not impressed, got a letter in the mail regarding my denial of business line of credit... The company felt like a scam, overseas foreign empoyees that didnt know anything or look up info based on the account number on the letter, and phone lines cutting in and out. Look like it could have been from a lending tree app but they couldnt even tell me or know the info came from them. read more

Terrible experience. I just sent the application and the guy was so rude!!! It does not give confidence and trust in their business. I ask him to speak to someone else and he hung up on me. read more

Their loans can be expensive but work well when you aren't getting approved for a trad biz loan or need them in a fast. Borrowed for my restaurant for a emergency kitchen repair. Their team was pleasant and easy to work with. read more

Recently received a letter from Fora Financial stating that because we were approved for a paycheck protection loan from Capital Plus Financial we may qualify for financing up to 55,200 dollars. Fora states in a caring manner how the protection loan just isn't enough so many businesses need more money due to COVID. Never once is a monthly minimum balance in your account spoke of. But just like Capital Plus Financial that did approve my wife they never gave us the loan, just kept it, maybe spent it at a Casino. We felt discriminated against. Fora Financial is no different. They don't give a hoot like they try to play. We did not qualify for a loan from this so caring institution because we didn't make 15000 a month. Not only does the letter they sent us say of any minimum but they too discriminate. When you get down to the whole ball of wax it's all about money in their pocket. read more

Excellent experience. Fora's team is on top of it. I was working with William who was able to address all of our needs and questions and provide a super easy and straight forward experience with funding. He was able to work out the best deal to suit our needs, and we worked with several funding companies to ensure we get what we need at the best rate and most suitable terms. We got the funds within less than 12 hours of signing. My advice is to be clear on your needs and you cannot go wrong with Fora. Read their story in about us section on the site - it's a great set up and company to work with. read more

Im disappointed in the tactics the company uses. I was given notice of two approvals; one was an advance with a daily payback and I had specifically told the account manager David that I wasn't interested in that type of payback, the second was exactly what I had asked for; a weekly payback with a cap I could work with. I asked very specific questions to be sure it would work and he went back to the underwriter to clarify. Ultimately I discussed it with my wife and we agreed we could do it do I accepted the offer. We forwarded our identity documents and a voided check. Then they sent the loan documents through e-sign, I was reluctant to go forward because it asked for my log in I D and password to my bank account and the answer to my secret verify question ( not for ME to log in but to type all this information on the application and I'm nervous of stuff like that) . I went ahead and sent it but then was feeling uneasy so I went through their reviews. I read a lot about them switching the approval after the documents were signed so I almost expected what happened next. I received an email first thing in the morning notifying me that the underwriter didn't like the deal we had agreed to anymore and now They were forwarding documents with the daily payoff that I had expressed I wasn't interested in from the beginning. No harm no foul accept It wasted my time and I gave out all my confidential account info. I declined the offer and told David that I wasn't satisfied with the the way he switched the approval and it was unprofessional not to mention I gave out all my confidential information to my bank. His reply was " you don't need the capital ?" and " You can change all your log in information " so the answer is no I don't need that kind of capital. Now, I wil need to change all the log in information to my account. I guess they thought we were desperate and the bait and switch would work and had I not read the reviews I might of just agreed after the time and energy involved so I'm thankful for those reviews and I am leaving this review so that you are aware of the tactics they use and are prepared like I was. Very disappointed and valuable time wasted read more

Thank you George James! My business has been established for a year now, access to funding being nearly impossible to find. I was so grateful that George could make that happen for us so quickly. Less than 3 days and we were funded! He was clear, responsive and so easy to work with. I wish i would have worked with Fora financial sooner! read more

Thank you John Donoghue! The best customer service experience I had so far in the US! After a bad experience with another representative, John took over our file and did an amazing job for us!!! We got what we needed and it was fast and efficient like I've never seen before... If you need money for your business John is your guy! You'll get responses within a minute by phone or email and always the truth... read more

VERY POOR EXPERIENCE. They're a bait & switch company. They offer you one thing and then you call you back the next day with a lower offer. My rep 'AJ' asked me more questions about who else I was applying with than he asked about my actual business. They were using me for competitor research more than they were trying to help me get funding. I got much better service and and much better loan offers from companies like United Source Capital, Fast Capital, & Clarify Capital. Go with one of them instead. read more

They are not honoring my requests to be removed from their mailing list. I'm consistently receiving marketing solicitations intended for a past tenant of a rental home I'm living in. Between several first-class letters being marked and returned to sender, a couple phone calls to them directly, and even an e-mail to their customer service, all seem to have gone nowhere. read more

hmmm, my advice...take their great offer they just emailed you, (and 10,000 other needy people), fold it up , throw it away, and run as fast as you can in the other direction... c...r...o...o..k...s read more

I am extremely impressed with FORA Financial because of David Cohen. He was so very professional and kind. He was extremely helpful and talked to me with such a pleasant tone. I was not aware of this financial company, and was encouraged to contact FORA Financial through a friend of a friend, and I am very happy I followed through. David Cohen from FORA Financial is an excellent salesman who cares. I am pleased with the outcome and highly recommend FORA Financial to all. Karolyn G. read more

This company really treats their clients as promised. They are not out to screw or steal from small business owners in need of fast capital to grow their business. With my new business and poor credit, Travis & Jared got me a much needed loan in days and when I paid that loan off, I needed another as we were growing so fast. Without the help from Fora Financial, there is no way I could have grown my company from $15,000 in sales in the first year to over $3.2 million in just 9 months! If you are hesitant in getting a business capital loan from all the bad blogs out there, trust me - these guys are the real deal and I hate that all those other "fly by night" loan companies are giving this industry a bad name. Thanks again Travis & Jared, my emails where always answered and I was never left in the dark throughout the entire process. read more

I rarely engage in this type of review, but I must acknowledge the diligence, professionalism and delivery of Mr. Ryan Jaskot of Fora Financial. Ryan led two funding transactions, on behalf of my clients, who urgently needed working capital for their businesses. Ryan's efforts made my job much easier than normal and, as a result, we were able to close both transactions within my clients required timeframes. Thank you Ryan and keep up the good work! read more

I worked with David Cohen as my account manager at Fora Financial. I was in a bind, but didn't want to get a loan with exuberant payment amounts. The process took about 2 days, but my funds were wired to me the 2nd business day. I wish I would have worked with them sooner. read more

Absolut disrespect! I called to ask for founds , the guy is in total rush , quickly trying to explain the system . Of course without any clue apparently how much would be a payment for 50k for 10 months . He wants application to be filled out immediately without giving reasonable afford in explaining how the founds work . Like i will give you all my info , right here , right now just because you want to " give me " 50k ; Apparently no interest ! He hangs up on me , i ask to much questions . No thank you ! I do not need your founds desperately , and there is many others will take their time to take care of their potential clients if I will even shop around again with scammers . Wish you best of luck ! read more

I think I was mostly upset that I even considered using Fora Financial to help me with something I could most likely help myself out with using a more thought out plan and not incur another debt and without the strings attached. Knowing the full terms up front is what's most important to me and when someone tells me that I am approved and have me sign contacts only to tell me moments before funds are to be transferred that they cannot do so because I am no longer approved is unacceptable. They literally wasted a half day of my time that I could have been doing something more productive. I would rather consider using a Fora competitor who tells me the terms and whether or not I qualify upfront (and even if I didn't qualify, I would still use that competitor in the future when I did) than to EVER consider using Fora Financial for ANYTHING in the future. Shimul was very nice and so this review is not about his customer service skills as they were acceptable, but I was literally contacted by him and 2 other representatives for several months (after receiving a mailer) via MANY phone calls and emails to try them out and when I did.....I was really disappointed! Overall, I consider it a blessing in disguise and I am thankful I didn't caught up with Fora Financial. Again, I am mostly upset that I even thought this was the way to even consider. read more

I borrowed 10,000 at got charged over 4k for 6 months. That's 80% interest. $71 a day is being taken out of my account. I've been in touch with them and the told me 21/2 weeks ago to submit info to a 3rd party so they could see my account transactions. They have done nothing but delay contact with me and continue to drain my account. They never even looked at my bank account. My business has fallen off by 80% and stimulus money from the SBA is a mess with no relief in sight. I'm willing to bet they get stimulus money and don't do anything but keep it. Just like the banks in '08. be very careful before you do business with these people. read more

I just wanted to thank John with Fora Financial. He was excellent to work with. He help me thru every step of the process even responded to my questions on his vacation. I would recommend using their services to anyone looking for funds to start a business or like myself for extra capital to run an existing business. Thanks, Stacey W Burns Arrow Electrical Services read more

Just spoke to this company- they sent me a "prequalified letter" for up to $250,000.I guess they got the info from an SBA 7a loan database. Anyway, when I spoke to them I could here the boiler room noise in the background- never a good sign :) Bottom line- they quoted me a "factor" that I was paying back with the loan- equates to over 25% for just a 9 month short term note paid daily- you're kidding me right? How desperate do you have to be to borrow from these guys? Anyway, I declined, said no thank you & hung up- and was subsequently called back by 3 different guys(sounded like same guy using different names) asking for me by name and then hanging up on me- looking forward reading about the sure to occur SEC, FTC, or FBI investigation. Steer clear! read more

John Donoghue and his team at Fora did a great job of lending our company, colorme beautiful Inc., the money we needed at a good rate. And, they were efficient and fast and easy to work with. I recommend Fora Financial read more

These people literally call me every 2-3 weeks. One time I got called twice within a matter of hours. How the heck did they even get my cell number? They call both my cell AND my business line. Not only that, I receive snail mail saying I got pre-approved for a loan. I never once applied for a loan with them. Adding insult to injury, they send me faxes too. I have no idea how these people got my fax number. Thank God I don't have an email because I'm pretty sure these people will send me spam as well. I asked them multiple times to TAKE ME OFF THEIR LIST. Obviously, they do not listen. After doing some research on this company and others like it... it sounds very much like a boiler room. How do I know? Because when they called, I can hear people screaming and cursing in the background, just like the movie Boiler Room(watch it). No I do not need a business loan that charges a 40 percent interest rate??! Is this even legal? The government seriously needs to regulate these type of loans. Regardless, my business is doing just fine and I tell them that. Yet I still get calls. There is a fine line between running a business ethically and completely disregarding a simple request. If someone asks you to take me off the list, YOU NEED TO DO THAT. It's simple. How would you feel if I called your cell phone every other week asking you to buy something that you absolutely do not need? It would drive you crazy right? Anyone who is thinking about getting a short term business loan needs to do research. There are plenty of companies out there that charge 15-20 percent, which is still high but not as astronomically high like 40-50 percent. Do everything you can with a traditional bank before you take out a loan with any of these type of companies. read more

I understand everyone's suspicion. I'm glad I didn't view your comments earlier. However after dealing with different companies that provide these types of loans, I'm glad that Mark and Joe convince me to switch with them, since I was literally minutes from funding with another lender. Most of their promises were fulfilled. The terms changed but overall they worked with me to help me save a significant amount of money. All my emails and calls were always answered and the owner and one of the analyst gave me their personal cell phone numbers. I am looking forward to continue to work with them to help me with my cashflow until the fall. read more

Matthew Rogove was super helpful. we are extremely happy with FORA Financial Thank you so much for the help...

First off if I could put 0 stars I would. Let me just say I'm not one of the people who are unhappy because they didn't get their funds. I was approved fairly quickly after the 3 statements was sent in but as the process got to the end something just wasn't right. Constant nagging about finishing the loan ( hello I have other things in my life ) while busy trying to do taxes , and run a buisness. Then the questions came " how does your Acount look since we approved you?" Get out of here. I was solicited by you guys , didn't really need the funds , and yet you approve me , and then start getting skeptical of me? Kyle eagen was my reps ( which btw I'm sure is not their real names) name , and he was nice enough but very pushy , and unprofessional. In the end they try to hit you with fees upwards of 1,000.00 just to finish the loan. When I complained they immediately cut that amount to half. This is a high margins loan , and although I feel like I negotiated a fair price I knew they would find a way to increase their revenue. Listen if you are desperate , and need the money , and show good revenue you may get funds here but you would probably be better going to a local bank or trying to get on shark tank before actually doing buisness with a shady company like this. I'm just waiting for them to pass my info off to other deadbeat companies such as themselves , and have retained my lawyer , and showed him their brochure full of false advertising just to be safe. Bottom line get a local bank , and they will take care of you better. read more

This is a Great Company. Thank You Mr. Matthew Gross for your diligence and going the extra miles to get our deal done!! Being a new business owner, Mr. Matthew Gross was knowledgeable and professional and available from beginning to end. Hats off to Mr. Matthew Gross! read more

Be careful with the documents you signed while closing the loans, they are not the direct financiers you are going to deal with, there are hundreds of agents or companies that you get call from who identify themselves as funding company, until the loan is finalized. I have very bad experience with them, i am still having a current account with them and paying back their loan. But they have screwed me be very badly. I took loan from company called western-capital funding and the financing organization was Fora(which i was not aware till lately). I used to get my money from credit card processing company next day with in 24 hours, after taking a loan from them they created a lock box account to take their % of money back first and them release the remaining. They were holding back my money for more than 4 days a week. I used to get my Thursday, Friday, Sat, Sun money on next week Wed. So u will not have access to your money for almost 4 days. When i try to contact them i did not knew who to contact, there were number of layers. Westerncapital----ForaFinancial--- Smith processesing--- ABC bank. They are charging me fees which i am still not aware of and i don't to who to ask for, because there no proper channel of communication. So this information is for anyone who are planning to avail loan, find out everything before u sign any paper work with them. It is always better to get a loan from a recognized financial organization if you have option avilable. read more

I just realized that I did not give Mr. Francia Five (5) Stars! Re-sending my comments. From the time that Joseph Francia contacted us (after we inquired about the loan program) to the closing three (3) days later, Mr. Francia was not only professional, but incredibly efficient. He contacted us by phone and email ever step of the way. We truly appreciate him getting us in the program for our short-term bridge loan. Thanks Joe and Fora!! read more

I have worked with other lenders in the past and Fora was by far the fastest and easiest to work with. Josh was on it and had me done in a day. Thanks for making this an easy process and doing a great job! read more

I expected the entire process to drag on for a few weeks with nonstop paperwork requests, but I was pleasantly surprised how Fora was able to turn it around within a week! Do expect to submit paperwork - bank statements, soft credit pulls etc. At the end of the day both parties are taking huge risks so doesn't surprise me they requested all that info. If i had any reservations about submitting personal info I'd just walk away, but guess what, you won't find another lender who won't ask for the same stuff. My rates were high but I expected that as well. read through a lot of reviews and it seems like everyone's ranting about high rates etc. If you don't like the rates just walk away find someone else who can offer a lower rate (good luck if you have miserable credit, missed payments, low on cash etc.) My credit score was slightly on the lower end but they still funded me although at a slightly higher rate. These guys are short term lenders so if you're looking for a 5 yr loan look elsewhere. If you're like me who needs funds for a short term project/expense these guys are the real deal. A lot also depends on the rep you're working with. Thankfully my rep was A grade awesome - Chris was available even after work hours answering my emails and keeping me posted all along. Two thumbs up. read more

Great experience. Got funded in 24 hours. Highly recommend them for your short term funding needs

Fora Financial was extremly helpful in a quick turnaround time easy fast payback options. Hopefully will move forward with them very soon again. Joshua Feldman actually took the time to listen, Thank you read more

Working with Joshua Feldman was a great experience. It took less then 24 hours to get the funding I needed. Joshua was helpful and professional in walking me through their process. I would recommend For a Financial. read more

Not good, terrible experience. They talk a good game but in the end will not follow up with you as promised. It was clear, after dealing with other similar companies, that they do not know what they are doing. We had multiple offers and were shopping around, this company couldn't be bothered. If they cant even return phone calls, how would they treat you after your on the hook for the contract. There are much better lenders out there, remember this is ultimately a partner. Choose wisely. read more

I opened an account with this organization. Putting a peel back on a hard boiled egg would have been easier! We did get the deal done but they over charged me by more than $700! Turns out that getting that money back is the only thing harder than opening the account. I have been promised that the money would be bank wired into my account but nothing. Now phone calls and emails do not get returned. read more

I signed up with them and my rep was just fine through the process. He was very quick to get back to me with everything he needed and now that I am funded, when I have questions he seems as though he can't be bothered to answer or provide me with the information I need. This is a great program if you need funding, but they need serious help on the customer service end. read more

I had an advance with this company, in 2011. I reluctantly agreed to a high pay-back 'factor', and finished paying back a five-figure advance after 7 months. I asked them for another advance today and they said 'No'. Don't waste your time with this company. It's companies likes this that has contributed to class warfare, by loaning millions to the rich, and nothing to the lower-middle class. I'd rather borrow money from 'Tony' down in Flatbush. I'd give zero stars, but yelp won't let me. read more

Ryan jaskot...yes we worked very hard to get the deal closed....but fees are up front on contract not hidden.....he said also my fees were 1800 for fora and 1200 for lender....i have that text saved by the way...and the contract....its unfortunate....ryan and fora are like most companies who come and go..you would think people might wise up and build clientel and a relationship....instead of burn them for 1900 in hidden charges...i must say it was my fault for trusting them...but thats what contracts are for isnt it?..anyone who wants to see my contract and text message to show you proof i will....Ryan Jaskott did trick me.....dont let him and fora trick you...just saying fees are up front and even sometimes in fine print....but not these guys....and i will prove it...fora....i wish u the best of not having repeat customers...sounds like a great idea...rd1 RJ read more

I sent in paperwork to be a business prospect locator.to Dairia Mcgregor. This involves some work. She said she never received it. I sent it again and could not reach her .I left about 3 messages.The last time she said Matthew Washington would call me back but he never did. I also had a previous call into him. Would it be safe to assume that they do not appreciate the business that I would send them? Ive been in marketing 25 years and this conduct usually means there are problems with the program in my experience read more

Craig Lecker was very helpful and followed through on every commitment. All phone calls were promptly returned no matter what time of day. The BBB maintains positive info on this company so don't just rely upon Yelp. read more