Linda and Wes are the absolute best!! Buying a home was incredibly stressful, but rateOne made…read moreeverything easier and gave me support (and encouragement) when I needed it most. Linda worked around my schedule and made sure she fully answered any question or concern I had. I would recommend rateOne to anyone looking for a loan and definitely to first time home buyers. You will not be disappointed!!

Wes was excellent to work with for our home loan. He is extremely professional and informative…read morethroughout the entire process. I highly recommend Wes for your home loan needs and would definitely work with him again!

Had the pleasure of using Braeden Dillon as my loan officer for my first home purchase! Braeden and…read moreteam were amazing to work with very knowledgeable and explain the whole process! They got me closed within a couple weeks and before the new year! Will definately be using him in the future and highly recommend them! He got me a great deal and I ended up putting down less than expected and was just an all around great and easy experience! Thank you team Braeden!!!

Professional, timely, and very responsive!…read more My initial loan application was through the builder's recommended loan office (in Arizona)... the timeline to close on the house shifted 5 months early and we were given 30 days to close. The builder's loan office knew this information, but was unresponsive and didn't call me back for over 72 hours. I was a nervous wreck... Contacted Mary and her team. Explained the situation and they took over. The entire team at Summit Funding was very responsive, respectful, and patient. Their web based program was easy to use and uploading and signing documents were a breeze. They send update emails with videos explaining where we were in the process and what to expect next.. very nice touch. Summit Funding helped me clear to close on the house in less than 25 days. Many people have told me that buying a house is the most stressful thing they have ever done... I think that's because they didn't have Summit Funding in their corner! Absolutely remarkable and they have earned my highest recommendation!

JJ, Lindsay and everyone at American Pacific Mortgage have been absolutely amazing to work with!…read moreThey are incredibly friendly, knowledgeable and willing to help by any means necessary. They took the time to answer all our questions and concerns. This is our first home buying experience and APM made sure we were comfortable every step of the way. Thank you all for your professionalism and willingness to help us!

The JJ Mack Team made the home buying process surprisingly easy. The whole process took about a…read moremonth or maybe a bit more from the time I initially applied to closing (not including the leisurely time taken to browse homes). The team was adaptable and added a coborrower mid process. Shout out to Lindsay who was great in the process! They were very clear about next steps each time.

Jeanine's service is defined as "excellence as the only standard"! She assisted me on my first…read moremortgage and this time the refi. She is very honest and transparent. Look no further, she is the real deal! I highly recommend her. Thanks Jeanine for all of your help!

Jeanine is quick, responsive, and very detailed throughout the process of our refi. I highly…read morerecommend her to anyone else that is looking to do the same!

Rich went above and beyond to help me purchase a house. He made himself available to me at all…read moretimes. He is very professional and gets it done so to speak. Right now he's helping me re-finance to get a lower interest rate which will save me about $100.00 a month payment. DO NOT HESITATE TO USE HIM ! His office staff is also very nice and helpful.

Alpine mortgage was so amazing! Lance Skirvin walked me through every document and was available…read moreany time I needed him! I am very busy but Lance worked around my schedule, he was even willing to meet me or come to my house if I needed him to. Lance and his team treat your home and time as if it was their own and go above and beyond to make you feel comfortable. I will tell everyone I know to call Alpine Mortgage if they ever need a lender. Call today and you will not regret it!

They take a long time to process your paperwork and get you the keys. We had papers to them on a…read moreThursday morning, we didn't sign until 5:50 pm Friday, and they will not get our keys to us until at least Tuesday. When we called they said they will be in touch with our realtor, who is not very helpful, and that they were working on it. I have had to reschedule the movers twice because they keep pushing our date to get the keys back.

Easy to work with offices in the Central Valley and Henderson. Able to facilitate mobile signings…read morewhen necessary. We have used them several times with no major issues. Will use again.

Randy and his assistant Jeremiah were so helpful in helping us find our new forever home. Jeremiah…read morewas very knowledgeable with the area, showed us houses that fit our budget and needs while always keeping our preferences in mind. We are so greatful for their help!

Randy Thomas is the best agent I have met. He has decades of experience and knows all the details…read moreand trends locally. When I got my first home long times ago, Randy helped us to find the home meeting all our requirements. As a first time buyer, lots of concern and questions came up. Randy addressed all the questions very well and made a great deal for us. When I moved back to Stockton last year, Randy helped me to get our new home. The needs of family totally changed, but Randy got it done beautifully again. After understanding what we need and what we can afford, Randy built up the strategic plan to approach it. Although the market was hot then, we still got a beautiful new home. Last but not least, the network of Randy would help you out, especially emergency occurs. I recommend him to anyone that is buying or selling property.

John and team were just amazing. They were competitive when I was shopping around for my first…read moremortgage loan. Martha walked me through the process at least twice and really helped me understand this big decision. John worked flawlessly with our buying agent and provided really competitive timelines which was the driving force in getting our offer accepted in a competitive market. He would often call me after hours to give me updates and was always asking if I had questions every step of the way. I cannot express how easy the team made it, although getting ALL THOSE DOCUMENTS to them was super stressful! They were understanding and patient, gently pushing when we were close to deadlines. So so so thankful for them and allowing us to purchase our first home!

Slow at responding and did not follow through with what I was told. Unfortunately, there were some…read morethings on my end that I need to do, and perhaps that is why the thoughtfulness and effort lacked. But regardless, there were multiple instances when I was suppose to get a call back, and I was the one reaching out. Whether you qualify immediately, or after some time- I prefer to have someone who's considerate regardless of their quick dollar. Very inconsiderate- and too busy juggling two very different locations. Go to someone else!

Angie Garibay was absolutely great to work with throughout our home loan process. She was…read moreprofessional, thorough, responsive, and made everything smooth from start to finish. Most impressive, she was able to close our file in just 7 days. We truly appreciate her hard work and would definitely recommend Angie for your real estate and home loan needs.

Working with Angie has been an absolute blessing both professionally and personally. She is not…read moreonly an incredible broker but also a powerhouse businesswoman, a woman of God, and a true friend. Her integrity, dedication, and unwavering faith are evident in everything she does, and it's inspiring to witness. What sets her apart is her commitment to making the home-buying process as smooth and stress-free as possible. She handles in-house loans, which means everything is done under one roof, making the entire process faster, more efficient, and more personal. You're never just a number to her she truly cares about every client and every transaction. She's knowledgeable, hardworking, and always goes the extra mile to ensure her clients' needs are met. Whether you're a first-time homebuyer or an experienced investor, she brings wisdom, clarity, and honesty to the table. She operates with a rare mix of professionalism and compassion that makes people trust her instantly. It's not every day you come across someone who can be your broker, mentor, and spiritual encourager, all in one. I am beyond grateful to work with such a phenomenal woman. If you're looking for someone who will fight for your best interests and do it all with grace, prayer, and purpose she's the one.