I purchased a home recently and also had many questions related to refinancing and different loan…read moreoptions for a refi. The timely and expert advice I received from Robert and his team during this process were invaluable to me. I'm a fan of working with specialists in their field so that I don't have to try and know it all or keep up with it all. Robert is a true professional and knows this business better than anyone else I've met in the mortgage industry. I'm a real estate broker and have seen first hand the broad spectrum of capability and professionalism (or lack thereof) in the mortgage business. The no-nonsense approach and the delivery of market data and financing options by the team at Cornerstone enables the client to better understand what will make the most sense for their unique situation. I was very impressed with the level of knowledge and understanding Robert and his team possess and the great lengths they go through to deliver great service to their clients. Highly recommend!

This is the 2nd time I have used Robert Copeland/Cornerstone and wouldn't go anywhere else!!…read more Professional, personable, affordable and amazing service! Thank you Cornerstone!!

Brenda Perry was very helpful in helping us navigate the process from beginning to end. We are very…read morepleased we were assigned with her to be able to make our purchase smoothly and pleasant. Thank you Brenda and team!

I worked with Chris Salas, and I have only great things to say. Chris was genuine, knowledgeable,…read moreand highly responsive. He helped me maneuver through not only the loan process, but got me up to speed from the get-go. He acts as your partner through the mortgage process, no talking down, no pressures. I'm very appreciative for his patience, accessibility, and straightforwardness. I'll be happy to come back to Chris for my next mortgage and recommend him to my friends. A breath of fresh air.

My fiancé and I were starting to tip toe into the "owning your own home" sector of life! He made an…read moreappointment with Brenda here at Scenic and I was self doubting because I didn't think we were ready or we could do it! We met with Brenda who is VERY knowledgeable in her field and quick. She was able to answer any questions I had for her even after we left her office. She isn't one of those Mortgage loan originators with a "car sales men" attitude. And that's what I loved about her. We did shop around for a lender before deciding Scenic Oaks was the right company for us to choose. And we specifically chose it, because of Brenda! After speaking with others, we felt that it wasn't "home" if we weren't going with Scenic! She took care of us from day 1 to today! Today we finally closed on our home and received keys. And I couldn't be more excited for this next Journey!! So if your having doubts, or are ready to start the next stepping stone in your life, contact Scenic and ask for Brenda! I am telling you, you won't regret it. We will definitely be back to refi with her!!! Scenic, don't loose her!! LOL

Tom Valentino was great to work with ! Keep me informed throughout the process and kept constant…read morecommunication open . Tom delivered a timely closing with very satisfied customers. As a real estate agent I can say that Tom made this transaction easy ! highly recommend Tom Valentino

Sondra is truly amazing at what she does! I just bought my first home and I was pretty nervous…read moreabout the whole process. Sondra explained everything to me and walked me through the entire process. She reassured me at every turn. And, she definitely held my trust through the whole process because she's 100% reliable and honest. She shows a high level of work ethic and integrity. If you need a Lender, choose Sondra Bates! You will not be let down!

What can I say? Sondra is knowledgeable, efficient, personable and professional. Always promptly…read morereturned calls and emails and got the job done. Thanks Sondra

Adam and his team were great throughout the entire process. As a first time home buyer, as well as…read morea Veteran using the VA loan, they made the process simple and kept me informed throughout. Highly recommend for all buyers and definitely recommend for those using the VA Home Loan.

If you are looking for someone you can trust who will be patient with you and explain every part of…read morethe mortgage process thoroughly ,then I highly recommend Adam and his team at Carrollton mortgage. As a first time homeowner there was so much to the process that was new and overwhelming, but working with Adam and his team made the process smooth , manageable and even enjoyable. I learned so much valuable information. And best of all you can count on them to have your best interest at heart.

Just great rates, service, and understanding with skip a pay available when needed. Payment slips…read moreare always sent to send payments in.

Horrible customer service. Went in to the place .Took letter from my bank. Next payment was taken…read morefrom my savings. Then they blamed me. Then called to cancel direct deposit and they did not cancel it .Had to chase them .Lots of Horrible service

Just completed a refinance on our initial home loan with Linda manning the ship and even though…read morewe'd just been in our new-to-us 1950's home 15 months interest rates dropped again when I received a call from Linda with the news in March of 2015. Ended up at the close of this refinance saving just over 2% across the board including a drop in the interest on our PMI and interest rate for the loan itself which yielded close to $200 in monthly savings on our mortgage payments. The thing that I appreciate so much about working with Linda is that she stays up to date on the ever changing Mortgage Market, programs available and works individually on each buyers unique situations to taylor make and work within the real life circumstances of said buyers aka: Us. An example of this would be that when we began this recent refinance this year; 2015 our new interest rate was locked in by Linda @ 3.75% down from its original rate just one year ago of 4.25% but during that time interest rates dropped again and so she locked in the new lower rate for us saving us even more money before the close of our refinance. She didn't have to do this but she did. I love this! Communicating with her is as always super clear, precise and streamlined as I have not once during the initial home purchase as well as refinance had to chase her down to submit required docs, check on the status of the process or follow up on my initial contact to her as she lead the process keeping us up to date the entire way. For me this is priceless extraordinary customer service. I trust her with the delicate matters of our home financing needs and to date there isn't another Mortgage Broker I can say this about. Even though her office is in Modesto and we reside in Sacramento the distance was never an issue as we were able to communicate and submit the required documentation electronically via fax and email. Closing? Was also pre arranged based on our availability by Linda and we were given the option to have a mobile notary or go down to a local to us Title Company. In the end we saved bank and now have an even more affordable home mortgage thanks to Linda's efforts and attention to detail. I cannot recommend her and her services enough!

From the owner: FHA, VA, USDA loans, Conventional (owner and non-owner) loansread more

It doesn't get better than Krista Gillispie and Lauren Morris of the Academy Mortgage Team. We have…read morepurchased more than 7 homes and have worked with many mortgage companies but this team is the best. They stay on top of what needs to get done, are top notch professionals and are really wonderful to work with. You feel like you are talking to a friend and know that you are being taken care of. It made a very stressful situation (because of simultaneous sale and purchase and other factors) much better because you knew you were working with people who care and knew what they were doing. If you need a mortgage I would highly recommend that you work with this team, it doesn't get any better than this!

This process of buying a house what the most stressful and rewarding procedure I've ever had to go…read morethrough. But what made everything better was Diana at Academy. Throughout this process you have multiple questions to ask all times of the day. She would always get back to me in a timely matter. She's very knowledgeable and understands what you're going through. Thank you Diana and your whole team for making this process go smoothly. Great job to everyone highly recommended!!!

I would not recommend Sonia Gutierrez unless you want your process dragged out. As a Lender you…read moreknow ALL the paperwork that you need to get the ball rolling. I am a first time buyer so I had no idea what she needed but she should have asked me the proper questions so she can do her job efficiently. I even asked her " Is that all you need?" Her response would be 'yes, that's it." Then days later ask for more. She did that for 2 whole weeks. And on top of that she was very hard to get ahold of. Oh, and after everything was said and done, she still didn't even submit what I gave her. She made my house buying experience terrible.

From the owner: At AFN - Almond Valley, we are more than just a lending institution - we are partners in your…read morejourney to homeownership. With integrity as our compass, hard work as our driving force, and industry excellence as our hallmark, we are dedicated to helping you achieve your homeownership dreams.