I purchased a home recently and also had many questions related to refinancing and different loan…read moreoptions for a refi. The timely and expert advice I received from Robert and his team during this process were invaluable to me. I'm a fan of working with specialists in their field so that I don't have to try and know it all or keep up with it all. Robert is a true professional and knows this business better than anyone else I've met in the mortgage industry. I'm a real estate broker and have seen first hand the broad spectrum of capability and professionalism (or lack thereof) in the mortgage business. The no-nonsense approach and the delivery of market data and financing options by the team at Cornerstone enables the client to better understand what will make the most sense for their unique situation. I was very impressed with the level of knowledge and understanding Robert and his team possess and the great lengths they go through to deliver great service to their clients. Highly recommend!

Hands down without preamble, Cornerstone Mortgage gets it done. While others brag service job#1…read morecornerstone authored the book. If there's one take away that separates them from this crowded space you can actually communicate with the whole team at any level. Plain English, no double talk. If you're tired of feeling like that squirrel in the wheel house, call Robert Copeland. State your business, discuss the business outcomes and be honest about your goals and expect the best service in the business. Highly recommended!

Just great rates, service, and understanding with skip a pay available when needed. Payment slips…read moreare always sent to send payments in.

Horrible customer service. Went in to the place .Took letter from my bank. Next payment was taken…read morefrom my savings. Then they blamed me. Then called to cancel direct deposit and they did not cancel it .Had to chase them .Lots of Horrible service

Michael and his staff are the best in the industry at what they do. This team at Summit is the most…read morepersonable and patient you will ever see in the mortgage business. Michael and his staff worked long hours to get me the perfect mortgage and answered any questions I had on the process. They make it look so easy because they are the best at what they do. Without a doubt the best choice for your mortgage needs. I wouldn't go anywhere else!

From the owner: Conventional, FHA, VA & USDA Jumbo, HARP, FHA & VA…read moreStreamline Refi's, HomePath Home Loan Programs, Closing Loans on time!

It doesn't get better than Krista Gillispie and Lauren Morris of the Academy Mortgage Team. We have…read morepurchased more than 7 homes and have worked with many mortgage companies but this team is the best. They stay on top of what needs to get done, are top notch professionals and are really wonderful to work with. You feel like you are talking to a friend and know that you are being taken care of. It made a very stressful situation (because of simultaneous sale and purchase and other factors) much better because you knew you were working with people who care and knew what they were doing. If you need a mortgage I would highly recommend that you work with this team, it doesn't get any better than this!

This process of buying a house what the most stressful and rewarding procedure I've ever had to go…read morethrough. But what made everything better was Diana at Academy. Throughout this process you have multiple questions to ask all times of the day. She would always get back to me in a timely matter. She's very knowledgeable and understands what you're going through. Thank you Diana and your whole team for making this process go smoothly. Great job to everyone highly recommended!!!

They are a waist of time! They can't do what they say they will, I came to them in September they…read morecould only offer a small amount I would have to use the city of Turlock program so I was completely aware of that and was fine, we started working with them in September but had to wait until dec due to qualifications per the city of Turlock. In nov I began to contact summit funding to make sure I had everything ready to go by dec 15. There were issues with micheal and Berenice getting into contact with Maria from Turlock. They kept making excuses that she was out or they would be out with no notice until THAT DAY. So it went in like that until dec 12 so you can imagine my frustration. Finally after expressing to micheal that I was upset he sent me the email in the pictures posted. And only one start cuz I ha d to I would give them 0!

Lending from HELL!!!!!!!!!!!!!!!!!!!!!!!!!!!…read more Wow!! what a Nightmare!!!!! if you want to close your loan quick, do not use summit funding!!! every week we were told that we were done and did not need any other paper work to close on our new home, but it was never true! my husband said it felt like that movie "Ground Hogs Day", it never ended. summit always needed something else, week after week. this went on from Aug. 8th-Oct.30th 2013. even after signing the loan papers they continued to ask for more documents and even asked us to close 6 of our credit card accounts. they said we had too much credit? They told us by getting a Conventional Loan, and putting 20% down, we would lock in a low interest rate. Then when we were sent the final Doc's by the title Co., Summit had charged us over 4,000 dollars for points to get the low interest rate. These people are manipulators and Liars. This was all after we put 22,000 down , paid off all our debt, i mean we had 0 debt and we also had a credit rating in the 700's. This was an emotional roller coaster that I never want to ride again!!!! I would not ever recommend summit funding!!!!!!!!!! The loan agent had the nerve to tell me To Breathe and to calm down!! Really! our Realtor said he and the man we were buying from, said they had never heard of anything like this before, especially since we put so much money down, had great credit and had zero debt. they said they will never recommend summit funding to anyone!!!!!!!!!!!!!!!!! THE ONLY REASON THERE IS ONE STAR MARKED IS BECAUSE YELP MAKES YOU!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

My fiancé and I were starting to tip toe into the "owning your own home" sector of life! He made an…read moreappointment with Brenda here at Scenic and I was self doubting because I didn't think we were ready or we could do it! We met with Brenda who is VERY knowledgeable in her field and quick. She was able to answer any questions I had for her even after we left her office. She isn't one of those Mortgage loan originators with a "car sales men" attitude. And that's what I loved about her. We did shop around for a lender before deciding Scenic Oaks was the right company for us to choose. And we specifically chose it, because of Brenda! After speaking with others, we felt that it wasn't "home" if we weren't going with Scenic! She took care of us from day 1 to today! Today we finally closed on our home and received keys. And I couldn't be more excited for this next Journey!! So if your having doubts, or are ready to start the next stepping stone in your life, contact Scenic and ask for Brenda! I am telling you, you won't regret it. We will definitely be back to refi with her!!! Scenic, don't loose her!! LOL

Tom Valentino was great to work with ! Keep me informed throughout the process and kept constant…read morecommunication open . Tom delivered a timely closing with very satisfied customers. As a real estate agent I can say that Tom made this transaction easy ! highly recommend Tom Valentino