Our agent recommended we contact Full Circle Homes when we were shopping for home loans. When we contacted Seth we knew what rates we would be comfortable with and he went above and beyond what was even possible. Compared to many banks we had contacted Seth and his team worked really hard to ensure we got the rates we were looking for and worked with us every step of the way to the day of closing. Seth and his team are a class act and I would definitely recommend Full Circle Home Loans to family, friends and anyone looking for a great experience with the craziness called house buying. Thanks again Seth and Team for helping us get into our home and for making the experience a great one. Cheers !! read more

Just a few words on this group: I don't think anyone ever really knows what to look for in a mortgage company, I didn't. I really just thought they were all the same or that I would just use the one my realtor suggested, but in hind-sight I realized its much more. In fact, I wasn't looking for a mortgage company at all. It wasn't the name on the door but the faces inside that made the difference. Full Circle Home Loans has faces! People that provide an easily explained and the smoothest possible financial process. These are the people that make the financial aspect of buying a home attainable... with a smile on their face! read more

Bill really earned his keep handling the loan for our home purchase during the COVID19 quarantine. Four appraisals and two lenders later we closed escrow with a great rate and an affordable payment on our new home. Bill was recommended to us after he handled our son's refinance last year so Full Circle has two thumbs up from our family. read more

We recently worked with Full Circle Home Loans to purchase our first home. The level of customer service is outstanding! They made the process so easy, and the constant communication and fast replies to any questions we had really made the experience a pleasant one. I highly recommend anyone looking for a mortgage company to give them a call. You will not be disappointed! read more

People always talk about how stressful buying a home is. The Full Circle Home Loans team made this experience so much easier for my husband and me. They helped us buy our first home and happily answered all of our anxious questions the whole way. The loan closed very quickly and we couldn't be happier with our new home. Thanks Seth and the rest of the Full Circle team!!!! read more

What a great team of professionals, I highly recommend Full Circle for all you Mortgage Broker needs. I had a very complicated work history and income over the past few years and these guys were able to get me funded no problem. They did such an amazing job collecting all my info ahead of time and really anticipating everything the underwriter was going to need. Also they were very easy to get a hold of and quick to respond to all my calls and emails. Can't say enough about these guys trust me you will not regret having them on your side. read more

I am a local realtor and have been sending all of my clients to Full Circle Home Loans for the last 5 years. My experience with them has been nothing but amazing and I feel so confident sending all of my future clients to them for years to come. If you are looking for a Mortgage broker that knows the ins and outs of the industry this is the company for you.. They have also helped my business grow because of how happy my clients are when their transactions are complete.. read more

Their team is awesome! You will not go wrong if you go with Full Circle Homes. They fight for you and don't give up! I cannot say enough about their team! Don't look anywhere else! Hire these guys!! read more

Working with Full Circle Home Loans was a great experience. The staff was helpful in guiding me and my husband through the loan process. Buying a home is one of the biggest purchases we will ever make, it was comforting to know we had a knowledgeable team available to answer all of our questions. read more

Full Circle Home Loans is one of the best businesses I have ever come across. I recently completed my home purchase and I could not be happier with their service. I worked in the mortgage business for years and I have a lot of friends still in the industry and truly FCHL gave me much better service than any of my friends would have! I ended up with a better interest rate and much lower fees than expected, and we even closed early. Seth, Yanina, Spencer and Chenoa were all fantastic.. I was very fortunate to have been able to work with this great company and I highly recommend them to anyone seeking a mortgage loan. read more

We were truly blessed to have been recommended to Full Circle Home Loans. Being new to using the VA loan, I was very unsure on the process and how it differed from a traditional loan. FCH helped me every step of the way, explaining the process and addressing my concerns promptly. I was a little hesitant initially due to previous experiences with other companies; however, FCH has completely restored my faith in the process. They are made up of highly trained individuals who have compassion and whom you can trust. There was not one moment that I was left in the dark. If you would like a seamless experience for your next purchase, I highly recommend utilizing Full Circle Home Loans. read more

Great staff and service! Did our refi with them and are very happy with our process, rate and level of professionalism we received. Highly recommend giving them a call. read more

I had an absolute amazing experience with Full Circle Home Loans. I went through a different company a few years ago and was so disappointed with the experience that I gave up on ever owning a home. Seth, Yanina and the rest of the team walked me through the entire process and helped alleviate a lot of the stress. This is my first home and I had plenty of questions that they replied to within minutes. I felt that this staff cared about my well being and my peace of mind. There's no better feeling than knowing that you have people you can call or email to help solve any problem. I can't thank you enough Full Circle Home Loans. read more

Let me start off by saying that I LOVE working with Seth and his team at Full Circle Home Loans! We've worked on many transactions together and they knock it out of the park EVERY time without exception. Whether it be a curve ball during an escrow or a "smooth" transaction, they always have the client's best interests at hand and that's why I enjoy working with them so much. Their full-time team is always there for my clients needs, wants, and questions and ultimately make them feel taken care; which is often times a forgotten art from the lender's side. My focus is always to make a client for life and having Full Circle Home Loans as part of my team just makes that goal SO much easier. read more

My real estate agent recommended Full Circle Home Loans. After comparing what they offered in comparison to Navy Fed, they slightly came out on top. Regardless of what was offered, Seth and his team worked hard and diligently to help my wife and I get the home we wanted. His staff was extremely helpful and courteous. We are first time home buyers and I will say they made the process as painless as possible. I will have no doubt that I will ask for their services the next time I am in the market to purchase a home and I highly recommend them to anyone needing mortgage services. Rob read more

The team at Full Circle Home Loans helped set up my initial home loan and recent refinance. Both times went very smoothly and their service was excellent. They answered all my questions in a timely manner, which made me feel really comfortable about the whole process. They secured a competitive rate for my loan, and they followed through with everything that they said they would provide. To summarize, great service, good communication, fast response, and trust worthy. Thanks for everything! read more

I highly recommend Full Circle Home Loans!! My family and I have used them to purchase not one but three different homes. They care about you and will help you out with everything from the beginning to the end of the process. Then even check in on you after to ensure you are satisfied with your home! They are dedicated professionals with years of experience who go the extra effort to ensure your satisfaction! Yanina was extremely helpful and patient in assisting my family with the right home in the right area. She ensured our loan met our financial boundaries, she gave us information to look out for and made us simply feel at ease and comfortable buying our home. I have recommended Full Circle Home Loans to everyone I know there is no one else I would go to. Thank you for everything Yanina and all the staff at Full Circle Home Loans. read more

I cannot say enough wonderful things about the team at Full Circle Home Loans. I was looking to refinance my house and they made it happen. Not only did they make it happen, they made it easy and I never at one moment had to worry about anything. They always made themselves available no matter what time of day and communication was exemplary. It was a great experience and highly recommend them to anyone (and already have). You will not be disappointed! read more

Our experience with Full Circle Home Loans has been nothing short of perfect . Our process was easy and quick . We were walked through every aspect of the loan process . I can honestly say that Chenoa, Yanina and Spencer did and AWESOME!! Job . Special thanks to Seth what an amazing person ! Thank you Full Circle Home Loans for the exceptional service you have provided to us . We are definitely sharing our experience with everyone we know. A shout out to Sammie Luna for for recommending Full Circle Home Loans . read more

Full Circle is a great company to work with. My fiance and I couldn't be happier with the services we received. Everyone involved had excellent customer service and had no problem answering any questions we had during the refinancing process. I felt like I could call them at anytime if I had a question and the staff was always happy to help. Refinancing can be stressful and Full Circle made our experience as seamless as possible. I would recommend their services to anyone looking to purchase or refinance their home. Thanks again to the whole staff at Full Circle! read more

I have worked with a lot of different mortgage companies but Full Circle was the best ever. They made our home transaction go through with only (1) sit down meeting for signatures. Everything else was done over the phone, fax, or email. I would use them or refer them to all friends and family. read more

FC Home loans made the loan process very easy on us. The digital app was easy to use and kept everything well organized so we did not miss any requirements or updates throughout the process. This was very helpful being first time buyers! Seth, Spencer, Chenoa, and Mary worked seamlessly as a team to make sure any questions we had were answered right away. Rates were dropping throughout our process and the team worked diligently to get us re-scored with the appropriate timing to ensure we secured the best rate possible. Great experience, we would definitely recommend using them. Loving our new beach house, Thank you FC Team! read more

Mary, Nick, Seth and a few others went above and beyond to help my husband and I refinance our home. All our questions and concerns were addressed immediately and professionally. The website is so user friendly when uploading documents. When it's all done a Notary comes to your house at your convenience for the final signatures. I will be telling my family and friends to consider Full Circle Home Loans when purchasing or refinancing. read more

We just refinanced through Full Circle and it was a very positive experience! It was great to be able to do almost everything electronically ......I worked with Charles, who was very helpful and responsive. I was pleasantly surprised how smoothly things flowed. They have a nice system in place to track the progress of the loan and it made a usually tedious process as easy as it gets. read more

Update*** We have since refinanced our home with FCH and like usual, Seth and his team were amazing! I highly recommend them. They worked with us tirelessly and even after we changed our mind on terms, while literally meeting with the notary, they had no problem updating the loan. They were so patient with me and my fickleness! Furthermore, Seth worked very hard to lock in the best interest rate we could get. It was a completely stress free refinancing, and we couldn't be happier with the experience. Thanks Seth, Yanina, Spencer, Chenoa, and anyone else I may have missed that we worked with through these past two transactions. read more

Seth and his team are amazing! My family and I were planning to purchase a new home. The Full Circle loans team reviewed our financials and had everything ready to go promptly. Unexpectedly, we threw a curveball at the team and decided to stay in our current home and refinance our current loan. Seth and the team helped us review new options and figure out a best path forward for our family. The constant communication via text and email was excellent and led to a very smooth process. These folks really do care. Thank you again Seth! read more

A friend recommended Full Circle Home Loans and I'm glad I called! They were able to explain our loan options which made it simple to understand and provided us with weekly updates throughout the process. We worked with Guillermo and Kaitlyn which were a great help along the way. read more

We just finished our refinance with Full Circle Home Loans and we couldn't be happier. Even when we ran in to an unexpected issue, Charles and his team did their best to help us through it as smoothly as possible. Not once did they resort to ignoring our calls and leaving us in the dark.They always communicated the process to us, unlike a previous lender we worked with. Thanks Full Circle! read more

Our real estate agent recommended Seth and Full Circle Home Loans, and my wife and I are so glad that he did! This was our first time buying a home and, even with the inevitable speed bumps along the way, Seth and his team made it about as smooth of an experience as possible! They were very personable and warm, yet also professional and knowledgeable. They were clear every step of the way and honest on everything, from interest rates, to possible issues we might encounter, to concerns and recommendations that they had based on what they saw in our file. They were also masterful at working to resolve challenges with student loans, HR departments, and nit-picky underwriters. I feel like I'll miss someone, but I am so thankful for all the hard work that Seth, Kaitlyn, Chenoa, Nick, and anyone else behind the scenes put in that made our home possible! I would recommend them without any hesitation to friends and family, and they have certainly earned our repeat business... but not for a while! *UPDATE: I just have to say that the fact that Seth personally replied to this post not even 5 minutes after I posted it is a reflection of how he does business! If my testimonial alone doesn't convince you, that service should!* read more

Seth and the rest of the team were so amazing to work with. They made our first home buying experience so easy. We appreciate you all!

Full Circle was one of the best lending companies that I have ever worked with. I will admit initially when I first met with Seth and his team, I was very skeptical. Seth and his staff were extremely patient with my husband and I. They repeatedly answered all of my questions. I felt as if they had my best interest throughout the entire loan process. Seth and his team genuinely care about the people they work with. They truly make dreams of home ownership come true. read more

Full Circle Home Loans was so great through the whole process of getting a loan. We're novice home buyers so Seth and his team really helped walk us through. They were always really attentive in checking in, even when our first offer on a home was not accepted. We felt really comfortable with their knowledge and trusted them to get us the best rate possible on a loan for our situation. We ended up getting a really great deal where the mortgage company paid some of the closing costs and we didn't have to pay private mortgage insurance either. We had never heard of this type of loan, so this is something we never would have found without Full Circle's experience. I did so much research on how to shop around for the best rate on a home loan, but once I found Full Circle, I didn't feel the need to keep shopping (which is actually quite an exhausting experience, I found). So all in all, I would highly recommend Seth's team at Full Circle Home Loans! read more

Thank you thank you!!! Seth and his team are amazing! During our home buying process they were so very professional and helpful. We had many questions that they answered immediately. Interactions with all the team members were so pleasant! I highly recommend Full Circle!! They will not disappoint!! read more

My wife and I decided we wanted to purchase a home sometime in March. We found Full Circle Home Loans on yelp and decided to go talk to them because of their great reviews. We gave them a call in the morning and they were able to see us the same day. The reviews didn't lie at all! Seth, Sheree, Chenoa, and the rest of the office are amazing. They were incredibly helpful and informative as well as friendly and kind. They helped make the process of buying a home (which can be a huge headache) simple and exciting. They were extremely quick in answering any questions we had. There were even a few times I emailed Seth past 8pm and he got back to me that night. We finalized the purchase of our home in June and they still keep in touch to make sure everything is ok and to see if we have any questions. I would recommend Full Circle Home Loans to anyone who is looking to purchase a home. 5 stars all the way! read more

So glad Full Circle was there for me when purchasing my first house. They were so helpful and so quick to respond. As clueless as I was I needed someone to walk me through every step. Definitely a great company to work with! read more

FCH and the team are the best! Extremely knowledgeable about all aspects of buying a home and really took the time to answer any questions my wife and I had...even questions we already asked them previously. Super patient and I highly doubt we would've landed the house we ended up buying without the help of Seth and his team. They not only took the time to explain the process, but they were proactive in providing advice on the options available and were very responsive. The best part was that they helped get us the best competitive rate available on our loan and take it from me...the fees were worth every penny in regards to service...which literally made a huge difference in not only putting down an offer, but with everything else we didn't know about that could've impacted us buying our home. I honestly felt like I had a second real estate agent because I was able to get second opinions and answers to questions about how to help use our loan/process to negotiate the purchase. I can't say enough great things about this firm, but the name really say's it all, as they truly provide a 360 degree approach to buying a home. read more

We have financed homes in the past with other lenders, but no one was as wonderful to work with! Everyone we came in contact with at Full Circle Home Loans was knowledgable and so great to work with. Our loan went smoothly from beginning to end, and we closed escrow quickly! I would definitely recommend Full Curcle Home Loans to anyone looking to finance their home. read more

My husband & I refinanced our home through Full Circle Home Loans and they are Amazing to work with!!! I put my full trust in Seth, Yanina, Spencer and the entire staff to get the job done as they have for us twice!!! We used them to buy our second house and now use them to refinance! I could not even think of using any other company. As we went through our process we had a few bumps in road on our end and they figured out a way make things work for us. They truly put our needs first and keep us at ease with how the entire process was going! I would and do recommend Full Circle Home Loans to all of my FAMILY AND FRIENDS!!! THANKS FOR BEING THE BEST FULL CIRCLE HOME LOANS I APPRECIATE ALL YOU DID FOR US! read more

The entire team at Full Circle Home Loans is very professional. They were kind and patient during the stressful process of buying a house. I will recommend them to everybody I know. They went above and beyond to make sure we had a positive experience! read more

Solid group!!! Seth, Yanina and Spencer are always a pleasure to work with. Awesome communication before and after traditional work hours makes things much easier/smoother. This is my third experience with Full Circle and I can't say anything negative. Quick, easy and helpful sums up my experience. Thanks for your help guys!!! read more