1. Florida First Appraisals

    1. Florida First Appraisals

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    Florida First Appraisals

    5.0 (1 review)
    Closed 8:00 am - 7:00 pm
    Updated 3 months ago

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    20 minutes

    Response rate

    100%

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    3 months ago

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    Jeffrey S.

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    Hilton Appraisal Services

    Hilton Appraisal Services

    5.0
    (1 review)

    Why 5 stars? Because this process could not have been more convenient…read more --- --- --- Life hack for any home owner: If you financed your home with less than 20% down, you probably have PMI in your loan. PMI is basically just interest that is thrown in dumpster each month. It doesn't go toward paying off your loan at all and is only a way for the lender to pick up some extra capital from you for providing such a large loan. It doesn't go away until you've paid off 20% of your loan. EXCEPT, the housing market is super hot right now, with values going through the roof. If you have your home appraised, and according to the appraisal value, you owe less than 80% of the value of the home, you can rid yourself of that pesky PMI. I always look at homes on the market in the area so I was pretty confident that ours would be valued high enough to make this a reality. I called my mortage company and asked them to connect me with an appraiser that I could use. I received an email that Gerri Hilton would be my appraiser and that I should contact her. Before I even had a chance to call her, she called me. We played phone tag a couple of times, but eventually, we were able to connect. It was a Friday afternoon and she asked me if Monday between 10-10:30a worked. I said that it did and she said that she'd see me then. I was a little nervous because it sounded like she was driving and I thought she might forget because the call sounded so informal. But like clockwork, she was at my door just before 10:30 that Monday morning. She took some photos of the outside and then did the same on the inside. I had a couple of questions about the process, which she was helpful in answering and mentioned that I should have the appraisal sent to me within 5-7 days. It didn't take nearly that long, as that Thursday it was sitting in my inbox. And not that she did this out of the kindness of her heart, but the appraisal value of our home was well over the amount that we needed it to be. Goodbye nasty interest payment every month! Our experience working with Gerri was great - I'd recommend her for anyone looking for an appraiser!

    Florida First Appraisals - appraisalservices - Updated July 2026

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