our goals! They helped us get rid of old debt and made this process as easy as possible for us. They even kept us updated every step of the way and explained everything and answered every question we ever had. These guys work so hard and never left us feeling doubtful. You can see they love what they do! We went to see a few houses with Brandi just to get an idea of what we wanted, fell in love with a home, made our offer and moved in 30 days later! I would recommend them to anyone! read more

Brian and Brandi have been Amazing in helping us reach our dream of getting into a house. I would definitely recommend them with the buying or selling of your current or new home. It made it so easy that we didn't have to go anywhere else for our mortgage loan as well. I'm extremely happy to have had such an exciting, yet challenging, chapter come at such ease with this team! read more

Where do I start, buying a house for me was never in my plan. It was a 'let's just see what happens, but I know it's not going to happen', kind of thing. However, working with Brandi made me realize buying a house was coming closer to my reach. It was realistic and I was finally hopeful. She's the one who helped me, with her it was possible! read more

Brandi Robles is completely amazing! My husband and I had previously been working with another mortgage broker for over 6 months only to have our loan fail to close and have to be extended 3 separate times. At the end, the loan terms were nothing like what we had been promised. Thank goodness a friend referred us to Bandi!!! She jumped right in, had our loan closed in less than 6 weeks and with terms a million times better than anything the previous broker threw at us. We couldn't be happier! She is so professional, smart, and just totally has what it takes to get the job done right! We would strongly recommend her to anyone and wouldn't even consider using anyone else in the future! read more