An Exceptional Loan Officer…read more We cannot say enough great things about Montee Skorich with Optimum First Mortgage! We have had the pleasure of working with Montee for over 7 years, using him for home purchases and refinances, and he has consistently gone above and beyond every single time. Montee is incredibly knowledgeable, professional, responsive, and genuinely cares about his clients. He has always made what can be a stressful and complicated process feel smooth and manageable. Whenever we have a question, big or small, he is the first person we call because we know we can count on him to provide honest, knowledgeable advice. After working with him for so many years, we wouldn't trust anyone else with our lending needs. Montee has earned our business and our trust time and time again, and we would recommend him without hesitation to anyone looking for an exceptional loan officer. Thank you, Montee, for always taking such great care of us! We truly appreciate everything you have done for our family over the years. The Cunningham's

They ran my credit twice, even when I specifically asked would it be run again (they confirmed that…read moreit would not.) They are a not a legit company, and I'm sure many of the positive reviews aren't true. Shop around and ask your friends, family or co-workers for referrals to REAL, local loan officers/companies. Also first loan officer completely ghosted us and we were connected to some other random person. You've been warned. Protect your sanity and your hard earned credit!

Devon and his team were amazing to work with, they are very responsive and quick to act. They were…read morevery helpful with solutions to the problems we can across. 10/10 would recommend

Devon Doan did an exceptional job from start to finish. He is professional, knowledgeable, and…read morehighly responsive. He worked late hours around my schedule and made the entire process seamless. The loan was underwriting approved within 24 hours, which was impressive. He explored all options and delivered even better results than originally quoted, which exceeded my expectations. Having purchased multiple homes, this was the best experience I had. I highly recommend Devon Doan and Advanced Horizon Lending to anyone looking for a top-tier lending experience.

- Unorganized - Constantly being handed off from 1 person to…read moreanother - The 21 day closing promise is a joke - we had to file an extension, which added 2 weeks because MWF was so backed up. - Joe Moore was often argumentative in his emails about what we wanted - Sarahi was pleasant, yet forgetful, and didn't always seem on the ball - Constantly being asked for paperwork we had already submitted - Constantly filling out the same documents over and over again - I constantly received fliers in my school mailbox for this company and I figured they would be a quality company because of how they promise they work with teachers. I could have gotten the same rate going anywhere else and not had all of the runaround. I have reported MWF to my union to make sure these fliers don't end up in our boxes ever again and to make sure other teachers don't have to go through the mess I had to put up with. TEACHERS AND PUBLIC SERVICE EMPLOYEES STAY AWAY

UPDATE: Joe Moore below demands that I remove my review immediately because it was "not in the…read moreHuntington Beach office" but in fact it was a lender in the Huntington Beach office, a so called "top producer." I can publish the lender's name but I would prefer not to. You need to hold your loan officers to higher ethical standards. 3.7%?? Horrible Don't do a refi here. A few months ago, the lender (I won't shame him by using his name - he knows who he is) told me I "barely qualified for an FHA refi" and my rate would have to be 3.7 percent and I would have to hand over my next month's mortgage payment plus my American Express payment and they would pay it and then my loan would close. Really? So I have to hand over 3000 dollars to you and what if there is an issue with the loan? What if it doesn't close? You then have my money. I walked away but not without being threatened with "You won't be able to refi for 6 months." Do you think I'm stupid? Of course I can refi- just not with you. About a week before this played out the lender had called and said to me "Your loan is solid." I just had a weird feeling because he sounded like a used car salesman and a few days later he was like "I don't know if we can do this, we have to raise the rate." I went to my current mortgage company who offerred me 3% and dealt with me professionally. The loan officer never promised anything he just said we will go through the process and it recently closed. Any delay was due to COVID and a backlog of refis. No high pressure tactics, no trying to cheat me by saying I had to take 3.7%. Just a solid loan. Oh and the AMEX payment? My current lender, Michael, just said you can pay it now directly to AMEX or pay it at closing. That's ethical. That's professional. Really calm cool and collected and PROFESSIONAL lender. Stay away from Cal Path. Sunwest, you have a client for life. This is the second refi I have done with Sunwest and both times it went smoothly. Shouldn't have paid attention to the glossy color flyer from Cal Path in my teacher box.

Peter Phu Nguyen is a knowledgeable, experienced, and highly professional loan officer. Throughout…read moremy recent home purchase, he was always available to answer my questions and guide me through the loan process, even after 7 p.m. and on weekends. What impressed me most was how responsive and attentive he was. He often replied within minutes and always took the time to explain things clearly, especially whenever I had questions or concerns. Working with Peter made my home-buying experience much smoother and less stressful. I truly appreciated his dedication, professionalism, and excellent service. I would definitely work with him again for any future home loan needs and highly recommend him to anyone looking for a reliable and experienced loan officer.

I am very greatful for all the help and support of MR Peter Nguyen throughout my home-buying…read moreprocess. This is the first time I have bought a house. So, I did not understand the financial issues and how to solve it. Anh Phu, Peter Nguyen's financial assistance was professional, responsive, easy to understand. Thank you for making the process smooth and stress -free. Highly recommended! Co chu, anh chi Viet Nam nao chuan bi mua nha, hay lien he anh Phu. Anh rat kinh nghiem va gioi. Noi chung, ho so vay tien rat nhanh chong. Anh rat dang tin cay.

They were the biggest mistake of my life!!! I was charged over $10-15k for a refinance and was…read moregiven the worst loan EVER!!!!! I was a first-time homebuyer who was refinancing for the very first time. I can't believe the nasty mess they got me in and once I signed (not knowing the nightmare that was coming) believing all their lies. This was 18 years ago... and I was scared for LIFE!!!!! I never ever forgot their name (and not in a positive way).

A few months ago I was thinking about refinancing my home to free up some extra cash to take care…read moreof some other bills. After talking to numerous companies, I came across Ameristar Capital Mortgage. Thomas took his time to explain the process to me and was straight to the point. He found out what my needs were and made his recommendation accordingly. He was never pushy or agressive like some of the other companies I spoke to. Big thanks to Thomas and Ameristar Capital Mortgage!!

Can't say enough good things about Thomas and the folks at Ameristar! I tried 3 others before…read moreThomas and each one gave up quickly due to my high debt, and lower scores, and complicated income. Every other place wanted to make a quick buck, but Thomas worked hard to get my refi. Stayed with me even when it looked like it wasn't going to happen. Coached me on improving my scores and my finances. He was always optimistic and had a great attitude. They have made a client for life. They got me the largest cash out for my condition, with the best interest rate and almost no cost to me. I rarely get amazing experiences, but this was definitely one and I am recommending them to all friends and family. You just need to trust Thomas and he'll honestly do the best he can for you!!

This team kept me constantly in the loop throughout the process, and I had some challenges with…read morewhat I was trying to accomplished, and they walked me through each phase of it, and held my hand and answered every question very quickly. I am thoroughly impressed with the team at Summit Holm Lending, and would highly recommend them to anyone looking to refinance their home or get their first mortgage. Good luck.

They are spamming my phone, I got called 7 times in 8 hours with different phone numbers. This is…read moreridiculous, i'm going to file a complaint the next call I get. Stop spamming people's numbers.

I almost refinanced with my (then) mortgage lender, but I decided to get a second opinion after…read morethere seemed to be too many costs. THANK GOD, I reached out to Steve. The rate he locked in for me was so much better than the other one I almost took, and I had no out-of-pocket costs. His assistant, Brianna, was so helpful and kept in contact every step of the way. We're thinking about buying a bigger house in the next couple years, and I will definitely use Steve and his team again if we do.