First home buyer here! Jay has been absolutely helpful in our journey in home ownership, not just…read morethe securing mortgage part. He was my go to person for all things financial related to home ownership and he knew i could count on his honest advice. He always delivered the honest feedback regardless whether or not we'll end up with his services or not. He also did fair price and rates comparison with other providers and was always available to answer any questions or take those lengthy calls if needed. But not just that, he also offered the best rates in the town which always helps financially. 10/10 from us. I'd highly recommend working with him and his team!

Great job with our initial loan and refinances. Clear, proactive, professional, and helped educate…read moreus along the way.

Chris is an extremely detail-oriented and professional. He carefully reviews every document you…read moreprovide to ensure it fully meets the requirements before submitting it to the underwriter. Because of his thoroughness, the underwriting process moves very efficiently, with little to no additional documentation requested. He explains each step of the loan process clearly and patiently, making sure you understand what is needed and why. His communication is transparent and organized, which makes the entire experience much less stressful. Thanks to his careful preparation and proactive approach, my loan was approved very quickly and smoothly. I truly appreciate his professionalism, efficiency, and dedication. I would highly recommend Chris to anyone looking for a knowledgeable and reliable loan officer.

We are closing on a house this week and had to share our fantastic experience working with Chris!…read moreFrom start to finish, he made the entire process feel easy and seamless. Chris was always responsive, communicative, and proactive about keeping us informed at every step. He answered all of our questions quickly and clearly, which gave us so much peace of mind during what can be a stressful process. Beyond that, he's just a genuinely personable and kind person, just an absolute pleasure to work with. We're so grateful for his expertise and support, and wouldn't hesitate to recommend him to anyone looking for a smooth, efficient home loan experience!

Peruz Jelveh truly earned his nickname, "The Fixer."…read more He came highly recommended by my personal lawyer, and now I understand why. He helped me buy my forever home in Danville, the very home I had been renting and dreaming of owning. Because this was a jumbo loan, the deal was anything but simple. My previous broker had the file for three months and could not get it across the finish line. Peruz stepped in at the final hour, brought in his incredible team, and got to work immediately. What had been sitting for months, Peruz completed in just four weeks. He probably could have closed it in three, but he pushed it out one more week because he found a way to save me money. In the end, he saved me over $25,000 in closing costs. Peruz fights for your deal like it is his own. He works around the clock, thinks through every detail, and does not back down when things get complicated. I have worked with many brokers over the years, and Peruz is the one I plan to call for every future deal. When you find someone this committed, capable, and willing to fight for the best outcome, you keep them on your team. If you have any doubts about how to structure a complex transaction, Peruz is your guy. I am forever grateful to him and his team for helping me become the owner of my dream home. There is a reason people call him "The Fixer." Now I know why.

We were referred to Peruz by a longtime client and friend of his a highly decorated, retired…read moreContra Costa County first responder who served over 30 years. As a first responder myself, that referral meant a lot. After working with him, we completely understand why he was so highly recommended. Peruz made what could have been a stressful process feel a lot more manageable. He took the time to walk us through everything, answered all of our questions, and made sure we felt comfortable with every decision. We never felt rushed or pressured. What really stood out was how hard he worked to find the right loan for our situation. He wasn't just trying to close a deal -- he genuinely wanted what was best for us. Because of that, we ended up saving a significant amount of money. You can tell he truly cares about serving first responders and veterans. We're very grateful for his guidance and would absolutely recommend him to anyone looking for someone honest, knowledgeable, and easy to work with.

Jeanine's service is defined as "excellence as the only standard"! She assisted me on my first…read moremortgage and this time the refi. She is very honest and transparent. Look no further, she is the real deal! I highly recommend her. Thanks Jeanine for all of your help!

Jeanine is quick, responsive, and very detailed throughout the process of our refi. I highly…read morerecommend her to anyone else that is looking to do the same!

Karen is awesome. I was trying to refinance our mortgage and look at buying a second home and we…read morehit some unexpected issues and Karen was all over it. I would highly recommend Karen - she is smart, focused and reliable. I am happy to be working with Karen!

Karen was referred to us by a friend who had a wonderful experience purchasing their home with her…read more She was described to us as a "closer who knows her stuff" and that was certainly our experience. She was very generous with her time, walking us through the wonky details of funding a home purchase. She was highly responsive and communicative and worked closely with us throughout this process, going above and beyond her role as a mortgage broker. She moved very quickly to get appraisals done and to ensure an expedited closing when requested by the seller. You should always shop around for the best interest rates, but after speaking with several brokers, we found her rates highly competitive and she worked with us to secure financing we felt good about. She and her loan agent assistant, Gladys, displayed a very high level of professionalism and clear communication throughout this process. She has years of experience in this industry and that proved to be a huge asset in our experience.

Raymon is a very knowledgeable, responsive and upfront professional. He has deep insights in the…read morefull mortgage financing lifecycle. I had many questions regarding what steps need to be taken and Raymon has been very patient in answering them. All that we talked about on chats and on the phone were clear and transparent. I would highly recommend Raymon to anybody that needs mortgage related services.

Raymon was highly communicative and very knowledgeable with his craft. His team got me the rates I…read morewanted and the process was hassle-free. Got updates from him and his team almost everyday, from start to closing. Highly recommend him and his team. Will be coming back to them for any other mortgage needs.

We first talked with Steve during the 2020 pandemic year, when we first thought of purchasing a…read moreproperty. He was very knowledgeable, and took the time to answer all of our questions - even with the uncertainty of how the real estate market was in 2020. He also did loans and it was great to have to just work with one person on real estate and loan questions. Flash forward to 2022, we ultimately held back on purchasing a property during the HOT market and settled on an area unfamiliar to Steve on the real estate. We went through a recommended local real estate agent in the area we purchased, but Steve continued to give us great advice on real estate. We also wanted to continue with Steve on our loan needs, and he made the process super EASY. For those that know the process of purchasing a home, it can be quite overwhelming. Thankfully our loan process with Steve was the smoothest and easiest of all the tasks needed to purchase our home. I'll forever be grateful for that, and would recommend and continue to work with Steve in the future.

Steve St George, is the best real estate agent I've ever worked with. I was selling and buying all…read moreat once. Steve discussed my budget and explain the process. I was feeling stressful and my anxiety was high. Steve was able to answer all my questions, giving me peace of mind. There was a few hiccups, Steve was there to take care of them. Because of Steve's knowledge and negotiating skills the sale of my home and the purchase of my new home went smoothly. I am very happy with my new home. I feel Blessed that Steve was my agent taking care of the whole transaction. If you are selling your home or buying a new home, I highly recommend Steve St George

I have been through the mortgage process about 10 times now. Working with Steven for the last two…read moremortgages has been the best experience by far. He is extremely knowledgeable, trustworthy, honest, and got me the absolute best rates out there (others didn't come close). He has made the process completely painless and he knew what was needed up front. Other brokers require a ton of back and forth fetching or updating documents, where with Steven it has been pretty much one and done for me. I highly recommend reaching out to Steven. I personally recommend him to everyone who is looking at buying or refinancing their personal home or an investment home.

Steve goes above and beyond to get you the best deal with a seamless transaction! Him and and his…read moreteam are top notch and are there to assist you whenever needed!

We had a great experience working with Sean as first-time home buyers. He was super knowledgeable…read moreand always took the time to explain things in a way that actually made sense. He literally helped advise us on every offer we submitted, which made us feel so much more confident throughout the process. Once we finally got into contract, Sean and his team made the loan process really smooth and straightforward. They were responsive, organized, and kept us updated along the way. We're really grateful for Sean's guidance and would definitely recommend him, especially to anyone buying a home for the first time!

We found Sean through a referral from our Realtor, Jessica Nance, and honestly, I don't think we…read morerealized at the time how much that decision would shape our whole experience. As first-time homebuyers, we had a lot of questions... and then somehow even more after that. Sean never made us feel rushed or like anything was too basic to ask. He was quick to respond, super patient, and took the time to actually explain things so we felt confident in what we were doing. What really stood out to me was how calm and steady he was through the entire process. Buying a home can feel like a lot, and there were definitely moments where it could've been overwhelming, but Sean and his team made it feel manageable... and honestly, smoother than I expected. They stayed on top of everything and kept things moving without us having to chase anything down. My husband and I just always felt taken care of, which matters a lot with something this big. If you're looking for someone who knows what they're doing, is responsive, and genuinely wants the process to feel easy for you, Sean is your person.

I have nothing but good things to say about Hal and his team! We were first time…read moreHome buyers who knew very little about the process, but he listened, explained and answered every question with the upmost professionalism and patience. He walked us through every step and even got us the lowest interest rate we could get. People have often told me to shop around for different lenders, but every other lender that I reached out to, was too pushy and eventually I would have to owe more money even though they claimed they would save me 5k plus! Hal is an honest and genuine person who I am lucky to have met and I cannot thank him enough for helping us get our first home! It's hard to recommend anyone unless my experience or trust in an individual is nothing short of 100% and I would 100% recommend Hal to every one of my closest friends and family! That explains how much I trust and thank this individual.

Worked with Hal through the home buying process in getting a loan. Hal is super knowledgeable and…read morewas able to guide us step by step in terms of what is needed and expectations. I highly recommend working with Hal!!!