1. First United Services, LLC

    1. First United Services, LLC

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    Westbury, NY

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    First United Services, LLC

    5.0 (1 review)
    Open 8:30 am - 2:30 pm

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    3 years ago

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    Mid-Island Mortgage - Another Great Closing at Mid-Island Mortgage with AVP, Sales and Union Business Development, Shawn Dwyer

    Mid-Island Mortgage

    (26 reviews)

    David Goldberg and his team are amazing! When I was searching for a home loan I didn't start with…read moreDavid. I thought what I had in place was sufficient and was ready to finalize with another company. I was then recommended to speak with David. Within the first day I was told I could save substantially on the closing costs (which I did). The rate David was able to help me secure was a full point less than what I was about to finalize on. I am very grateful for David's expertise. His caring way and ability to make things easy to understand was exactly what I needed. He went above and beyond. To this day, 6 months after my transaction was completed, he still checks in to see if I need anything. I cannot express how appreciative I am for having been referred to David. I would like to pay this forward. You will not be disappointed. If you are in need of this type of service, I could not give higher praise for David and his team. Thank you so much! Alex G.

    We had such an amazing experience working with Shawn and Mary Lou throughout our mortgage process…read more From start to finish, everything was smooth, stress-free, and handled with care. Shawn was incredibly responsive and thorough--he took the time to answer every question and made sure we understood every step. I learned so much from him and felt confident and supported the entire way. Mary Lou was just as wonderful--she kept my fiancé and me constantly updated and was so kind and encouraging during the whole process. You could tell they both truly cared about making it a positive experience for us. I'm so grateful a colleague referred me to Shawn through NYSUT. We couldn't have asked for a better team to guide us through such an important milestone. Highly recommend!

    Cliffco Mortgage Bankers - Congratulations to Michael McGrath and Ana Robles on your new home!!!! We are SO happy for you both :)

    Cliffco Mortgage Bankers

    (20 reviews)

    On January 6, 2026, I spoke with loan officer John Murphy of Cliffco Mortgage Bankers regarding my…read moreinterest in obtaining a Home Equity Line of Credit (HELOC). John explained that Cliffco does not offer HELOCs and instead recommended a cash-out refinance. After giving it considerable thought and doing my own research, I decided to move forward with the cash-out refinance based on his recommendation. On February 4, 2026, I provided all of the requested documentation, as well as every follow-up document requested afterward, in a timely manner. Based on my income, credit, and the fact that I owned my residence outright with no existing mortgage, I was under the impression that I qualified for the refinance. I was also advised, and independently confirmed through my own research, that a cash-out refinance would typically take approximately 30-45 days to complete. Today is August 8, 2026--six months after submitting my documentation--and I still do not have a resolution. At this point, I have completely lost confidence in the process and am extremely disappointed with my experience. I feel that I have spent an unreasonable amount of time, energy, and money trying to get this loan processed. There was very little proactive communication or follow-up from the bank. Most, if not all, of the follow-up came from me. When additional information was requested, I provided it, only to encounter what often felt like unnecessary or excessive requests that further delayed the process. Waiting six months for something I was told could take 30-45 days has been extremely frustrating. I believe I have been more than patient throughout this process. I am also a licensed real estate agent and have referred clients to Cliffco Mortgage Bankers in the past who were seeking financing. I have received mixed feedback from some of those clients, but I never expected to have such a negative experience myself--especially considering that I felt I had established a good rapport with the loan officer. Unfortunately, this experience has completely changed my opinion of Cliffco Mortgage Banker. Based on what I have personally experienced, I will not use or recommend Cliffco Mortgage Bankers in the future. To anyone considering using this company, I strongly encourage you to do your research, ask detailed questions about the expected timeline and communication process, and consider your alternatives before moving forward. My experience has been extremely disappointing, and I would not recommend Cliffco Mortgage Bankers

    Beware if you're shopping around for rates - Cliffco's loan officers will run a hard credit check…read moreon a pre-approval even if you decide not to use them. No other loan company I worked with did this, and so I had a lower credit score than I should have had when I locked in my rates with another company. This may have caused some monetary damages to me and I may be paying a higher rate on my mortgage because of them.

    First United Services, LLC - mortgagebrokers - Updated September 2026

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