Erik Kaplan is simply the best when it comes to credit repair. Honest and focused on the hard work to get your credit in better standing. He also only charges for results that created a positive outcome for your credit. I solely refer everyone I know to Erik for credit repair from my neighboring industry of mortgage lending. There are many imitators and snak-eoil salesman within the credit repair field, this is a fact, Erik is the real deal. read more

I would give 0 stars if I could this guy said he could get my credit to 620 and a 660 ( me and my girls) but it didn't go up 1 point in 6 months !! And when we originally talked he said he'll give a full refund if it doesn't reach the mark in 120 days I gave him 180!. So I recached out and let him now I was unsatisfied and I want a full refund and he refused. So I did my research and found out what he is doing is illegal! Per California's Credit Services Organizations Act (Civil Code §1789.10.) And not doing it the correct way so I WILL be seeing this guy in court expeditiously. STAY AWAY DONT WASTE YOUR TIME THIS MIGHT AS WELL BE A SCAM LIKELY CALL read more

THD Credit Consulting - Debt Relief Services Near Me - Los Angeles, California

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When I was referred to Erik for assistance with my credit status, I was a bit uncomfortable, because I had been scammed in a prior real estate deal. Today, I'm glad that I trusted him and trusted the process. His help clearing my credit was executed well, within reasonable time limit, and is worth much more to me than just the purchasing power achieved. An added bonus...I didn't get scammed! ERIK DELIVERED! 1. Great credit 2. Peace of mind 3. I didn't get scammed!!! If you need help, be confident that Erik will do right by you. read more

This company did nothing and responded by violating my CCPA rights and tried to intimidate me by putting my name on here in an effort to make me remove the honest review. This business owner is the abusive one and demanded payment for services that were not completed sufficiently. He did absolutely no work then demanded final payment after a large deposit. This company is a scam, do not waste your money or do business with people who violate privacy laws. read more

Erik is absolutely amazing. He helped me improve my credit in a short amount of time so that I could qualify for my first house after losing my families home in Hurricane Milton. We are extremely grateful for his knowledge and professionalism. He answered every question that I had and is an excellent communicator. Thank you Erik for all of your help and patience with me! If you need your credit repaired Erik with THD is who you want. read more

Erik is a good person. We have engaged him and he is working our issues. We appreciate his good work for us and are hoping to see some great outcomes. Big thing for us to be able to purchase the home of our dreams. Not too much movement from his efforts so far and it has been quite some time. We are doing a lot on our own and hoping to see results. read more

ERIK was quick to help and understand my needs. He got several outstanding issues resolved and boosted my credit. I was referred by a friend back in 2016 and now its time to reach back out to Erik because we are now looking to buy a house and now it's our turn :) read more

Erik is an amazing person!! My wife and I are very happy and highly recommend THD to anyone wanting to clean their credit. I was referred to THD, and heard a lot of amazing things. We are not disappointed with our results. Erik is fast, reliable, communicates on a regular and has so much knowledge. He has awesome service and takes pride in what he does. Thank You, Erik read more

I was referred to Erik by my mortgage broker who told me "he is the best there is" at credit repair. She was not joking. My experience dealing with Erik was awesome. He was able to up my husband's credit score by 40 points within 30 days as promised, and also handled some old debt settlement directly with the creditor for 30 cent on the dollar. We expect my hubby's credit score to go higher once the settlements are reported in 90 days. The guy is up and responding to emails at 5 am in the morning, he is quick and responsive, and I always get an email back less than 3 minutes flat. he is also knowledgable on how to pull your credit back up, giving me tips on how to up my score even higher. If you have credit problems, and I know most people do, you must give Erik a call! There is a cost associate with his services, and I was able to paid half up front and the remaining balance once your score goes up. That was fair to me. Having good credit is vital to getting approved for mortgages, car loans, financing of any type in America, not that I agree with how the whole system is set up, but since that's the game we play, we must use it to our advantage. Let Erik know about your situation first to see if you have a case, he will be honest and let you know if he can help you. Good Luck! read more

THD Credit Consulting - Debt Relief Services Near Me - Los Angeles, California

If you want your credit score to go up, THD Credit Consulting can help. Excellent service, quick responses, and ultimately resurts in a matter of no time. Thanks to Erik at THD my credit score went from fair to excellent in less than six months. read more

Best Place to get your credit repaired. Guaranteed!!! I was referred to THD and spoke directly with Erik. Erik is the most professional, dedicated individual I have never personally met. Our interactions were vía phone or e mail and the man got it Done. At first I was a bit cautious and mentioned to Erik that I had spent over $1000.00 and a year of my life paying a so called Respectable Law firm to fix my credit. They accomplished almost nothing. Erik cleaned my credit report to ZERO negative items in about 4 months. I am still in shock. I am now in the process of purchasing my first home and making the Good O'l American dream come a reality for me. I have to say, it is not inexpensive but the return on this investment is very much well worth it. Thank you Erik. Best way for me to say thank you is to refer any one I know that needs your services and I will. read more

My mortgage broker recommended I talk to Erik due to an inadvertent Time Warner collection I had on my otherwise flawless credit report. Time Warner is the worst. Erik got it removed as promised and my score went up 80 points as soon as he was done. read more

I have been a responsible adult and, relatively conservative with my money since I was 18. This does not however, mean that I was immune from the economic downturn of 2008. The recession hit me very hard. I had my own business, and losing nearly everything took a huge hit to my credit. THD did an absolutely amazing job at helping the "little guy" combat the large businesses that have the ability to completely cripple you financially. I had a few outstanding items that eventually turned into collections. The issue was, some of these items were incorrect or not even mine to begin with. I contacted THD through word-of-mouth back in 2010 and have come back to them to refer others since then many times. They successfully helped me to remove any errors or issues with my credit and within a few years, I am where I was before my credit was put in front of a freight train. I couldn't be more pleased with the attention to detail and customer service that I have received from Erik over the years. Thank you so much for your amazing attention to detail and dedication to helping me gain my financial freedom. read more

Money is not an easy thing to deal with and creditors are scary as it gets, at least it was for me, until I met Erik. A friend of mine told me about Erik and I actually visited him when I was on a business trip in New York. We pulled my credit report and started working towards improving. He was able to clean a lot of things that were there without any reason, negotiate and pay what needed to be paid and deal with credit agencies for me. An amazing peace of mind for someone that was so scared to deal with everything. My credit is good now and is improving each month. Still today, every time I have a question about what to do or which direction to go, Erik responds my emails really fast and help me achieve my goals. I totally recommend him as your financial / credit consultant. read more

This was the most painless - and productive experience in credit rebuilding that I have ever had. Eric is extremely good at what he does and he enjoys it. He was able to help me to get from a mid 500 score after my divorce to above 700 - even with charge off's - he will do the work necessary to help you. He answered every call, every text and every email diligently - I never felt like he was not working - I got statements that he was working on and sent those off to him and he'd get to work. I completely and fully recommend him. read more

I was shocked to find that a small 2015 failed payment show up in 2019 on my credit report in collections. I had to do my own investigative digging before I figured out what happened, and it was due to a move and missed letters in the mail. Four years later, that notice was affecting my ability to secure a mortgage at the rate and conditions I needed. Erik was referred to me by my broker, and he was able to reassure me instantly, explain to me what was going to happen, and take it over for me. Within 10 days, the notice was removed from my report, and within a month, from the third. This was an incredibly relieving experience, one that I entered with some trepidation, but it worked very well for me. read more

Great service! Erik is very attentive and fast helping you out with your credit score, I highly recommend!

I have known Eric for many years I was a loan officer in the boom times and Eric was always able to help my clients out quickly with great integrity. He has has really helped me out as well. Great guy and service. read more

Eric helped get a few things off my credit. Eric really knows his stuff! He also explains everything very clearly and he makes it easy to understand! This is the guy you want working for you. When you hire him he gets things done! Thanks Eric! read more

Erik is a master credit whiz. In two months my score has jumped to 100 points! After a major life transition, I was feeling non-human with marks on my credit report. Pretty hopeless that I ruined any future opportunities. But Erik showed me that there was hope, and that all is not lost. I am truly grateful for his work on my credit report. He gave me much more than a better-looking score. He really changed my life and future! I am just so grateful. If you are on the fence about getting your credit fixed, I'd say hire Erik. You will be happy you did and your credit report will look much better afterward. read more

Let's face it...it's embarrassing to have bad credit, and it can be difficult to take the first steps toward fixing the issues that led to a low score. Many credit consulting companies have a very cold clinical approach, and little sensitivity to the very personal information one must share in order to seek credit counseling. Not with THD Credit Consulting. Erik Kaplan and his team have an incredible way of creating an organic relationship with their clients which almost makes the arduous process of examining bad credit enjoyable. Beyond their extraordinary professionalism, they are just damn good at what they do. Erik provided expert guidance on a plan to increase my score and personally negotiated with my creditors on my behalf. Within six weeks my score increased almost 100 points. You can TRUST Erik Kaplan...a statement that is indeed rare these days. I recommend him and his services without reservation. read more

Erik was a wonderful help. He provided me with amazing results faster than I was expecting this process to take. He took care of everything for me and my situations. Also much more affordable than I thought it would be. read more

Nine months ago my husband had credit scores ranging from 540-615. We wanted to buy a home and of course we were laughed at by banks. One loan officer suggested looking into his credit to see if there was anything on it that needed to be removed, and referred me to Erik. After pulling my husband's credit report, Erik discovered that there were 18 accounts that had been closed that showed up as delinquent on his credit report. Within 6 months, Erik had all these accounts cleared and removed from my husband's credit report. All 3 of his credit scores are now over 700 and we are closing on a million dollar home this month. I am forever grateful to Erik. His prices are very reasonable for the work he is doing; having to deal with credit bureaus and creditors is incredibly frustrating! You cannot put a price on good credit, and Erik was worth every penny. I would recommend him to anyone. read more

Erik is simply the best. He deserves a 10 star rating! I was referred to him by my mortgage broker, who has known Erik for many years. Erik made the whole process so easy. I paid and sat back and he took care of everything. Erik worked hard at removing old accounts and by the end of the process, my scores had gone up over 100 points. He was always easy to reach (quick to respond to emails and phone calls), even if just to calm me when I had a minor (and major) freak out about the process. He took care of everything for me. I would refer anyone who has any type of credit problem or issue to Erik. Thanks to Erik I was able to purchase my dream home. read more

I've been with Erik at THD credit consulting for almost a year and they've gone way above and beyond! My credit was fairly miserable after everything went down in 2008 but it's looking great now :) read more

There are very few individuals I have worked with in the business world that can remotely compare to Erik's acumen, delivery and results. I have worked with Erik Kaplan and THD Credit Consulting for over 6 years now for several different credit repair components. Erik is not only results driven, but over-delievers on everything discussed. His response time to emails and communication level is far superior to any other vendor I have ever worked with. Above all, he is never hesitant to go far above and beyond to achieve the desired result. Credit repair is not easy....There is a certain strategy to it, and many vendors over promise and under deliever. You will be thankful you hired THD after the process is said and done. To all reading this review, Erik Kaplan is not only a great business man, but a great person as well. He will not let you down, and the trust he will build with you is something that money cannot buy. Ryan F. read more