Bill was very professional and swift when it came to answering questions. Thank for your patience with answering all our questions. Von was very professional too ! Von was very helpful throughout the process of the loan and transferring information back and forth. Highly recommend using Full Circle Home Loans ! read more

This is the second time we've done a loan or refinance with Seth and his team. Best thing about Full Circle, especially Seth, is that he is always available and willing to help. I've lost count about the number of times that I had to send a text or email inquiring about something and Seth has always responded promptly and patiently. Him and his team walked me through this process, giving me sound advice, and even though there were a few bumps in the road, we were able to complete the loan. My loan wasn't the largest amount but him and his team always treated me as if it were. I'll definitely go with them again! read more

My husband and I will be forever grateful to Full Circle Home Loans. Throughout the entire home buying process, they were communicative, positive, kind, reassuring, and prompt. Yanina, Bill, Seth, and Spencer are truly dedicated people who love what they do. They looked at every bump in the road as a part of the puzzle that could be solved instead of as an obstacle. They never sounded annoyed even when I called back three times in one hour with another question. (Yikes!) They were not only professionals, but also people who felt like friends who were on our team. I'm so grateful to them for helping to make our dream home a reality. read more

Great business. Very pleasant and nice people. They definetely look out for the consumer during all the business transactions. Yanina is extremely helpful and her smile brightens any bad day. It truly is a pleasure doing business with them. read more

Full Circle Home Loans - Thanks for the kind gift! You guys rock! #fullcirclehomeloans #starbucks #a+++ - Mortgage Brokers Near Me - Upland, California

My husband and I are so happy we went with Full Circle for our refi! Having knowledgeable, caring and dedicated professionals help you through the loan process alleviates the stress that the lending process can bring. Yanina, Seth, Spencer and the staff at Full Circle kept us informed every step during the process and were quick to answer any questions we had. We live in a rural area with acreage and with a well; our experience when we first purchased the home left us leery to proceed with the refi. Finding comps and appraisers that are familiar with area can be difficult. Full Circle provided us with all the information we needed to make the process go as smooth as possible. They truly care for their customers. Btw, Yanina rocks! She really was dedicated in seeing this loan to a successful end. She even took the time to answer a question on the way to coach her daughter's soccer team! A huge THANK YOU to Full Circle Home Loans! read more

I don't write many reviews but felt inclined to share my experience with Full Circle Home Loans. As my wife and I were looking to purchase our first home we had a different lender that wasn't very helpful or responsive. This lead our real estate agent to suggest Seth at Full Circle Home Loans. Seth was extremely helpful and kind on our first phone call, taking the time to explain everything to us. Our dream house came on the market and the sellers wanted a 21 day escrow, Seth promised that he wouldn't let us down if we switched to his team. We decided to go with Seth and his team and man did they come through! The process was smooth and fast, the whole team was extremely pleasant and knowledgeable. They were able to over deliver with a great rate and helped us buy a house we loved. I honestly can't say enough great things about the Seth and his whole team, I wouldn't hesitate to recommend them to everyone I know and use them again for a second purchase. Can't thank you enough!!! read more

If you are looking from an amazing team and need a home loan or refinancing of an existing home, Full Circle Home Loans is the place to go.. This amazing team helped us in a way I never thought. From my first phone call with Seth to Chanoa and the sweet Yanina I can not express enough gratitude to Yanina. When I would lose hope she'd bring me right back with a positive response. I just adore her for that. She is truly a Gem!! I simply can go on and on!! We finally closed on our dream home! Thank you full Circle home loans you are amazing in every way. We will be back if we ever need another loan. To all future home owners if you have a dream to get that dream home, full circle home loans is a must to help you on your journey!! My God bless each and everyone of you at Full Circle Home Loan and may you prosper in richness!! Sincerely, DB & LB read more

Seth and the entire team are great to work with ! I've used them a few times now and have nothing but great things to say !

Seth is a cool guy, responds 24/7. Never had a lender who responded so quickly or worked so Hard to get the right loan for me. I didn't end up getting a loan due to personal matters but I'd use full circle if I ever did. I recommend them 100% read more

We are so happy that we found Full Circle Home Loans to help us purchase our first home. Seth is able to meet with us right away and he gave us all the info we needed to make sure we were even in the position to buy a home. As first time home owners we can appreciate someone taking the time to explain things and be patient with us. Once we were pre approved the escrow process was fairly easy. Seth also had hooked us up with our realtor, whom we were also very pleased with. My husband and I know that the house buying process was easy and seemed so streamlined because their team was working hard for us. The office responds back in a timely manner and overall met all our needs.. thank you Seth and everyone else at Full circle Home loans! read more

Full Circle Home Loans comes with my highest recommendation. They went above and beyond with their knowledge, customer service and communication. They make this difficult process as easy as possible and will do whatever it takes to get you what you're looking for. They have gained a customer for life in my family. read more

Seth and his team at Full Circle Home Loans are everything the reviews say. As a first time house buyer, his team answered all our questions thoroughly, and they made the loan process relatively painless even during COVID. They always responded quickly to our messages, even when we had to send them on weekends and nights and gave us a great interest rate on our loan. Since houses were getting sold quickly, I really appreciated Full Circle's fast responses and work on our loan pre-approval and application. I highly recommend Full Circle Loans! read more

We refinanced two homes with Charles Nuno. Every step of the process was well-organized, clear and communications throughout were top notch. We were never in doubt as to what documentation was required and what to expect with approval, appraisal and signing. We highly recommend this broker to anyone who's looking to take advantage of today's low rates. Thank you Charles and Full Circle for A+ service. read more

In one word "AMAZING!!" From beginning to end, our home loan through this company was amazing. First a little background. When we first started looking for a home our first realtor set us up with a different loan company. Both our realtor and the lender were unhelpful and a complete waste of time. No one returned phone calls, it was just awful. My husband found another realtor who recommended Full Circle Home Loans. Bill was able to get us a far better deal than our original lender. He was very helpful with answering all of my many many questions. Then once we opened escrow Yanina was seriously the best!! She kept me in the loop constantly. Even when I would email her random questions, she was quick to respond and so sweet about it. The customer service with this company was outstanding. I HIGHLY recommend them to anyone. read more

Trust these reviews! Seth and the entire office are incredible at everything mortgage related. We recently purchased our dream home and they made the process so smooth and understanding. We are grateful for their expertise and trust their direction. Call them to understand what I am talking about. Or contact me for more details, I will personally & professionally vouch for them. read more

AMAZING service. Full Circle Home Loans helped us with three separate transactions and every time was outstanding. This is an over due review and want to thank them for their efforts. They helped us buy my home 7 years ago, helped us again to refinance our home for some needed repairs (on a 90 year old house) and later referred me to a realtor to sell my home, who also was awesome. The staff is very knowledgeable and professional. As a first time home buyer they answered all our questions, offered a smooth pre-qualification process, and were straight shooters/ no nonsense. The rates / fees were the most competitive. I shopped around and they beat the rest. Regardless of the great price, the convenience of picking up the phone and receiving direct service with a local helpful staff is valuable. Each time we had a smooth transaction with fast and efficient service. Everything was explained in detail before our signing. Seth and his team went beyond our expectations. Nice job! Thanks again Full Circle Home Loans read more

My family recently wanted to purchase a vacation property, and didn't quite know where to begin! Now I utilize yelp for business/restaurants regularly and they definitely stood out with good reviews, and when I called them to ask about their service I wasn't disappointed. That's where Seth from Full Circle Home Loans stepped in. He and his staff were beyond helpful, and made the process unbelievable! They were able to answer all our questions and needs (There were a lot of questions and needs lol). Chenoa and Spencer were really patient, held our hands, and were able to break down this complicated transaction and make us feel at ease. I can honestly say that Seth and staff gave us the absolute best service, and I would refer them to all my family and friends, and then some. Thank you Full Circle Home Loans!! read more

What can I say nothing but positive feed back with FCHL! They were amazing from day one when i received a call back from Nick, he was very knowledgable with how everything works and answered all my questions before even putting in an application to apply for my VA home loan. Through out the whole process they were giving updates on the spot to keep me informed on exactly what's going on with my loan process,they never kept me out of the loop or worrying about stuff. They whole FCHL staff/team deserves more than just a simple review I applaud them for all their hard works to help us and be able to close just on the last few seconds before christmas break. Thanks to them my family and I are able to walk into our new home and enter the New Year 2019 with our new home. Thank you for everything FCHL! read more

All the good reviews are true! As a first-time homebuyer, I did my due diligence and applied for a loan from three other lenders in addition to Full Circle. Full Circle quickly proved themselves so much better than the other three in terms of responsiveness, customer service, and flexibility. They continued to wow me throughout the entire escrow process. I primarily worked with Nick Gonzalez, who was truly amazing. He checked in with me regularly (more than my realtor did!), and he was available for all my questions via text or phone. My interactions with everyone else in the office (Seth, Von, Sabrina) were also fantastic. Their customer service far exceeded my expectations and really sets them apart. I have nothing but high praise for Full Circle! read more

My experience with full circle has been wonderful . Seth has been very helpful he has answered all my questions explained everything thoroughly. I'm very confident in being able to purchase my first home with the help of Seth and his staff. I'm recommending them to everybody I can so that their experience with buying their home will be as wonderful as it has been for me! read more

Bill and his team are amazing! Extremely knowledgeable and helpful. I appreciate their fast turn around with calls and emails. Full Circle helped make a stressful purchase smooth and painless. read more

Great company! Really pleased my agent referred me! I was so impressed with the way they got back to me so quickly when I had questions -- responding via text and often times after hours. It was reassuring and I always felt secure. They helped me buy my dream home and were there every step, every question. Really great company, nice people. Top-notch customer service. read more

I have worked with these wonderful people for my first home and I cannot say how much I appreciated their professionalism, quick responses, excellent follow up, and communication. Special thanks to Chenoa, who was on top of every form of communication, whether it was via e-mail or by phone. Would definitely recommend. read more

I was selling my home and purchasing one. As this is a BIG decision, financially and mentally, I received quotes from other Home Loan Companies and decided to call one more to compare. I found Full Circle Home Loans on Yelp I was skeptical at first. Immediately they were receptive and extremely knowledgeable even when it came to using my VA Loan. They totally out beat the other Companies. I was able to close on my current home and purchase my new home seamlessly. The Staff at FCHL are extremely knowledgeable , patient, professional and work with a sense of urgency. Their rates and fees out beat the other Companies. Seth has a great team. If you want a Team that knows what they are doing and get it done right.. Nick, Kaitlyn, Chenoa are amazing. I salute you all!!! read more

My wife and I needed a broker within the city of Ontario/Montclair and were surprised to read amazing reviews from Seth from Full Circle Mortgage and his team. So we gave them a call. We were glad we did, because they were always very helpful, eager and extremely knowledgable in answering all our question and addressing our concerns. They even made themselves available over the weekend. Surprisingly, we closed escrow before hand. We will definitely be using their services again in the future for refinancing. We would recommend them to anyone looking for a broker with lots of integrity, who will work with you in getting the loan that best fits your needs. read more

Seth did a phenomenal job working in close communication with my realtor and escrow etc. as a first time home buyer I was grateful that I had them in my "corner". Excellent communication and a great rate! read more

I highly recommend Full Circle Home Loans. This is the second time I refinance my home with Bill. I am very grateful and happy with their service. Super dedicated and excellent customer services. read more

Very helpful and communication along the process is very good, thanks again for a smooth process especially during this time

Highly Recommend! Seth and his team kept me well informed throughout the refinance process. I got voicemails, emails, and texts on the progress. Seth and Von were very helpful and answered any questions I had. I shopped around for a couple of different home loan companies to find the best fit and Seth was quick to respond to my initial request right when Covid lock down hit and had a quick turn around with my refinance quote. The process was smooth and I never had any issues come up. I will highly recommend them to my friends and family. read more

Bill and Von were extremely helpful throughout the whole process. They kept me updated with each step and worked with us to get it completed ASAP. Highly recommend Full Circle Home Loans to anyone looking to finance/refinance. read more

Seth, Tiffany and the whole Full Circle Home Loans Team is the absolute best! We first reached out to them earlier this year when we started considering buying a new home, and reached back out in October when we decided to take the plunge. The whole team is incredibly responsive, timely, helpful, honest and friendly. I can't imagine working with any other team during the home buying or refinancing process. We were buying and selling simultaneously, the team understood our situation and was able to help us through navigating deadlines to get us into our new home before Christmas. I will always recommend Seth and the team to anyone looking for a lender! read more

Wow, I can't even begin to tell you how very much I appreciate Full Circle Home Loans. They handled the refinance of my home. It's important for me to note that my refinance was rather complicated and they made it happen when other lenders could not! From beginning to end Bill and Kaitlyn were amazing. They answered every question I had and made sure I understood every step of the process. They were attentive and always returned my emails and phone calls right away. The quality of their service was exceptional. I have purchased two homes in my lifetime and refinanced several times. This was my first refinance with Full Circle Home Loans and it was by far the smoothest transaction. I would even go as far as saying that Bill and Kaitlyn made me feel like I am apart of the Full Circle Homes Family. They were professional, yet friendly always. I will always give them my business and refer my friends and family to Full Circle Home Loans. Great experience! Thank you Bill and Kaitlyn! read more

Seth and his entire team brought us through to the finish line with competence, professionalism, teamwork, and a great spirit. The amount of collaboration and communication were exemplary. We wanted to work with a local, small business and Full Circle did not disappoint. We felt that the team treated us with much care and respect. We did not feel like we were just one of many customers. Rather, we felt like we were their only customers. If this is how you want to be treated throughout this process, Full Circle is the place for you. Thank you, Seth, Tiffany, Von, and Spencer! Teamwork makes the dream work and you certainly did that for us! read more

I would give Nick and Chenoa a 10 if I could. They are that good. My wife Karen and I had one of the most difficult loans you could imagine and Nick and Chenoa pursued and pursued and pursued until they found a great match for us. I would not hesitate to use them again and highly recommend them to anyone, especially if you have a difficult loan. These folks are amazing; and I compliment Seth for taking Karen's call and telling her he thought they could help us. It took a while, but as I said, we were a very difficult loan to get done. They overcame everything thrown at them with persistence and professionalism. Our hats are off to Nick and Chenoa, and the entire team at Full Circle. Great job! read more

I was a first time buyer. Seth and the rest of the FCHL staff are top notch, highly recommend them! I can't stress it enough.... ya you may say "sure buddy" but it's the truth. Give them a chance. They took really good care of me. Being a first time buyer he's was really informative, explaining things throughly, and really really PATIENT with me. He didn't have to deal with just me, he also had to deal with an over protected big sister. But like I said he took real good care of my first home purchase and got me a the best possible rate and all. I'm glad i ended up stumbling across FCHL during an offer I was making back in November 2016, but didn't happened. I shopped and found something in February 2017 Like I said before highly recommend, there customer service is SUPERB!!!! A perfect example was when I contacted someone at FCHL (maybe Seth), and they answered at a rams game in LA . Not only they answered my call he tried help me out as well... seriously most people would of sent it straight to voice mail. And dealt with it later well not FCHL. Since then I knew I would be doing business with Seth and his staff. Since then I've been recommending them to everyone I know that may need a home loan / modification. Also let me add, Seth did send out a Christmas greeting card to me which I thought was pretty cool. I had stop looking for a house at the time since it was the holidays. Once I finally did purchased a house, I received a letter from FCHL a few weeks after. A thank you card from them, I was quite shocked to be honest. A thank you card for being a costumer along with a little gift. Even tho I haven't done the whole home purchasing before, they made my first home purchase experience the best I can imagine. It was real smooth and did not feel I was ever in any pressure at all. Thank you FCHL! read more

I trusted Full Circle Home Loans for my new home purchase. After being denied from the builders lender, these guys came and saved the deal! I couldn't be more thankful for them getting this difficult deal done! If you're looking for a team to "get it done", then this is your lender! read more

I spoke with Bill and was initially unsure of purchasing, I started off with asking if he was ok with working me on a loan that was comfortable for my budget. He was in no way hesitant to help me. I waffled back and forth for awhile and he kept on top of checking in with me, I never felt pressured. Pressure in this business is a turn off and would have killed me wanting to go forward. I was shocked with how affordable my potential home could be, he teamed me up with Results group to help find my property, from day 1 - my realtors mirrored what Full Circle agreed to fund. The complete handoff and working between each of them was fantastic. Chenoa my processor working with the funder was such a sweetheart and helpful, foreseeing any complications and asking for paperwork ahead of time. She put up with my bluntness and got things done. I was thrilled with my rate and the service. Top notch for lending needs and community to support the entire home buying process in the IE. They are pro's and only associate with the best in the business. read more

FANTASTIC!!! No other word to describe the excellent, boutique type of customer service Full Circle offered to my husband and I. It was seamless and completely hands on. I will always ask to use this awesome group! read more

I highly recommend seth and his team.they got everything done in a timely manner and worked hard through the entire process.i highly recommend!!! read more

I can't thank Seth and his team at Full Circle enough. They helped me and my wife qualify for our first home purchase. I was surprised by how smooth of a process they made it. I purchased using a VA loan, and I strongly encourage veterans to contact Seth to discuss their options. Thank you guys! read more