Y'all, the rates these past few years were just too good to not consider a refi or a purchase. When…read moreCOVID hit, I like everyone else, was all of a sudden stuck at home. I'm a really active person, so this was extra tough. My gym, where I swam laps regularly was also shut down as a result of social-distancing. Having owned my home since 2003, I had a good deal of equity and was a few years away from paying off my house. Watching the market, I saw rates getting lower and lower, so I started imagining, then researching what it would cost to have an in-ground pool installed. After a month of serious research, the rates dropped and were hovering at what I understand to be an all-time low, 2.5%.. That rate flipped the switch in my brain that said, "yea.. I think i can actually afford to install a pool". So I called my younger brother, David Meek (aka #DMeekMortgagePro). The process could not have been more simple. Of course, I shopped around. I called my current lender and researched other lenders and brokers, but ultimately found that David was able to offer me the best rate and the most personal service. He was available to answer questions, talk through options, and was transparent and straightforward about fees, deadlines, and everything in-between. Plus, in this quarantined world, everything but the final signing was remote. Yes, David is my little brother, but he worked HARD for my business. He and I were both clear that if I found a better option, I would and should take it. I started the conversation with David in June 2020 and closed the first week in August 2020. The process was slowed by ME, because I was still working with pool contractors to figure out exactly how much cash out I needed for the pool. Two weeks after my re-finance, I was all set up with a new, 20-year mortgage at a really affordable rate, cash in hand, pool ordered, and eager for the install. In May, I didn't think my dream of having an in-ground pool was obtainable and now I'm looking forward to my second year as a pool owner! David made that dream become a reality for me. I could not be more thrilled. During our time working together, I learned that David volunteers with Junior Achievement because he has a passion for helping folx with their finances and making homeownership a reality for some that never thought it was possible. David is all about empowering people in their own financial success. He's a straight-shooter who literally works 20-40 extra hours a week for his clients. He has a dream of one day being able to offer free seminars to teach people about savings, investments, retirement, and repairing credit scores. I love that! Before working with David personally, I'd referred him to a co-worker who had been a renter their entire life and had a garbage can of a credit score. I watched this person work with David for 2 years to get their score in the 700s and ultimately qualify to purchase their first home.. something they never dreamed would be possible. If you're thinking about refinancing, or you're dreaming of buying a home, give David a call. He's licensed in KY and IN. I guarantee he'll work hard and do right by you. He's a really, really good egg. Thanks, David.

I have closed 3 mortgages with David Meek. Every experience has been first class. He walks you…read morethrough in an easy to understand manner both the details of your mortgage as well as the strategy behind it, as well as the market influences on the different aspects of your mortgage. He is thorough, detail oriented, organized, and easy to work with through the app for secure uploads of the needed documents. It saves a time of time and you can do it in just a few minutes. If you don't know anyone in the mortgage business that you already trust, one phone call to David will change that!

I cannot say enough about Bryan and his team! We were originally working with Chase Bank on a home…read moreloan and it wasn't going well. I spoke with Bryan about options given how close we were to closing. His team delivered!! Not only did they beat the rate Chase gave (including all the discounts I had for being a customer over a decade), but they went open to close on my loan in under 11 days! It had to have been some sort of record, especially given COVID-19 complications. Their team was highly communicative, organized, and responsive.

My wife and I attended numerous seminars, watched many webinars, read books, tried valiantly to…read moresort the chaff from the wheat and navigate the complexities of retirement planning. For some it's easy. For us it was overwhelming. When we began considering the countless possibilities, twists, turns, and potential mistakes that lay in wait, we realized that hiring a professional fiduciary was absolutely the best thing to do. So, we began shopping around. We read reviews and scheduled meetings. Both online and in person. Terry's webinars and his book impressed me. He seemed honest, very knowledgeable, and personable. We scheduled a meeting. That initial meeting far exceeded our hopes and expectations, and we decided to put our trust in APG. Terry ran complicated analyses of our situation and assets. He used proprietary software that took everything into consideration and helped maximize our gains and minimize our tax and future Medicare costs. This approach is vital because the software and the approach Terry uses identifies potential pitfalls and mistakes that so many folks make. His knowledge of current trends, law, investment options, and regulation combines the human component with the number crunching, and together, you end up with something that simply can't be obtained unless you have the innate knowledge and tools to reach that goal. Another reason we chose APG is their estate planning service. They offer legal assistance (through an attorney) that will help protect all of your assets, ensure you avoid unnecessary probate, and lay out clear instructions for your loved ones and heirs. Kelly is phenomenal, patient, and incredibly good to work with. Most importantly is the personal service. While some are fine with zoom meeting and phone calls, we wanted the option to be able to sit across a table and have things explained to us until we understood it. Terry and Kelly are amazing at this and have audiovisual aids and technology that facilitate that learning. We found it important to (initially at least) be able to get to know the folks we were handing our life savings over to. Terry and the entire crew at APG are sincere, patient, extremely knowledgeable, and we are genuinely delighted that we've found them and they're assisting us in our retirement journey.

I've closed multiple home loans with Daniel at Movement Mortgage, and I highly recommend his…read moreexpertise and professionalism. Daniel makes sure you understand every part of the home-buying process and will work to get you the best rate and loan for your situation. Movement Mortage has a very streamlined, easy to use platform and in a market of many home-lending options, stands out as a premier lender.

We have received excellent advice and service from Alan and his associates. I had a very difficult…read moresituation with my mother's estate and they had the very best people to assist me. Highly recommended.

I have worked with United Financial Group twice now. First when buying my house and second when…read morerefinancing my house. I worked with Steve Renfro both times and had very pleasant and smooth experiences. Steve is very responsive and clear. He helped me through all phases of the home buying process and also refinancing process. We would text and e-mail regularly, and he was very transparent about everything going on. As someone who isn't familiar with any of this stuff, it was nice to have someone who was clearly communicating with me and explaining stuff when I had questions. The rest of the staff is also great in sending things and communicating. I can't really compare this to any others, but I have been very happy with and definitely recommend UFG!

I was referred to UFG & John for my refinance and have been recommending them since. John was…read morealways quick to email me back whenever I had any questions or to give me a call to discuss/explain things. Excellent experience. I'm sure I'll go back if I need to refinance again... but in the meantime, I'll continue to refer.

Joe is an excellent and professional lending agent. He did much more than was necessary, to make…read moresure I had the best experience of my life, while purchasing my home. He paid attention to every detail, and answered every question I had. I now consider Joseph more than just my lending agent, I now consider him my friend! Awesome professional and diligent! I HIGHLY recommend Joe for anyone, looking to purchase a home.

I was moving into the area and was a State Farm customer from California. Just picked Jeff as his…read moreoffice was closest to where I was staying during my move. But wow, what a great surprise. Was pleasantly greeted when I walked in without an appointment, filled out a quick survey, and then met with Jeff. Of course, there is always a bit of a sales pitch for services, but Jeff took his time and explained some of the differences in KY insurance, and made sure I had a full understanding of what I was switching to. I was then introduced to his staff, and got some great information on where best to get some other services they did not handle

Jeff is a really helpful guy. He's very polite and knowledgeable. He used my name several times…read morewhen we met which really made me feel a personal connection. I feel like I can trust Jeff and his team to make the right insurance recommendations for me and my family.