Terrible, unprofessional, clueless. Not to mention the advisor, Randy is useless. Never returns…read morecalls. This company is a joke.

If I could give this company zero stars I would. STAY FAR AWAY FROM DAVID WHITE and BALBOA and seek…read morefinancing elsewhere. I signed a lease with him and his trainee back in 2019. Something told me that David was shady and we had some negative interactions, but the loan was already too far along to cancel at that point. They set up my equipment lease for quarterly payments, which I didn't know quarterly lease payments even existed. I never asked for quarterly and was not happy when I found out, but again, it was already too late by that time. I even questioned him about it, but he said something along the line that this was their typical practice. Now 6 years later, at the end of my lease I learned the real reason why they did this. I recently contacted Balboa because, per my records, I had paid 1 extra installment that I thought they had somehow misapplied. I paid "prorated rent" at the start of the lease just short of $30k, which I was told amounts to 1 full payment plus some other fees. Back in 2019, I just assumed that is was my first installment because of the timing, but 6 years later I am being told that NONE of the "prorated rent" gets applied towards the loan--it is a completely separate fee--and that the fine print allowed them to charge me a full installment and then some. So basically, I paid an additional $30k for my own machine! David was able to scam me out of 3x more money by writing my lease as quarterly than if it was written as a normal monthly lease. Even the Sales Manager who helped me look into this matter admitted that I was scammed and he was very apologetic. He said he would never have written a lease like that. He tried to see if he could get me some sort of compensation, but Balboa refused. This David White scammer is still with Balboa today and is still a supervisor.

worked with this company on 10 different occasion's, always provided great service and quick…read moreturnaround

I was always hesitant on using new companies for financing because I run a small business and most…read morecompanies over promise and never deliver. But I spoke with Thomas at Pacific Working capital. I expressed to him the urgency for equipment and truck financing to fulfill my end of year inventory. Thomas helped me get everything completed quickly and efficiently. I would defiantly us Pacific Working Capital again. Greatly appreciate getting everything completed and wrapped up in just a few days time.

Chris and his team at CapFirst provide excellent customer service. I have worked with Chris on…read moreseveral business and personal loan transactions. They will always give you honest/top level loan options.

From the owner: Achieve your business goals without sacrificing equity with a loan or line of credit with CapFirst…read moreFinancial. CFF's experienced specialists can connect you with lenders from all over the world depending on you need to get you funding - fast. What can you do with a loan? -New Equipment -Hire Employees -Get Caught up on Bills -Inventory -Marketing Whether you are a start-up, high risk industry, have poor credit, we can get you qualified and funded within 24 hours.

Old school face to face banking. Greeted on a first name basis and have your best interest at…read moreheart. We have a small business and i wouldntbank anywhere else! Ila Gomez, Kevin and Hua Ling are fantastic! Thank you!

Hauling, Jamey & Kevin are always such a great help! They're very personable and reliable with all…read moreof my requests, I will continue to be a returning customer

Had an AMAZING experience with Ryniel Laynes this week! He was incredibly knowledgeable,…read morepersonable, answered all my questions. He made the process simple, I highly recommend working with him. I'm SO thankful to be on my way to being debt free.

My experience with Direct Funding Now was amazing. My representative was knowledgeable,…read moreconsiderate, and patient. When I asked for time to think, he did not press me; instead, he gave me space and followed up accordingly. He explained to me the different options for loans for my business. I was nervous about taking out the loan, but he put me at ease. I would recommend Direct Funding Now to my fellow friends who are looking to start a business.

Services might work for few but doesn't work for most as far as getting funding. Half of the…read moregranters require a monetary membership every month. USBFS did not work at all for me. The services provided and zero grants received doesn't not equate to the $1,500 price tag for only 3 months. Also, I was told that my grant coach would write up my business plan. I never got that business plan. I did all of the paperwork and wrote my own plan. Another important thing to mention is that fact that most grants applications require at least 6 months for processing. So why does USBFS services expire in only 3 months? It would be curious for a business that offer grant opportunities to extend the initial service for at least 6 months to 9 month. Especially for $1,500 "worth of services." That would help insure that the customers' best interests are in mind. I was also told by the supervisor 6 months after signing up that I failed at completing steps at the beginning of my grant profile and that it was my fault that I didn't get any of the potential grant opportunities I was eligible for. I sure would have thought my grant coach would have looked over my profile for corrections so that I could properly submit my profile for funding opportunities. Make your own decision on using USBFS regardless of how much they hound you about signing up. If they followed up my profile as much as they hounded me to sign up then my experience might have been worth my time and money.

Beyond helpful and supportive! I got to work with Peter and he walked me through the entire…read more process! Best part it was fast, easy, and my favorite LOW RATES!! I felt welcome like family and Peter answered all my questions with confidence which put me at easy. Got the money I needed and just like that was up and running in no time at all. I won't hesitate to come back and work with Peter again. They know what they are doing and have years of experience. Gave me GREAT advice and I could tell from the moment I met him he wanted me to be successful! I wish I could give 10 stars! I can't stress enough they made me feel like family and made sure I was good to go. My success was his so to know I could count on him was priceless. He was always a short phone call away. Thanks Peter!!!!

Requested a free consultation, and Tony was very helpful and honest during our online meeting…read more It's hard to find companies with knowledgeable individuals who can provide valuable opinion as many are like robots so it's refreshing to have someone understand your needs and try to give you their best advice. Hope to work with Tony at Crosdroads Planning for our future tax planning needs.

I contacted Crossroads Planning after my mother passed away to get help with estate and tax…read morematters. John's presentation was clear, professional, and very informative. What impressed me most was the compassion they showed. Their kindness and expertise meant a great deal to me, and I've saved their information to use their services again in the future.

Stay Away from Mark Atalla & Carlyle Capital - Protect Yourself!…read more Do yourself a favor: Google Mark Atalla lawsuits or, better yet, visit the official website of the Federal Trade Commission at FTC.gov and search for his name. I'll let you form your own opinion after reading what he has done. Here's what happened to me: I paid $48,000 upfront based on a Letter of Intent (LOI), with the promise that he would fund our deal by the end of September. Not only did he fail to deliver on that promise, but he also completely ignored 10 emails from me asking for updates and instructions on how to recover my money. Instead, he made outrageous claims that we had committed fraud and that the documents we submitted were somehow "red-flagged." Well, today is November 8th, 2024, and it's been over 45 days since our contract expired. Despite multiple requests, his company has failed to produce any evidence of the supposed "fraudulent documents" or red flags. It's a blatant lie. I even went so far as to show up in person at their office in Irvine with the police, asking, "If I committed fraud, arrest me," and demanding answers on how to get my money back. What did they do? They handed me a Post-It note with the number of their attorney--no documents, no explanation, and I was not arrested. Just a complete refusal to provide any help. Mark Atalla and Carlyle Capital are now forcing me to hire an attorney and pursue legal action just to get my hard-earned money back. I highly recommend reading about how the FTC found him guilty and made him pay over $500,000 in damages. He also has another lawsuit for failing to pay a contractor over $98,000. SMH. Just a very bad business experience overall. I'm not outright calling him a scam artist or criminal, but his lawsuits, the Federal Trade Commission, and my personal experience paint a very ugly picture of this company. I would NOT recommend this company at all. STAY AWAY. SAVE YOURSELF THE TROUBLE.

We have received better interest rate. Processor helped accelerate approval process. Overall good…read moreexperience. Only thing that % LTV initially agreed didn't happened. I can recommend the lender.