I had aa great experience working with David Guefen at Crestmont Capital. He took the understand my…read morebusiness and didn't fit. The process was straight forward and he walked me through each step so I always knew what was happening. The funding Options ware Flexible and the turnaround time was much faster than I expected. If you're looking for someone who communicates well and actually listens, David is the guy.

Working with David at Crestmont Capital was amazing. He made the whole process quick, easy and…read morestress free. Super professional, always responsive, and got everything done fast. Highly recommend!

Had an AMAZING experience with Ryniel Laynes this week! He was incredibly knowledgeable,…read morepersonable, answered all my questions. He made the process simple, I highly recommend working with him. I'm SO thankful to be on my way to being debt free.

My experience with Direct Funding Now was amazing. My representative was knowledgeable,…read moreconsiderate, and patient. When I asked for time to think, he did not press me; instead, he gave me space and followed up accordingly. He explained to me the different options for loans for my business. I was nervous about taking out the loan, but he put me at ease. I would recommend Direct Funding Now to my fellow friends who are looking to start a business.

They were pushy in granting me a loan with no discussion of repayment terms. Huge red flagread more

Eddy was great and knowledgeable and helped me with my loan. Would recommend them for your business…read moresolutions

Stay Away from Mark Atalla & Carlyle Capital - Protect Yourself!…read more Do yourself a favor: Google Mark Atalla lawsuits or, better yet, visit the official website of the Federal Trade Commission at FTC.gov and search for his name. I'll let you form your own opinion after reading what he has done. Here's what happened to me: I paid $48,000 upfront based on a Letter of Intent (LOI), with the promise that he would fund our deal by the end of September. Not only did he fail to deliver on that promise, but he also completely ignored 10 emails from me asking for updates and instructions on how to recover my money. Instead, he made outrageous claims that we had committed fraud and that the documents we submitted were somehow "red-flagged." Well, today is November 8th, 2024, and it's been over 45 days since our contract expired. Despite multiple requests, his company has failed to produce any evidence of the supposed "fraudulent documents" or red flags. It's a blatant lie. I even went so far as to show up in person at their office in Irvine with the police, asking, "If I committed fraud, arrest me," and demanding answers on how to get my money back. What did they do? They handed me a Post-It note with the number of their attorney--no documents, no explanation, and I was not arrested. Just a complete refusal to provide any help. Mark Atalla and Carlyle Capital are now forcing me to hire an attorney and pursue legal action just to get my hard-earned money back. I highly recommend reading about how the FTC found him guilty and made him pay over $500,000 in damages. He also has another lawsuit for failing to pay a contractor over $98,000. SMH. Just a very bad business experience overall. I'm not outright calling him a scam artist or criminal, but his lawsuits, the Federal Trade Commission, and my personal experience paint a very ugly picture of this company. I would NOT recommend this company at all. STAY AWAY. SAVE YOURSELF THE TROUBLE.

We have received better interest rate. Processor helped accelerate approval process. Overall good…read moreexperience. Only thing that % LTV initially agreed didn't happened. I can recommend the lender.

Been doing business with them over the last 5 or so years. Tom has always gone above and beyond…read more Funding has taken only about 24 hours from application to funding.

worked with this company on 10 different occasion's, always provided great service and quick…read moreturnaround

Words can't describe how happy I am with the process!! My loan rep was Gina Garcia. She really is a…read moreblessing and nothing but informative, kind and personable. Everything was explained to me thoroughly and Gina kept me abreast during the entire time so I always knew what was going on. I was offered a direct line to reach Gina which was also great. 5 stars

don't care who they represent for companies that don't give full information. They a consumer…read morefriendly company and aid in getting you into poor loans with inaccurate information

I received emails from Jada from FundMerica over the past year. I had finally decided it was time…read moreto get additional funding to grow my business, and I responded to her email. I was excited to hear more about what FundMerica could provide. When Jada called me, I inquired if we had worked together previously as I received funding through a similar company last year. Jada answered my questions in yes or no quick fashion which seemed defensive and not customer service friendly. I asked if perhaps I caught her at a bad time as she seemed rushed. She asked me to elaborate and I explained how her short answers didn't make me feel that I knew much about FundMerica. She confirmed that she answered the question. At this point I advised she didn't seem too keen on having my business and that I like to feel comfortable and in good terms with companies I partner with. She said that was fine and ended the call. ...Very Disappointed to say the least. This was the Opposite of Lendzi, who communicated with me as if they wanted to do business with me. To top it off, I was going to tell Jada, well let's just move forward as again, perhaps she was having a bad day. Jada was so curt and dismissive that it confirmed for me that she and FundMerica were probably not the people I want to entrust to help me grow my business. Pretty cheap lesson to learn IMHO. I am glad I learned it before we started. Please feel free to review the call to verify the interaction.

I dont know where to start. But I wasn't even looking for funding & received a call from this…read morecompany. The representative name is Nicole Sullivan. We spoken through emails for a few months before me deciding if I wanted to deal with them or not. I was asking to submit 4 months bank statement first time was with one bank showing I made well over 100k in two months. But was denied because one month had lower income than others. So i presented other bank statements which one of those months was even lower than the other one. I was asked what I needed the money for or going to do with. I said buy box trucks. She asked how much are they, I told her roughly around 40k - 50k. Mind you I dont really need the loan, I just wanted to see what they will do since they kept calling me. So anyways she runs my personal credit after they said that doesnt matter. Then comes back with an offer of 16,000 lol. I make that in two weeks. Im like go ahead since im this far lets see what else. She comes back with 18k with a pay back of 26k at 299 a day for 4 months on a short term loan. Another guy calls me to set everything. Wanting full access to my bank account. He ask me a series of questions. Like what I need the money for, is enough. Which I told him yes me and my partner have the rest. Well that seems to be a problem.because he told me that they just didnt have funding for the night but will call me in morning lol. Then the broker Nicole calls me and gives me another story saying they rejected the offer due to me not allowing him access to my other accounts which is false was never asked to see them. Lol this place is a joke and would never refer anyone to them.

We have been using First option Capital in several occasions for our financing needs and always had…read morea great experience with them. Brandon is very responsive, honest, ethical, knowledgable and great in doing what he does. He gets things done when others are not able to. Highly recommend him.

Great service from Brandon at First Option Capitol. Brandon is a very professional and courteous…read moreadvisor. Looking forward to working with him again when we expand our operations.

Terrible, unprofessional, clueless. Not to mention the advisor, Randy is useless. Never returns…read morecalls. This company is a joke.

If I could give this company zero stars I would. STAY FAR AWAY FROM DAVID WHITE and BALBOA and seek…read morefinancing elsewhere. I signed a lease with him and his trainee back in 2019. Something told me that David was shady and we had some negative interactions, but the loan was already too far along to cancel at that point. They set up my equipment lease for quarterly payments, which I didn't know quarterly lease payments even existed. I never asked for quarterly and was not happy when I found out, but again, it was already too late by that time. I even questioned him about it, but he said something along the line that this was their typical practice. Now 6 years later, at the end of my lease I learned the real reason why they did this. I recently contacted Balboa because, per my records, I had paid 1 extra installment that I thought they had somehow misapplied. I paid "prorated rent" at the start of the lease just short of $30k, which I was told amounts to 1 full payment plus some other fees. Back in 2019, I just assumed that is was my first installment because of the timing, but 6 years later I am being told that NONE of the "prorated rent" gets applied towards the loan--it is a completely separate fee--and that the fine print allowed them to charge me a full installment and then some. So basically, I paid an additional $30k for my own machine! David was able to scam me out of 3x more money by writing my lease as quarterly than if it was written as a normal monthly lease. Even the Sales Manager who helped me look into this matter admitted that I was scammed and he was very apologetic. He said he would never have written a lease like that. He tried to see if he could get me some sort of compensation, but Balboa refused. This David White scammer is still with Balboa today and is still a supervisor.

I reached out to US Business Funding to get a quote on a loan. Jordan Groves was who i spoke with…read more I explained that we had an offer from another company and i went over the details. Jordan told me that i had a very good offer and we should pursue that offer. This was extremely valuable and much appreciated! We run a company and one of our core values is we give advice with no regard to getting a job and we advocate for our customers money. It is very important that we deal with companies with the same values as our company. Jordan and US Business funding is that kind of company are that kind of company. I highly recommend them!! Sincerely, Bruce Watkins Cal Preserving

Services might work for few but doesn't work for most as far as getting funding. Half of the…read moregranters require a monetary membership every month. USBFS did not work at all for me. The services provided and zero grants received doesn't not equate to the $1,500 price tag for only 3 months. Also, I was told that my grant coach would write up my business plan. I never got that business plan. I did all of the paperwork and wrote my own plan. Another important thing to mention is that fact that most grants applications require at least 6 months for processing. So why does USBFS services expire in only 3 months? It would be curious for a business that offer grant opportunities to extend the initial service for at least 6 months to 9 month. Especially for $1,500 "worth of services." That would help insure that the customers' best interests are in mind. I was also told by the supervisor 6 months after signing up that I failed at completing steps at the beginning of my grant profile and that it was my fault that I didn't get any of the potential grant opportunities I was eligible for. I sure would have thought my grant coach would have looked over my profile for corrections so that I could properly submit my profile for funding opportunities. Make your own decision on using USBFS regardless of how much they hound you about signing up. If they followed up my profile as much as they hounded me to sign up then my experience might have been worth my time and money.